Augusta, West Virginia CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Augusta, West Virginia CD rates include The Bank of RomneyThe Bank of Romney16285 Northwestern Pike, Augusta, WV 26704B+4.7 ★Texas Ratio: 18.78%Real return: +0.92%APY minus CPI (February 2026) offering 24 Months Certificate at 3.72% APY, FNB Bank, Inc. Romney, WVFNB Bank, Inc. Romney, WV16125 Northwestern Pike, Augusta, WV 26704A5.0 ★Texas Ratio: 13.45%Real return: +0.20%APY minus CPI (February 2026) offering 48 MONTH IRA (Fixed) at 3.00% APY, Fairmont Federal Credit UnionFairmont Federal Credit UnionA+5.0 ★Texas Ratio: 2.76%Real return: +1.40%APY minus CPI (February 2026) offering Traditional & Roth IRA Certificates 48 month at 4.20% APY, Partners 1st Federal Credit UnionPartners 1st Federal Credit UnionA+5.0 ★Texas Ratio: 3.82%Real return: +1.27%APY minus CPI (February 2026) offering 24 months at 4.07% APY, and WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70%Real return: +1.26%APY minus CPI (February 2026) offering 48 Months Share Certificate at 4.06% APY. CD rates as of May 10, 2026 according to verified data from MonitorBankRates.
Augusta has 14 local institutions in our database, with CD rates as high as 3.72% APY from The Bank of Romney at 16285 Northwestern Pike, Augusta, WV 26704. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader West Virginia area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 10, 2026
Compare Best CD Rates in Augusta, West Virginia & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
3 MONTH CD
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
3 Month CD/IRA
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Unified Bank Martins Ferry, OH
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3 Month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
3 Month Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 3 Month
$0
1.63%
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$10,000
1.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$1,000
1.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 3 month
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
CD/IRA 3 Months
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
3 Month CD
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Open Online
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
3 Months Certificate of Deposits
$2,500
0.40%
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
6 MONTH CD
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 6 MO
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
early withdrawal penalty may apply. Funds are disbursed to shares at maturity.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
6 Months Certificate of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 6 Months
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Greater than or equal to $100,000
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
CD/IRA 6 Months
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
6 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
6 Month CD/IRA
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 6 Months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Less than $100,000
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 Month Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
6 Month Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
6 Months Certificate
$1,000
3.30%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 6 months
$2,500
3.30%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificates 6 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 6 month
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposits 6 Month
$500
3.10%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 6 month
$500
3.05%
▼
Rate3.02%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
6 month Share Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
6-month IRA Certificate
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
6-month Share Certificate
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
6-month Share Certificate Peoples Preferred Club
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
6-month Share Certificate
$0
2.43%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
6-month IRA Certificate
$0
2.43%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6 months Share Certificates
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
IRA Share Cert. 6 months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$250,000
2.25%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 7, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
6 Months
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$100,000
2.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$10,000
2.15%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$1,000
2.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
6 Month Certificates
$0
1.75%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 6 Month
$0
1.68%
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
6 Month Certificate
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
CD = With $100 in your share account. Minimum $500 deposit.; Early Withdrawal Penalties: 6 Month Certificate Penalty - 90 Days of Dividends
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
6 Month Share Certificate / IRA Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Open Online
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
6 Months Certificates of Deposit (Regular & IRAs)
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
6 month Certificates
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
WVU Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
6 Month CD
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
6 MONTH IRA / ROTH
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
6 Months Certificate of Deposits
$2,500
0.60%
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 6 Month
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6 months
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificates
$0
0.03%
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
16285 Northwestern Pike, Augusta, WV 26704
12 Months Certificate
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
QTL. Min. $500.00 (Penalty 30 Days)
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
12 MONTH CD
$1,000
0.85%
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Cabway Telco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
12 months CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
LIMITED CERTIFICATE SPECIAL 12 Months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Youth Certificate Special 12 month
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12 month Share Certificates
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
12 Month CD Special
$10,000
3.75%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
12 Month Special CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 12 Months
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Greater than or equal to $100,000
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12 month Share Certificates
$250,000
3.70%
▼
Rate3.64%
Min Deposit$250,000
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12 month Share Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 12 Months
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Less than $100,000
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
12 Month CD
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12 month Share Certificates
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
12 Month Share Certificate / IRA Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificates 1 Year
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12 Months Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
12 Month Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
12 month Share Certificates
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Traditional / Roth IRA Certificates 12 Months
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
12 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Share Certificates 12 month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 months Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 12 MO
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
early withdrawal penalty may apply. Funds are disbursed to shares at maturity.
The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
IRA's 12 Month
$500
3.50%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposits 12 Month
$500
3.50%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Certificate of Deposit - 12 Month SPECIAL
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
12 Months Certificate of Deposit
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year
$0
3.41%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year Peoples Preferred Club
$0
3.41%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$200,000.00 and over
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 1 Year Peoples Preferred Club
$0
3.41%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 1 Year Peoples Preferred Club
$0
3.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year Peoples Preferred Club
$0
3.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year
$0
3.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 12 month
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year Peoples Preferred Club
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 1 Year
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 1 Year Peoples Preferred Club
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 12 months
$2,500
3.30%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1 Year Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 1 Year
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 12 month
$500
3.21%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 1 Year
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
16285 Northwestern Pike, Augusta, WV 26704
18 Months Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Daily Min. $500.00 (Penalty 90 Days)
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
18 MONTH IRA (Variable)
$100
1.25%
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
18 MONTH CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
18 Month CD/IRA
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 MONTH IRA / ROTH TDOA
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
18 Months Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
18 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 18 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
18 Months Certificate
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18-month Share Certificate
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18-month IRA Certificate
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18 months Share Certificate Peoples Preferred Club
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18 months Share Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18-month IRA Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
18-month Share Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
18 Month Certificate
$1,000
2.57%
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
CD/IRA 18 Months
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
18 Month Certificates
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate 18 Month
$0
2.03%
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
18 months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
18 month Certificates
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
18 Months Certificate of Deposits
$2,500
0.75%
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
18 MONTH CERTIFICATE or IRA CD
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
IRA 18 Month
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
18 Month
$1,000
0.30%
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificates
$0
0.03%
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
16285 Northwestern Pike, Augusta, WV 26704
24 Months Certificate
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Daily Min. $1,000.00 (Penalty 90 Days)
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
24 MONTH CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
24 Months Share Certificate
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificates 2 Year
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
24 month Share Certificate
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
24 month Share Certificates
$250,000
3.85%
▼
Rate3.78%
Min Deposit$250,000
Min Balance—
UpdatedMay 6, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
24 Months
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500+
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
24 month Share Certificates
$100,000
3.75%
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Share Certificates 24 month
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
3.65%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 7, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
24 month Share Certificates
$1,500
3.65%
▼
Rate3.59%
Min Deposit$1,500
Min Balance—
UpdatedMay 6, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 24 Months
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Greater than or equal to $100,000
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
24 Month Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
IRA Certificate 24 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 24 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Less than $100,000
First Exchange Bank
Institution Rating:
B-4.2 ★Texas Ratio: 24.32%
24 Month Special CD
$500
3.49%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$1,000
3.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 24 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 24 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 2 Years Peoples Preferred Club
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 24 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years Peoples Preferred Club
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$200,000.00 and over
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years Peoples Preferred Club
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 2 Years Peoples Preferred Club
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 2 Years
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
24 Months Certificate
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Traditional / Roth IRA Certificates 24 Months
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 2 Years
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 2 Years Peoples Preferred Club
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years Peoples Preferred Club
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2-year IRA Certificate
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2-year Share Certificate
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2-year Share Certificate Peoples Preferred Club
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 2 Years
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 2 Years
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
24 months Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
IRA Share Cert. 24 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2 Year Share Certificates
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 24 MO
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
early withdrawal penalty may apply. Funds are disbursed to shares at maturity.
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2-year IRA Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2-year Share Certificate
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
36 MONTH CD
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
36 Months Share Certificate
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
36 Month Certificates
$0
4.00%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
*New Money from an outside source*
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Traditional & Roth IRA Certificates 36 month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Traditional & Roth IRA Certificates 36 month
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 36 Months
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Greater than or equal to $100,000
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
36 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
IRA Certificate 36 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 36 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Less than $100,000
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Traditional & Roth IRA Certificates 36 month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 36 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
36 Months
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500+
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
36 months Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
IRA Share Cert. 36 months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years Peoples Preferred Club
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$200,000.00 and over
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 3 Years Peoples Preferred Club
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificate - 36 MO
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
early withdrawal penalty may apply. Funds are disbursed to shares at maturity.
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
36 Month Certificates
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
36 Month Certificate
$1,000
3.00%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Traditional / Roth IRA Certificates 36 Months
$1,000
3.00%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years Peoples Preferred Club
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$150,000.00 - $199,999.99
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 3 Years Peoples Preferred Club
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 3 Years
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 3 Years Peoples Preferred Club
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years Peoples Preferred Club
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
$100,000.00 - $149,999.99
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 3 Years
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo IRA Certificates 3 Years
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
Jumbo Share Certificates 3 Years
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
36 Month Certificate
$500
2.79%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
CD = With $100 in your share account. Minimum $500 deposit.; Early Withdrawal Penalties: 12 Month and Longer Certificate Penalty - 180 Days of Dividends
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
3-year Share Certificate Peoples Preferred Club
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
3-year Share Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
3-year IRA Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Preferred Club
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
3-year IRA Certificate
$0
2.68%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
3-year Share Certificate
$0
2.68%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
36 Month Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
36 Months Certificates of Deposit (Regular & IRAs)
$50,000
2.68%
▼
Rate2.65%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Share Certificate & IRA Certificate Rising Market 36 Month*
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Certificate of Deposits 36 Month
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
48 MONTH IRA (Fixed)
$250
3.00%
▼
Rate2.96%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
48 MONTH CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Traditional & Roth IRA Certificates 48 month
$0
4.20%
▼
Rate4.12%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Traditional & Roth IRA Certificates 48 month
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
48 Months Share Certificate
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Traditional & Roth IRA Certificates 48 month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
48 Month Certificates
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
IRA Certificate 48 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 48 Months
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Greater than or equal to $100,000
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 48 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Less than $100,000
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 48 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
48 Months Certificates of Deposit (Regular & IRAs)
$50,000
3.30%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 48 month
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
48 months Share Certificates
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
IRA Share Cert. 48 months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 48 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
48 Months Certificates of Deposit (Regular & IRAs)
$10,000
3.04%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
48 Months
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500+
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
48 month Share Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
48 month Share Certificates
$250,000
2.95%
▼
Rate2.91%
Min Deposit$250,000
Min Balance—
UpdatedMay 6, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
48 Months Certificates of Deposit (Regular & IRAs)
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
48 month Share Certificates
$100,000
2.85%
▼
Rate2.81%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
48 month Share Certificates
$1,500
2.75%
▼
Rate2.72%
Min Deposit$1,500
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Share Certificates 48 month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
48 Month Certificate
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Traditional / Roth IRA Certificates 48 Months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
48 Month CD
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
48 months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
CD/IRA 48 Months
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
4 YEAR IRA / ROTH
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
48 month Certificates
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
48 Months Certificate of Deposits
$2,500
1.00%
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
48 MONTH CERTIFICATE or IRA CD
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
4 Year
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
48 Month Share Certificate / IRA Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Williamstown Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
48 Month CD & IRAs
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Bank of Romney
Institution Rating:
B+4.7 ★Texas Ratio: 18.78%
16285 Northwestern Pike, Augusta, WV 26704
60 Months Certificate
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Daily Min. $1,000.00 (Penalty 180 Days)
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
16125 Northwestern Pike, Augusta, WV 26704
60 MONTH CD
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
60 Months Share Certificate
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
60 Months Certificates of Deposit (Regular & IRAs)
$50,000
3.82%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
60 Month Certificates
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
IRA Certificate 60 Month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Paid Monthly
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 60 Months
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Greater than or equal to $100,000
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
60 Months Certificates of Deposit (Regular & IRAs)
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Harrison County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Certificate of Deposit 60 Months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Less than $100,000
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
60 Months Certificates of Deposit (Regular & IRAs)
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
IRA Share Certificates 60 months
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
60 months Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
IRA Share Cert. 60 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 60 month
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
60 month Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
60 month Share Certificates
$250,000
3.20%
▼
Rate3.15%
Min Deposit$250,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 60 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
60 month Share Certificates
$100,000
3.10%
▼
Rate3.06%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
60 Months
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Minimum Deposit $500+
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Share Certificates 60 month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
60 month Share Certificates
$1,500
3.00%
▼
Rate2.96%
Min Deposit$1,500
Min Balance—
UpdatedMay 6, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
60 Month Certificate
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
60 Month Certificate
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Traditional / Roth IRA Certificates 60 Months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
$0
2.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
$0
2.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
60 Month CD
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Home National Bank Racine, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Certificate of Deposit (CD) 60 Month
$100,000
1.92%
▼
Rate1.90%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
CD/IRA 60 Months
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5 YEAR IRA / ROTH
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
60 month Certificates
$500
1.06%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
FNB of Peterstown
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
60 Months Certificate of Deposits
$2,500
1.00%
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Hancock County SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
60 MONTH CERTIFICATE or IRA CD
$500
1.00%
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Williamstown Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
60 Month CD & IRAs
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5 Year
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Augusta, West Virginia at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Augusta depositors is 3.72% APY from The Bank of Romney. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Augusta, WV CD Rate Trends
Compare local Augusta, WV CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WV Avg
2.912%
▼ 0.006 vs 7 days ago
West Virginia 12-month CD rates fell 0.006 points over the past 7 days to 2.912% APY.
6-Month CD — WV Avg
2.199%
▼ 0.007 vs 7 days ago
West Virginia 6-month CD rates fell 0.007 points over the past 7 days to 2.199% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
WV CD Rate Forecast — Next 12 Months
Where are West Virginia CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WV 12-Month Avg APY
2.912%
6-Month Forecast
2.912%
Range: 2.71% – 3.06%
12-Month Forecast
2.662%
Range: 2.46% – 2.81%
Powered by
MonitorBankRates
What Your Savings Earn at WV CD Rates Today
Annual interest earnings at today’s West Virginia average APYs. State average used where available; national average as fallback.
| CD Term | WV Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.254% | $62.72 | $125.43 | $313.58 | $627.15 |
| 6-Month CD | 2.199% | $109.94 | $219.87 | $549.68 | $1,099.35 |
| 12-Month CD | 2.912% | $145.62 | $291.23 | $728.08 | $1,456.15 |
| 18-Month CD | 2.390% | $119.48 | $238.96 | $597.40 | $1,194.80 |
| 24-Month CD | 2.837% | $141.85 | $283.70 | $709.25 | $1,418.50 |
| 36-Month CD | 2.604% | $130.19 | $260.37 | $650.93 | $1,301.85 |
| 48-Month CD | 2.661% | $133.06 | $266.11 | $665.28 | $1,330.55 |
| 60-Month CD | 2.556% | $127.79 | $255.57 | $638.93 | $1,277.85 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 10, 2026. | |||||
Sample CD Ladder for Augusta, West Virginia Savers
$25,000 split equally across 5 terms using today’s West Virginia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WV Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.254% | $62.72 |
| 2 | 6-Month CD | $5,000 | 2.199% | $109.94 |
| 3 | 12-Month CD | $5,000 | 2.912% | $145.62 |
| 4 | 24-Month CD | $5,000 | 2.837% | $141.85 |
| 5 | 36-Month CD | $5,000 | 2.604% | $130.19 |
| Total ($25,000 invested) | $25,000 | 2.361% blended | $590.32/yr | |
Ladder example uses equal $5,000 rungs and West Virginia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
371
CD Rates
Tracked in Augusta, West Virginia
Tracked in Augusta, West Virginia
19 Banks
27 Credit Unions
About Our Augusta, West Virginia CD Rate Database
MonitorBankRates tracks 371 CD rates from 19 banks and 27 credit unions with locations in Augusta, West Virginia, plus national online institutions available to West Virginia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: The Bank of Romney offers a CD at 3.72% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Augusta, West Virginia.
How to Find the Best CD Rates in Augusta, West Virginia
What to compare when shopping for a CD in Augusta, West Virginia
To find the best APYs in Augusta, West Virginia, start with credit unions and online-only banks — Augusta, West Virginia has 27 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Augusta, West Virginia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Augusta, West Virginia — 46 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Augusta, West Virginia savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Augusta, West Virginia money market rates
West Virginia Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
21.0%
National avg: 17.3%
Median Individual Earnings
$40,236
National avg: $47,340
Poverty Rate
16.7%
National avg: 11.1%
Unemployment Rate
5.4%
National avg: 4.8%
CD Earnings on 10% of Salary
$117/yr
At WV 12-mo avg 2.912% APY
21.0% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market. At today’s WV 12-month CD average of 2.912%, saving 10% of the local median salary ($4,023/year) and putting it in a CD would earn an additional $117 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Augusta, West Virginia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Augusta, West Virginia
Are CD rates in Augusta, West Virginia FDIC insured?
Yes, most established banks in Augusta, West Virginia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Augusta, West Virginia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Augusta, West Virginia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Augusta, West Virginia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Augusta, West Virginia?
Here are recent top rates found for this area:
- The Bank of Romney: 3.72% APY (24 Months Certificate)
- FNB Bank, Inc. Romney, WV: 3.00% APY (48 MONTH IRA (Fixed))
- Fairmont Federal Credit Union: 4.20% APY (Traditional & Roth IRA Certificates 48 month)
- Partners 1st Federal Credit Union: 4.07% APY (24 months)
- WEPCO Federal Credit Union: 4.06% APY (60 Months Share Certificate)
- Members Choice WV Federal Credit Union: 4.01% APY (IRA Certificates 2 Year)
- Alloy Federal Credit Union: 4.00% APY (LIMITED CERTIFICATE SPECIAL 12 Months)
- Hancock School Employees Federal Credit Union: 4.00% APY (36 Month Certificates)
- Justice Federal Credit Union: 4.00% APY (36 month Share Certificate)
- Cabway Telco Federal Credit Union: 4.00% APY (12 months CD)
Rates reflect recent verified offers available in Augusta, West Virginia. Last Updated: May 10, 2026
CD Calculators for Augusta, West Virginia
Augusta, West Virginia CD Calculator
At today’s WV top rate of 3.72% APY, a $10,000 deposit earns $372 in the first year. Enter your amount to see your exact return.
Augusta, West Virginia CD LadderWV CD rates currently range from 1.254% (3-month) to 2.604% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Augusta, West Virginia CD at 3.72% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsWest Virginia’s average 12-month CD is 2.912% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Augusta, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Augusta, West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 10, 2026
Rate Assistant
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