Cumberland, Indiana Best CD Rates October 2026

Penalty: 1% Prin., No Penalty After 30 Days

Min. Deposit $100,000

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal. Any Purpose Savings Certificate: Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month term. This certificate allows for the accountholder to add funds throughout the term of the certificate. IRA certificates exclude the Any Purpose Savings Certificate, 3 month Certificate and 11 month safety certificates.

Min. Deposit $250

Effective Date: 02/01/2026; Penalty may be imposed for early withdrawal

Compounding Frequency: Maturity

Effective Date: October 01, 2026

APY with Bonus Rate: 1.60%

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

New accounts only with $10,000 new money deposit

A ninety (90) daily interest penalty will be imposed for withdrawal before maturity on certificates. Dividends are paid monthly and may be paid by check, credit to other accounts or added or principal. Fees and other conditions may reduce the earnings on these accounts.

Dividends Paid at Maturity; Under $50,000

There may be penalties for early withdrawal; A Regular Savings Account is required.

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal. Any Purpose Savings Certificate: Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month term. This certificate allows for the accountholder to add funds throughout the term of the certificate. IRA certificates exclude the Any Purpose Savings Certificate, 3 month Certificate and 11 month safety certificates.

Share Certificates subject to early withdrawal penalty; Early Withdrawal Penalty: forfeit 90 days dividend

Condition: 6 Months ($10M or >).