Utah Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 0.15% and 3-month CD rates at 0.50%. Current savings rates are at 0.55% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 19.74%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. Utah Independent Bank's 12-Month CD rates are at 4.26%, 60-Month CD rates are at 3.34%, 18-Month CD rates are at 3.24%, 30-Month CD rates are at 3.03%. Utah Independent Bank's savings rates are at 0.20%. Utah Independent Bank's money market rates are at 1.00%.

Utah Independent Bank

To see how these rates compare to Utah Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Utah Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Utah Independent Bank CD rates. You can also compare Utah Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Utah Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Utah Independent Bank? Share your experience about Utah Independent Bank by leaving a review below, or read customer reviews before you decide to use Utah Independent Bank.

Utah Independent Bank Texas Ratio

Utah Independent Bank's Texas Ratio is at 0.29%, which is considered excellent. The Texas Ratio for Utah Independent Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Utah Independent Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.26%
18-Month CD
3.24%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
3.34%
Savings
0.20%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Utah Independent Bank
55 S State St
Salina, UT 84654
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Utah Independent Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Utah Independent Bank
Utah Independent Bank
12-Month CD
4.26%
$500
Utah Independent Bank
Utah Independent Bank
60-Month CD
3.34%
$500
Utah Independent Bank
Utah Independent Bank
18-Month CD
3.24%
$500
Utah Independent Bank
Utah Independent Bank
30-Month CD
3.03%
$500
Utah Independent Bank
Utah Independent Bank
Money Market
1.00%
$20,000
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Utah Independent Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
1st Community Credit Union
1st Community Credit Union
12-Month CD
4.18%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
24-Month CD
3.80%
$250
Golden Belt Bank, FSA
Golden Belt Bank, FSA
48-Month CD
3.75%
$1,000
Quaint Oak Bank
Quaint Oak Bank
24-Month CD
3.75%
$500
F&M Union Bank
60-Month CD
3.68%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Phoenixville Federal B&T
60-Month CD
3.30%
$500
LNB Community Bank
LNB Community Bank
12-Month CD
3.28%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.25%
$1,000
Community State Bank Starke, FL
Community State Bank Starke, FL
36-Month CD
3.05%
$1,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
36-Month CD
3.00%
$50
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
60-Month CD
3.00%
$10,000
National Bank of Malvern
National Bank of Malvern
36-Month CD
3.00%
$500
The Bank of Protection
The Bank of Protection
36-Month CD
2.87%
$500
Old Dominion National Bank
Old Dominion National Bank
Prime Personal Money Market
2.76%
$10,000
Oostburg State Bank
Oostburg State Bank
24-Month CD
2.52%
$1,000
Phelps County Bank
Phelps County Bank
60-Month CD
2.52%
$1,000
First Command Bank
First Command Bank
60-Month CD
2.50%
$1,000
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
Coleman County State Bank
Coleman County State Bank
60-Month CD
2.43%
$1,000
Security Bank Minnesota
Security Bank Minnesota
18-Month CD
2.30%
$1,000
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
36-Month CD
2.25%
$500
1st University Credit Union
1st University Credit Union
48-Month CD
2.02%
$10,000
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Money Market
1.81%
$0
Iowa State Bank
Iowa State Bank
Kasasa Savings
1.50%
$2,500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Platinum Savings
1.40%
$25,000
Bank of Stronghurst
Bank of Stronghurst
30-Month CD
1.26%
$500
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
Lake Elmo Bank
Lake Elmo Bank
24-Month CD
0.80%
$1,000
Clarion County Community Bank
Clarion County Community Bank
Community Plus Money Market
0.75%
$1,000,000
Bangor Savings Bank
Bangor Savings Bank
60-Month CD
0.75%
$500
T Bank
T Bank
T Savings
0.75%
$0
Beardstown Savings
Beardstown Savings
18-Month CD
0.60%
$0
Greene County Commercial Bank
Greene County Commercial Bank
48-Month CD
0.35%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
Spencer Savings Bank
Spencer Savings Bank
12-Month CD
0.20%
$1,000
Murray Bank
Murray Bank
Statement Savings
0.20%
$50
WaFd Bank
WaFd Bank
18-Month CD
0.20%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
NOW Checking
0.15%
$0
Pillar Bank
Pillar Bank
12-Month CD
0.15%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
Platinum Money Market
0.15%
$50,000
Consumers Credit Union
Consumers Credit Union
Interest Checking
0.15%
$0
Community Bank of Elmhurst
Community Bank of Elmhurst
24-Month CD
0.10%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
6-Month CD
0.10%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Money Market
0.10%
$1,000
Abington Bank
Abington Bank
Get More Tiered Money Market
0.10%
$0
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
High Yield Savings
0.04%
$10,000
Regions Bank
Regions Bank
60-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Utah Independent Bank Information

Utah Independent Bank
55 S State St
Salina, UT 84654
Sevier
Established Date: 08/29/1977
FDIC Certificate #: 22514
Date of FDIC Deposit Insurance: 08/29/1977
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Utah Independent Bank FDIC Insured? Yes
What is Utah Independent Bank's Cert number? 22514
What is the maximum amount for insured deposits? $250,000 per holder, per account

Utah Independent Bank Financials

Total Assets:
$143,240,000
Total Deposits:
$122,457,000
Equity Capital:
$18,963,000
Domestic Deposits:
$122,457,000
Net Income:
$1,146,000
Return on Assets:
3.3613%
Quarterly Return on Assets:
3.3300%
Pretax Return on Assets:
3.3345%
Pretax Quarterly Return on Assets:
3.3300%
Return on Equity:
26.7800%
Quarterly Return on Equity:
25.1400%
Leverage Tier 1 (Core Capital) Ratio:
15.6604%
Total Interest Income (YTD):
6.8862%
 
 
Headquarters:
Salina
FDIC Field Office:
Salt Lake City
Regulator:
FED
County:
Sevier
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Nationwide Bank (NMLS #769318), a federally chartered savings bank, is offering some very competitive mortgage rates. Nationwide Bank's 15 year mortgage rate is particularly appealing at 3.00 percent with 0.5 mortgage points. The 3.00 percent rate is for both home purchases and refinancing.

Fixed home mortgage rates decreased in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates were both made record lows in this week's Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates rose for the second consecutive week in mortgage survey.
Average savings account rates for today, July 8, 2012, haven't moved much. Current average savings rates/money market rates for account balances of $10,000 are at 0.53 percent. This is the average rate there are many banks currently offering higher savings account rates on our savings rate lists.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

OneUnited Bank 2 Year CD Rates now at 1.05%
Start a Savings Plan Now: A Guide for Teenagers
EverBank 18 Month Jumbo CD Rates now at 1.16%
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Customers Bank Money Market Rates
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Dutch Point Credit Union CD Rates
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Utah Independent Bank Reviews

John H McDowell
★★☆☆☆
September 25, 2024
Was told could only open CD in person. Good rate but not worth flying from Pennsylvania
Average Rating
★★☆☆☆
Total Reviews
1
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