Best Personal Loan Rates in Woonsocket, Rhode Island (RI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Woonsocket, Rhode Island include: Navigant Credit UnionNavigant Credit Union1280 Park Ave, Woonsocket, RI, 02895 6514A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Blackstone River Federal Credit UnionBlackstone River Federal Credit Union10 Monument Sq, Woonsocket, RI, 02895A+5.0 ★Texas Ratio: 4.52% offering Personal Loan at 10.45% APR, Milford Federal BankMilford Federal Bank2020 Diamond Hill Rd, Woonsocket, RI, 02895A+5.0 ★Texas Ratio: 1.42% offering Unsecured Personal Loan at 14.00% APR, Rhode Island Credit UnionRhode Island Credit UnionA+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, and Cumberland Municipal Employees Federal Credit UnionCumberland Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Holiday Loan at 9.00% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Woonsocket has 3 local institutions in our database, with personal loan rates as low as 9.24% APR from Navigant Credit Union at 1280 Park Ave, Woonsocket, RI, 02895 6514. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Woonsocket, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Woonsocket, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum 60-Month Term | Borrow Up to $14,000
As Low As
As Low As
No additional details available.
No additional details available.
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
No additional details available.
No additional details available.
As Low As; Personal Loans
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum 60-Month Term | Borrow Up to $14,000
No additional details available.
No additional details available.
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
No additional details available.
As Low As; Personal Loans
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Woonsocket, RI Personal Loan Rate Trends
Compare local Woonsocket, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.001 points over the past 7 days to 10.355% APR.
Rhode Island signature loan rates fell 0.016 points over the past 7 days to 11.007% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Woonsocket, Rhode Island?
What are the best personal loan rates in Woonsocket, Rhode Island?
- Navigant Credit Union: 9.24% (Personal Loans)
- Blackstone River Federal Credit Union: 10.45% (Personal Loan)
- Milford Federal Bank: 14.00% (Unsecured Personal Loan)
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Cumberland Municipal Employees Federal Credit Union: 9.00% (Holiday Loan)
Personal Loan Calculators
