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WVU Employees Federal Credit Union Rates and Review January 2026

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WVU Employees Federal Credit Union12-month CD rates can be found at 0.35%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 16.20%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates which you can compare to WVU Employees Federal Credit Union rates.

Compare WVU Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of WVU Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

WVU Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at WVU Employees Federal Credit Union? Share your experience about WVU Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WVU Employees Federal Credit Union.

Overall, WVU Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

WVU Employees Federal Credit Union
WVU Employees Federal Credit Union
448 Harding Ave
Morgantown, WV 26505
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.75%
$1,000
6-Month CD (Jumbo)
3.66%
$100,000
18-Month CD
3.65%
$1,000
9-Month CD
3.60%
$25,000
48-Month CD
3.60%
$1,000
24-Month CD
3.55%
$1,000
18-Month CD
3.55%
$0
12-Month CD
3.50%
$500
48-Month CD
3.41%
$1,000
12-Month CD
3.20%
$1,000
24-Month CD
3.03%
$500
24-Month CD
3.00%
$500
48-Month CD
3.00%
$500
24-Month CD
2.99%
$2,500
48-Month CD
2.78%
$1,000
48-Month CD
2.75%
$500
60-Month CD (Jumbo)
2.75%
$100,000
24-Month CD
2.75%
$1,000
60-Month CD
2.27%
$1,000
24-Month CD
2.20%
$1,000
24-Month CD
2.02%
$500
18-Month CD
2.02%
$1,000
18-Month CD
2.02%
$1,000
36-Month CD
2.01%
$1,000
36-Month CD
2.00%
$1,000
First Rate Savings
2.00%
$100
60-Month CD
2.00%
$1,000
18-Month CD
2.00%
$1,000
48-Month CD
1.51%
$500
12-Month CD
1.26%
$1,000
12-Month CD
0.75%
$2,500
12-Month CD
0.60%
$500
Savings
0.50%
$100
Keystone Money Market
0.50%
$10,000
3-Month CD
0.50%
$1,000
12-Month CD
0.50%
$1,000
Personal Money Market
0.45%
$2,500
Premier Money Market
0.40%
$1,000
36-Month CD
0.35%
$1,000
Passbook Savings
0.25%
$10,000
Statement Savings
0.25%
$50
3-Month CD
0.20%
$0
Now Checking
0.20%
$1,000
General Savings
0.10%
$131
Savings
0.10%
$100
Premier Checking
0.05%
$1,500
Money Market
0.02%
$2,500
Checking
0.01%
$1,000
30-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.941%
0.000
5.625%
5.741%
0.000
5.875%
5.980%
0.000
4.875%
5.010%
0.000
6.000%
6.076%
0.000
5.250%
5.370%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
20-Year Fixed
5.750%
5.915%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.875%
6.070%
0.000
5.875%
5.900%
0.000
5.625%
5.647%
0.000
5.750%
5.853%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.125%
5.291%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.250%
6.580%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.250%
5.493%
0.000
6.000%
6.035%
0.375
5.375%
5.460%
0.500
30-Year Fixed
6.000%
6.058%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.375%
6.220%
0.000
5.240%
6.315%
0.000
15-Year Fixed
5.375%
5.584%
0.000
6.250%
6.199%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.750%
5.880%
0.000
5.875%
5.975%
0.000
20 Year Fixed
7.125%
7.527%
0.000
5.375%
5.415%
0.000
5.500%
5.565%
0.000
15-Year Fixed
5.750%
5.845%
0.000
5.375%
5.721%
0.000
5.625%
5.787%
0.000
4.750%
5.730%
0.000
5.625%
5.899%
0.000
6.500%
6.630%
0.000
5.750%
6.093%
0.000
5.875%
6.118%
0.000
7/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.680%
5.964%
0.000
15-Year Fixed
5.375%
5.560%
0.000
15-Year Fixed
5.625%
5.747%
0.250
4.675%
4.867%
0.000
15-Year Fixed
5.250%
5.513%
0.500
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
15-Year Fixed
5.625%
5.986%
0.000
30-Year Fixed
6.000%
6.133%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Platinum Credit Card
9.500% - 12.500%
14.240%
13.240%
VISA Credit Card
11.900%
No annual fee
Visa Crimson Rewards Card
13.740%
14.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
16.100%
14.000%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
16.200%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Signature® Cash Back
17.750%
8.900%
Business Select Credit Card Mastercard
18.000%
16.240% - 27.240%
Visa Business Rewards Card
15.240%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
50% Share Secured Loan
6.460% - 14.990%
$0
Personal Signature Loans
14.000%
$0
60
Personal Signature Loan
11.000%
$0
96
9.200% - 17.950%
$0 - $500
48 - 48
11.240% - 17.950%
$0
25 - 36
12.500%
$0
60 - 60
13.990%
$0
Personal Loans
13.450%
$0
60
Personal Line of Credit
12.950% - 18.000%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
8.890%
$0
12.250% - 17.000%
$0 - $20,000
10.490%
$0
60 - 60
Signature Loan
10.500%
$0
Personal Loan
11.760%
$0
12.740%
$0
36
Access Line Of Credit
16.240%
$0
Credit Starter Loan
16.250%
$0
12.990%
$0
13 - 60
Personal Loan
11.000%
$0
1 - 12
Term Line of Credit 84 months
8.000%
$0
13.450%
$0
Personal Loans
11.000%
$0
37 - 60
9.490%
$0
48 - 48
11.240%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have WVU Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: WVU Employees Federal Credit Union
Full Time Employees: 8
Part Time Employees: 0
President: Gloria Rowan
CEO: Craig Street
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
448 Harding Ave
Morgantown, WV 26505
Phone Number: 304-293-5737
Fax Number: 304-293-7018

Financials

Total Assets:
62,352,984
Total Amount of Shares and Deposits:
47,452,868
Total Shares and Deposits < 1 Year:
46,728,785
Total Shares and Deposits 1 3 Years:
724,084
Total Insured Shares and Deposits > $250K (item 17 less item K):
47,452,868
Total Interest Expense (Sum of items 6 8):
373,372
Share Certificates:
305
Number of Accounts for Share Drafts:
3,555
Number of Accounts for Regular Shares:
6,894
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,362,122
Total Liabilities:
48,112,379
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About WVU Employees Federal Credit Union

Is a member application needed to join WVU Employees Federal Credit Union?

Yes, to access services at WVU Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, WVU Employees Federal Credit Union provides a range of mortgage and home equity products.

Is WVU Employees Federal Credit Union a safe place to deposit money?

Yes, WVU Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does WVU Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like WVU Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current WVU Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions