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Rhode Island MMA Rate Trends

Best Money Market Rates in Woonsocket, Rhode Island (RI) - March 2026

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 23, 2026

Current Woonsocket, Rhode Island and the surrounding area money market rates include Eastern Bank Boston, MAEastern Bank Boston, MA180 Washington St, Providence, RI 02903A+5.0 ★Texas Ratio: 2.03% Money Market Account at 3.25% APY, Westerly Community Credit UnionWesterly Community Credit Union122 Granite St, Westerly, RI 02891A+5.0 ★Texas Ratio: 1.26% Advantage Money Market Account at 3.05% APY, Bank5 ConnectBank5 Connect590 Metacom Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, Citizens BankCitizens Bank67 Cumberland St, Woonsocket, RI 02895A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.00% APY, and The Peoples Credit UnionThe Peoples Credit Union858 W Main Rd, Middletown, RI 02842A+5.0 ★Texas Ratio: 3.41% Selective Reserve Money Market Account at 3.00% APY. Money market rates as of March 23, 2026 according to verified data from MonitorBankRates.

To see how these money market rates in Woonsocket, Rhode Island and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Woonsocket, Rhode Island (RI) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Woonsocket, Rhode Island and surrounding area. Last Updated and Verified: March 23, 2026

Compare the Best Money Market Rates Today in Woonsocket, Rhode Island & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
67 Cumberland St, Woonsocket, RI 02895
Citizens Private Client® Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
67 Cumberland St, Woonsocket, RI 02895
Citizens Quest® Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.

Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Money Market Special
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
590 Metacom Ave, Bristol, RI 02809
Connect Money Market
3.03%
$100
View
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Selective Reserve Money Market Account
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Premier Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Selective Reserve Money Market Account
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
2.75%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details

Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
1615 Pontiac Ave, Cranston, RI 02920
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

up to

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Business Elite Money Market
2.75%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Max Yield Money Market
2.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Business Elite Money Market
2.50%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Personal Premium Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
2.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Max Yield Money Market
2.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Personal Premium Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Business Elite Money Market
2.25%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Featured Premier Money Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Money Market Account
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Max Yield Money Market
2.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Personal Premium Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Business Elite Money Market
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Personal Premium Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Select Plus Money Market Savings
1.75%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Premium Money Market
1.75%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Personal Premium Money Market
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Business Elite Money Market
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
1.55%
$0
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
1.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Personal Premium Money Market
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
1218 Main St, West Warwick, RI 02893
Business Elite Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
Money Market Savings Account
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Money Market Account
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Featured Premier Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
Money Market Savings Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Coastal1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
540 Broadway, Pawtucket, RI 02860 1227
Business Money Market
0.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
160 Francis St, Providence, RI 02903 1118
Money Market Savings Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
0.75%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Select Plus Money Market Savings
0.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Premium Money Market
0.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Premier Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Qualifying balance up to $49,999.99

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1169 S Broadway, East Providence, RI 02914 4931
Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Business Money Market Access Tier 5
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Consumer Money Market Tier 5
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Select Plus Money Market Savings
0.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Money Market Savings
0.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Business Money Market Access Tier 4
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Consumer Money Market Tier 4
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Money Market Savings
0.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Select Plus Money Market Savings
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Money Market Savings
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Premium Money Market
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Consumer Money Market Tier 3
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Money Market Savings
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1169 S Broadway, East Providence, RI 02914 4931
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Business Money Market Access Tier 3
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.10%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Business Money Market Access Tier 1
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
180 Washington St, Providence, RI 02903
Money Market Special
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Business Money Market Access Tier 2
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Consumer Money Market Tier 1
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Select Plus Money Market Savings
0.10%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Money Market Savings
0.10%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1 Crandall Rd, Tiverton, RI 02878
Consumer Money Market Tier 2
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Money Market Savings
0.10%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Premium Money Market
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Money Market Savings
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
184 John Clarke Rd, Middletown, RI 02842
Business Money Market Savings
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.05%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details

Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1169 S Broadway, East Providence, RI 02914 4931
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details

Qualifying balance up to $2,500.00

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
0.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details

Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Woonsocket, Rhode Island and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Woonsocket, RI Money Market Rate Trends

Compare local Woonsocket, RI MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Rhode Island MMA Trends →
High-Yield MMA — RI Avg
1.399%
▲ 0.197 from last week

Rhode Island high-yield MMA rates rose 0.197 points this week to 1.399% APY, up from 1.203% last week.

Standard MMA — RI Avg
1.260%
▲ 0.060 from last week

Rhode Island standard MMA rates rose 0.060 points this week to 1.260% APY, up from 1.200% last week.

As of Mar 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Woonsocket, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woonsocket, Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Woonsocket, Rhode Island

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Rhode Island.

Are Money Market accounts in Woonsocket, Rhode Island safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Rhode Island up to $250,000 per depositor, per institution.

How often do MMA rates change in Woonsocket, Rhode Island?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Rhode Island rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Woonsocket, Rhode Island

Here are some of the highest money market account APYs currently available in Woonsocket, Rhode Island and the surrounding area:
  • Eastern Bank Boston, MA
    Money Market Account — 3.25% APY
  • Westerly Community Credit Union
    Advantage Money Market Account — 3.05% APY
  • Bank5 Connect
    Connect Money Market — 3.03% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.00% APY
  • The Peoples Credit Union
    Selective Reserve Money Market Account — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Woonsocket, Rhode Island. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 23, 2026

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