CD Rates Sergeant Bluff, Iowa (IA) for March 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sergeant Bluff, Iowa CD rates include Sioux Valley Community Credit UnionSioux Valley Community Credit Union105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538C+4.1 ★Texas Ratio: 26.29% offering I2 24 Month Certificate at 3.00% APY, Affinity Credit UnionAffinity Credit Union475 NW Hoffman Ln, Des Moines, IA 50313 2261A+5.0 ★Texas Ratio: 4.17% offering 12 month Certificates at 4.06% APY, Des Moines Metro Credit UnionDes Moines Metro Credit Union100 University Ave, Des Moines, IA 50314 3121A+5.0 ★Texas Ratio: 2.01% offering 6-month IRA Share Certificates at 4.01% APY, Cedar Falls Community Credit UnionCedar Falls Community Credit Union123 W 4th St, Cedar Falls, IA 50613 2831A+5.0 ★Texas Ratio: 3.75% offering Youth Certificates 3 Month Add-On at 4.00% APY, and Green Belt Bank & TrustGreen Belt Bank & Trust120 E Main St, Belmond, IA 50421A+5.0 ★Texas Ratio: 0.70% offering 24 Month Legacy CD at 4.00% APY. CD rates as of March 26, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Sergeant Bluff, Iowa, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 26, 2026
Compare Best CD Rates in Sergeant Bluff, Iowa & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
Youth Certificates 3 Month Add-On
$100
4.00%
▼
Rate3.94%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
453 7th St, Des Moines, IA 50309
3 Month Certificates of Deposit Platinum Tier
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Loyalty Program
BankIowa
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
114 Ely St, Rowley, IA 52329
3 month CD Special
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
802 W 29th St, Cedar Falls, IA 50613 5022
3-Month Certificate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
329 Pierce St, Sioux City, IA 51101
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
405 5th St, Ames, IA 50010
Special Term CDs* 3 Month CD
$25,000
3.29%
▼
Rate3.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
3 Month CD
$100,000
3.14%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 & over
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
3 Month Time Certificates
$0
2.37%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
3 month Certificates of Deposit
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 S Cherry St, Mount Pleasant, IA 52641
3 MO Share Certificate
$500
2.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
203 Crestwood Ave, Bremer, IA 50677
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Sanborn Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
219 Main St, Sanborn, IA 51248
90 Day CD
$1,000
1.81%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
3 month term
$1,000
1.00%
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 3 Month
$20,000
0.85%
▼
Rate0.85%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Certificates 3-month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
3 MONTH/91 DAYS Certificate of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
3 Month Certificate
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
3 Month Certificate of Deposit
$500
0.14%
▼
Rate0.14%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
600 Chestnut St, Atlantic, IA 50022
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
119 2nd St, Coralville, IA 52241
3 Month Certificates of Deposit
$2,500
0.03%
▼
Rate0.03%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
100 University Ave, Des Moines, IA 50314 3121
6-month IRA Share Certificates
$250
4.01%
▼
Rate3.95%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
6-Month CD Special
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Peoples Credit Union Webster City, IA
Institution Rating:
B+4.8 ★Texas Ratio: 17.80%
310 1st ST, Webster City, IA 50595 2337
6 Month CD Limited Time Special
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
6 Month CD
$100,000
3.80%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 & over
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
6 Month Certificates of Deposit
$25,000
3.68%
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
6 Month Time Certificates
$0
3.66%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
6 Month Certificate
$15,000
3.58%
▼
Rate—
Min Deposit$15,000
Min Balance—
UpdatedMar 26, 2026
Details
(1)(Variable)
Community Bank Dunlap, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
131 E Main St, Ute, IA 51060
6-month CD
$5,000
3.53%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA 50309 2010
6-MONTH CERTIFICATE
$100,000
3.51%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 and over
Central State Bank State Center, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
109 Main St W, State Center, IA 50247
6 Month Certificates of Deposit
$1,500
3.48%
▼
Rate3.45%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
329 Pierce St, Sioux City, IA 51101
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
2825 Avenue G, Council Bluffs, IA 51501
Jumbo Certificates - minimum opening deposit of 6 month
$90,000
3.35%
▼
Rate3.30%
Min Deposit$90,000
Min Balance—
UpdatedMar 26, 2026
Details
$90,000.00
Farmers Trust & Savings Bank Earling, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
122 Main St, Earling, IA 51530
6 Month CD Specials
$1,000
3.34%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
6-Month Term
$50,000
3.33%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
6-month Certificate Special
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
240 3rd Ave Se, Cedar Rapids, IA 52401
Certificate of Deposit (CD) / Individual Retirement Account (IRA) Specials 6 month special
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
*Relationship Pricing APY: 3.49%; *Relationship Pricing Interest Rate: 3.45%
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
4530 Singing Hills Blvd, Sioux City, IA 51106
Triple Option CD 6 Month
$0
2.85%
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
6 Month CD
$50,000
2.82%
▼
Rate2.80%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA 50208 3040
6 mo. Term Share
$100,000
2.80%
▼
Rate2.76%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 S Cherry St, Mount Pleasant, IA 52641
6 MO Share Certificate
$500
2.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
203 Crestwood Ave, Bremer, IA 50677
6 Month Standard Certificates of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3098 Floyd Blvd, Sioux City, IA 51108
Certificates 6 month certificate
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 6 Month
$20,000
1.61%
▼
Rate1.60%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Certificates 6 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
6 month term
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Casebine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
485 W Burlington Ave, Burlington, IA 52601
6 month certificate
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
6 Month Certificate
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
6 MONTH/182 DAYS Certificate of Deposit
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Bellevue State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
200 S 2nd St, Bellevue, IA 52031
Time Certificates 6 Month
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
6 Month Certificate of Deposit
$500
0.19%
▼
Rate0.19%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
119 2nd St, Coralville, IA 52241
6 Month Certificates of Deposit
$2,500
0.07%
▼
Rate0.07%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
600 Chestnut St, Atlantic, IA 50022
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538
I1 12 Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
475 NW Hoffman Ln, Des Moines, IA 50313 2261
12 month Certificates
$10,000
4.06%
▼
Rate4.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
12 Month IRA Certificates
$0
3.99%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
100 University Ave, Des Moines, IA 50314 3121
1-year IRA Share Certificates
$250
3.91%
▼
Rate3.85%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
Twin Cedars Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
402 Merrill St, Bussey, IA 50044
12 Month CD*
$0
3.90%
▼
Rate3.86%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
TruBank
Institution Rating:
A5.0 ★Texas Ratio: 10.56%
108 S Barnes St, What Cheer, IA 50268
6-12 Month CD Special
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Savings Bank Spillville, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
101 Church St, Spillville, IA 52168
12 Month Certificate
$0
3.80%
▼
Rate3.76%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000-24,999
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
1 Year CD
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 & over
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
12 Month Time Certificates
$0
3.74%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Luana Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
100 Harvest Dr, Luana, IA 52156
12 Month KIDS CD & 2 Add-Ons
$500
3.73%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
To qualify the individual must be 18 years of age or younger.; Two additional deposits may be made during the 12 month term; minimum deposit of $100 required for each deposit.
Peoples Credit Union Webster City, IA
Institution Rating:
B+4.8 ★Texas Ratio: 17.80%
310 1st ST, Webster City, IA 50595 2337
12 Month CD Limited Time Special
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
203 Crestwood Ave, Bremer, IA 50677
Large Depositor Special 12 Month
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedMar 26, 2026
Details
Home State Bank Royal, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
202 3rd Ave, Royal, IA 51357
1 Year (12 months) CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
SECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA 52632
1 year Savings CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers Trust and Savings Bank Spencer, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
125 W 4th St, Spencer, IA 51301
12 Month CD
$5,000
3.52%
▼
Rate3.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
12 Month CD
$100,000
3.50%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
12 Month Certificates of Deposit
$25,000
3.43%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
1141 N Broadway, Council Bluffs, IA 51503 1513
Baby Bundle Certificates 12 Month
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1800 Royal Ave, Spirit Lake, IA 51360
12-month Certificate of Deposit
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA 50309 2010
12-MONTH CERTIFICATE
$50,000
3.30%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
$50,000 to $99,999.99
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
12-Month Term
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 S Cherry St, Mount Pleasant, IA 52641
12 MO Share Certificate
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
739 Pennsylvania Ave, Ottumwa, IA 52501
12 Month Certificate Account
$500
3.10%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Farmers Trust & Savings Bank Earling, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
122 Main St, Earling, IA 51530
12 Month CD Specials
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
12 Month CD
$5,000
2.92%
▼
Rate2.90%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 12 Month
$20,000
2.87%
▼
Rate2.85%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA 50208 3040
12 mo. Term Share
$100,000
2.79%
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Meridian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1206 N Jefferson St, Ottumwa, IA 52501 2020
Certificates of Deposit (CDs) 1 Year
$25,000
2.75%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3098 Floyd Blvd, Sioux City, IA 51108
Certificates 12 month certificate
$500
2.60%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Dunlap, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
131 E Main St, Ute, IA 51060
12-month CD
$5,000
2.52%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
12 month Certificates of Deposit
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
Sanborn Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
219 Main St, Sanborn, IA 51248
12 Month CD
$1,000
2.16%
▼
Rate2.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Bellevue State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
200 S 2nd St, Bellevue, IA 52031
Time Certificates 1 Year
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
State Central Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.55%
116 S Main St, Stockport, IA 52651
12 Mo. CD
$10,000
1.76%
▼
Rate1.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
PSB Wellsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
414 N Adams St, Wellsburg, IA 50680
12 Month Certificate of Deposit (CD)
$150,000
1.75%
▼
Rate1.74%
Min Deposit$150,000
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Individual Retirement Account Certificates 12-month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First State Bank Britt, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
183 Main Ave N, Britt, IA 50423
12 Month Certificate of Deposit
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
*a
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
12 month term
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Certificates 12 Month
$0
1.36%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The State Bank of Toledo
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
100 E High St, Toledo, IA 52342
12 Month Certificates of Deposit
$1,000
1.25%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
with Hometown Checking Account**
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
119 2nd St, Coralville, IA 52241
12 Month Certificates of Deposit
$1,500
1.00%
▼
Rate1.00%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details
Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
115 8th Ave SW, Cedar Rapids, IA 52404
12 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
12 MONTH Certificate of Deposit
$500
0.55%
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Connection Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
636 Avenue G, Fort Madison, IA 52627
12 Month Fixed IRA
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Casebine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
485 W Burlington Ave, Burlington, IA 52601
12 month certificate
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
12 Month Certificate of Deposit
$500
0.21%
▼
Rate0.21%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
131 Tower Park Dr, Waterloo, IA 50701
CDs - Certificate of Deposit 8 12 Month
$2,500
0.20%
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
18 Month IRA Certificates
$0
3.84%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
100 University Ave, Des Moines, IA 50314 3121
18-month IRA Share Certificates
$250
3.81%
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
475 NW Hoffman Ln, Des Moines, IA 50313 2261
18 month Certificates
$10,000
3.80%
▼
Rate3.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Twin Cedars Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
402 Merrill St, Bussey, IA 50044
18 Month CD*
$0
3.75%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
18 Month Time Certificates
$0
3.71%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bellevue State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
200 S 2nd St, Bellevue, IA 52031
Time Certificates 18 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Marion County State Bank
Institution Rating:
A-4.9 ★Texas Ratio: 15.89%
222 E Robinson St, Knoxville, IA 50138
18 Month and Build CD
$0
3.40%
▼
Rate3.37%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 S Cherry St, Mount Pleasant, IA 52641
18 MO Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
739 Pennsylvania Ave, Ottumwa, IA 52501
18 Month Certificate Account
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
18-Month Term
$50,000
3.19%
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
405 5th St, Ames, IA 50010
Special Term CDs* 18 Month CD
$25,000
3.14%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
18 Month Certificates of Deposit
$25,000
3.12%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
2825 Avenue G, Council Bluffs, IA 51501
Jumbo Certificates - minimum opening deposit of 18 month
$90,000
3.05%
▼
Rate3.00%
Min Deposit$90,000
Min Balance—
UpdatedMar 26, 2026
Details
$90,000.00
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
18 Month CD
$50,000
2.82%
▼
Rate2.80%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
18 Month CD
$100,000
2.76%
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
203 Crestwood Ave, Bremer, IA 50677
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
18 month Certificates of Deposit
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
State Central Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.55%
116 S Main St, Stockport, IA 52651
18 Mo. CD
$10,000
2.26%
▼
Rate2.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Sanborn Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
219 Main St, Sanborn, IA 51248
18 Month CD
$1,000
2.21%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 18 Month
$20,000
2.11%
▼
Rate2.10%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
18 Month IRA
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
PSB Wellsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
414 N Adams St, Wellsburg, IA 50680
18 Month Certificate of Deposit (CD)
$150,000
1.85%
▼
Rate1.84%
Min Deposit$150,000
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Individual Retirement Account Certificates 18-month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Certificates 18 Month
$0
1.46%
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The State Bank of Toledo
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
100 E High St, Toledo, IA 52342
18 Month Certificates of Deposit
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
with Hometown Checking Account**
Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
115 8th Ave SW, Cedar Rapids, IA 52404
18 Month CD
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
18 MONTH Certificate of Deposit
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
18 Month Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Connection Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
636 Avenue G, Fort Madison, IA 52627
18 Month Fixed IRA
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
18 Month Certificate of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538
I2 24 Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
120 E Main St, Belmond, IA 50421
24 Month Legacy CD
$20
4.00%
▼
Rate—
Min Deposit$20
Min Balance—
UpdatedMar 26, 2026
Details
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
24 Month CD
$5,000
3.96%
▼
Rate4.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Limited Time Only
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
24 Month IRA Certificates
$0
3.84%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Savings Bank Spillville, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
101 Church St, Spillville, IA 52168
24 Month Certificate
$0
3.75%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Twin Cedars Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
402 Merrill St, Bussey, IA 50044
24 Month CD*
$0
3.70%
▼
Rate3.67%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
2 Year CD
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1,000-$99,999
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA 50309 2010
24-MONTH CERTIFICATE
$100,000
3.56%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 and over
Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
475 NW Hoffman Ln, Des Moines, IA 50313 2261
24 month Certificates
$10,000
3.55%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1800 Royal Ave, Spirit Lake, IA 51360
24-Month Certificate of Deposit
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
739 Pennsylvania Ave, Ottumwa, IA 52501
24 Month Certificate Account
$500
3.30%
▼
Rate3.26%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Marion County State Bank
Institution Rating:
A-4.9 ★Texas Ratio: 15.89%
222 E Robinson St, Knoxville, IA 50138
24 Month, Bump CD and Build CD
$0
3.25%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
1141 N Broadway, Council Bluffs, IA 51503 1513
Baby Bundle Certificates 24 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
24 Month Certificates of Deposit
$25,000
3.12%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Home State Bank Royal, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
202 3rd Ave, Royal, IA 51357
2 Year (24 months) CD
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Dunlap, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
131 E Main St, Ute, IA 51060
24-month CD
$5,000
3.02%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
24 Month CD
$100,000
2.95%
▼
Rate2.95%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
24-Month Term
$25,000
2.93%
▼
Rate2.90%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
24 Month CD
$50,000
2.92%
▼
Rate2.90%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
2825 Avenue G, Council Bluffs, IA 51501
Jumbo Certificates - minimum opening deposit of 24 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 26, 2026
Details
$90,000.00
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
4530 Singing Hills Blvd, Sioux City, IA 51106
Triple Option CD 24 Month
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3098 Floyd Blvd, Sioux City, IA 51108
Certificates 24 month certificate
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA 50208 3040
24 mo. Term Share
$100,000
2.64%
▼
Rate2.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
State Central Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.55%
116 S Main St, Stockport, IA 52651
24 Mo. CD
$10,000
2.52%
▼
Rate2.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
203 Crestwood Ave, Bremer, IA 50677
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 24 Month
$20,000
2.36%
▼
Rate2.35%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
24 month Certificates of Deposit
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
Sanborn Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
219 Main St, Sanborn, IA 51248
24 Month CD
$1,000
2.26%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
PSB Wellsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
414 N Adams St, Wellsburg, IA 50680
24 Month Certificate of Deposit (CD)
$150,000
2.05%
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Individual Retirement Account Certificates 24-month
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First State Bank Britt, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
183 Main Ave N, Britt, IA 50423
24 Month Certificate of Deposit
$1,000
1.86%
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
*a
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
24 month term
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Certificates 24 Month
$0
1.56%
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The State Bank of Toledo
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
100 E High St, Toledo, IA 52342
24 Month Certificates of Deposit
$1,000
1.46%
▼
Rate1.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
with Hometown Checking Account**
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
119 2nd St, Coralville, IA 52241
24 Month Certificates of Deposit
$1,500
1.00%
▼
Rate1.00%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details
Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
115 8th Ave SW, Cedar Rapids, IA 52404
24 Month IRA CD
$30,000
0.95%
▼
Rate0.95%
Min Deposit$30,000
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
24 MONTH Certificate of Deposit
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
24 Month Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
131 Tower Park Dr, Waterloo, IA 50701
CDs - Certificate of Deposit 8 2 Year IRA+
$5,000
0.51%
▼
Rate0.51%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
240 3rd Ave Se, Cedar Rapids, IA 52401
24 month Add-on CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
24 Month Certificate of Deposit
$500
0.28%
▼
Rate0.28%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
36 Month IRA Certificates
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
3 Year CD
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 & over
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA 50309 2010
36-MONTH CERTIFICATE
$100,000
3.66%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 and over
Citizens Savings Bank Spillville, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
101 Church St, Spillville, IA 52168
36 Month Certificate
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
36 Month Time Certificates
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
36-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
BankIowa
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
114 Ely St, Rowley, IA 52329
36 month CD Special One Way
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
739 Pennsylvania Ave, Ottumwa, IA 52501
36 Month Certificate Account
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
475 NW Hoffman Ln, Des Moines, IA 50313 2261
36 month Certificates
$10,000
3.25%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
36 Month Certificates of Deposit
$25,000
3.12%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Home State Bank Royal, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
202 3rd Ave, Royal, IA 51357
3 Year (36 months) CD
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Dunlap, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
131 E Main St, Ute, IA 51060
36-month CD
$5,000
3.02%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3098 Floyd Blvd, Sioux City, IA 51108
Certificates 36 month certificate
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
2825 Avenue G, Council Bluffs, IA 51501
Jumbo Certificates - minimum opening deposit of 36 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 26, 2026
Details
$90,000.00
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
36 Month CD
$25,000
2.82%
▼
Rate2.80%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
State Central Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.55%
116 S Main St, Stockport, IA 52651
36 Mo. CD
$10,000
2.77%
▼
Rate2.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
36 Month CD
$10,000
2.75%
▼
Rate2.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★Texas Ratio: 11.83%
121 W 3rd St N, Newton, IA 50208 3040
36 mo. Term Share
$100,000
2.54%
▼
Rate2.51%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
802 W 29th St, Cedar Falls, IA 50613 5022
36-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
203 Crestwood Ave, Bremer, IA 50677
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 36 Month
$20,000
2.36%
▼
Rate2.35%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
36 month Certificates of Deposit
$50,000
2.32%
▼
Rate2.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
Sanborn Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
219 Main St, Sanborn, IA 51248
36 Month CD
$1,000
2.31%
▼
Rate2.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Individual Retirement Account Certificates 36-month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
4530 Singing Hills Blvd, Sioux City, IA 51106
Triple Option CD 36 Month
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
PSB Wellsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
414 N Adams St, Wellsburg, IA 50680
36 Month Certificate of Deposit (CD)
$150,000
2.05%
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMar 26, 2026
Details
The State Bank of Toledo
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
100 E High St, Toledo, IA 52342
36 Month Certificates of Deposit
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
with Hometown Checking Account**
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
36 month term
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Certificates 36 Month
$0
1.66%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
115 8th Ave SW, Cedar Rapids, IA 52404
36 Month IRA CD
$30,000
1.05%
▼
Rate1.05%
Min Deposit$30,000
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
36 MONTH Certificate of Deposit
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
36 Month Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
240 3rd Ave Se, Cedar Rapids, IA 52401
Add-on IRAs 36 month
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
131 Tower Park Dr, Waterloo, IA 50701
CDs - Certificate of Deposit 8 36 Month
$2,500
0.40%
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
36 Month Certificate of Deposit
$500
0.37%
▼
Rate0.37%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
48 Month IRA Certificates
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA 50309 2010
48-MONTH CERTIFICATE
$100,000
3.76%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 and over
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
4 Year CD
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 & over
Citizens Savings Bank Spillville, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
101 Church St, Spillville, IA 52168
48 Month Certificate
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Iowa State Bank Clarksville, IA
Institution Rating:
C+4.1 ★Texas Ratio: 25.55%
100 N Main St, Clarksville, IA 50619
48 Month Time Certificates
$0
3.64%
▼
Rate3.61%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
48-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
739 Pennsylvania Ave, Ottumwa, IA 52501
48 Month Certificate Account
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3098 Floyd Blvd, Sioux City, IA 51108
Certificates 48 month certificate
$500
3.25%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
48 Month Certificates of Deposit
$25,000
3.12%
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
48 Month CD
$100,000
3.05%
▼
Rate3.05%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Home State Bank Royal, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
202 3rd Ave, Royal, IA 51357
4 Year (48 months) CD
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Dunlap, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
131 E Main St, Ute, IA 51060
48-month CD
$5,000
3.02%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
48 Month CD
$25,000
2.92%
▼
Rate2.90%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
4530 Singing Hills Blvd, Sioux City, IA 51106
Triple Option CD 48 Month
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
2825 Avenue G, Council Bluffs, IA 51501
Jumbo Certificates - minimum opening deposit of 48 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 26, 2026
Details
$90,000.00
State Central Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.55%
116 S Main St, Stockport, IA 52651
48 Mo. CD
$10,000
2.77%
▼
Rate2.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 48 Month
$20,000
2.62%
▼
Rate2.60%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
48 month Certificates of Deposit
$50,000
2.42%
▼
Rate2.40%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
48 month term
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Individual Retirement Account Certificates 48-month
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Financial Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
1831 25th St, West Des Moines, IA 50266 1416
48 Month Variable Regular & IRA Certiicates
$500
2.07%
▼
Rate2.05%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
PSB Wellsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
414 N Adams St, Wellsburg, IA 50680
48 Month Certificate of Deposit (CD)
$150,000
2.05%
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMar 26, 2026
Details
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
119 2nd St, Coralville, IA 52241
48 Month Certificates of Deposit
$5,000
2.00%
▼
Rate1.99%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
The State Bank of Toledo
Institution Rating:
C-3.6 ★Texas Ratio: 31.66%
100 E High St, Toledo, IA 52342
48 Month Certificates of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
with Hometown Checking Account**
Hills Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
240 3rd Ave Se, Cedar Rapids, IA 52401
College Saver CDs 48 month
$0
1.14%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
*Relationship Pricing APY: 1.30%; *Relationship Pricing Interest Rate: 1.29%
Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
115 8th Ave SW, Cedar Rapids, IA 52404
48 Month IRA CD
$30,000
1.10%
▼
Rate1.10%
Min Deposit$30,000
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
48 MONTH Certificate of Deposit
$500
1.05%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Bellevue State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
200 S 2nd St, Bellevue, IA 52031
Time Certificates 4 Year
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
48 Month Certificate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
48 Month Certificate of Deposit
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Serve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
423 E Court Ave, Des Moines, IA 50309 2010
60-MONTH CERTIFICATE
$100,000
3.87%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 and over
New Albin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
118 Main St Ne, New Albin, IA 52160
5 Year CD
$100,000
3.85%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 & over
FreedomBank Elkader, IA
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
135 W Tilden St, Postville, IA 52162
60 Month IRA Certificates
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
60-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3098 Floyd Blvd, Sioux City, IA 51108
Certificates 60 month certificate
$500
3.50%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
739 Pennsylvania Ave, Ottumwa, IA 52501
60 Month Certificate Account
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Dunlap, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
131 E Main St, Ute, IA 51060
60-month CD
$25,000
3.29%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Marion County State Bank
Institution Rating:
A-4.9 ★Texas Ratio: 15.89%
222 E Robinson St, Knoxville, IA 50138
60 Month and Access CD
$0
3.25%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
611 W Highway 92, Winterset, IA 50273
60 Month CD
$50,000
3.22%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Chelsea Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
201 Washington St, Victor, IA 52347
Certificates of Deposit and Over 60 Month
$20,000
3.12%
▼
Rate3.10%
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
$20,000
F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
101 W Jefferson St, Winterset, IA 50273
60 Month CD
$100,000
3.10%
▼
Rate3.10%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
Des Moines Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
100 University Ave, Des Moines, IA 50314 3121
5-year IRA Share Certificates
$250
3.03%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
State Central Bank
Institution Rating:
D3.3 ★Texas Ratio: 35.55%
116 S Main St, Stockport, IA 52651
60 Mo CD
$10,000
3.02%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
60 Month Certificates of Deposit
$10,000
2.97%
▼
Rate2.95%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
4530 Singing Hills Blvd, Sioux City, IA 51106
Triple Option CD 60 Month
$0
2.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.42%
2825 Avenue G, Council Bluffs, IA 51501
Jumbo Certificates - minimum opening deposit of 60 month
$90,000
2.85%
▼
Rate2.81%
Min Deposit$90,000
Min Balance—
UpdatedMar 26, 2026
Details
$90,000.00
Grinnell State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
814 4th Ave, Grinnell, IA 50112
60 month Certificates of Deposit
$50,000
2.52%
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
DB4 of; & IRA
Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
60 month term
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
First State Bank Britt, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
183 Main Ave N, Britt, IA 50423
60 Month Certificate of Deposit
$1,000
2.37%
▼
Rate2.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
*a
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
915 Short St Ste 105, Decorah, IA 52101 2412
Jumbo Individual Retirement Account Certificates 60-month
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Financial Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
1831 25th St, West Des Moines, IA 50266 1416
60 Month Variable Education Regular & IRA Certiicates
$500
2.13%
▼
Rate2.10%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
PSB Wellsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 12.17%
414 N Adams St, Wellsburg, IA 50680
60 Month Certificate of Deposit (CD)
$150,000
2.05%
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMar 26, 2026
Details
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
119 2nd St, Coralville, IA 52241
60 Month Certificates of Deposit
$5,000
2.00%
▼
Rate1.99%
Min Deposit$5,000
Min Balance—
UpdatedMar 26, 2026
Details
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Certificates 60 Month
$0
1.87%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Connection Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
636 Avenue G, Fort Madison, IA 52627
60 Month Fixed IRA
$0
1.21%
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Metco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
115 8th Ave SW, Cedar Rapids, IA 52404
60 Month CD
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Federation Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
300 S Iowa Ave, Washington, IA 52353
60 MONTH Certificate of Deposit
$500
1.10%
▼
Rate1.10%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
F&M Bank & Trust Burlington, IA
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
101 Broadway St, West Burlington, IA 52655
60 Month Certificate of Deposit
$500
0.77%
▼
Rate0.77%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 Minimum to Open CD
CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
60 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
131 Tower Park Dr, Waterloo, IA 50701
CDs - Certificate of Deposit 8 60 Month
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Sergeant Bluff, IA CD Rate Trends
Compare local Sergeant Bluff, IA CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — IA Avg
2.388%
▼ 0.260 from last week
Iowa 12-month CD rates fell 0.260 points this week to 2.388% APY, down from 2.648% last week.
6-Month CD — IA Avg
2.175%
▼ 0.098 from last week
Iowa 6-month CD rates fell 0.098 points this week to 2.175% APY, down from 2.273% last week.
As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Sergeant Bluff, Iowa
Are CD rates in Sergeant Bluff, Iowa FDIC insured?
Yes, most established banks in Sergeant Bluff, Iowa are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Sergeant Bluff, Iowa?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Sergeant Bluff, Iowa.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Sergeant Bluff, Iowa may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Sergeant Bluff, Iowa?
Here are recent top rates found for this area:
- Sioux Valley Community Credit Union: 3.00% APY (I2 24 Month Certificate)
- Affinity Credit Union: 4.06% APY (12 month Certificates)
- Des Moines Metro Credit Union: 4.01% APY (6-month IRA Share Certificates)
- Cedar Falls Community Credit Union: 4.00% APY (Youth Certificates 3 Month Add-On)
- Green Belt Bank & Trust: 4.00% APY (24 Month Legacy CD)
- Vibrant Credit Union: 4.00% APY (6-Month CD Special)
- FreedomBank Elkader, IA: 3.99% APY (12 Month IRA Certificates)
- Iowa State Bank Clarksville, IA: 3.96% APY (24 Month CD)
- Twin Cedars Bank: 3.90% APY (12 Month CD*)
- Peoples Credit Union Webster City, IA: 3.90% APY (6 Month CD Limited Time Special)
Rates reflect recent verified offers available in Sergeant Bluff, Iowa. Last Updated: March 26, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Sergeant Bluff, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sergeant Bluff, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 26, 2026
