First Security B&T Co. IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 3.33% and 3-month CD rates at 3.35%. Current savings rates are at 0.10% and money market rates are at 4.51%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 12.96%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. First Security B&T Co. IA's 60-Month CD rates are at 2.34%, 48-Month CD rates are at 2.24%, 36-Month CD rates are at 2.13%, 24-Month CD rates are at 2.03%, 18-Month CD rates are at 1.83%. First Security B&T Co. IA's savings rates are at 0.34%. First Security B&T Co. IA's 30-Year Fixed rates are at 7.12%, 20-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.38%.

First Security B&T Co. IA

To see how these rates compare to First Security B&T Co. IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Security B&T Co. IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Security B&T Co. IA CD rates. You can also compare First Security B&T Co. IA savings rates, MMA rates and mortgage rates using our other rate lists.

First Security B&T Co. IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Security B&T Co. IA? Share your experience about First Security B&T Co. IA by leaving a review below, or read customer reviews before you decide to use First Security B&T Co. IA.

First Security B&T Co. IA Texas Ratio

First Security B&T Co. IA's Texas Ratio is at 12.58%, which is considered excellent. The Texas Ratio for First Security B&T Co. IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Security B&T Co. IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.83%
18-Month CD
1.83%
24-Month CD
2.03%
36-Month CD
2.13%
48-Month CD
2.24%
60-Month CD
2.34%
Savings
0.34%
MMA
N/A
30-Year Fixed
7.26%
Credit Card
N/A
Personal Loan
N/A
First Security B&T Co. IA
809 Clark St
Charles City, IA 50616
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Security B&T Co. IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Security B&T Co. IA
First Security B&T Co. IA
60-Month CD
2.34%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
48-Month CD
2.24%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
24-Month CD
2.03%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
12-Month CD
1.83%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
18-Month CD
1.83%
$2,500
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Security B&T Co. IA Mortgage Rates

Lender
Product
Rate
APR
Points
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.375%
6.584%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.875%
7.045%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
7.125%
7.257%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Security B&T Co. IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
7-Month CD
5.00%
$10,000
Mutual Security Credit Union
Mutual Security Credit Union
Progressive Savings
4.25%
$0
FSB of Burnet
FSB of Burnet
3-Month CD (Jumbo)
4.06%
$95,000
Ixonia Bank
Ixonia Bank
36-Month CD
4.02%
$1,000
BankPurley
BankPurley
Money Market
4.00%
$25,000
Miami Savings Bank
Miami Savings Bank
12-Month CD
4.00%
$1,000
CF Bank
CF Bank
Money Market
3.90%
$25,000
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.51%
$5,000
AAA Federal Savings Bank
AAA Federal Savings Bank
24-Month CD
3.50%
$1,500
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
3.45%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
First Money Market
3.04%
$1,000,000
Addition Financial Credit Union
Addition Financial Credit Union
60-Month CD
3.04%
$1,000
Community Bank of Marshall
Community Bank of Marshall
36-Month CD
3.02%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
18-Month CD
3.00%
$500
The Bank of Princeton
The Bank of Princeton
Premier Money Market
3.00%
$50,000
Ambler Savings Bank
Ambler Savings Bank
24-Month CD
3.00%
$1,000
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
2.77%
$1,000
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.75%
$500
Central Bank Provo, UT
Central Bank Provo, UT
24-Month CD
2.62%
$500
Lea County State Bank
Lea County State Bank
36-Month CD
2.53%
$1,000
South Georgia Banking Company
South Georgia Banking Company
36-Month CD
2.52%
$1,000
Black River Country Bank
Black River Country Bank
24-Month CD
2.50%
$1,000
The Bank of Steinauer
The Bank of Steinauer
36-Month CD
2.47%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
24-Month CD
2.27%
$2,500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
2.00%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
18-Month CD
1.75%
$1,000
Table Rock Community Bank
Table Rock Community Bank
60-Month CD
1.56%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
SouthernTrust Bank
SouthernTrust Bank
12-Month CD
1.26%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
60-Month CD
1.25%
$5,000
Port Richmond Savings
Port Richmond Savings
Money Market
1.00%
$2,500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Money Market Maximum
0.90%
$100,000
North Easton SB
North Easton SB
48-Month CD
0.75%
$500
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Mayville State Bank
Mayville State Bank
60-Month CD
0.70%
$1,000
Kitsap Bank
Kitsap Bank
Money Market Plus
0.65%
$100,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Premier Money Market
0.65%
$1,500
Eclipse Bank
Eclipse Bank
36-Month CD
0.60%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings
0.50%
$100
The Berkshire Bank
The Berkshire Bank
Statement Super Savings
0.50%
$15,000
Acipco Federal Credit Union
Acipco Federal Credit Union
Savings
0.50%
$25
Freedom Bank, Inc.
Freedom Bank, Inc.
12-Month CD
0.40%
$500
Milford Bank
Milford Bank
48-Month CD
0.30%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Classic Savings
0.25%
$100
Associated Bank
Associated Bank
Select Money Market Platinum
0.25%
$1,000
Tompkins Community Bank
Tompkins Community Bank
12-Month CD
0.20%
$1,000
FSB of Burnet
FSB of Burnet
NOW Checking
0.15%
$0
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Money Market
0.10%
$1,000
The Bank of Tioga
The Bank of Tioga
Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Security B&T Co. IA Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Security B&T Co. IA Information

First Security B&T Co. IA
809 Clark St
Charles City, IA 50616
Floyd
Established Date: 07/14/1903
FDIC Certificate #: 1852
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CEDAR VALLEY BANKSHARES LTD
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is First Security B&T Co. IA FDIC Insured? Yes
What is First Security B&T Co. IA's Cert number? 1852
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Security B&T Co. IA Financials

Total Assets:
$568,475,000
Total Deposits:
$510,228,000
Equity Capital:
$45,300,000
Domestic Deposits:
$510,228,000
Net Income:
$955,000
Return on Assets:
-0.1520%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.6691%
Pretax Quarterly Return on Assets:
0.6700%
Return on Equity:
-2.1800%
Quarterly Return on Equity:
8.5300%
Common Equity Tier 1 Capital Ratio:
11.9242%
Tier 1 Risk-Based Capital Ratio:
11.9242%
Leverage Tier 1 (Core Capital) Ratio:
8.4716%
Total Risk-Based Capital Ratio (YTD):
13.1770%
Total Interest Income (YTD):
4.3071%
 
 
Headquarters:
Charles City
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Floyd
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

United Central Bank is currently advertising regular certificates of deposit, Individual Retirement Account (IRA) certificates of deposit and CDARS certificates of deposit and their Super Installment certificate of deposit.
There were no big moves in average mortgage rates in this week's mortgage rate survey released by Freddie Mac. Bond yields remained steady this week as investors await the Federal Reserve's decision on more stimulus. Recent weak economic data has a majority of economists believing more quantitative easing is on the way very soon.
The direction in average mortgage rates are beholden to "fiscal cliff" news these days, more so than any other financial news. Average mortgage rates today are lower as fiscal cliff talks move at a snail's pace or stall, depending on your point of view. One thing is for sure, if we fall off the fiscal cliff you can bet current mortgage rates will fall further and make new record lows. Even if an agreement is made we probably will see lower mortgage rates in 2013 since the Fed is buying mortgage backed-securities to the tune of $85 billion a month right now to force rates lower.

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