NVE Bank Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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NVE Bank's IRA 12-Month CD rates are at 0.30%, IRA 72-Month CD rates are at 0.30%, IRA 60-Month CD rates are at 0.26%, IRA 54-Month CD rates are at 0.23%, IRA 48-Month CD rates are at 0.21%. NVE Bank's savings rates are at 0.07%. NVE Bank's 15 Year Fixed rates are at 5.38%, 20 Year Fixed rates are at 5.62%, 30 Year Fixed rates are at 5.88%, 10/6 ARM rates are at 5.75%, 7/6 ARM rates are at 5.62%. MonitorBankRates evaluates the financial stability of NVE Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.31%. Rates were last updated on 02/26/2026.
Rate Updates and AvailabilityNVE Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NVE Bank? Share your experience about NVE Bank by leaving a review below, or read customer reviews before you decide to use NVE Bank. NVE Bank Texas RatioNVE Bank's Texas Ratio is at 11.31%, which is considered excellent. The Texas Ratio for NVE Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
NVE Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, NVE Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A
Excellent Health
Score: 94/100
NVE Bank has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 02/26/2026 
NVE Bank CD Rates
NVE Bank Savings Rates
NVE Bank Money Market Rates
NVE Bank Mortgage Rates
NVE Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for NVE Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather NVE Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NVE Bank's official website for the most current offers and terms.
Bank Profile & OverviewNVE Bank
76 Engle StEnglewood, NJ 07631 Bergen Established Date: 01/01/1887 FDIC Certificate #: 29875 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: NVE BCORP MHC How Many Domestic U.S. Offices? 11 How Many Branches are There? 0 Website: https://www.nve.bank/
Is NVE Bank FDIC Insured? Yes
What is NVE Bank's Cert number? 29875
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A (94/100)
Texas Ratio:
11.31%
Return on Assets (ROA):
0.8241%
Return on Equity (ROE):
4.9000%
Non-Performing Loans (NPL):
1.58%
Total Assets:
$645,178,000
Total Deposits:
$407,525,000
Equity Capital:
$129,519,000
Net Income:
$2,222,000
Headquarters:
Englewood
Regulator:
FDIC
# of Offices:
11
Source: FDIC | Last Updated 03/31/2025
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Add Your Rating and Review for NVE Bank
Frequently Asked Questions About NVE BankHow do I open an account at NVE Bank?You can typically open an account at NVE Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, NVE Bank provides a range of mortgage and home equity products. Is NVE Bank a safe place to deposit money?Yes, NVE Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does NVE Bank offer online and mobile banking?Most modern institutions like NVE Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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