Vidalia Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.35%, 6-month CD rates at 0.12% and 3-month CD rates at 3.50%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 8.90%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates. Vidalia Federal Savings Bank's 48-Month CD rates are at 3.30%, 36-Month CD rates are at 3.30%, 24-Month CD rates are at 3.30%, 12-Month CD rates are at 3.30%, 60-Month CD rates are at 3.30%. Vidalia Federal Savings Bank's savings rates are at 0.25%.

Vidalia Federal Savings Bank

To see how these rates compare to Vidalia Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Vidalia Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Vidalia Federal Savings Bank CD rates. You can also compare Vidalia Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Vidalia Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vidalia Federal Savings Bank? Share your experience about Vidalia Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Vidalia Federal Savings Bank.

Vidalia Federal Savings Bank Texas Ratio

Vidalia Federal Savings Bank's Texas Ratio is at 2.14%, which is considered excellent. The Texas Ratio for Vidalia Federal Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Vidalia Federal Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
N/A
24-Month CD
3.30%
36-Month CD
3.30%
48-Month CD
3.30%
60-Month CD
3.30%
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Vidalia Federal Savings Bank
300 Jackson St
Vidalia, GA 30474
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Vidalia Federal Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
12-Month CD
3.30%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
1.26%
$5,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
3-Month CD
1.26%
$5,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Vidalia Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
7-Month CD
4.40%
$10,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
6-Month CD
4.30%
$2,500
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
60-Month CD
3.80%
$5,000
First Internet Bank of Indiana
First Internet Bank of Indiana
36-Month CD
3.77%
$1,000
LimeLight Bank
LimeLight Bank
36-Month CD
3.75%
$1,000
Brentwood Bank
Brentwood Bank
12-Month CD
3.75%
$2,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
24-Month CD
3.70%
$25,000
PCB Pendleton Bank
PCB Pendleton Bank
11-Month CD
3.60%
$500
Charter Bank TX
Charter Bank TX
Money Market
3.50%
$500,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
3.30%
$500
River Bank
River Bank
36-Month CD
3.29%
$1,000
Massena Savings and Loan
Massena Savings and Loan
60-Month CD
3.23%
$100
Charter Bank TX
Charter Bank TX
6-Month CD
3.20%
$1,000
Merchants State Bank
Merchants State Bank
24-Month CD
3.00%
$5,000
Centreville Bank
Centreville Bank
18-Month CD
2.75%
$1,000
Bar Harbor SLA
Bar Harbor SLA
24-Month CD
2.73%
$500
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD (Jumbo)
2.53%
$100,000
Bank of Hartington
Bank of Hartington
48-Month CD (TDC)
2.52%
$1,000
Artisans Bank
Artisans Bank
Premier Money Market
2.50%
$5,000
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
Timberland Bank
Timberland Bank
18-Month CD
2.12%
$500
Flanagan State Bank
Flanagan State Bank
36-Month CD
2.10%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.02%
$1,000
Bank of Kampsville
Bank of Kampsville
48-Month CD
1.76%
$1,000
Walden Savings Bank
Walden Savings Bank
36-Month CD
1.65%
$1,000
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
36-Month CD
1.41%
$1,000
4U Federal Credit Union
4U Federal Credit Union
Money Market
1.01%
$2,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Kasasa Savings
1.00%
$0
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Money Market
1.00%
$25,000
Evergreen Federal Bank
Evergreen Federal Bank
48-Month CD
1.00%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Choice Money Market
0.80%
$100,000
Columbia Bank
Columbia Bank
Statement Savings
0.70%
$10
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
18-Month CD
0.60%
$0
Mercer Savings Bank
Mercer Savings Bank
60-Month CD
0.55%
$100
Harleysville Bank
Harleysville Bank
48-Month CD (Rising Rate)
0.50%
$500
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
Bank of Brenham
Bank of Brenham
Savings
0.43%
$0
Bank of Buffalo
Bank of Buffalo
12-Month CD
0.40%
$500
Horicon Bank
Horicon Bank
Statement Savings
0.30%
$250
The Andover Bank
The Andover Bank
36-Month CD
0.30%
$1,000
The Bank of Landisburg
The Bank of Landisburg
Money Market
0.30%
$2,500
Bank of Buffalo
Bank of Buffalo
3-Month CD
0.10%
$500
First Sentinel Bank
First Sentinel Bank
Emerald Money Market
0.10%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Savings
0.10%
$100
First Sentinel Bank
First Sentinel Bank
Checking
0.05%
$250
Warsaw Federal S&L
Statement Savings
0.05%
$100
Gorham Savings Bank
Gorham Savings Bank
207 Checking
0.02%
$25
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Vidalia Federal Savings Bank Information

Vidalia Federal Savings Bank
300 Jackson St
Vidalia, GA 30474
Toombs
Established Date: 09/01/1936
FDIC Certificate #: 29772
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Vidalia Federal Savings Bank FDIC Insured? Yes
What is Vidalia Federal Savings Bank's Cert number? 29772
What is the maximum amount for insured deposits? $250,000 per holder, per account

Vidalia Federal Savings Bank Financials

Total Assets:
$214,504,000
Total Deposits:
$168,617,000
Equity Capital:
$28,518,000
Domestic Deposits:
$168,617,000
Net Income:
$-493,000
Return on Assets:
-0.4190%
Quarterly Return on Assets:
-0.9200%
Pretax Return on Assets:
-0.9236%
Pretax Quarterly Return on Assets:
-0.9200%
Return on Equity:
-3.0400%
Quarterly Return on Equity:
-6.8500%
Leverage Tier 1 (Core Capital) Ratio:
14.1634%
Total Interest Income (YTD):
2.7996%
 
 
Headquarters:
Vidalia
FDIC Field Office:
Albany Ga
Regulator:
OCC
County:
Toombs
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

La Jolla Bank has the best long term 36 month CD rate on our list in Fremont, California. La Jolla Bank's current 36 month bank CD rate is 1.98 percent with a bank CD yield of 2.00 percent. La Jolla Bank's 36 month CD interest rate is well above the current national average 3 year CD rate of 1.28 percent as reported by MonitorBankRates.com.
5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.
(//cdrates.monitorbankrates.com) As we start the year of 2010 bank CD rates head down again this week.  It will be nice when we can start writing about CD rates increasing, hopefully sometime later in the year. The average 3 month bank CD rate is at 0.514 percent this week, down from last week’s average 3 month CD rate of 0.522 percent.

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