Rhode Island Personal Loan Rate Trends
Track current and weekly average personal loan rates in Rhode Island, view interactive rate trend charts, and compare local RI aprs against the national average.
Current Rhode Island Personal Loan Rate Trends
Personal Loan rates in Rhode Island fell 0.152 this week to 10.202%, down from 10.354% last week.
At 10.202%, Rhode Island’s average sits 0.529 below the current national average of 10.731%. RI borrowers may have a competitive advantage relative to the national market.
The Rhode Island personal loan rate averages on this page are calculated from 32 verified personal loan rate quotes collected across 11 banks and credit unions actively operating in Rhode Island. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Rhode Island Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Rhode Island personal loan rate averages compiled from 32 current rate quotes across 11 banks and credit unions operating in RI — updated daily.
As of May 12, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Rhode Island
Quarterly average personal loan rates at credit unions headquartered in Rhode Island, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Rhode Island (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
