Best Personal Loan Rates in Woonsocket, Rhode Island (RI) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Woonsocket, Rhode Island include: Citizens BankCitizens Bank67 Cumberland St, Woonsocket, RI, 02895A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, Navigant Credit UnionNavigant Credit Union1280 Park Ave, Woonsocket, RI, 02895 6514A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Wave Federal Credit UnionWave Federal Credit Union10 Monument Sq, Woonsocket, RI, 02895 3023A+5.0 ★Texas Ratio: 1.65% offering Personal Unsecured Loan at 9.99% APR, Blackstone River Federal Credit UnionBlackstone River Federal Credit Union10 Monument Sq, Woonsocket, RI, 02895A+5.0 ★Texas Ratio: 4.52% offering Personal Unsecured at 10.45% APR, and Milford Federal BankMilford Federal Bank2020 Diamond Hill Rd, Woonsocket, RI, 02895A+5.0 ★Texas Ratio: 1.42% offering Unsecured Personal Loan at 14.00% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Woonsocket, Rhode Island can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Woonsocket, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Woonsocket, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 23, 2026
As Low As; 9.99%
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As
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As Low As
As Low As
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
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As Low As; Low Fixed Rates
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Up to 65% LTV
Up to 65% LTV
Up to 65% LTV
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As Low As
As Low As
As Low As
Dime Deposit Account Holder
Loan amounts up to $10,000
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
Loan amounts $10,001 - $15,000
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Non Dime Deposit Account Holder
depending on credit score
depending on credit score
depending on credit score
depending on credit score
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depending on credit score
depending on credit score
depending on credit score
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As Low As
As Low As
depending on credit score
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
As Low As
As Low As
Dime Deposit Account Holder
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
Non Dime Deposit Account Holder
No additional details available.
depending on credit score
depending on credit score
depending on credit score
No additional details available.
As Low As
depending on credit score
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Woonsocket, Rhode Island?
What are the best personal loan rates in Woonsocket, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
- Navigant Credit Union: 9.24% (Personal Loans)
- Wave Federal Credit Union: 9.99% (Personal Unsecured Loan)
- Blackstone River Federal Credit Union: 10.45% (Personal Unsecured)
- Milford Federal Bank: 14.00% (Unsecured Personal Loan)
Personal Loan Calculators
