Franklin, New Jersey CD Rates Today - Compare Best APYs for July 2026
Brian McKay
Brian McKay
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Current Franklin, New Jersey CD rates include TD BankTD Bank382 State Rt 23, Franklin, NJ 07416A5.0 ★Texas Ratio: 6.30%Real return: -1.80%APY minus CPI (February 2026) offering 18 Month at 1.00% APY, Merck Employees Federal Credit UnionMerck Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.22%Real return: +1.45%APY minus CPI (February 2026) offering New Money Regular or IRA 12 month Certificate at 4.25% APY, SOUTHERN MIDDLESEX CO TCHRSSOUTHERN MIDDLESEX CO TCHRSA+5.0 ★Texas Ratio: 10.08%Real return: +1.45%APY minus CPI (February 2026) offering 5 year CD at 4.25% APY, Jersey Central Federal Credit UnionJersey Central Federal Credit UnionA5.0 ★Texas Ratio: 6.05%Real return: +1.40%APY minus CPI (February 2026) offering 5 year CD at 4.20% APY, and Ascendia BankAscendia BankA+5.0 ★Texas Ratio: 1.63%Real return: +1.40%APY minus CPI (February 2026) offering Celebrating America 250 Years 60-Month CD at 4.20% APY. CD rates as of July 11, 2026 according to verified data from MonitorBankRates.
Franklin has 7 local institutions in our database, with CD rates as high as 1.00% APY from TD Bank at 382 State Rt 23, Franklin, NJ 07416. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: July 11, 2026
Compare Best CD Rates in Franklin, New Jersey & the Surrounding Area
Franklin 3 Month CD Rates
A 90-day dividend penalty will be imposed for early withdrawal on Share Certificates. The penalty is calculated as a forfeiture of part of the dividends that have been earned on the account. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Fees may reduce earnings. Minimum balance required to open account is $2500.
Earn 3.55% APY on balances of $500 or more.
Dividends are paid monthly. A penalty will be imposed for early withdrawal. 1 month loss of dividends on a 3-month certificate. This will reduce your earnings on the account. Rates are subject to change without notice. RFCU membership and proper ID are required to open a certificate.
APY = ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUNT IS $500. DIVIDENDS ARE PAID MONTHLY. THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. 1 MONTH LOSS OF DIVIDENDS ON A 3-MONTH CERTIFICATE. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. RFCU MEMBERSHIP AND PROPER ID ARE REQUIRED TO OPEN A CERTIFICATE.
Rates and Terms shown are for CDs opened or renewed in branch. Minimum to open is $1,000.
Rates and Terms shown are for CDs opened or renewed online only. Minimum to open is $1,000.
Regular
Regular
Early Withdrawal Penalty: 1 month interest
Interest credited monthly.
Franklin 6 Month CD Rates
A 90-day dividend penalty will be imposed for early withdrawal on Share Certificates. The penalty is calculated as a forfeiture of part of the dividends that have been earned on the account. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Fees may reduce earnings. Minimum balance required to open account is $2500.
Early Withdrawal Penalty: 1 month interest
New Branch Promo
Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 3/9/2026. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
New Money Only
Online Only
Exclusively for Premier clients. Minimum deposit of $1,000 is required.
Online CDs Only available to existing Premier customers.
Fixed interest rate. Minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee. Annual Percentage Yields (APYs) are accurate as of 7/11/2026 and apply for the initial term only. A penalty may be imposed for early withdrawal. Account is not available to business customers. You may perform a one-time deposit or withdrawal of funds during your grace period without being assessed an early withdrawal penalty. The grace period will end on the day you provide an instruction to change the term or perform a transaction.
($10K min NEW money)
APY* applies to Share Certificates. APY = Annual Percentage Yield.
Earn 3.50% APY on balances of $500 or more. Account matures in 6 months.
Rates and Terms shown are for CDs opened or renewed in branch. Minimum to open is $1,000.
Rates and Terms shown are for CDs opened or renewed online only. Minimum to open is $1,000.
No transactions allowed. Will automatically renew and dividends will not be paid after maturity. Early withdrawal subject to penalty of six months dividends. Fixed Rate. Compounded and paid quarterly.
Dividends are paid monthly. A penalty will be imposed for early withdrawal. 3 month loss of dividends on a 6-month certificate. This will reduce your earnings on the account. Rates are subject to change without notice. RFCU membership and proper ID are required to open a certificate.
Franklin 12 Month CD Rates
Relationship APY: 1.00%
New Money Only
2
IRA Certificate
IRA Only
Exclusively for Premier clients. Minimum deposit of $1,000 is required.
Online CDs Only available to existing Premier customers.
Fixed interest rate. Minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee. Annual Percentage Yields (APYs) are accurate as of 7/11/2026 and apply for the initial term only. A penalty may be imposed for early withdrawal. Account is not available to business customers. You may perform a one-time deposit or withdrawal of funds during your grace period without being assessed an early withdrawal penalty. The grace period will end on the day you provide an instruction to change the term or perform a transaction.
APY* applies to Share Certificates. APY = Annual Percentage Yield.
Early Withdrawal Penalty: 3 month interest
As Low As
Early Withdrawal Penalty: 3 Months Interest
Online Only
Minimum balance to earn APY: $100,000, $40,000, $100
Franklin 18 Month CD Rates
For a limited time, get a competitive rate with just $500 to open.
For a limited time, get a competitive rate with just $500 to open.
Minimum balance to earn APY: $100,000, $40,000, $100
existing funds
3 | New Deposits Only
Legacy Club
INTEREST COMPOUNDED / CREDITED: Continuously/ Monthly
APY* applies to Share Certificates. APY = Annual Percentage Yield.
Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 3/11/2026. Offer good for the initial term only. CD is automatically renewed for an 18-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
Early Withdrawal Penalty: 3 month interest
Payment of Interest: Monthly or Quarterly
Rates and Terms shown are for CDs opened or renewed in branch. Minimum to open is $1,000.
Rates and Terms shown are for CDs opened or renewed online only. Minimum to open is $1,000.
No transactions allowed. Will automatically renew and dividends will not be paid after maturity. Early withdrawal subject to penalty of six months dividends. Fixed Rate. Compounded and paid quarterly.
Franklin 24 Month CD Rates
Payment of Interest: Monthly or Quarterly
Exclusively for Premier clients. Minimum deposit of $1,000 is required.
Online CDs Only available to existing Premier customers.
Fixed interest rate. Minimum deposit of $1,000 is required. Easy account opening and convenient management via online banking. You get peace of mind because your savings are covered by our $0 Liability Online, Guarantee. Annual Percentage Yields (APYs) are accurate as of 7/11/2026 and apply for the initial term only. A penalty may be imposed for early withdrawal. Account is not available to business customers. You may perform a one-time deposit or withdrawal of funds during your grace period without being assessed an early withdrawal penalty. The grace period will end on the day you provide an instruction to change the term or perform a transaction.
Early Withdrawal Penalty: 6 Months Interest
Early Withdrawal Penalty: 3 month interest
APY* applies to Share Certificates. APY = Annual Percentage Yield.
Minimum balance to earn APY: $100,000, $40,000, $100
Must be opened in a branch. Interest Credited Quarterly.
Online Only
Franklin 36 Month CD Rates
Minimum balance to earn APY: $100,000, $40,000, $100
Early Withdrawal Penalty: 3 month interest
APY* applies to Share Certificates. APY = Annual Percentage Yield.
new money only^
Minimum balance to earn APY: $100,000, $40,000, $100
APY is fixed for a 36-month term. Early withdrawal penalties may be imposed.
Jumbo
Dividends are paid monthly. A penalty will be imposed for early withdrawal. 6 months loss of dividends on a 1 year+ month certificate. This will reduce your earnings on the account. Rates are subject to change without notice. RFCU membership and proper ID are required to open a certificate.
APY = ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUNT IS $500. DIVIDENDS ARE PAID MONTHLY. THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. 6 MONTHS LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. RFCU MEMBERSHIP AND PROPER ID ARE REQUIRED TO OPEN A CERTIFICATE.
Must be opened in a branch. Interest Credited Quarterly.
Regular
Franklin 48 Month CD Rates
APY* applies to Share Certificates. APY = Annual Percentage Yield.
Minimum balance to earn APY: $100,000, $40,000, $100
Jumbo
APY is fixed for a 48-month term.
APY = ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUNT IS $500. DIVIDENDS ARE PAID MONTHLY. THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. 6 MONTHS LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. RFCU MEMBERSHIP AND PROPER ID ARE REQUIRED TO OPEN A CERTIFICATE.
Dividends are paid monthly. A penalty will be imposed for early withdrawal. 6 months loss of dividends on a 1 year+ month certificate. This will reduce your earnings on the account. Rates are subject to change without notice. RFCU membership and proper ID are required to open a certificate.
Regular
Must be opened in a branch. Interest Credited Quarterly.
Payment of Interest: Monthly or Quarterly
Jumbo
Regular
Early Withdrawal Penalty: 18 Months Interest
Franklin 60 Month CD Rates
Early Withdrawal Penalty: 6 month interest
APY* applies to Share Certificates. APY = Annual Percentage Yield.
$100,000
Minimum balance to earn APY: $100,000, $40,000, $100
Jumbo
Regular
Dividends are paid monthly. A penalty will be imposed for early withdrawal. 6 months loss of dividends on a 1 year+ month certificate. This will reduce your earnings on the account. Rates are subject to change without notice. RFCU membership and proper ID are required to open a certificate.
APY = ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUNT IS $500. DIVIDENDS ARE PAID MONTHLY. THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. 6 MONTHS LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. RFCU MEMBERSHIP AND PROPER ID ARE REQUIRED TO OPEN A CERTIFICATE.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Franklin, NJ CD Rate Trends
Compare local Franklin, NJ CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey 12-month CD rates fell 0.121 points over the past 7 days to 1.791% APY.
New Jersey 6-month CD rates fell 0.450 points over the past 7 days to 1.177% APY.
NJ CD Rate Forecast — Next 12 Months
Where are New Jersey CD rates headed through July 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
What Your Savings Earn at NJ CD Rates Today
Annual interest earnings at today’s New Jersey average APYs. State average used where available; national average as fallback.
| CD Term | NJ Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.057% | $52.84 | $105.67 | $264.18 | $528.35 |
| 6-Month CD | 1.177% | $58.86 | $117.71 | $294.28 | $588.55 |
| 12-Month CD | 1.791% | $89.55 | $179.09 | $447.73 | $895.45 |
| 18-Month CD | 2.034% | $101.69 | $203.37 | $508.43 | $1,016.85 |
| 24-Month CD | 1.960% | $98.02 | $196.04 | $490.10 | $980.20 |
| 36-Month CD | 2.104% | $105.21 | $210.41 | $526.03 | $1,052.05 |
| 48-Month CD | 2.052% | $102.60 | $205.20 | $513.00 | $1,026.00 |
| 60-Month CD | 1.735% | $86.76 | $173.52 | $433.80 | $867.60 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of July 11, 2026. | |||||
Sample CD Ladder for Franklin, New Jersey Savers
$25,000 split equally across 5 terms using today’s New Jersey average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NJ Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.057% | $52.84 |
| 2 | 6-Month CD | $5,000 | 1.177% | $58.86 |
| 3 | 12-Month CD | $5,000 | 1.791% | $89.55 |
| 4 | 24-Month CD | $5,000 | 1.960% | $98.02 |
| 5 | 36-Month CD | $5,000 | 2.104% | $105.21 |
| Total ($25,000 invested) | $25,000 | 1.618% blended | $404.48/yr | |
Ladder example uses equal $5,000 rungs and New Jersey average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
Tracked in Franklin, New Jersey
About Our Franklin, New Jersey CD Rate Database
MonitorBankRates tracks 732 CD rates from 43 banks and 38 credit unions with locations in Franklin, New Jersey, plus national online institutions available to New Jersey residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: TD Bank offers a CD at 1.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Franklin, New Jersey.
How to Find the Best CD Rates in Franklin, New Jersey
What to compare when shopping for a CD in Franklin, New Jersey
To find the best APYs in Franklin, New Jersey, start with credit unions and online-only banks — Franklin, New Jersey has 38 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Franklin, New Jersey
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Franklin, New Jersey — 81 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Franklin, New Jersey savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Franklin, New Jersey money market rates
Franklin, New Jersey Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
24.7% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; an unemployment rate of 7.2% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s NJ 12-month CD average of 1.791%, saving 10% of the local median salary ($4,477/year) and putting it in a CD would earn an additional $80 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Franklin, New Jersey
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Franklin, New Jersey
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Franklin, New Jersey typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Franklin, New Jersey as everywhere in the U.S.
Choosing a CD Term in Franklin, New Jersey
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Franklin, New Jersey savers easier access to their funds. For example, TD Bank is offering its 6 Month at 1.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, TD Bank is offering its 5 Year at 1.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Franklin, New Jersey Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Franklin, New Jersey saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Franklin, New Jersey
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Franklin, New Jersey CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Franklin, New Jersey
Most CDs carry a fixed rate that is locked for the entire term, protecting a Franklin, New Jersey depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Franklin, New Jersey
Are CD rates in Franklin, New Jersey FDIC insured?
Do I have to pay state taxes on CD interest in Franklin, New Jersey?
Can I withdraw my money early from a CD?
What is the difference between a Jumbo CD and a regular CD?
Are fixed-rate CDs better than variable-rate CDs?
What is a CD ladder?
Best CD rates in Franklin, New Jersey?
- TD Bank: 1.00% APY (18 Month)
- Merck Employees Federal Credit Union: 4.25% APY (New Money Regular or IRA 12 month Certificate)
- SOUTHERN MIDDLESEX CO TCHRS: 4.25% APY (5 year CD)
- Jersey Central Federal Credit Union: 4.20% APY (5 year CD)
- Ascendia Bank: 4.20% APY (Celebrating America 250 Years 60-Month CD)
- FourLeaf Federal Credit Union: 4.15% APY (60 Month Certificate)
- Nova UA Federal Credit Union: 4.12% APY (3 Month Share Certificate Special)
- UNIFY Financial Federal Credit Union: 4.12% APY (36-Month Variable IRA Certificate)
- Columbia Bank: 4.10% APY (18-Month CD)
- Freehold Bank: 4.10% APY (18-Month CD)
CD Calculators for Franklin, New Jersey
At today’s NJ top rate of 1.00% APY, a $10,000 deposit earns $100 in the first year. Enter your amount to see your exact return.
Franklin, New Jersey CD LadderNJ CD rates currently range from 1.057% (3-month) to 2.104% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Franklin, New Jersey CD at 1.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNew Jersey’s average 12-month CD is 1.791% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Franklin, New Jersey CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Franklin, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Franklin, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Franklin, New Jersey Rates & Resources
