CD Rates Woonsocket, Rhode Island (RI) for March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Woonsocket, Rhode Island CD rates include Blackstone River Federal Credit UnionBlackstone River Federal Credit Union10 Monument Sq, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 4.52% offering 12 Month Certificate of Deposit at 3.04% APY, Milford Federal BankMilford Federal Bank2020 Diamond Hill Rd, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 1.42% offering 36 Month Education CD at 2.02% APY, Shoreham BankShoreham Bank1 Shoreham Way, Warwick, RI 02886A5.0 ★Texas Ratio: 10.45% offering 3 Month CD Accounts4 at 3.90% APY, Webster BankWebster Bank265 Newport Ave, Pawtucket, RI 02861A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, and Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 3.56% offering 1 Year Certificate of Deposit at 3.65% APY. CD rates as of March 27, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Woonsocket, Rhode Island, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 27, 2026
Compare Best CD Rates in Woonsocket, Rhode Island & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
3 Month CD Accounts4
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Premier 3 Month CD Special
$100,000
3.20%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
3-Month Certificate of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Premium APY
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
3 Month Certificate of Deposit
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
3 Month Certificate of Deposit
$500
0.15%
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
3 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
6 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000.00 Minimum balance required
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
Private 6-Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
6 Month Certificate of Deposit
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
6 Month CD
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Cumberland Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
2145 Diamond Hill Rd, Cumberland, RI 02864 5135
CD Rate - 6 Month
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minimum $1000
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
6 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
6-Month Certificate of Deposit
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Premium APY
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
12 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000.00 Minimum balance required
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
1 Year Certificate of Deposit
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
1 Year CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
12 Month CD
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
12 month Certificate Of Deposit
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
1-Year Certificate of Deposit
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Premium APY
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
1 Year CD Accounts4
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
Relationship APY
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
6 Months - Less than 1 Year Statement Certificate of Deposit (CD)
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
12-Month Variable IRA CD
$10
0.05%
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
12 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
18 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000.00 Minimum balance required
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
18 Month CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
18 Month Certificate of Deposit
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
18 Month CD
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
18 month Certificate Of Deposit
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
18-Month Certificate of Deposit
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
Relationship APY
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
18 Month Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
24 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000.00 Minimum balance required
Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI 02895
1-1/2 Year IRA
$25
0.10%
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
2 Year Certificate of Deposit
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
24 Month Certificate of Deposit
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
2 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
24 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
2 Year CD Accounts4
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
2-Year Certificate of Deposit
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
24 Month Certificate of Deposit
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
Relationship APY
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
265 Newport Ave, Pawtucket, RI 02861
2 Year Personal CDs
$500
0.01%
▼
Rate0.01%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
36 Month Certificate of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000.00 Minimum balance required
Milford Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI 02895
36 Month Education CD
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
3 Year Certificate of Deposit
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
3 Year CD
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
3 Year CD Accounts4
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
3-Year Certificate of Deposit
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Premium APY
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
231 County Rd, Barrington, RI 02806
3 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
Relationship APY
Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
36 Month CD
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Greenwood Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
4 Year Certificate of Deposit
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
4 Year CD Accounts4
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
48 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
4 Year CD
$5,000
2.50%
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
4-Year Certificate of Deposit
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
3 - Less than 4 Year Statement Certificate of Deposit (CD)
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Shoreham Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1 Shoreham Way, Warwick, RI 02886
5 Year CD Accounts4
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
60 month Certificate Of Deposit
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ocean State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
2006 Nooseneck Hill Rd, Coventry, RI 02816
5 Year CD
$5,000
2.50%
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
5-Year Certificate of Deposit
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
4 - 5 Year Statement Certificate of Deposit (CD)
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Woonsocket, RI CD Rate Trends
Compare local Woonsocket, RI CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — RI Avg
2.502%
▼ 0.279 from last week
Rhode Island 12-month CD rates fell 0.279 points this week to 2.502% APY, down from 2.781% last week.
6-Month CD — RI Avg
2.738%
▲ 0.272 from last week
Rhode Island 6-month CD rates rose 0.272 points this week to 2.738% APY, up from 2.467% last week.
As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Woonsocket, Rhode Island
Are CD rates in Woonsocket, Rhode Island FDIC insured?
Yes, most established banks in Woonsocket, Rhode Island are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Woonsocket, Rhode Island?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Woonsocket, Rhode Island.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Woonsocket, Rhode Island may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Woonsocket, Rhode Island?
Here are recent top rates found for this area:
- Blackstone River Federal Credit Union: 3.04% APY (12 Month Certificate of Deposit)
- Milford Federal Bank: 2.02% APY (36 Month Education CD)
- Shoreham Bank: 3.90% APY (3 Month CD Accounts4)
- Webster Bank: 3.75% APY (Private 6-Month CD)
- Greenwood Credit Union: 3.65% APY (1 Year Certificate of Deposit)
- Rhode Island Credit Union: 3.50% APY (6 Month Certificate of Deposit)
- Ocean State Credit Union: 3.50% APY (18 Month CD)
- Bank5 Connect: 3.20% APY (18 Month CD)
- Westerly Community Credit Union: 3.20% APY (Premier 3 Month CD Special)
- Cumberland Municipal Employees Federal Credit Union: 3.05% APY (CD Rate - 6 Month)
Rates reflect recent verified offers available in Woonsocket, Rhode Island. Last Updated: March 27, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Woonsocket, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woonsocket, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 27, 2026
