iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Iowa Savings Rate Trends

Sergeant Bluff, Iowa (IA) Savings Rates - March 2026

The best savings rates for Sergeant Bluff, Iowa and the surrounding area include Midstates Bank, N.A.Midstates Bank, N.A.705 1st St, Sergeant Bluff, IA 51054A5.0 ★Texas Ratio: 9.57% Health Savings Account at 1.99% APY, Sioux Valley Community Credit UnionSioux Valley Community Credit Union105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538C+4.1 ★Texas Ratio: 26.29% S3 Other Share at 0.20% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)124 1st St Se, Waverly, IA 50677A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, First Federal Credit UnionFirst Federal Credit Union425 1st Ave SW, Cedar Rapids, IA 52405A5.0 ★Texas Ratio: 12.07% Kids First Savings at 5.00% APY, and Vibrant Credit UnionVibrant Credit Union3230 Ridge Pt, Bettendorf, IA 52722A-5.0 ★Texas Ratio: 15.61% Digital Advantage Savings at 4.40% APY.

To see how these savings rates in Sergeant Bluff, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Sergeant Bluff, Iowa (IA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Sergeant Bluff, Iowa and the surrounding area. Last Updated and Verified: March 22, 2026

Sergeant Bluff, IA Savings Rate Trends

Compare local Sergeant Bluff, IA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Savings Trends →
High-Yield Savings — IA Avg
1.924%
▼ 0.096 from last week

Iowa high-yield savings rates fell 0.096 points this week to 1.924% APY, down from 2.020% last week.

Standard Savings — IA Avg
0.530%
▲ 0.091 from last week

Iowa standard savings rates rose 0.091 points this week to 0.530% APY, up from 0.440% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Sergeant Bluff, Iowa & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Midstates Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
705 1st St, Sergeant Bluff, IA 51054
Health Savings Account
1.99%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Higher APY1 on Balances over $10,000

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538
S3 Other Share
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538
S4 Junior Share
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

*Must be under the age of 19 years

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538
S1 Primary Share
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

*$200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee

Sioux Valley Community Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.29%
105 Sergeant Square Dr, Sergeant Bluff, IA 51054 8538
S9 Share Draft Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
124 1st St Se, Waverly, IA 50677
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000.00

First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.07%
425 1st Ave SW, Cedar Rapids, IA 52405
Kids First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $500.00

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Digital Advantage Savings
4.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
422 Commercial St, Waterloo, IA 50701
A savings account designed for children 18 years of age and under
4.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 18, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Preferred Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
1703 11th St, De Witt, IA 52742 1297
SavingsBooster
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Affinity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
475 NW Hoffman Ln, Des Moines, IA 50313 2261
Building Better Savings
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Iowa Trust & SB Emmetsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
500 W Main St, Sac City, IA 50583
High Yield Savings Account
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No fees; No hassle; No worries

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
1703 11th St, De Witt, IA 52742 1297
SavingsBooster
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
Platinum Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
CNB Health Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Launchpad Savings
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Community Business Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
Individual Retirement Account (IRA) - Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
Platinum Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
CNB Health Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
120 E Main St, Belmond, IA 50421
HSA (Health Savings Account)
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

with e-statements

Farmers State Bank Lake View, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
401 Main St, Lake View, IA 51450
IRA Savings
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Iowa Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
116 Main St, Williams, IA 50271
Health Savings Account
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
120 E Main St, Belmond, IA 50421
Green+ Savings
3.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Preferred Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1240 8th Ave, Marion, IA 52302
Ultimate Savings Account
3.00%
$10,000
Rate2.97%
Min Deposit$10,000
Min Balance
UpdatedMar 21, 2026
Details

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1240 8th Ave, Marion, IA 52302
Health Savings Account
3.00%
$100
Rate2.96%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
120 E Main St, Belmond, IA 50421
Christmas Club Savings
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $10,000.00

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
1703 11th St, De Witt, IA 52742 1297
SavingsBooster
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
2.89%
$0
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
Individual Retirement Account (IRA) - Savings
2.88%
$0
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
1155 LORAS BLVD, DUBUQUE, IA 52001
Share (Savings) Account
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
1155 LORAS BLVD, DUBUQUE, IA 52001
Share (Savings) Account
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
13300 Hickman Rd, Clive, IA 50325 8616
Grow & Go Savings Account
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1,000.00

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
2.45%
$50,000
Rate2.42%
Min Deposit$50,000
Min Balance
UpdatedMar 13, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
104 W Anson St, Marshalltown, IA 50158
Money Market Savings
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $2,500 to earn dividends

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
2.25%
$50,000
Rate2.23%
Min Deposit$50,000
Min Balance
UpdatedMar 13, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
1400 2nd Ave, Des Moines, IA 50314 3403
IRA Share Savings
2.17%
$0
Rate2.15%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
2.05%
$50,000
Rate2.03%
Min Deposit$50,000
Min Balance
UpdatedMar 13, 2026
Details

Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2495 208th St, Montrose, IA 52639
IRA Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sergeant Bluff, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sergeant Bluff, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Sergeant Bluff, Iowa

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.

Are savings accounts in Sergeant Bluff, Iowa safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.

How often do savings rates change in Sergeant Bluff, Iowa?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Sergeant Bluff, Iowa may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Sergeant Bluff, Iowa?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Sergeant Bluff, Iowa offer in-person customer service, which some customers prefer.

How do I open a savings account in Sergeant Bluff, Iowa?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Sergeant Bluff, Iowa

Here are recent savings rates observed in Sergeant Bluff, Iowa and the surrounding area:
  • Midstates Bank, N.A.
    Health Savings Account — 1.99% APY
  • Sioux Valley Community Credit Union
    S3 Other Share — 0.20% APY
  • Fidelity Bank & Trust (IA)
    Snap $tack Savings — 5.12% APY
  • First Federal Credit Union
    Kids First Savings — 5.00% APY
  • Vibrant Credit Union
    Digital Advantage Savings — 4.40% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sergeant Bluff, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 22, 2026