The best savings rates for Woonsocket, Rhode Island and the surrounding area include Milford Federal BankMilford Federal Bank2020 Diamond Hill Rd, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 1.42% EZ Choice Savings at 1.50% APY, Blackstone River Federal Credit UnionBlackstone River Federal Credit Union10 Monument Sq, Woonsocket, RI 02895A+5.0 ★Texas Ratio: 4.52% Special Savings at 0.10% APY, Navigant Credit UnionNavigant Credit Union1280 Park Ave, Woonsocket, RI 02895 6514A+5.0 ★Texas Ratio: 4.27% Statement Savings at 0.10% APY, Bank5 ConnectBank5 Connect590 Metacom Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 1.34% Jumbo Savings at 3.75% APY, and Shoreham BankShoreham Bank1 Shoreham Way, Warwick, RI 02886A5.0 ★Texas Ratio: 10.45% Soaring Savings at 3.60% APY.
To see how these savings rates in Woonsocket, Rhode Island, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Woonsocket, Rhode Island (RI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Woonsocket, Rhode Island and the surrounding area. Last Updated and Verified: March 23, 2026
Compare local Woonsocket, RI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island high-yield savings rates fell 0.664 points this week to 0.887% APY, down from 1.551% last week.
Rhode Island standard savings rates rose 1.026 points this week to 1.049% APY, up from 0.023% last week.
$2,500 minimum balance to waive $10 monthly fee. Must have an active EZ Interest Checking Account.
$2,500 minimum balance to waive $10 monthly fee. Must have an active EZ Interest Checking Account.
No Minimum balance required
Minimum balance of $5.00 required
Must have passbook to make a withdrawal at the branch
Make 5 deposits, and earn an extra $5 for your account!
Qualifying balance up to $1,000.00
Qualifying balance up to $100,000.00
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Woonsocket, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woonsocket, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.