First Security B&T Co. IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.76%, 6-month CD rates at 2.27% and 3-month CD rates at 1.20%. Current savings rates are at 0.40% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 15.25%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. First Security B&T Co. IA's 60-Month CD rates are at 2.34%, 48-Month CD rates are at 2.24%, 36-Month CD rates are at 2.13%, 24-Month CD rates are at 2.03%, 18-Month CD rates are at 1.83%. First Security B&T Co. IA's savings rates are at 0.34%. First Security B&T Co. IA's 15-Year Fixed rates are at 6.00%, 30-Year Fixed rates are at 6.62%, 20-Year Fixed rates are at 6.12%.

First Security B&T Co. IA

To see how these rates compare to First Security B&T Co. IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Security B&T Co. IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Security B&T Co. IA CD rates. You can also compare First Security B&T Co. IA savings rates, MMA rates and mortgage rates using our other rate lists.

First Security B&T Co. IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Security B&T Co. IA? Share your experience about First Security B&T Co. IA by leaving a review below, or read customer reviews before you decide to use First Security B&T Co. IA.

First Security B&T Co. IA Texas Ratio

First Security B&T Co. IA's Texas Ratio is at 0.30%, which is considered excellent. The Texas Ratio for First Security B&T Co. IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Security B&T Co. IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.83%
18-Month CD
1.83%
24-Month CD
2.03%
36-Month CD
2.13%
48-Month CD
2.24%
60-Month CD
2.34%
Savings
0.34%
MMA
N/A
30-Year Fixed
6.75%
Credit Card
N/A
Personal Loan
N/A
First Security B&T Co. IA
809 Clark St
Charles City, IA 50616
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Security B&T Co. IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Security B&T Co. IA
First Security B&T Co. IA
60-Month CD
2.34%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
48-Month CD
2.24%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
24-Month CD
2.03%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
12-Month CD
1.83%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
18-Month CD
1.83%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Security B&T Co. IA Mortgage Rates

Lender
Product
Rate
APR
Points
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.125%
6.290%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.625%
6.753%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.000%
6207.000%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Security B&T Co. IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BMO Alto
BMO Alto
Online Savings
5.10%
$0
Eagle Bank Everett, MA
Eagle Bank Everett, MA
5-Month CD (special)
5.01%
$100,000
Renasant Bank
Renasant Bank
5-Month CD (special)
5.00%
$10,000
Adams County Bank
Adams County Bank
12-Month CD
4.84%
$500
The Bank of Princeton
The Bank of Princeton
Premier Money Market
4.60%
$50,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
60-Month CD
4.32%
$1
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
4.20%
$500
TrustCo Bank
TrustCo Bank
13-Month CD
4.20%
$500
Texas Heritage National Bank
Texas Heritage National Bank
12-Month CD
4.18%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Super Christmas Club Savings
4.00%
$1
Park State Bank
Park State Bank
30-Month CD (special)
3.75%
$5,000
Columbia Bank
Columbia Bank
24-Month CD
3.75%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
18-Month CD
3.55%
$1,000
Merchants State Bank
Merchants State Bank
12-Month CD
3.50%
$5,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
12-Month CD
3.45%
$1,000
T Bank
T Bank
48-Month CD
3.35%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
48-Month CD
3.30%
$1,000
River Bank
River Bank
36-Month CD
3.29%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
18-Month CD
3.29%
$1,000
River Bank
River Bank
18-Month CD
3.03%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
48-Month CD
2.67%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
12-Month CD
2.52%
$500
First National Bank of Steeleville
First National Bank of Steeleville
24-Month CD
2.50%
$500
American Plus Bank, N.A.
American Plus Bank, N.A.
36-Month CD
2.50%
$25,000
Bath Savings Institution
Bath Savings Institution
24-Month CD
2.38%
$500
Kanza Bank
Kanza Bank
48-Month CD
2.25%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
48-Month CD
2.20%
$500
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
FSB of Cando
FSB of Cando
3-Month CD
1.26%
$500
International Bank of Chicago
International Bank of Chicago
Savings
1.25%
$200
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
0.85%
$2,500
BAC Community Bank
BAC Community Bank
48-Month CD
0.75%
$2,500
Charter Bank IA
Charter Bank IA
Money Market
0.75%
$25,000
Home Loan SB
Home Loan SB
48-Month CD
0.65%
$500
Lisle Savings Bank
Lisle Savings Bank
18-Month CD
0.60%
$2,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.60%
$50
Silver Lake Bank
Silver Lake Bank
Money Market
0.60%
$0
Greenstate Credit Union
Greenstate Credit Union
48-Month CD
0.60%
$500
Kearny Bank
Kearny Bank
36-Month CD
0.55%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
48-Month CD
0.50%
$1,000
Greenville National Bank
Greenville National Bank
60-Month CD
0.50%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
FNB of Ely
FNB of Ely
Savings
0.40%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Triad Bank, N.A.
Triad Bank, N.A.
Savings
0.25%
$100
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
WaFd Bank
WaFd Bank
Savings
0.10%
$100
Regions Bank
Regions Bank
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Security B&T Co. IA Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Security B&T Co. IA Information

First Security B&T Co. IA
809 Clark St
Charles City, IA 50616
Floyd
Established Date: 07/14/1903
FDIC Certificate #: 1852
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CEDAR VALLEY BANKSHARES LTD
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is First Security B&T Co. IA FDIC Insured? Yes
What is First Security B&T Co. IA's Cert number? 1852
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Security B&T Co. IA Financials

Total Assets:
$603,014,000
Total Deposits:
$514,491,000
Equity Capital:
$40,827,000
Domestic Deposits:
$514,491,000
Net Income:
$-1,445,000
Return on Assets:
0.7817%
Quarterly Return on Assets:
-0.9600%
Pretax Return on Assets:
-1.0106%
Pretax Quarterly Return on Assets:
-1.0100%
Return on Equity:
9.2800%
Quarterly Return on Equity:
-14.2000%
Common Equity Tier 1 Capital Ratio:
12.3476%
Tier 1 Risk-Based Capital Ratio:
12.3476%
Leverage Tier 1 (Core Capital) Ratio:
8.4182%
Total Risk-Based Capital Ratio (YTD):
13.5760%
Total Interest Income (YTD):
3.5104%
 
 
Headquarters:
Charles City
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Floyd
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

The personal savings rate, not to be confused with savings account rates, increased again this past January. The report Personal Income and Outlays for January 2015, released by Bureau of Economic Analysts, showed the Personal Savings Rate increased to 5.5 percent in January. The rate is up 0.5 percent since December and up 1.00 percent since November 2014.
VirtualBank Money Market Account rates are now at 0.65 percent with a yield of 0.65 percent. View current Money Market Account rates at VirtualBank below.
AloStar Bank of Commerce Money Market Account 50K rates are now at 0.70 percent with a yield of 0.70 percent. View current Money Market Account 50K rates at AloStar Bank of Commerce below.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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First Security B&T Co. IA Reviews

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