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CD Rate Trends

Shawnee, Kansas Best CD Rates September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: September 28, 2026

Current CD rates in Shawnee, Kansas range from 3.03% to 3.90% APY across the five banks and credit unions featured below, verified by MonitorBankRates as of September 28, 2026. Current Shawnee, Kansas CD rates include Capitol Federal Savings BankCapitol Federal Savings Bank5700 Nieman Rd, Shawnee, KS 66203A+5.0 ★Texas Ratio: 5.21%Real return: +1.10%APY minus CPI (February 2026) offering 24-Month CD at 3.90% APY, UMB BankUMB Bank22320 W 66th St, Shawnee, KS 66226A+5.0 ★Texas Ratio: 1.88%Real return: +1.05%APY minus CPI (February 2026) offering 3-MONTH TIME DEPOSIT ACCOUNT at 3.85% APY, CommunityAmerica Credit UnionCommunityAmerica Credit Union16110 W 65th St, Shawnee, KS 66217Real return: +0.80%APY minus CPI (February 2026) offering 3 Month Business Certificate at 3.60% APY, KUMC Credit UnionKUMC Credit Union12510 W 62nd Ter Ste 104, Shawnee, KS 66216 1869A+5.0 ★Texas Ratio: 0.08%Real return: +0.39%APY minus CPI (February 2026) offering 36 Month Share Certificate at 3.19% APY, and Security Bank of Kansas CitySecurity Bank of Kansas City15110 Shawnee Mission Pkwy, Shawnee, KS 66217A+5.0 ★Texas Ratio: 0.12%Real return: +0.23%APY minus CPI (February 2026) offering 12 Month Certificate of Deposit at 3.03% APY. CD rates as of September 28, 2026 according to verified data from MonitorBankRates.

Shawnee has 53 local institutions in our database, with CD rates as high as 3.90% APY from Capitol Federal Savings Bank at 5700 Nieman Rd, Shawnee, KS 66203. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Kansas area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 28, 2026

Compare Best CD Rates in Shawnee, Kansas & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Shawnee 3 Month CD Rates

National 3 Month CD Average2.08% APY▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
22320 W 66th St, Shawnee, KS 66226
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85% ▲ 1.77% above national avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.77% above avg
Details

Special Offer. For balances under $100k. Apply now.

Rate History
1 change since Sep 24, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
3.30%3.82%4.35%Sep 24, 2026: 3.80% APYSep 27, 2026: 3.85% APYSep 24, 2026Sep 28, 2026
  • Sep 27, 20263.85%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
3 Month Business Certificate
$0
3.60% ▲ 1.52% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
3 Month IRA Certificate
$0
3.60% ▲ 1.52% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
3 Month Share Certificates
$0
3.60% ▲ 1.52% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
90 Day Certificate of Deposit
$500
0.20% ▼ 1.88% below national avg
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.88% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 2.02% below national avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.02% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 27, 2026 · 0.06% APY
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.03% below national avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.03% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Sep 28, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3 Month Certificates of Deposit
$0
4.06% ▲ 1.98% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.98% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 24, 2026: 4.06% APYSep 24, 2026Sep 28, 2026
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.53%
3-Month CD
$1,000
4.00% ▲ 1.92% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.92% above avg
Details

Interest credited At Maturity; Rates and Annual Percentage Yields are effective as of 12/19/25 and subject to change without notice. No brokered or institutional deposits. Rates and Annual Percentage Yields displayed are unavailable in Nebraska, Kansas, Missouri, Oklahoma and Arkansas.; Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Minimum balance required to obtain the annual percentage yield is $1,000. Fees may reduce earnings. Early withdrawal penalties may apply.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Month Share Certificate
$1,000
4.00% ▲ 1.92% above national avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.92% above avg
Details

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. The following terms are available as follows: 3 months, and 6 months. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. *APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.

Rate History
1 change since Sep 18, 2026 · 2.00% → 4.00% ▲ 2.00 pts · high 4.00% / low 2.00%
0.00%3.00%6.00%Sep 18, 2026: 2.00% APYSep 24, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20264.00%▲ from 2.00%
  • Sep 18, 20262.00%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month Certificates of Deposit
$0
3.91% ▲ 1.83% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.83% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Sep 24, 2026: 3.91% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Month Certificates of Deposit (CDs)
$100
3.84% ▲ 1.76% above national avg
View
▼
Rate3.79%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.76% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 3.79% → 3.84% ▲ 0.05 pts · high 3.84% / low 3.79%
3.29%3.82%4.34%Sep 14, 2026: 3.79% APYSep 24, 2026: 3.84% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.84%▲ from 3.79%
  • Sep 14, 20263.79%first recorded
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
3 Month CD
$1,000
3.80% ▲ 1.72% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.72% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 7, 2026: 3.80% APYSep 7, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Month Certificates of Deposit (CDs)
$100
3.74% ▲ 1.66% above national avg
View
▼
Rate3.69%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.66% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.69% → 3.74% ▲ 0.05 pts · high 3.74% / low 3.69%
3.19%3.72%4.24%Sep 14, 2026: 3.69% APYSep 24, 2026: 3.74% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.74%▲ from 3.69%
  • Sep 14, 20263.69%first recorded
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
3 Month CD
$1,000
3.60% ▲ 1.52% above national avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 19, 2026: 3.60% APYSep 19, 2026Sep 28, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
3 Month IRA CD
$1,000
3.60% ▲ 1.52% above national avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 19, 2026: 3.60% APYSep 19, 2026Sep 28, 2026
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$1,000
3.45% ▲ 1.37% above national avg
View
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.37% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 7, 2026: 3.45% APYSep 7, 2026Sep 28, 2026
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3-Month CD
$1,000
3.40% ▲ 1.32% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.32% above avg
Details

Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.

Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 18, 2026: 3.40% APYSep 18, 2026Sep 28, 2026
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
3 Month Share Certificate
$0
3.29% ▲ 1.21% above national avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.21% above avg
Details

($2,500.00 minimum)

Rate History
No change since Sep 18, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Sep 18, 2026: 3.29% APYSep 18, 2026Sep 28, 2026
Kansas Teachers Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
3 Month Certificate of Deposit
$500
3.25% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
3 Month Regular Certificate
$0
3.15% ▲ 1.07% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.07% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Sep 28, 2026
Andover State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
90-day CD
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Sep 28, 2026
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
90 Day Share Certificate of Deposit
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
3 Month Classic CD
$0
2.90% ▲ 0.82% above national avg
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 0.82% above avg
Details

Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 3 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
3 Month CD
$0
2.75% ▲ 0.67% above national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 0.67% above avg
Details

Interest Compounding Frequency:; Interest Availability: Maturity

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Months CD
$1,000
2.50% ▲ 0.42% above national avg
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.42% above avg
Details

CD Only*

Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Sep 28, 2026
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3 Month Certificate of Deposit
$1,000
2.50% ▲ 0.42% above national avg
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.42% above avg
Details

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Sep 28, 2026
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3 Month Share Certificate
$0
2.50% ▲ 0.42% above national avg
View
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.42% above avg
Details

Dividend Period: Quarterly; Early W/D Penalty: 90 Days Interest

Rate History
No change since Sep 25, 2026 · 2.50% APY
2.00%2.50%3.00%Sep 25, 2026: 2.50% APYSep 25, 2026Sep 28, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's
$0
2.43% ▲ 0.35% above national avg
View
▼
Rate2.41%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.35% above avg
Details

$100,000; Frequency of Compounding: Quarterly

Rate History
No change since Sep 24, 2026 · 2.43% APY · checked 2 times
1.93%2.43%2.93%Sep 24, 2026: 2.43% APYSep 24, 2026Sep 28, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $99,999
$0
2.38% ▲ 0.30% above national avg
View
▼
Rate2.36%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.30% above avg
Details

$50,000; Frequency of Compounding: Quarterly

Rate History
No change since Sep 19, 2026 · 2.38% APY · checked 3 times
1.88%2.38%2.88%Sep 19, 2026: 2.38% APYSep 19, 2026Sep 28, 2026
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Regular Certificate of Deposit - 3 Months
$500
2.37% ▲ 0.29% above national avg
View
▼
Rate2.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.29% above avg
Details

Rate History
No change since Sep 19, 2026 · 2.37% APY · checked 3 times
1.87%2.37%2.87%Sep 19, 2026: 2.37% APYSep 19, 2026Sep 28, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $49,999
$0
2.33% ▲ 0.25% above national avg
View
▼
Rate2.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.25% above avg
Details

$25,000; Frequency of Compounding: Quarterly; **

Rate History
No change since Sep 24, 2026 · 2.33% APY · checked 2 times
1.83%2.33%2.83%Sep 24, 2026: 2.33% APYSep 24, 2026Sep 28, 2026
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $24,999
$0
2.28% ▲ 0.20% above national avg
View
▼
Rate2.26%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.20% above avg
Details

Rate History
No change since Sep 19, 2026 · 2.28% APY · checked 3 times
1.78%2.28%2.78%Sep 19, 2026: 2.28% APYSep 19, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3 Month Certificate of Deposit
$5,000
2.02% ▼ 0.06% below national avg
View
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▼ 0.06% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Sep 18, 2026: 2.02% APYSep 18, 2026Sep 28, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
3-Month CD
$0
2.00% ▼ 0.08% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.08% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Sep 28, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Month Share Certificate
$0
2.00% ▼ 0.08% below national avg
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.08% below avg
Details

Rate History
No change since Sep 22, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 22, 2026: 2.00% APYSep 22, 2026Sep 28, 2026
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
90 Day CD
$75,000
1.81% ▼ 0.27% below national avg
View
▼
Rate—
Min Deposit$75,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 0.27% below avg
Details

Balance: > $75,000

Rate History
No change since Sep 21, 2026 · 1.81% APY · checked 2 times
1.31%1.81%2.31%Sep 21, 2026: 1.81% APYSep 21, 2026Sep 28, 2026
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
3 Month Certificates of Deposit
$1,000
1.65% ▼ 0.43% below national avg
View
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.43% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.65% APY · checked 2 times
1.15%1.65%2.15%Sep 24, 2026: 1.65% APYSep 24, 2026Sep 28, 2026
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
3 Month IRA Certificates of Deposit
$1,000
1.65% ▼ 0.43% below national avg
View
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.43% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.65% APY · checked 2 times
1.15%1.65%2.15%Sep 24, 2026: 1.65% APYSep 24, 2026Sep 28, 2026
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
3 Month Certificate of Deposit
$1,000
1.56% ▼ 0.52% below national avg
View
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 0.52% below avg
Details

Rate History
No change since Sep 14, 2026 · 1.56% APY · checked 3 times
1.06%1.56%2.06%Sep 14, 2026: 1.56% APYSep 14, 2026Sep 28, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
3 Month CD
$1,000
1.51% ▼ 0.57% below national avg
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.57% below avg
Details

Compounding Frequency: Quarterly

Rate History
No change since Sep 19, 2026 · 1.51% APY · checked 2 times
1.01%1.51%2.01%Sep 19, 2026: 1.51% APYSep 19, 2026Sep 28, 2026
FSB Mcpherson, KS
Institution Rating:
A+4.9 ★Texas Ratio: 0.04%
3 month CD
$1,000
1.51% ▼ 0.57% below national avg
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 0.57% below avg
Details

Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Sep 28, 2026
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
90 Day CD
$25,000
1.51% ▼ 0.57% below national avg
View
▼
Rate—
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 0.57% below avg
Details

Balance: $25,000 - $75,000

Rate History
No change since Sep 21, 2026 · 1.51% APY · checked 2 times
1.01%1.51%2.01%Sep 21, 2026: 1.51% APYSep 21, 2026Sep 28, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
3-Month CD
$0
1.50% ▼ 0.58% below national avg
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.58% below avg
Details

Rate History
No change since Sep 11, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 11, 2026: 1.50% APYSep 11, 2026Sep 28, 2026
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
90 Day CD
$250
1.31% ▼ 0.77% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 0.77% below avg
Details

Balance: $250 - $25,000

Rate History
No change since Sep 21, 2026 · 1.31% APY · checked 2 times
0.81%1.31%1.81%Sep 21, 2026: 1.31% APYSep 21, 2026Sep 28, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3 Month Certificate
$500
1.00% ▼ 1.08% below national avg
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.08%▼ 1.08% below avg
Details

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
90 Day Business CD
$1,500
0.90% ▼ 1.18% below national avg
View
▼
Rate0.90%
Min Deposit$1,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.18% below avg
Details

Rate History
No change since Sep 19, 2026 · 0.90% APY · checked 3 times
0.40%0.90%1.40%Sep 19, 2026: 0.90% APYSep 19, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
90 Day Certificate
$1,500
0.90% ▼ 1.18% below national avg
View
▼
Rate0.90%
Min Deposit$1,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.18% below avg
Details

Rate History
No change since Sep 19, 2026 · 0.90% APY · checked 3 times
0.40%0.90%1.40%Sep 19, 2026: 0.90% APYSep 19, 2026Sep 28, 2026
Stock Exchange Bank, Caldwell, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
90 Day Certificate
$0
0.75% ▼ 1.33% below national avg
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.33% below avg
Details

Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 19, 2026: 0.75% APYSep 19, 2026Sep 28, 2026
CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★Texas Ratio: 2.49%
3 Month CD
$1,000
0.70% ▼ 1.38% below national avg
View
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.38% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 3 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Sep 28, 2026

Shawnee 6 Month CD Rates

National 6 Month CD Average2.77% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
6 Month Business Certificate
$0
3.45% ▲ 0.68% above national avg
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.68% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
6 Month IRA Certificate
$0
3.45% ▲ 0.68% above national avg
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.68% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
6 Month Share Certificates
$0
3.45% ▲ 0.68% above national avg
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.68% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
6 Month Certificate of Deposit
$500
3.03% ▲ 0.26% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.26% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS 66216 1869
6 Month Share Certificate
$0
2.78% ▲ 0.01% above national avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.01% above avg
Details

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 2 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
6 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 2.71% below national avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 2.71% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 27, 2026 · 0.06% APY
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
6 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.72% below national avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 2.72% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 27, 2026 · 0.05% APY
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Sep 28, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Kid's Certificates - 6 Month
$0
5.00% ▲ 2.23% above national avg
View
▼
Rate4.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 2.23% above avg
Details

Rate History
No change since Sep 22, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Sep 22, 2026: 5.00% APYSep 22, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6 Month Share Certificates
$0
4.25% ▲ 1.48% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.48% above avg
Details

Rate History
1 change since Sep 14, 2026 · 1.00% → 4.25% ▲ 3.25 pts · high 4.25% / low 1.00%
0.00%3.75%7.50%Sep 14, 2026: 1.00% APYSep 21, 2026: 4.25% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.25%▲ from 1.00%
  • Sep 14, 20261.00%first recorded
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
6 Month CD
$1,000
4.15% ▲ 1.38% above national avg
View
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.38% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 19, 2026: 4.15% APYSep 19, 2026Sep 28, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
6 Month IRA CD
$1,000
4.15% ▲ 1.38% above national avg
View
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.38% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 19, 2026: 4.15% APYSep 19, 2026Sep 28, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6 Month Certificate
$500
4.10% ▲ 1.33% above national avg
View
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.77%▲ 1.33% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 18, 2026: 4.10% APYSep 18, 2026Sep 28, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
6 Month Certificates of Deposit
$0
4.06% ▲ 1.29% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.29% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 24, 2026: 4.06% APYSep 24, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
180 Day Business Certificate of Deposit - SPECIAL
$1,500
4.06% ▲ 1.29% above national avg
View
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.29% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 24, 2026: 4.06% APYSep 24, 2026Sep 28, 2026
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Share Certificate - 6 months
$0
4.06% ▲ 1.29% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.29% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 3 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Sep 28, 2026
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
6 Month CD Options
$0
4.04% ▲ 1.27% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.27% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.04% APY · checked 3 times
3.54%4.04%4.54%Sep 19, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
6 Month Share Certificate
$1,000
4.00% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details

Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. The following terms are available as follows: 3 months, and 6 months. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. *APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.

Rate History
1 change since Sep 18, 2026 · 2.75% → 4.00% ▲ 1.25 pts · high 4.00% / low 2.75%
1.50%3.38%5.25%Sep 18, 2026: 2.75% APYSep 24, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20264.00%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Kansas Teachers Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
6 Month Certificate of Deposit
$500
4.00% ▲ 1.23% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
6 Month Certificates of Deposit
$0
3.99% ▲ 1.22% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.22% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.99% APY · checked 2 times
3.49%3.99%4.49%Sep 24, 2026: 3.99% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
6 Month Certificates of Deposit (CDs)
$100
3.94% ▲ 1.17% above national avg
View
▼
Rate3.90%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.17% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 3.85% → 3.94% ▲ 0.09 pts · high 3.94% / low 3.85%
3.35%3.89%4.44%Sep 14, 2026: 3.85% APYSep 24, 2026: 3.94% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.94%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
6 month Personal CD
$1,000
3.85% ▲ 1.08% above national avg
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.08% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
6 Month Certificates of Deposit (CDs)
$100
3.84% ▲ 1.07% above national avg
View
▼
Rate3.80%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.07% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.75% → 3.84% ▲ 0.09 pts · high 3.84% / low 3.75%
3.25%3.80%4.34%Sep 14, 2026: 3.75% APYSep 24, 2026: 3.84% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.84%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Sunflower Community Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 25.86%
6 Month Share Certificates
$500
3.80% ▲ 1.03% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.03% above avg
Details

Rate History
No change since Sep 12, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 12, 2026: 3.80% APYSep 12, 2026Sep 28, 2026
Adams Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
6-MONTH CD
$500
3.80% ▲ 1.03% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details

Balance: $10,000.00 and up

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
6 Month CD
$1,000
3.80% ▲ 1.03% above national avg
View
▼
Rate3.76%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 7, 2026: 3.80% APYSep 7, 2026Sep 28, 2026
White Eagle Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Term Share : 6 Months
$0
3.80% ▲ 1.03% above national avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
6 Month Certificate
$0
3.79% ▲ 1.02% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.02% above avg
Details

Interest Paid: Semi-Annually

Rate History
1 change since Sep 7, 2026 · 3.28% → 3.79% ▲ 0.51 pts · high 3.79% / low 3.28%
2.77%3.54%4.30%Sep 7, 2026: 3.28% APYSep 19, 2026: 3.79% APYSep 7, 2026Sep 28, 2026
  • Sep 19, 20263.79%▲ from 3.28%
  • Sep 7, 20263.28%first recorded
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6 Month Special Share Certificate
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 22, 2026: 3.75% APYSep 22, 2026Sep 28, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
6-Month CD
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
6-Month Term
$1,000
3.75% ▲ 0.98% above national avg
View
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
6 Month Premium Certificates of Deposit (CD)
$0
3.70% ▲ 0.93% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.93% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
6 Month Certificate
$0
3.68% ▲ 0.91% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.91% above avg
Details

Interest Paid: Semi-Annually

Rate History
1 change since Sep 7, 2026 · 3.17% → 3.68% ▲ 0.51 pts · high 3.68% / low 3.17%
2.66%3.43%4.19%Sep 7, 2026: 3.17% APYSep 19, 2026: 3.68% APYSep 7, 2026Sep 28, 2026
  • Sep 19, 20263.68%▲ from 3.17%
  • Sep 7, 20263.17%first recorded
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
6-month CD
$50,000
3.65% ▲ 0.88% above national avg
View
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details

New Money

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Sep 28, 2026
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month Certificate of Deposit
$1,000
3.65% ▲ 0.88% above national avg
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 19, 2026: 3.65% APYSep 19, 2026Sep 28, 2026
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
6 Month Certificate of Deposit
$1,000
3.65% ▲ 0.88% above national avg
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.88% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month Certificate of Deposit (Jumbo)
$0
3.65% ▲ 0.88% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details

Balance: $50,000 and over

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month IRA Certificate of Deposit
$0
3.65% ▲ 0.88% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details

Balance: $1,000 and over

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
6 Month Share Certificate
$0
3.63% ▲ 0.86% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.86% above avg
Details

($2,500.00 minimum)

Rate History
No change since Sep 18, 2026 · 3.63% APY · checked 2 times
3.13%3.63%4.13%Sep 18, 2026: 3.63% APYSep 18, 2026Sep 28, 2026
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
CDs and IRAs (personal) - 6 month
$500
3.60% ▲ 0.83% above national avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.83% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 19, 2026: 3.60% APYSep 19, 2026Sep 28, 2026
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
6-Month CD Special
$0
3.60% ▲ 0.83% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.83% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
6 Month Preferred Certificates of Deposit (CD)
$0
3.60% ▲ 0.83% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.83% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6 Month Certificate
$0
3.60% ▲ 0.83% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.83% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
180 DAY CD SPECIAL
$1,500
3.55% ▲ 0.78% above national avg
View
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.78% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 11, 2026: 3.55% APYSep 11, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business 180 DAY CD SPECIAL
$1,500
3.55% ▲ 0.78% above national avg
View
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.78% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 11, 2026: 3.55% APYSep 11, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month Certificate
$0
3.55% ▲ 0.78% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.78% above avg
Details

Balance: $1,000 - $49,999.99

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$1,000
3.53% ▲ 0.76% above national avg
View
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.76% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.53% APY · checked 4 times
3.03%3.53%4.03%Sep 7, 2026: 3.53% APYSep 7, 2026Sep 28, 2026
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
6 Month Certificate of Deposit
$2,500
3.53% ▲ 0.76% above national avg
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.76% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.53% APY · checked 2 times
3.03%3.53%4.03%Sep 24, 2026: 3.53% APYSep 24, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
6 Month Certificates of Deposit (CD)
$0
3.51% ▲ 0.74% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.74% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 3 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Sep 28, 2026
Andover State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
180-day CD
$0
3.50% ▲ 0.73% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
6-Month CD
$0
3.50% ▲ 0.73% above national avg
View
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 11, 2026: 3.50% APYSep 11, 2026Sep 28, 2026

Shawnee 12 Month CD Rates

National 12 Month CD Average2.94% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
12 Month Business Certificate
$0
3.40% ▲ 0.46% above national avg
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.46% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
12 Month IRA Certificate
$0
3.40% ▲ 0.46% above national avg
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.46% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
12 Month Share Certificates
$0
3.40% ▲ 0.46% above national avg
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.46% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
12 Month Certificate of Deposit
$500
3.03% ▲ 0.09% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.09% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
12 Month IRA Certificate
$500
3.03% ▲ 0.09% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.09% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS 66216 1869
12 Month Share Certificate
$0
3.03% ▲ 0.09% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.09% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
19501 W 65th Ter, Shawnee, KS 66218
12-month CD
$500
2.70% ▼ 0.24% below national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.24% below avg
Details

FDIC insured up to maximum amount allowed.

Rate History
No change since Sep 9, 2026 · 2.70% APY · checked 4 times
2.20%2.70%3.20%Sep 9, 2026: 2.70% APYSep 9, 2026Sep 28, 2026
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5700 Nieman Rd, Shawnee, KS 66203
12 Month Blue Bucks Kids' Certificate of Deposit
$100
2.25% ▼ 0.69% below national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.69% below avg
Details

Teach your child the benefits of long-term savings. With a low minimum deposit of $100 and the flexibility to add a minimum of $25 per deposit anytime, this account is perfect for setting up your young saver for future success. Not available to open online. Open in Any CapFed Branch.

Rate History
No change since Sep 27, 2026 · 2.25% APY
1.75%2.25%2.75%Sep 27, 2026: 2.25% APYSep 27, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
1 year Standard Fixed Rate CD - Relationship
$2,500
1.51% ▼ 1.43% below national avg
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.43% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 27, 2026 · 1.51% APY
1.01%1.51%2.01%Sep 27, 2026: 1.51% APYSep 27, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
1 year Standard Fixed Rate CD
$2,500
1.50% ▼ 1.44% below national avg
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.44% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 27, 2026 · 1.50% APY
1.00%1.50%2.00%Sep 27, 2026: 1.50% APYSep 27, 2026Sep 28, 2026
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1 Year Share Certificates
$0
4.55% ▲ 1.61% above national avg
View
▼
Rate4.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.61% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.55% APY · checked 3 times
4.05%4.55%5.05%Sep 14, 2026: 4.55% APYSep 14, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
12 Month IRA Certificates
$0
4.20% ▲ 1.26% above national avg
View
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 1.26% above avg
Details

Rate History
1 change since Sep 14, 2026 · 1.90% → 4.20% ▲ 2.30 pts · high 4.20% / low 1.90%
0.00%3.25%6.50%Sep 14, 2026: 1.90% APYSep 21, 2026: 4.20% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.20%▲ from 1.90%
  • Sep 14, 20261.90%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
12 Month Share Certificates
$0
4.20% ▲ 1.26% above national avg
View
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 1.26% above avg
Details

Rate History
1 change since Sep 14, 2026 · 1.90% → 4.20% ▲ 2.30 pts · high 4.20% / low 1.90%
0.00%3.25%6.50%Sep 14, 2026: 1.90% APYSep 21, 2026: 4.20% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.20%▲ from 1.90%
  • Sep 14, 20261.90%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1 Year Certificates of Deposit
$0
4.18% ▲ 1.24% above national avg
View
▼
Rate4.12%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.24% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.18% APY · checked 2 times
3.68%4.18%4.68%Sep 24, 2026: 4.18% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Certificates of Deposit (CDs)
$100
4.17% ▲ 1.23% above national avg
View
▼
Rate4.13%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.23% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.17% ▲ 0.20 pts · high 4.17% / low 3.97%
3.47%4.07%4.67%Sep 14, 2026: 3.97% APYSep 24, 2026: 4.17% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.17%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year IRA Certificates
$100
4.17% ▲ 1.23% above national avg
View
▼
Rate4.13%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.23% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.17% APY · checked 2 times
3.67%4.17%4.67%Sep 24, 2026: 4.17% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Variable Rate
$100
4.17% ▲ 1.23% above national avg
View
▼
Rate4.13%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.23% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.17% APY · checked 2 times
3.67%4.17%4.67%Sep 24, 2026: 4.17% APYSep 24, 2026Sep 28, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
12 Month Certificates of Deposit
$0
4.16% ▲ 1.22% above national avg
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.22% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.16% APY · checked 2 times
3.66%4.16%4.66%Sep 24, 2026: 4.16% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Certificates of Deposit (CDs)
$100
4.07% ▲ 1.13% above national avg
View
▼
Rate4.03%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.13% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
3.37%3.97%4.57%Sep 14, 2026: 3.87% APYSep 24, 2026: 4.07% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.07%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year IRA Certificates
$100
4.07% ▲ 1.13% above national avg
View
▼
Rate4.03%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.13% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 24, 2026: 4.07% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Variable Rate
$100
4.07% ▲ 1.13% above national avg
View
▼
Rate4.03%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.13% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 24, 2026: 4.07% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1 Year CD or IRA - Jumbo
$500
4.04% ▲ 1.10% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.10% above avg
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 1 Year CD or IRA
$500
4.04% ▲ 1.10% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.10% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 19, 2026: 3.79% APYSep 24, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20264.04%▲ from 3.79%
  • Sep 19, 20263.79%first recorded
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
12 Month Certificate
$0
4.04% ▲ 1.10% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.10% above avg
Details

Interest Paid: Semi-Annually

Rate History
1 change since Sep 7, 2026 · 2.10% → 4.04% ▲ 1.94 pts · high 4.04% / low 2.10%
0.16%3.07%5.98%Sep 7, 2026: 2.10% APYSep 19, 2026: 4.04% APYSep 7, 2026Sep 28, 2026
  • Sep 19, 20264.04%▲ from 2.10%
  • Sep 7, 20262.10%first recorded
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
12 Month Certificate
$500
4.01% ▲ 1.07% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.94%▲ 1.07% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.01% APY · checked 3 times
3.51%4.01%4.51%Sep 18, 2026: 4.01% APYSep 18, 2026Sep 28, 2026
Union State Bank of Everest
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
1 year Certificate of Deposit
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Sep 28, 2026
Dickinson County Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
12 Month Spring CD Special
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Sep 28, 2026
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
12 Month CD Options
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Sep 28, 2026
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate Special
$100,000
4.00% ▲ 1.06% above national avg
View
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Compounded: Quarterly

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
12 Month Certificate Special
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.06% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
12 Month Special Share Certificate
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 22, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 22, 2026: 4.00% APYSep 22, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
12 Month Premium Certificates of Deposit (CD)
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1-Year CD
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Sep 28, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1-Year Term
$1,000
4.00% ▲ 1.06% above national avg
View
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Sep 28, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12 Month CD
$1,000
3.95% ▲ 1.01% above national avg
View
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.01% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 19, 2026: 3.95% APYSep 19, 2026Sep 28, 2026
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12 Month IRA CD
$1,000
3.95% ▲ 1.01% above national avg
View
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.01% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 19, 2026: 3.95% APYSep 19, 2026Sep 28, 2026
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
12 Month Certificate
$0
3.94% ▲ 1.00% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.00% above avg
Details

Interest Paid: Semi-Annually

Rate History
1 change since Sep 7, 2026 · 2.00% → 3.94% ▲ 1.94 pts · high 3.94% / low 2.00%
0.06%2.97%5.88%Sep 7, 2026: 2.00% APYSep 19, 2026: 3.94% APYSep 7, 2026Sep 28, 2026
  • Sep 19, 20263.94%▲ from 2.00%
  • Sep 7, 20262.00%first recorded
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1 Year Share Certificate
$500
3.90% ▲ 0.96% above national avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.96% above avg
Details

Rates shown include all available bonuses.

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
12 Month Jumbo Certificate
$50,000
3.90% ▲ 0.96% above national avg
View
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.96% above avg
Details

$50,000 to open

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
12 Month Preferred Certificates of Deposit (CD)
$0
3.90% ▲ 0.96% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.96% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
Community Bank of Wichita
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
12 Month Certificate
$0
3.85% ▲ 0.91% above national avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 0.91% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
FNB of Hope
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
12-Month Variable
$500
3.85% ▲ 0.91% above national avg
View
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 0.91% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Sep 28, 2026
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
1 Year Certificate of Deposit
$1,000
3.82% ▲ 0.88% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.88% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 24, 2026: 3.82% APYSep 24, 2026Sep 28, 2026
Sunflower Community Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 25.86%
12 Month Share Certificates
$500
3.80% ▲ 0.86% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.86% above avg
Details

Rate History
No change since Sep 12, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 12, 2026: 3.80% APYSep 12, 2026Sep 28, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
12-Month CD
$0
3.80% ▲ 0.86% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.86% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 11, 2026: 3.80% APYSep 11, 2026Sep 28, 2026
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1 Year Share Certificate
$0
3.80% ▲ 0.86% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.86% above avg
Details

Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest

Rate History
No change since Sep 25, 2026 · 3.80% APY
3.30%3.80%4.30%Sep 25, 2026: 3.80% APYSep 25, 2026Sep 28, 2026
White Eagle Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Term Share : 1 Year
$0
3.80% ▲ 0.86% above national avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.86% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
12 Month Jumbo Certificate
$25,000
3.80% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.86% above avg
Details

$25,000 to open

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
Premier CD - 1 Year
$0
3.80% ▲ 0.86% above national avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.86% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
12 Month Certificates of Deposit (CD)
$0
3.80% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.86% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026

Shawnee 18 Month CD Rates

National 18 Month CD Average2.82% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
18 Month Business Certificate
$0
3.35% ▲ 0.53% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.53% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
18 Month IRA Certificate
$0
3.35% ▲ 0.53% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.53% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
18 Month Share Certificates
$0
3.35% ▲ 0.53% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.53% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
18 Month Certificate of Deposit
$500
3.03% ▲ 0.21% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.21% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
18 Month IRA Certificate
$500
3.03% ▲ 0.21% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.21% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Sep 28, 2026
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
19501 W 65th Ter, Shawnee, KS 66218
18-month CD
$500
2.30% ▼ 0.52% below national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.52% below avg
Details

FDIC insured up to maximum amount allowed.

Rate History
No change since Sep 9, 2026 · 2.30% APY · checked 4 times
1.80%2.30%2.80%Sep 9, 2026: 2.30% APYSep 9, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month Certificates of Deposit (CDs)
$100
4.33% ▲ 1.51% above national avg
View
▼
Rate4.29%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.51% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYSep 24, 2026: 4.33% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.33%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month IRA Certificates
$100
4.33% ▲ 1.51% above national avg
View
▼
Rate4.29%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.51% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.33% APY · checked 2 times
3.83%4.33%4.83%Sep 24, 2026: 4.33% APYSep 24, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Jumbo 18 Months Special Certificate
$0
4.25% ▲ 1.43% above national avg
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.43% above avg
Details

Rate History
No change since Sep 16, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APYSep 16, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month Certificates of Deposit (CDs)
$100
4.23% ▲ 1.41% above national avg
View
▼
Rate4.19%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.41% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.23% ▲ 0.26 pts · high 4.23% / low 3.97%
3.47%4.10%4.73%Sep 14, 2026: 3.97% APYSep 24, 2026: 4.23% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.23%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month IRA Certificates
$100
4.23% ▲ 1.41% above national avg
View
▼
Rate4.19%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.41% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.23% APY · checked 2 times
3.73%4.23%4.73%Sep 24, 2026: 4.23% APYSep 24, 2026Sep 28, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
18 Month Certificates of Deposit
$0
4.18% ▲ 1.36% above national avg
View
▼
Rate4.12%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.36% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.18% APY · checked 2 times
3.68%4.18%4.68%Sep 24, 2026: 4.18% APYSep 24, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month IRA Certificates
$0
4.10% ▲ 1.28% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.28% above avg
Details

Rate History
1 change since Sep 14, 2026 · 1.97% → 4.10% ▲ 2.13 pts · high 4.10% / low 1.97%
0.00%3.11%6.23%Sep 14, 2026: 1.97% APYSep 21, 2026: 4.10% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.10%▲ from 1.97%
  • Sep 14, 20261.97%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month Share Certificates
$0
4.10% ▲ 1.28% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.28% above avg
Details

Rate History
1 change since Sep 14, 2026 · 1.97% → 4.10% ▲ 2.13 pts · high 4.10% / low 1.97%
0.00%3.11%6.23%Sep 14, 2026: 1.97% APYSep 21, 2026: 4.10% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.10%▲ from 1.97%
  • Sep 14, 20261.97%first recorded
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
18 Month Certificate of Deposit
$1,000
4.05% ▲ 1.23% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.23% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
3.40%3.97%4.55%Sep 18, 2026: 3.90% APYSep 24, 2026: 4.05% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20264.05%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.22% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.22% above avg
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 18 Month CD or IRA
$500
4.04% ▲ 1.22% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.22% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 19, 2026: 3.79% APYSep 24, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20264.04%▲ from 3.79%
  • Sep 19, 20263.79%first recorded
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
18 Month CD Options
$0
4.01% ▲ 1.19% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.19% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.01% APY · checked 3 times
3.51%4.01%4.51%Sep 19, 2026: 4.01% APYSep 19, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18 Months Special Certificate
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.18% above avg
Details

Rate History
No change since Sep 16, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APYSep 16, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
18 Month Premium Certificates of Deposit (CD)
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.18% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
18 Month IRA/Share Certificate
$0
3.90% ▲ 1.08% above national avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.08% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 25, 2026: 3.90% APYSep 25, 2026Sep 28, 2026
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Business Certificates of Deposit (CDs)
$0
3.85% ▲ 1.03% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.03% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46%
2.96%3.66%4.35%Sep 14, 2026: 3.46% APYSep 20, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.85%▲ from 3.46%
  • Sep 14, 20263.46%first recorded
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Certificates of Deposit (CDs)
$0
3.85% ▲ 1.03% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.03% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46%
2.96%3.66%4.35%Sep 14, 2026: 3.46% APYSep 20, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.85%▲ from 3.46%
  • Sep 14, 20263.46%first recorded
Citizens Bank of Kansas
Institution Rating:
A-4.2 ★Texas Ratio: 0.66%
18 Month Certificate
$0
3.80% ▲ 0.98% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.98% above avg
Details

Balance: $5,000.00 - $5,000.00

Rate History
No change since Sep 27, 2026 · 3.80% APY
3.30%3.80%4.30%Sep 27, 2026: 3.80% APYSep 27, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD or IRA
$500
3.79% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
3.29%3.79%4.29%Sep 24, 2026: 3.79% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 18 Month CD or IRA
$500
3.79% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 19, 2026: 3.79% APYSep 19, 2026Sep 28, 2026
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$1,000
3.79% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.79% APY · checked 4 times
3.29%3.79%4.29%Sep 7, 2026: 3.79% APYSep 7, 2026Sep 28, 2026
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Variable IRA
$1,000
3.79% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.79% APY · checked 4 times
3.29%3.79%4.29%Sep 7, 2026: 3.79% APYSep 7, 2026Sep 28, 2026
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
18-Month Variable Rate IRA
$0
3.79% ▲ 0.97% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 14, 2026: 3.79% APYSep 14, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
18 Month Preferred Certificates of Deposit (CD)
$0
3.70% ▲ 0.88% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.88% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Sep 28, 2026
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
18 Month Certificate of Deposit
$500
3.69% ▲ 0.87% above national avg
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.87% above avg
Details

Rate History
1 change since Sep 7, 2026 · 3.13% → 3.69% ▲ 0.56 pts · high 3.69% / low 3.13%
2.57%3.41%4.25%Sep 7, 2026: 3.13% APYSep 27, 2026: 3.69% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20263.69%▲ from 3.13%
  • Sep 7, 20263.13%first recorded
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
18 Month IRA
$500
3.69% ▲ 0.87% above national avg
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.87% above avg
Details

Rate History
1 change since Sep 7, 2026 · 3.13% → 3.69% ▲ 0.56 pts · high 3.69% / low 3.13%
2.57%3.41%4.25%Sep 7, 2026: 3.13% APYSep 27, 2026: 3.69% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20263.69%▲ from 3.13%
  • Sep 7, 20263.13%first recorded
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
18 Month CD
$1,000
3.65% ▲ 0.83% above national avg
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.83% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 7, 2026: 3.65% APYSep 7, 2026Sep 28, 2026
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
IRA - 18 Month CD
$1,000
3.65% ▲ 0.83% above national avg
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.83% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 7, 2026: 3.65% APYSep 7, 2026Sep 28, 2026
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
18 Month Variable IRA
$25
3.65% ▲ 0.83% above national avg
View
▼
Rate3.60%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details

Interest Compounded: Quarterly with rates adjusted quarterly

Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
18-month term
$0
3.65% ▲ 0.83% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
CD Specials 18-month term
$0
3.65% ▲ 0.83% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details

Rewards APY

Rate History
No change since Sep 27, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 27, 2026: 3.65% APYSep 27, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
IRA CD Specials - 18-month term
$0
3.65% ▲ 0.83% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
18 Month Certificate of Deposit (Jumbo)
$0
3.65% ▲ 0.83% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.83% above avg
Details

Balance: $50,000 and over

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
18 Month IRA Certificate of Deposit
$0
3.65% ▲ 0.83% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.83% above avg
Details

Balance: $1,000 and over

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1.5 Year Share Certificate
$500
3.60% ▲ 0.78% above national avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details

Rates shown include all available bonuses.

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
18 Month Share Certificate
$0
3.60% ▲ 0.78% above national avg
View
▼
Rate3.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details

($500.00 minimum)

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
18 Month Certificates of Deposit (CD)
$0
3.60% ▲ 0.78% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.78% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
18 months Certificate
$500
3.56% ▲ 0.74% above national avg
View
▼
Rate3.52%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.74% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Sep 18, 2026: 3.56% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
18 Month Certificate
$0
3.55% ▲ 0.73% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.73% above avg
Details

Balance: $1,000 - $49,999.99

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
18 Month Share and IRA Certificates
$0
3.50% ▲ 0.68% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.68% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
18 month Share Certificate
$0
3.50% ▲ 0.68% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.68% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
18 Month Certificate
$0
3.50% ▲ 0.68% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.68% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Business Certificates of Deposit (CDs)
$0
3.49% ▲ 0.67% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.67% above avg
Details

$0 - $9,999.99

Rate History
3 changes since Sep 14, 2026 · 3.46% → 3.49% ▲ 0.03 pts · high 3.85% / low 3.46%
2.96%3.66%4.35%Sep 14, 2026: 3.46% APYSep 20, 2026: 3.49% APYSep 24, 2026: 3.85% APYSep 28, 2026: 3.49% APYSep 14, 2026Sep 28, 2026
  • Sep 28, 20263.49%▼ from 3.85%
  • Sep 24, 20263.85%▲ from 3.49%
  • Sep 20, 20263.49%▲ from 3.46%
  • Sep 14, 20263.46%first recorded
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Certificates of Deposit (CDs)
$0
3.49% ▲ 0.67% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.67% above avg
Details

$0 - $9,999.99

Rate History
1 change since Sep 14, 2026 · 3.46% → 3.49% ▲ 0.03 pts · high 3.49% / low 3.46%
2.96%3.48%3.99%Sep 14, 2026: 3.46% APYSep 20, 2026: 3.49% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.49%▲ from 3.46%
  • Sep 14, 20263.46%first recorded

Shawnee 24 Month CD Rates

National 24 Month CD Average2.84% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5700 Nieman Rd, Shawnee, KS 66203
24-Month CD
$1,000
3.90% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details

Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days. Certain restrictions apply when opening an account online.

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
24 Month Business Certificate
$0
3.45% ▲ 0.61% above national avg
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
24 Month IRA Certificate
$0
3.45% ▲ 0.61% above national avg
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
24 Month Share Certificates
$0
3.45% ▲ 0.61% above national avg
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS 66216 1869
24 Month Share Certificate
$0
3.09% ▲ 0.25% above national avg
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.25% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.09% APY · checked 2 times
2.59%3.09%3.59%Sep 18, 2026: 3.09% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
24 Month Certificate of Deposit
$500
3.03% ▲ 0.19% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
24 Month IRA Certificate
$500
3.03% ▲ 0.19% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Certificates of Deposit (CDs)
$100
4.49% ▲ 1.65% above national avg
View
▼
Rate4.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.65% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.18% → 4.49% ▲ 0.31 pts · high 4.49% / low 4.18%
3.68%4.34%4.99%Sep 14, 2026: 4.18% APYSep 24, 2026: 4.49% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.49%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year IRA Certificates
$100
4.49% ▲ 1.65% above national avg
View
▼
Rate4.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.65% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.49% APY · checked 2 times
3.99%4.49%4.99%Sep 24, 2026: 4.49% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Variable Rate Certificate of Deposit
$100
4.49% ▲ 1.65% above national avg
View
▼
Rate4.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.65% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 28, 2026 · 4.49% APY
3.99%4.49%4.99%Sep 28, 2026: 4.49% APYSep 28, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Certificates of Deposit (CDs)
$100
4.39% ▲ 1.55% above national avg
View
▼
Rate4.34%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.55% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.08% → 4.39% ▲ 0.31 pts · high 4.39% / low 4.08%
3.58%4.23%4.89%Sep 14, 2026: 4.08% APYSep 24, 2026: 4.39% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.39%▲ from 4.08%
  • Sep 14, 20264.08%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year IRA Certificates
$100
4.39% ▲ 1.55% above national avg
View
▼
Rate4.34%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.55% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.39% APY · checked 2 times
3.89%4.39%4.89%Sep 24, 2026: 4.39% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Variable Rate Certificate of Deposit
$100
4.39% ▲ 1.55% above national avg
View
▼
Rate4.34%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.55% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 28, 2026 · 4.39% APY
3.89%4.39%4.89%Sep 28, 2026: 4.39% APYSep 28, 2026Sep 28, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
24 Month Certificates of Deposit
$0
4.27% ▲ 1.43% above national avg
View
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.43% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.27% APY · checked 2 times
3.77%4.27%4.77%Sep 24, 2026: 4.27% APYSep 24, 2026Sep 28, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
2 Year Certificates of Deposit
$0
4.27% ▲ 1.43% above national avg
View
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.43% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.27% APY · checked 2 times
3.77%4.27%4.77%Sep 24, 2026: 4.27% APYSep 24, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24 Month Premium Certificates of Deposit (CD)
$0
4.20% ▲ 1.36% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.36% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 14, 2026: 4.20% APYSep 14, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24 Month Preferred Certificates of Deposit (CD)
$0
4.11% ▲ 1.27% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.27% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 18, 2026: 4.11% APYSep 18, 2026Sep 28, 2026
Union State Bank of Everest
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
2 year Certificate of Deposit
$0
4.10% ▲ 1.26% above national avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.26% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.10% APY
3.60%4.10%4.60%Sep 27, 2026: 4.10% APYSep 27, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.20% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 24 Month CD or IRA
$500
4.04% ▲ 1.20% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 19, 2026: 3.79% APYSep 24, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20264.04%▲ from 3.79%
  • Sep 19, 20263.79%first recorded
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
24-Month CD
$0
4.01% ▲ 1.17% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.17% above avg
Details

Rate History
No change since Sep 11, 2026 · 4.01% APY · checked 4 times
3.51%4.01%4.51%Sep 11, 2026: 4.01% APYSep 11, 2026Sep 28, 2026
Central National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
24 Month CD Special
$5,000
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Sep 28, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
24 Month Certificate
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
24 Month IRA Certificates
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.20% → 4.00% ▲ 1.80 pts · high 4.00% / low 2.20%
0.40%3.10%5.80%Sep 14, 2026: 2.20% APYSep 21, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.00%▲ from 2.20%
  • Sep 14, 20262.20%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
24 Month Share Certificates
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.20% → 4.00% ▲ 1.80 pts · high 4.00% / low 2.20%
0.40%3.10%5.80%Sep 14, 2026: 2.20% APYSep 21, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.00%▲ from 2.20%
  • Sep 14, 20262.20%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24 Month Certificates of Deposit (CD)
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2 Year Share Certificate
$0
3.90% ▲ 1.06% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.06% above avg
Details

Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest

Rate History
No change since Sep 25, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 25, 2026: 3.90% APYSep 25, 2026Sep 28, 2026
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
24 Month Business Certificates of Deposit (CDs)
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.01% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46%
2.96%3.66%4.35%Sep 14, 2026: 3.46% APYSep 20, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.85%▲ from 3.46%
  • Sep 14, 20263.46%first recorded
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
24 Month Certificates of Deposit (CDs)
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.01% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46%
2.96%3.66%4.35%Sep 14, 2026: 3.46% APYSep 20, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.85%▲ from 3.46%
  • Sep 14, 20263.46%first recorded
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month CD or IRA
$500
3.79% ▲ 0.95% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
3.29%3.79%4.29%Sep 24, 2026: 3.79% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 24 Month CD or IRA
$500
3.79% ▲ 0.95% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 19, 2026: 3.79% APYSep 19, 2026Sep 28, 2026
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2 Year Certificate of Deposit
$500
3.79% ▲ 0.95% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details

Rate History
1 change since Sep 7, 2026 · 3.03% → 3.79% ▲ 0.76 pts · high 3.79% / low 3.03%
2.27%3.41%4.55%Sep 7, 2026: 3.03% APYSep 27, 2026: 3.79% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20263.79%▲ from 3.03%
  • Sep 7, 20263.03%first recorded
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2 Year IRA
$500
3.79% ▲ 0.95% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details

Rate History
1 change since Sep 7, 2026 · 3.03% → 3.79% ▲ 0.76 pts · high 3.79% / low 3.03%
2.27%3.41%4.55%Sep 7, 2026: 3.03% APYSep 27, 2026: 3.79% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20263.79%▲ from 3.03%
  • Sep 7, 20263.03%first recorded
Community Bank of Wichita
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
24 Month Certificate
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
24 month Share Certificate
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
24 Month CD
$1,000
3.65% ▲ 0.81% above national avg
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.81% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 7, 2026: 3.65% APYSep 7, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
24 months Certificate
$500
3.64% ▲ 0.80% above national avg
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.80% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.64% APY · checked 2 times
3.14%3.64%4.14%Sep 18, 2026: 3.64% APYSep 18, 2026Sep 28, 2026
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
2 Year IRA/Share Certificate
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.76% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.60% APY
3.10%3.60%4.10%Sep 25, 2026: 3.60% APYSep 25, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
24 Month Certificate of Deposit (Jumbo)
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details

Balance: $50,000 and over

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
24 Month IRA Certificate of Deposit
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details

Balance: $1,000 and over

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 Month Share Certificates
$0
3.56% ▲ 0.72% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 0.72% above avg
Details

Avg Daily Balance Required to Earn Dividends: $50,000+ Jumbo rate

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Sep 28, 2026
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Share Certificate - 2 years
$0
3.55% ▲ 0.71% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.71% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
CDs and IRAs (personal) - 2 year
$500
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2 Year Certificate
$2,000
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
24 Month CD
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.66% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
24 Months Certificate
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 16, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APYSep 16, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
24 Month Share and IRA Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2 Year Share Certificate
$500
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rates shown include all available bonuses.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
2 Year Share Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Unity One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
2 Year Certificate
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026

Shawnee 36 Month CD Rates

National 36 Month CD Average2.76% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
36 Month Business Certificate
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
36 Month IRA Certificate
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
36 Month Share Certificates
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
12510 W 62nd Ter Ste 104, Shawnee, KS 66216 1869
36 Month Share Certificate
$0
3.19% ▲ 0.43% above national avg
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.43% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.19% APY · checked 2 times
2.69%3.19%3.69%Sep 18, 2026: 3.19% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
36 Month Certificate of Deposit
$500
3.03% ▲ 0.27% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.27% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
36 Month IRA Certificate
$500
3.03% ▲ 0.27% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.27% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year Certificates of Deposit (CDs)
$100
4.73% ▲ 1.97% above national avg
View
▼
Rate4.68%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.97% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.73% ▲ 0.36 pts · high 4.73% / low 4.37%
3.87%4.55%5.23%Sep 14, 2026: 4.37% APYSep 24, 2026: 4.73% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.73%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year IRA Certificates
$100
4.73% ▲ 1.97% above national avg
View
▼
Rate4.68%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.97% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.73% APY · checked 2 times
4.23%4.73%5.23%Sep 24, 2026: 4.73% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year Certificates of Deposit (CDs)
$100
4.63% ▲ 1.87% above national avg
View
▼
Rate4.58%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.87% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.27% → 4.63% ▲ 0.36 pts · high 4.63% / low 4.27%
3.77%4.45%5.13%Sep 14, 2026: 4.27% APYSep 24, 2026: 4.63% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.63%▲ from 4.27%
  • Sep 14, 20264.27%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year IRA Certificates
$100
4.63% ▲ 1.87% above national avg
View
▼
Rate4.58%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.87% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.63% APY · checked 2 times
4.13%4.63%5.13%Sep 24, 2026: 4.63% APYSep 24, 2026Sep 28, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
36 Month Certificates of Deposit
$0
4.37% ▲ 1.61% above national avg
View
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.61% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 24, 2026: 4.37% APYSep 24, 2026Sep 28, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Month Certificate
$500
4.25% ▲ 1.49% above national avg
View
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.76%▲ 1.49% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Premium Certificates of Deposit (CD)
$0
4.20% ▲ 1.44% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.44% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 14, 2026: 4.20% APYSep 14, 2026Sep 28, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
36-Month CD
$0
4.15% ▲ 1.39% above national avg
View
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.39% above avg
Details

Rate History
No change since Sep 11, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Sep 11, 2026: 4.15% APYSep 11, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Preferred Certificates of Deposit (CD)
$0
4.11% ▲ 1.35% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.35% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 18, 2026: 4.11% APYSep 18, 2026Sep 28, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Year Certificates of Deposit
$0
4.06% ▲ 1.30% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.30% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 24, 2026: 4.06% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
36 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.28% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 36 Month CD or IRA
$500
4.04% ▲ 1.28% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 19, 2026: 3.79% APYSep 24, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20264.04%▲ from 3.79%
  • Sep 19, 20263.79%first recorded
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Year Certificate of Deposit
$500
4.04% ▲ 1.28% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details

Rate History
1 change since Sep 7, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62%
1.20%3.33%5.46%Sep 7, 2026: 2.62% APYSep 27, 2026: 4.04% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20264.04%▲ from 2.62%
  • Sep 7, 20262.62%first recorded
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Year IRA
$500
4.04% ▲ 1.28% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details

Rate History
1 change since Sep 7, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62%
1.20%3.33%5.46%Sep 7, 2026: 2.62% APYSep 27, 2026: 4.04% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20264.04%▲ from 2.62%
  • Sep 7, 20262.62%first recorded
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3 Year Certificate
$2,000
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Sep 28, 2026
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
3 Year Share Certificates
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Year Certificate Special
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3-Year CD Special
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Unlimited Additional Deposits; New Money Only; Early withdrawal penalties may apply. Contact TPCU for complete terms and conditions.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Certificates of Deposit (CD)
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3 Year Share Certificate
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.14% above avg
Details

Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest

Rate History
No change since Sep 25, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 25, 2026: 3.90% APYSep 25, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
36 Month Share Certificates
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.14% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.90% ▲ 1.65 pts · high 3.90% / low 2.25%
0.60%3.08%5.55%Sep 14, 2026: 2.25% APYSep 21, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20263.90%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
36 Month IRA Certificates
$0
3.84% ▲ 1.08% above national avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.08% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.25% → 3.84% ▲ 1.59 pts · high 3.84% / low 2.25%
0.66%3.05%5.43%Sep 14, 2026: 2.25% APYSep 21, 2026: 3.84% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20263.84%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
36 Month CD or IRA
$500
3.79% ▲ 1.03% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.03% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
3.29%3.79%4.29%Sep 24, 2026: 3.79% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 36 Month CD or IRA
$500
3.79% ▲ 1.03% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.03% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 19, 2026: 3.79% APYSep 19, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 Month Share Certificates
$0
3.76% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.00% above avg
Details

Avg Daily Balance Required to Earn Dividends: $50,000+ Jumbo rate

Rate History
No change since Sep 14, 2026 · 3.76% APY · checked 3 times
3.26%3.76%4.26%Sep 14, 2026: 3.76% APYSep 14, 2026Sep 28, 2026
Community Bank of Wichita
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
36 Month Certificate
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 0.99% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
36 month Share Certificate
$0
3.70% ▲ 0.94% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month IRA Certificate
$100,000
3.65% ▲ 0.89% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.89% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.65% APY
3.15%3.65%4.15%Sep 27, 2026: 3.65% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month Share Certificate
$100,000
3.65% ▲ 0.89% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.89% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.40% → 3.65% ▲ 0.25 pts · high 3.65% / low 3.40%
2.90%3.53%4.15%Sep 18, 2026: 3.40% APYSep 24, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20263.65%▲ from 3.40%
  • Sep 18, 20263.40%first recorded
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
36 Month CD
$1,000
3.65% ▲ 0.89% above national avg
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.89% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 7, 2026: 3.65% APYSep 7, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
36 Month CD
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 0.89% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Sep 28, 2026
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
36 Month Companion CD Accounts
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 0.89% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
36 Month Certificate of Deposit (Jumbo)
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.89% above avg
Details

Balance: $50,000 and over

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
36 Month IRA Certificate of Deposit
$0
3.65% ▲ 0.89% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.89% above avg
Details

Balance: $1,000 and over

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
36 months Certificate
$500
3.64% ▲ 0.88% above national avg
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.88% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.64% APY · checked 2 times
3.14%3.64%4.14%Sep 18, 2026: 3.64% APYSep 18, 2026Sep 28, 2026
FNB of Hope
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
36-Month Fixed Rate
$500
3.56% ▲ 0.80% above national avg
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 0.80% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.56% APY · checked 2 times
3.06%3.56%4.06%Sep 24, 2026: 3.56% APYSep 24, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3 Year Certificate of Deposit - IRA
$50
3.55% ▲ 0.79% above national avg
View
▼
Rate3.50%
Min Deposit$50
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.79% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 19, 2026: 3.55% APYSep 19, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
36 Month Certificate
$0
3.55% ▲ 0.79% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.79% above avg
Details

Balance: $1,000 - $49,999.99

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 Month Share Certificates
$0
3.51% ▲ 0.75% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 0.75% above avg
Details

Avg Daily Balance Required to Earn Dividends: $500

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 3 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month IRA Certificate
$1,000
3.50% ▲ 0.74% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 27, 2026: 3.50% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month Share Certificate
$1,000
3.50% ▲ 0.74% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 18, 2026: 3.25% APYSep 24, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20263.50%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Union State Bank of Everest
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3 year Certificate of Deposit
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 27, 2026: 3.50% APYSep 27, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
36 Month Share and IRA Certificates
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
3 Year Share Certificate
$500
3.50% ▲ 0.74% above national avg
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details

Rates shown include all available bonuses.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026

Shawnee 48 Month CD Rates

National 48 Month CD Average2.75% APY▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
48 Month Business Certificate
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
48 Month IRA Certificate
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
48 Month Share Certificates
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
48 Month Certificate of Deposit
$500
3.03% ▲ 0.28% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.28% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
48 Month IRA Certificate
$500
3.03% ▲ 0.28% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.28% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year Certificates of Deposit (CDs)
$100
4.74% ▲ 1.99% above national avg
View
▼
Rate4.69%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.99% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.42% → 4.74% ▲ 0.32 pts · high 4.74% / low 4.42%
3.92%4.58%5.24%Sep 14, 2026: 4.42% APYSep 24, 2026: 4.74% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.74%▲ from 4.42%
  • Sep 14, 20264.42%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year IRA Certificates
$100
4.74% ▲ 1.99% above national avg
View
▼
Rate4.69%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.99% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.74% APY · checked 2 times
4.24%4.74%5.24%Sep 24, 2026: 4.74% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year Certificates of Deposit (CDs)
$100
4.64% ▲ 1.89% above national avg
View
▼
Rate4.59%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.89% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.32% → 4.64% ▲ 0.32 pts · high 4.64% / low 4.32%
3.82%4.48%5.14%Sep 14, 2026: 4.32% APYSep 24, 2026: 4.64% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.64%▲ from 4.32%
  • Sep 14, 20264.32%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year IRA Certificates
$100
4.64% ▲ 1.89% above national avg
View
▼
Rate4.59%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.89% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.64% APY · checked 2 times
4.14%4.64%5.14%Sep 24, 2026: 4.64% APYSep 24, 2026Sep 28, 2026
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
48 Month Certificates of Deposit
$0
4.37% ▲ 1.62% above national avg
View
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.62% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 24, 2026: 4.37% APYSep 24, 2026Sep 28, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
48 Month Certificate
$500
4.25% ▲ 1.50% above national avg
View
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.75%▲ 1.50% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Sep 28, 2026
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
4 Year Certificates of Deposit
$0
4.06% ▲ 1.31% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.31% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 24, 2026: 4.06% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.29% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.29% above avg
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 48 Month CD or IRA
$500
4.04% ▲ 1.29% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.29% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 19, 2026: 3.79% APYSep 24, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20264.04%▲ from 3.79%
  • Sep 19, 20263.79%first recorded
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
4 Year Share Certificate
$0
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.25% above avg
Details

Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest

Rate History
No change since Sep 25, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
48 Month IRA Certificates
$0
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 4.00% ▲ 1.65 pts · high 4.00% / low 2.35%
0.70%3.18%5.65%Sep 14, 2026: 2.35% APYSep 21, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.00%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
48 Month Share Certificates
$0
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.35% → 4.00% ▲ 1.65 pts · high 4.00% / low 2.35%
0.70%3.18%5.65%Sep 14, 2026: 2.35% APYSep 21, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
  • Sep 21, 20264.00%▲ from 2.35%
  • Sep 14, 20262.35%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$100,000
3.90% ▲ 1.15% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.15% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 27, 2026: 3.90% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$100,000
3.90% ▲ 1.15% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.15% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.65% → 3.90% ▲ 0.25 pts · high 3.90% / low 3.65%
3.15%3.78%4.40%Sep 18, 2026: 3.65% APYSep 24, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20263.90%▲ from 3.65%
  • Sep 18, 20263.65%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
48 Month Premium Certificates of Deposit (CD)
$0
3.90% ▲ 1.15% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.15% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
48 Month Share Certificates
$0
3.82% ▲ 1.07% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.07% above avg
Details

Avg Daily Balance Required to Earn Dividends: $50,000+ Jumbo rate

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 3 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month CD or IRA
$500
3.79% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.04% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
3.29%3.79%4.29%Sep 24, 2026: 3.79% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 48 Month CD or IRA
$500
3.79% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.04% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 19, 2026: 3.79% APYSep 19, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.00% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$1,000
3.75% ▲ 1.00% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.00% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 18, 2026: 3.50% APYSep 24, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20263.75%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Community Bank of Wichita
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
48 Month Certificate
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.00% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
48 Month CD
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.00% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
48 Month Adjustable Rate IRA
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.00% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Sep 28, 2026
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
48 Month Certificates of Deposit (CDs)
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.00% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
48 Month Preferred Certificates of Deposit (CD)
$0
3.70% ▲ 0.95% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.95% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$100,000
3.65% ▲ 0.90% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.90% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.65% APY
3.15%3.65%4.15%Sep 27, 2026: 3.65% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$100,000
3.65% ▲ 0.90% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.90% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
48 Month CD
$1,000
3.65% ▲ 0.90% above national avg
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.90% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 7, 2026: 3.65% APYSep 7, 2026Sep 28, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
48-Month CD
$0
3.60% ▲ 0.85% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.85% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 11, 2026: 3.60% APYSep 11, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
48 Month Certificates of Deposit (CD)
$0
3.60% ▲ 0.85% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.85% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
48 Month Share Certificates
$0
3.56% ▲ 0.81% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 0.81% above avg
Details

Avg Daily Balance Required to Earn Dividends: $500

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Sep 28, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
48 Month Certificate
$0
3.56% ▲ 0.81% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.81% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Sep 28, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
48 Month IRA Certificate
$0
3.56% ▲ 0.81% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.81% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Sep 28, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business Certificates - 48 Month
$0
3.56% ▲ 0.81% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.81% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.56% APY
3.06%3.56%4.06%Sep 22, 2026: 3.56% APYSep 22, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
48 Month Jump Rate
$0
3.55% ▲ 0.80% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 0.80% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
48 Month Certificate of Deposit (Jumbo)
$0
3.55% ▲ 0.80% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.80% above avg
Details

Balance: $50,000 and over

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
48 Month IRA Certificate of Deposit
$0
3.55% ▲ 0.80% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.80% above avg
Details

Balance: $1,000 and over

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$1,000
3.50% ▲ 0.75% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 27, 2026: 3.50% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$1,000
3.50% ▲ 0.75% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Union State Bank of Everest
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
4 year Certificate of Deposit
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 27, 2026: 3.50% APYSep 27, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
48 Months Certificate
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 16, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APYSep 16, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
48 Month Share and IRA Certificates
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
4 Year Share Certificate
$500
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details

Rates shown include all available bonuses.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
48 month Share Certificate
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
48 Month Business Certificates of Deposit (CDs)
$0
3.49% ▲ 0.74% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 0.74% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.26% → 3.49% ▲ 0.23 pts · high 3.49% / low 3.26%
2.76%3.38%3.99%Sep 14, 2026: 3.26% APYSep 20, 2026: 3.49% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.49%▲ from 3.26%
  • Sep 14, 20263.26%first recorded

Shawnee 60 Month CD Rates

National 60 Month CD Average2.84% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
60 Month Business Certificate
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
60 Month IRA Certificate
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217
60 Month Share Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
60 Month Certificate of Deposit
$500
3.03% ▲ 0.19% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 18, 2026: 3.03% APYSep 18, 2026Sep 28, 2026
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15110 Shawnee Mission Pkwy, Shawnee, KS 66217
60 Month IRA Certificate
$500
3.03% ▲ 0.19% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
2.53%3.03%3.53%Sep 24, 2026: 3.03% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year Certificates of Deposit (CDs)
$1,000
4.79% ▲ 1.95% above national avg
View
▼
Rate4.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.95% above avg
Details

Balance: $100,000+

Rate History
1 change since Sep 14, 2026 · 4.48% → 4.79% ▲ 0.31 pts · high 4.79% / low 4.48%
3.98%4.64%5.29%Sep 14, 2026: 4.48% APYSep 24, 2026: 4.79% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.79%▲ from 4.48%
  • Sep 14, 20264.48%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year IRA Certificates
$1,000
4.79% ▲ 1.95% above national avg
View
▼
Rate4.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.95% above avg
Details

Balance: $100,000+

Rate History
No change since Sep 24, 2026 · 4.79% APY · checked 2 times
4.29%4.79%5.29%Sep 24, 2026: 4.79% APYSep 24, 2026Sep 28, 2026
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year Certificates of Deposit (CDs)
$1,000
4.69% ▲ 1.85% above national avg
View
▼
Rate4.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.85% above avg
Details

Balance: $0 - $99,999.99

Rate History
1 change since Sep 14, 2026 · 4.38% → 4.69% ▲ 0.31 pts · high 4.69% / low 4.38%
3.88%4.54%5.19%Sep 14, 2026: 4.38% APYSep 24, 2026: 4.69% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.69%▲ from 4.38%
  • Sep 14, 20264.38%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year IRA Certificates
$1,000
4.69% ▲ 1.85% above national avg
View
▼
Rate4.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.85% above avg
Details

Balance: $0 - $99,999.99

Rate History
No change since Sep 24, 2026 · 4.69% APY · checked 2 times
4.19%4.69%5.19%Sep 24, 2026: 4.69% APYSep 24, 2026Sep 28, 2026
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$1,000
4.50% ▲ 1.66% above national avg
View
▼
Rate4.43%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.66% above avg
Details

Compounded: Quarterly

Rate History
1 change since Sep 14, 2026 · 3.50% → 4.50% ▲ 1.00 pts · high 4.50% / low 3.50%
2.50%4.00%5.50%Sep 14, 2026: 3.50% APYSep 24, 2026: 4.50% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.50%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
60 Month Certificates of Deposit
$0
4.37% ▲ 1.53% above national avg
View
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.53% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.37% APY · checked 2 times
3.87%4.37%4.87%Sep 24, 2026: 4.37% APYSep 24, 2026Sep 28, 2026
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Month CD
$500
4.22% ▲ 1.38% above national avg
View
▼
Rate4.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.38% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.22% APY · checked 3 times
3.72%4.22%4.72%Sep 19, 2026: 4.22% APYSep 19, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
4.15% ▲ 1.31% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.31% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.15% APY
3.65%4.15%4.65%Sep 27, 2026: 4.15% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$100,000
4.15% ▲ 1.31% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.31% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
3.40%4.03%4.65%Sep 18, 2026: 3.90% APYSep 24, 2026: 4.15% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20264.15%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
5 Year Certificates of Deposit
$0
4.06% ▲ 1.22% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.22% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 24, 2026: 4.06% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD or IRA - Jumbo
$500
4.04% ▲ 1.20% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details

Jumbo

Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
3.54%4.04%4.54%Sep 24, 2026: 4.04% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 60 Month CD or IRA
$500
4.04% ▲ 1.20% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 19, 2026: 3.79% APYSep 24, 2026: 4.04% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20264.04%▲ from 3.79%
  • Sep 19, 20263.79%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$1,000
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 18, 2026: 3.75% APYSep 24, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20264.00%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
3.90% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 27, 2026: 3.90% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$100,000
3.90% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 Month Share Certificates
$0
3.87% ▲ 1.03% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.03% above avg
Details

Avg Daily Balance Required to Earn Dividends: $50,000+ Jumbo rate

Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 3 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
60 Month CD
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.01% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD or IRA
$500
3.79% ▲ 0.95% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
3.29%3.79%4.29%Sep 24, 2026: 3.79% APYSep 24, 2026Sep 28, 2026
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 60 Month CD or IRA
$500
3.79% ▲ 0.95% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details

Jumbo1: 4.00% Interest Rate / 4.04% APY**

Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 19, 2026: 3.79% APYSep 19, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
3.75% ▲ 0.91% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Sep 28, 2026
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$1,000
3.75% ▲ 0.91% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Community Bank of Wichita
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
60 Month Certificate
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
60 Month Certificates of Deposit (CDs)
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.91% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Sep 28, 2026
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
60 Month Companion CD Accounts
$0
3.70% ▲ 0.86% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.86% above avg
Details

Interest Compounded: Quarterly

Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 20, 2026: 3.70% APYSep 20, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
60 Month Premium Certificates of Deposit (CD)
$0
3.70% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.86% above avg
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
60 Month Certificate
$0
3.66% ▲ 0.82% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.82% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.66% APY · checked 3 times
3.16%3.66%4.16%Sep 14, 2026: 3.66% APYSep 14, 2026Sep 28, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
60 Month IRA Certificate
$0
3.66% ▲ 0.82% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.82% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.66% APY · checked 3 times
3.16%3.66%4.16%Sep 14, 2026: 3.66% APYSep 14, 2026Sep 28, 2026
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business Certificates - 60 Month
$0
3.66% ▲ 0.82% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.82% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.66% APY
3.16%3.66%4.16%Sep 22, 2026: 3.66% APYSep 22, 2026Sep 28, 2026
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
60 Month CD
$1,000
3.65% ▲ 0.81% above national avg
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.81% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 7, 2026: 3.65% APYSep 7, 2026Sep 28, 2026
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
60 Month Jump Rate
$0
3.65% ▲ 0.81% above national avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.81% above avg
Details

Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 Month Share Certificates
$0
3.61% ▲ 0.77% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 0.77% above avg
Details

Avg Daily Balance Required to Earn Dividends: $500

Rate History
No change since Sep 14, 2026 · 3.61% APY · checked 3 times
3.11%3.61%4.11%Sep 14, 2026: 3.61% APYSep 14, 2026Sep 28, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
60-Month CD
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 4 times
3.10%3.60%4.10%Sep 11, 2026: 3.60% APYSep 11, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
60 Month Preferred Certificates of Deposit (CD)
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details

Balance: $25,000.00-$74,999.99

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
5 Year Certificate of Deposit - IRA
$50
3.55% ▲ 0.71% above national avg
View
▼
Rate3.50%
Min Deposit$50
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.71% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 19, 2026: 3.55% APYSep 19, 2026Sep 28, 2026
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
60 Month CD
$75,000
3.55% ▲ 0.71% above national avg
View
▼
Rate—
Min Deposit$75,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.71% above avg
Details

Balance: > $75,000

Rate History
No change since Sep 21, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 21, 2026: 3.55% APYSep 21, 2026Sep 28, 2026
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
60 Month IRA CD
$0
3.55% ▲ 0.71% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.71% above avg
Details

Balance: > $75,000

Rate History
No change since Sep 21, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 21, 2026: 3.55% APYSep 21, 2026Sep 28, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
60 Month Certificates of Deposit (CD)
$0
3.51% ▲ 0.67% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.67% above avg
Details

Balance: $500.00-$24,999.99

Rate History
No change since Sep 14, 2026 · 3.51% APY · checked 3 times
3.01%3.51%4.01%Sep 14, 2026: 3.51% APYSep 14, 2026Sep 28, 2026
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
5 Year Certificate
$2,000
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Sep 28, 2026
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Month Certificate
$500
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
60 Month Share and IRA Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
5 Year Share Certificate
$500
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rates shown include all available bonuses.

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
60 Month Certificate of Deposit (Jumbo)
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Balance: $50,000 and over

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
60 Month IRA Certificate of Deposit
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Balance: $1,000 and over

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
60 Month Business Certificates of Deposit (CDs)
$0
3.49% ▲ 0.65% above national avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.65% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.26% → 3.49% ▲ 0.23 pts · high 3.49% / low 3.26%
2.76%3.38%3.99%Sep 14, 2026: 3.26% APYSep 20, 2026: 3.49% APYSep 14, 2026Sep 28, 2026
  • Sep 20, 20263.49%▲ from 3.26%
  • Sep 14, 20263.26%first recorded
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Shawnee, Kansas Institutions

Highest verified APYs available today, updated September 28, 2026

B Top 5 Bank Rates
Capitol Federal Savings Bank
24-Month CD
A+ 5.0 ★ TX: 5.21%
Min: $1,000
3.90%
UMB Bank
3-MONTH TIME DEPOSIT ACCOUNT
A+ 5.0 ★ TX: 1.88%
Min: $500
3.85%
Security Bank of Kansas City
12 Month Certificate of Deposit
A+ 5.0 ★ TX: 0.12%
Min: $500
3.03%
Intrust Bank
12-month CD
A+ 5.0 ★ TX: 5.22%
Min: $500
2.70%
Wells Fargo
1 year Standard Fixed Rate CD - Relationship
A 5.0 ★ TX: 6.32%
Min: $2,500
1.51%
CU Top 5 Credit Union Rates
CommunityAmerica Credit Union
3 Month Business Certificate
Min: $0
3.60%
KUMC Credit Union
36 Month Share Certificate
A+ 5.0 ★ TX: 0.08%
Min: $0
3.19%
Topeka Police Credit Union
Kid's Certificates - 6 Month
A+ 5.0 ★ TX: 0.27%
Min: $0
5.00%
Topeka Firemens Credit Union
1 Year Share Certificates
A+ 5.0 ★ TX: 0.05%
Min: $0
4.55%
Emporia State Federal Credit Union
Jumbo 18 Months Special Certificate
A+ 5.0 ★ TX: 2.84%
Min: $0
4.25%
Rates verified September 28, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Shawnee, KS CD Rate Trends

Compare local Shawnee, KS CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Kansas CD Trends
12-Month CD KS Avg
2.942%
▼ 0.010 vs 7 days ago

Kansas 12-month CD rates fell 0.010 points over the past 7 days to 2.942% APY.

6-Month CD KS Avg
2.768%
▲ 0.001 vs 7 days ago

Kansas 6-month CD rates rose 0.001 points over the past 7 days to 2.768% APY.

As of Sep 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

KS CD Rate Forecast, Next 12 Months

Where are Kansas CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

KS 12-Month Avg APY
2.942%
6-Month Forecast
2.942%
Range: 2.74% – 3.09%
12-Month Forecast
3.192%
Range: 2.99% – 3.34%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Kansas average 12-month CD APY in our database.

Spread model: The Kansas 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at KS CD Rates Today

Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.

CD Term KS Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.076% $103.80 $207.59 $518.98 $1,037.95
6-Month CD 2.768% $138.39 $276.78 $691.95 $1,383.90
12-Month CD 2.942% $147.08 $294.15 $735.38 $1,470.75
18-Month CD 2.817% $140.84 $281.67 $704.18 $1,408.35
24-Month CD 2.836% $141.82 $283.64 $709.10 $1,418.20
36-Month CD 2.757% $137.86 $275.71 $689.28 $1,378.55
48-Month CD 2.751% $137.54 $275.08 $687.70 $1,375.40
60-Month CD 2.843% $142.17 $284.33 $710.83 $1,421.65
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 28, 2026.

Sample CD Ladder for Shawnee, Kansas Savers

$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit KS Avg APY Annual Earnings
1 3-Month CD $5,000 2.076% $103.80
2 6-Month CD $5,000 2.768% $138.39
3 12-Month CD $5,000 2.942% $147.08
4 24-Month CD $5,000 2.836% $141.82
5 36-Month CD $5,000 2.757% $137.86
Total ($25,000 invested) $25,000 2.676% blended $668.95/yr

Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,063
CD Rates
Tracked in Shawnee, Kansas
73 Banks 42 Credit Unions

About Our Shawnee, Kansas CD Rate Database

MonitorBankRates tracks 1,063 CD rates from 73 banks and 42 credit unions with locations in Shawnee, Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Capitol Federal Savings Bank offers a CD at 3.90% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Shawnee, Kansas.

How to Find the Best CD Rates in Shawnee, Kansas

What to compare when shopping for a CD in Shawnee, Kansas

To find the best APYs in Shawnee, Kansas, start with credit unions and online-only banks: Shawnee, Kansas has 42 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Shawnee, Kansas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Shawnee, Kansas: 115 institutions here report CD rates

Consider an Alternative If…

Shawnee, Kansas Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
15.2%
National avg: 17.3%
Median Individual Earnings
$54,077
National avg: $47,340
Poverty Rate
5.3%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$159/yr
At KS 12-mo avg 2.942% APY

15.2% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.3% reflects a strong local economy. At today’s KS 12-month CD average of 2.942%, saving 10% of the local median salary ($5,407/year) and putting it in a CD would earn an additional $159 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Shawnee, Kansas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Shawnee, Kansas

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Shawnee, Kansas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Shawnee, Kansas as everywhere in the U.S.

Choosing a CD Term in Shawnee, Kansas

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Shawnee, Kansas savers easier access to their funds. For example, CommunityAmerica Credit Union is offering its 6 Month Business Certificate at 3.45% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, CommunityAmerica Credit Union is offering its 60 Month Business Certificate at 3.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Shawnee, Kansas Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Shawnee, Kansas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Shawnee, Kansas

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Shawnee, Kansas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Shawnee, Kansas

Most CDs carry a fixed rate that is locked for the entire term, protecting a Shawnee, Kansas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Shawnee, Kansas

Are CD rates in Shawnee, Kansas FDIC insured?

Yes, most established banks in Shawnee, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Shawnee, Kansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Shawnee, Kansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Shawnee, Kansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Shawnee, Kansas?

Here are recent top rates found for this area:
  • Capitol Federal Savings Bank: 3.90% APY (24-Month CD)
  • UMB Bank: 3.85% APY (3-MONTH TIME DEPOSIT ACCOUNT)
  • CommunityAmerica Credit Union: 3.60% APY (3 Month Business Certificate)
  • KUMC Credit Union: 3.19% APY (36 Month Share Certificate)
  • Security Bank of Kansas City: 3.03% APY (12 Month Certificate of Deposit)
  • Intrust Bank: 2.70% APY (12-month CD)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD - Relationship)
  • Topeka Police Credit Union: 5.00% APY (Kid's Certificates - 6 Month)
  • Grant County Bank: 4.79% APY (5 Year Certificates of Deposit (CDs))
  • Topeka Firemens Credit Union: 4.55% APY (1 Year Share Certificates)
Rates reflect recent verified offers available in Shawnee, Kansas. Last Updated: September 28, 2026

Shawnee, Kansas CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Shawnee, Kansas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
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Ending Balance
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Matures
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Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Shawnee, Kansas CD Rates by Term

Verified September 28, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Shawnee, Kansas. Averages shown use the Kansas state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Shawnee, Kansas

Shawnee, Kansas CD Calculator

At today’s KS top rate of 3.90% APY, a $10,000 deposit earns $390 in the first year. Enter your amount to see your exact return.

Shawnee, Kansas CD Ladder

KS CD rates currently range from 2.076% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Shawnee, Kansas CD at 3.90% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Kansas’s average 12-month CD is 2.942% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Shawnee, Kansas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Shawnee, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Shawnee, Kansas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 28, 2026

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