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CD Rates Newnan, Georgia (GA) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 21, 2026

Current Newnan, Georgia CD rates include FirstBank (TN)FirstBank (TN)20 Oak Hill Blvd, Newnan, GA 30265A5.0 ★Texas Ratio: 6.39%Real return: +1.00%APY minus CPI (February 2026) offering 6 Month CD at 3.80% APY, Coweta Cities & County Employees Federal Credit UnionCoweta Cities & County Employees Federal Credit Union43 Jefferson Pkwy, Newnan, GA 30263 5813A+5.0 ★Texas Ratio: 0.01%Real return: +0.75%APY minus CPI (February 2026) offering 1 year Regular Certificates at 3.55% APY, The Southern Credit UnionThe Southern Credit Union232 Bullsboro Dr, Newnan, GA 30263A+5.0 ★Texas Ratio: 0.35%Real return: +0.70%APY minus CPI (February 2026) offering 1-Year IRA Certificate at 3.50% APY, United Bank Zebulon, GAUnited Bank Zebulon, GA61 Bullsboro Dr, Newnan, GA 30263A+5.0 ★Texas Ratio: 3.43%Real return: -0.78%APY minus CPI (February 2026) offering Certificate of Deposits 60 months at 2.02% APY, and Wells FargoWells Fargo2 Amlajack Blvd, Newnan, GA 30265A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.

Newnan has 19 local institutions in our database, with CD rates as high as 3.80% APY from FirstBank (TN) at 20 Oak Hill Blvd, Newnan, GA 30265. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026

Compare Best CD Rates in Newnan, Georgia & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 90 days
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2 Amlajack Blvd, Newnan, GA 30265
3 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 3 Month Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

1st Choice Credit Union
Institution Rating:
A+5.0 ★
Share Certificates 3 Months
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 3 months
$0
2.70%
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3-Month CD
$0
2.27%
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 Month Share Certificates
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 3 Month
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 3 month
$100,000
1.12%
View
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3 Month CD
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 90 Days
$0
0.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
20 Oak Hill Blvd, Newnan, GA 30265
6 Month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 180 days
$0
0.70%
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2 Amlajack Blvd, Newnan, GA 30265
6 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 6 Month
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Months Certificate
$0
3.90%
View
▼
Rate3.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-month certificate
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

New money only.

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
6 MO. Certificates & IRA Certificates
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
6 Month Share Certificates
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Century Bank of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 6 Month Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
6 months Share Certificates
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

direct deposit is required

Security Federal Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Month CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Rates available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit.

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
180 Days* Share Certificates / IRA Certificates
$500
3.70%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

OneSouth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6-Month Share Certificates
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
6-Month Share Certificates
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 6 Months
$500
3.65%
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6 Month Certificates of Deposit (CDs)
$500
3.62%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

1st Choice Credit Union
Institution Rating:
A+5.0 ★
Share Certificates 6 Months
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share or IRA Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Minimum Deposit of $100,000.00

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 6 Month CD
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6 Month CD
$0
3.35%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 6 Months
$100,000
3.33%
View
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 6 Month
$0
3.30%
View
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6-Month CD
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
View
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
6-MONTH cD
$500
2.95%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 6 months2

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6 Month Certificate of Deposit
$1,000
2.85%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 6 Months
$1,000
2.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 90 Days' Dividends

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
6 Month Share Certificates
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
6 Month Share Certificate
$500
1.00%
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
6 Month CD
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Certificates of Deposit (CDs) 6 months
$500
0.70%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6 month Certificates of Deposit
$500
0.30%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 180 Days
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
43 Jefferson Pkwy, Newnan, GA 30263 5813
1 year Regular Certificates
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
232 Bullsboro Dr, Newnan, GA 30263
1-Year IRA Certificate
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 12 months
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2 Amlajack Blvd, Newnan, GA 30265
1 year Standard Fixed Rate CD
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

1st Choice Credit Union
Institution Rating:
A+5.0 ★
Share Certificates 12 Months
$500
4.01%
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 12 Months
$1,000
4.00%
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
12 months Share Certificates
$500
4.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

direct deposit is required

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
IRA 12 MONTHS
$0
3.87%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 12 Month
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1-year Certificate
$0
3.82%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 12 Months
$0
3.82%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

20+ Yrs; Active Checking

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
12 MO. Certificates & IRA Certificates
$500
3.82%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

OneSouth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
12-Month Share Certificates
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
12-Month Share Certificates
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12-month CD
$0
3.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Limited time offer. Only available in our branches.

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Share or IRA Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Minimum Deposit of $100,000.00

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 1 Year
$100,000
3.75%
View
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
12-Month CD
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 12 Month Certificate
$500
3.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 12 Months
$500
3.65%
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1 Year Certificates of Deposit (CDs)
$500
3.62%
View
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate of Deposit (IRA)
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1 Year CD
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 12 Month CD
$500
3.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
12 Month Share Certificates
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
12 mo. IRA CD
$500
3.51%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 12 Month
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1 Year Share Certificates
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
12 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
12 Months* Share Certificates / IRA Certificates
$500
3.40%
View
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 12-Month Fixed
$100,000
3.40%
View
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
12 Month Certificate of Deposit
$1,000
3.35%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 12 month
$100,000
3.31%
View
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
12 Month Share/IRA Certificates
$100,000
3.25%
View
▼
Rate3.21%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 12 Months
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 90 Days' Dividends

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
12 Months Certificate of Deposit (CDs)
$500
2.00%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Open Account: $500.00; Obtain APY: $500.00

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
1-year cd
$500
1.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 1 Year2

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
1 Year Share Certificate
$500
1.15%
View
▼
Rate1.14%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
12 month Certificates of Deposit
$500
0.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 12 Months
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1-year convertible CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Qualifying balance up to $49,000.00

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
232 Bullsboro Dr, Newnan, GA 30263
18-Month Term Share Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 18 months
$0
1.51%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
18 Months IRA Certificates
$0
4.00%
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Save more when you move at least $500 from another financial institution.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18-Month CD
$0
3.61%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 18 Months
$500
3.57%
View
▼
Rate3.51%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 18 Month Certificate
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 18 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
18 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
18 Months* Share Certificates / IRA Certificates
$500
3.35%
View
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 18 months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
IRA 18 Months
$250
3.05%
View
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 18 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
18 Month Share Certificates
$0
2.80%
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Share Certificate
$500
2.35%
View
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
18 Month Share Certificates
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Months Certificate of Deposit (CDs)
$500
2.00%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Open Account: $500.00; Obtain APY: $500.00

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
18 month Certificates of Deposit
$500
0.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
232 Bullsboro Dr, Newnan, GA 30263
2-Year IRA Certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 24 months
$0
1.66%
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
IRA 24 MONTHS
$0
3.97%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Share or IRA Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Minimum Deposit of $100,000.00

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 24 Months
$1,000
3.75%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
24 Months* Share Certificates / IRA Certificates
$500
3.75%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 2 Year
$100,000
3.60%
View
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 24 Months
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

1st Choice Credit Union
Institution Rating:
A+5.0 ★
Share Certificates 24 Months
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 24 Months
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
24 Month CD
$500
3.50%
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 24 month
$100,000
3.41%
View
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
24 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 24 Month
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2 Year CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 2 Year Certificate
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24-Month CD
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
24 mo. IRA CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 24 months
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 24 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
24 Month Share/IRA Certificates
$100,000
3.00%
View
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 24 Months
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
2 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
24 Month Share Certificates
$500
2.84%
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 24 Month CD
$500
2.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2 Year Share Certificate
$500
2.40%
View
▼
Rate2.37%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
24 month Certificates of Deposit
$500
0.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
2-year cd
$500
0.65%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 2 years2

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 24 Months
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
232 Bullsboro Dr, Newnan, GA 30263
3-Year IRA Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 36 months
$0
1.66%
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Harris Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
IRA 36 MONTHS
$0
4.07%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
View
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
36 Months* Share Certificates / IRA Certificates
$500
3.75%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 3 Year
$100,000
3.55%
View
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 36 Months
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 36 Months
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
3-year Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
36 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 36 Month
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

1st Choice Credit Union
Institution Rating:
A+5.0 ★
Share Certificates 36 Months
$500
3.29%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
36 mo. IRA CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
3 Year CD
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 36 Months
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

20+ Yrs; Active Checking

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 36 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 36 months
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 36 Months
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
36 Month Share Certificates
$500
2.94%
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36-Month CD
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
3 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Standard CDs
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
36 Month Share/IRA Certificates
$100,000
2.75%
View
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 3 Year Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
36 Month CD
$500
1.75%
View
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
36 month Certificates of Deposit
$500
0.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
3-year cd
$500
0.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 3 years2

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 36 Months
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
232 Bullsboro Dr, Newnan, GA 30263
4-Year IRA Certificate
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 48 months
$0
1.77%
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
48 Months* Share Certificates / IRA Certificates
$500
3.75%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 48 Months
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 48 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 mo. IRA CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 48 Months
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 48 months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 4 Year
$100,000
3.19%
View
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
4 Year CD
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
48 Month Share Certificates
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 48 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
4 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
48 Month Share/IRA Certificates
$100,000
2.75%
View
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
4 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 48 Months
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48-Month CD
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 4 Year Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
48 Month CD
$500
1.95%
View
▼
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
48 month Certificates of Deposit
$500
0.80%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 48 Months
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
232 Bullsboro Dr, Newnan, GA 30263
5-Year IRA Certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
61 Bullsboro Dr, Newnan, GA 30263
Certificate of Deposits 60 months
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
60 Months* Share Certificates / IRA Certificates
$500
3.75%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 60 Month
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Regular Accounts

Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 60 Months
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 5 Year
$100,000
3.44%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 mo. IRA CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 60 Months
$500
3.35%
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

$500 Minimum

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
60 MO. Certificates & IRA Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
60 Month Share Certificates
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 60 Months
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

20+ Yrs; Active Checking

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 60 months
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5 Year CD
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
View
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 60 Months
$1,000
3.00%
View
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 60 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5 Year Certificates of Deposit (CDs)
$500
2.90%
View
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
60 Month Share/IRA Certificates
$100,000
2.75%
View
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
5 Year Share Certificates
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 60 Months
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5 Year Share Certificate
$500
2.55%
View
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60 Months Certificate of Deposit (CDs)
$500
2.50%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

Open Account: $500.00; Obtain APY: $500.00

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60-Month CD
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
60 Month CD
$500
2.00%
View
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 5 Year Certificate
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details

($500.00 Minimum to open and obtain APY) (Fixed Rate)

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
Regular CD 60 Months
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Newnan, Georgia Institutions

Highest verified APYs available today — updated April 21, 2026

B Top 5 Bank Rates
FirstBank (TN)
6 Month CD
A 5.0 ★ TX: 6.39%
Min: $0
3.80%
United Bank Zebulon, GA
Certificate of Deposits 60 months
A+ 5.0 ★ TX: 3.43%
Min: $0
2.02%
Wells Fargo
1 year Standard Fixed Rate CD
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
Bank of Hope
12-month CD
A+ 5.0 ★ TX: 3.52%
Min: $0
3.80%
OneSouth Bank
12-Month Share Certificates
A+ 5.0 ★ TX: 1.57%
Min: $0
3.80%
CU Top 5 Credit Union Rates
Coweta Cities & County Employees Federal Credit Union
1 year Regular Certificates
A+ 5.0 ★ TX: 0.01%
Min: $0
3.55%
The Southern Credit Union
1-Year IRA Certificate
A+ 5.0 ★ TX: 0.35%
Min: $500
3.50%
Harris Employees Credit Union
IRA 36 MONTHS
A+ 5.0 ★ TX: 1.55%
Min: $0
4.07%
Autotruck Financial Credit Union
Share Certificate Accounts 6 Month
A+ 5.0 ★ TX: 3.26%
Min: $0
4.06%
1st Choice Credit Union
Share Certificates 12 Months
A+ 5.0 ★
Min: $500
4.01%
Rates verified April 21, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Newnan, GA CD Rate Trends

Compare local Newnan, GA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia CD Trends →
12-Month CD — GA Avg
2.343%
▼ 0.301 vs 7 days ago

Georgia 12-month CD rates fell 0.301 points over the past 7 days to 2.343% APY.

6-Month CD — GA Avg
1.554%
▼ 0.618 vs 7 days ago

Georgia 6-month CD rates fell 0.618 points over the past 7 days to 1.554% APY.

As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

GA CD Rate Forecast — Next 12 Months

Where are Georgia CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

GA 12-Month Avg APY
2.343%
6-Month Forecast
2.343%
Range: 2.14% – 2.49%
12-Month Forecast
2.093%
Range: 1.89% – 2.24%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Georgia average 12-month CD APY in our database.

Spread model: The Georgia 12-month CD average currently trades 2.03% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at GA CD Rates Today

Annual interest earnings at today’s Georgia average APYs. State average used where available; national average as fallback.

CD Term GA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 0.303% $15.15 $30.30 $75.75 $151.50
6-Month CD 1.554% $77.68 $155.36 $388.40 $776.80
12-Month CD 2.343% $117.17 $234.34 $585.85 $1,171.70
18-Month CD 2.932% $146.58 $293.16 $732.90 $1,465.80
24-Month CD 2.834% $141.68 $283.35 $708.38 $1,416.75
36-Month CD 2.672% $133.62 $267.23 $668.08 $1,336.15
48-Month CD 2.702% $135.11 $270.22 $675.55 $1,351.10
60-Month CD 2.773% $138.64 $277.27 $693.18 $1,386.35
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026.

Sample CD Ladder for Newnan, Georgia Savers

$25,000 split equally across 5 terms using today’s Georgia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit GA Avg APY Annual Earnings
1 3-Month CD $5,000 0.303% $15.15
2 6-Month CD $5,000 1.554% $77.68
3 12-Month CD $5,000 2.343% $117.17
4 24-Month CD $5,000 2.834% $141.68
5 36-Month CD $5,000 2.672% $133.62
Total ($25,000 invested) $25,000 1.941% blended $485.30/yr

Ladder example uses equal $5,000 rungs and Georgia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

48
Institutions
in Newnan, Georgia
14 Banks 34 Credit Unions

About Our Newnan, Georgia CD Rate Database

MonitorBankRates tracks CD rates from 14 banks and 34 credit unions with locations in Newnan, Georgia, plus national online institutions available to Georgia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: FirstBank (TN) offers a CD at 3.80% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Newnan, Georgia.

How to Find the Best CD Rates in Newnan, Georgia

What to compare when shopping for a CD in Newnan, Georgia

To find the best APYs in Newnan, Georgia, start with credit unions and online-only banks — Newnan, Georgia has 34 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Newnan, Georgia

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Newnan, Georgia — 48 institutions here report CD rates

Consider an Alternative If…

Newnan, Georgia Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
14.1%
National avg: 17.3%
Median Individual Earnings
$47,231
National avg: $47,340
Poverty Rate
8.6%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$111/yr
At GA 12-mo avg 2.343% APY

14.1% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.3% reflects a strong local economy. At today’s GA 12-month CD average of 2.343%, saving 10% of the local median salary ($4,723/year) and putting it in a CD would earn an additional $111 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Newnan, Georgia

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Newnan, Georgia

Are CD rates in Newnan, Georgia FDIC insured?

Yes, most established banks in Newnan, Georgia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Newnan, Georgia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Newnan, Georgia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Newnan, Georgia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Newnan, Georgia?

Here are recent top rates found for this area:
  • FirstBank (TN): 3.80% APY (6 Month CD)
  • Coweta Cities & County Employees Federal Credit Union: 3.55% APY (1 year Regular Certificates)
  • The Southern Credit Union: 3.50% APY (1-Year IRA Certificate)
  • United Bank Zebulon, GA: 2.02% APY (Certificate of Deposits 60 months)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • Harris Employees Credit Union: 4.07% APY (IRA 36 MONTHS)
  • Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts 6 Month)
  • 1st Choice Credit Union: 4.01% APY (Share Certificates 12 Months)
  • Tennessee Valley Federal Credit Union: 4.00% APY (Business Share Certificates 12 Months)
  • Justice Federal Credit Union: 4.00% APY (Traditional IRA and Roth IRA Certificate 36 month)
Rates reflect recent verified offers available in Newnan, Georgia. Last Updated: April 21, 2026

CD Calculators for Newnan, Georgia

Newnan, Georgia CD Calculator

At today’s GA top rate of 3.80% APY, a $10,000 deposit earns $380 in the first year. Enter your amount to see your exact return.

Newnan, Georgia CD Ladder

GA CD rates currently range from 0.303% (3-month) to 2.672% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Newnan, Georgia CD at 3.80% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Georgia’s average 12-month CD is 2.343% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Newnan, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newnan, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026

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