Current Washington, Utah CD rates include Utah First Federal Credit UnionUtah First Federal Credit Union1603 E Grapevine Crossing Rd, Washington, UT 84780A+5.0 ★Texas Ratio: 2.03% offering 60-Month Traditional and IRA Term Deposit at 4.00% APY, Chartway Credit UnionChartway Credit Union1025 W Red Cliffs Dr, Washington, UT 84780A+5.0 ★Texas Ratio: 1.26% offering 3-Month Promo Certificate at 3.85% APY, P&S Credit UnionP&S Credit Union2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119 1356A+5.0 ★Texas Ratio: 0.13% offering 12 Month Share / IRA Certificate of Deposit-STUDENT Accounts at 5.00% APY, American United Federal Credit UnionAmerican United Federal Credit Union500 Foothill Dr, Salt Lake City, UT 84148 0001A5.0 ★Texas Ratio: 7.60% offering 12-month GoldStar? Membership Certificate at 4.25% APY, and Members First Credit UnionMembers First Credit Union120 E 1000 S, Brigham City, UT 84302 4357A+5.0 ★Texas Ratio: 0.58% offering Youth Certificates 2 Year CD at 4.20% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Washington, Utah, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
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minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
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Automatic Renewal
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minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
(Share Certificate Only)
Automatic Renewal
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minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Automatic Renewal
Automatic Renewal
As rates rise, bump-up to a higher rate whenever you want
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Automatic Renewal
No fees, commissions or spreads
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Automatic Renewal to Regular Certificate
Automatic Renewal to Regular Certificate
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Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Washington, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Washington, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.