Auto Loan Rates in Kieler, Wisconsin (WI) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Kieler, Wisconsin. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Kieler, Wisconsin include Middletown Area Schools Credit UnionMiddletown Area Schools Credit UnionA+5.0 ★Texas Ratio: 1.55% offering New Vehicle Loan at 4.00%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.73% offering 2022 - 2026 New & Used Vehicles Loan at 4.04%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%, Focus Credit UnionFocus Credit UnionA+5.0 ★Texas Ratio: 3.32% offering New Vehicle Loans at 4.29%, Unison Credit UnionUnison Credit UnionA+5.0 ★Texas Ratio: 1.93% offering 72 Month Auto Loan at 4.45%. Auto loan rates as of June 26, 2026 according to verified data from MonitorBankRates.
Kieler borrowers have access to 19 lenders serving the Wisconsin area, with auto loan rates as low as 4.00% APR from Middletown Area Schools Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kieler, Wisconsin. Auto Loan Rates Last Updated and Verified: June 26, 2026
Compare Auto Loan Rates Today in Kieler, Wisconsin & Surrounding Area
Kieler Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
New Vehicle Loans
4.29%
60 M
▼
APR4.29%
Term60 M
Last UpdatedJun 26, 2026
Details
Great rates on new Cars, Trucks and SUV's
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
72 Month Auto Loan
4.45%
72 months
▼
APR4.45%
Term72 months
Last UpdatedJun 26, 2026
Details
As Low As; Other rates and terms available. Rates subject to change without notice. Not all applicants will qualify for the lowest rate, all loans subject to credit approval. Membership eligibility required.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
Up to 12 months
▼
APR4.49%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36 months
▼
APR4.50%
Term1-36 months
Last UpdatedJun 26, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
48-Month New Vehicle Loan
4.72%
48-Month
▼
APR4.72%
Term48-Month
Last UpdatedJun 26, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Used Vehicle Loans
4.79%
48 M
▼
APR4.79%
Term48 M
Last UpdatedJun 26, 2026
Details
Fantastic rates on used vehicles.
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
over $25,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60 months
▼
APR5.00%
Term37-60 months
Last UpdatedJun 26, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36 months
▼
APR5.00%
Term1-36 months
Last UpdatedJun 26, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
Up to 24 months
▼
APR5.24%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
Up to 12 months
▼
APR5.24%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
To 24
▼
APR5.24%
TermTo 24
Last UpdatedJun 26, 2026
Details
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75 months
▼
APR5.25%
Term61-75 months
Last UpdatedJun 26, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60 months
▼
APR5.25%
Term37-60 months
Last UpdatedJun 26, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loans
5.49%
24-48 Months
▼
APR5.49%
Term24-48 Months
Last UpdatedJun 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2026 - 2024
5.50%
60 to 72 month terms
▼
APR5.50%
Term60 to 72 month terms
Last UpdatedJun 16, 2026
Details
The requirements for vehicle specifications and copy of current loan agreement needed for evaluation.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
Auto Loans
5.74%
Flexible Terms Available
▼
APR5.74%
TermFlexible Terms Available
Last UpdatedJun 16, 2026
Details
As Low As
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.74%
A+ 53
▼
APR5.74%
TermA+ 53
Last UpdatedJun 16, 2026
Details
Credit Score: 800 & Higher
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Tri County Credit Union Marinette, WI
Institution Rating:
A5.0 ★ Texas Ratio: 7.61%
New Auto Loans
5.75%
Up to 72 Months
▼
APR5.75%
TermUp to 72 Months
Last UpdatedJun 10, 2026
Details
As Low As; Rates effective March 13, 2026. See Loan Rate Schedule for full details.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.84%
A+ 51
▼
APR5.84%
TermA+ 51
Last UpdatedJun 16, 2026
Details
Credit Score: 760 - 779
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.94%
A+
▼
APR5.94%
TermA+
Last UpdatedJun 16, 2026
Details
Credit Score: 740 - 759
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedJun 26, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019 Loan
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
Up to 24 months
▼
APR5.99%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
Tri County Credit Union Marinette, WI
Institution Rating:
A5.0 ★ Texas Ratio: 7.61%
Used Auto Loans
6.00%
Up to 72 Months
▼
APR6.00%
TermUp to 72 Months
Last UpdatedJun 10, 2026
Details
As Low As; Rates effective March 13, 2026. See Loan Rate Schedule for full details.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months
▼
APR6.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
To 24
▼
APR6.04%
TermTo 24
Last UpdatedJun 26, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - 6 years old or older
6.12%
48 Months or less
▼
APR6.12%
Term48 Months or less
Last UpdatedJun 26, 2026
Details
As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
6.14%
76 - 84 Months
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
Up to 36 months
▼
APR6.24%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
** Over $20,000 Financed.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.25%
36-48 Months
▼
APR6.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedJun 26, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75 months
▼
APR6.25%
Term61-75 months
Last UpdatedJun 26, 2026
Details
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Autos (2024 & 2025)
6.44%
72 mo
▼
APR6.44%
Term72 mo
Last UpdatedJun 23, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
Down Payment: 0%
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.50%
49-60 Months
▼
APR6.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2023, 2022
6.50%
48 to 72 month terms
▼
APR6.50%
Term48 to 72 month terms
Last UpdatedJun 16, 2026
Details
The requirements for vehicle specifications and copy of current loan agreement needed for evaluation.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84 months 2023 & 2024
▼
APR6.50%
Term76-84 months 2023 & 2024
Last UpdatedJun 26, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.54%
36 Months
▼
APR6.54%
Term36 Months
Last UpdatedJun 26, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
*** Over $30,000 Financed on 2015 or Newer.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.75%
61-75 Months
▼
APR6.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
6.80%
A
▼
APR6.80%
TermA
Last UpdatedJun 16, 2026
Details
Credit Score: 720 - 739
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loan
6.94%
Up to 66 Months
▼
APR6.94%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details
Model Year: 2020-2027
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedJun 16, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
7.00%
76-84 Months
▼
APR7.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedJun 16, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedJun 26, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedJun 16, 2026
Details
Down Payment: 0%
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2021, 2020
7.50%
36 to 60 month terms
▼
APR7.50%
Term36 to 60 month terms
Last UpdatedJun 16, 2026
Details
The requirements for vehicle specifications and copy of current loan agreement needed for evaluation.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
7.59%
B+
▼
APR7.59%
TermB+
Last UpdatedJun 16, 2026
Details
Credit Score: 700 - 779
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36 months
▼
APR7.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
7.74%
48 Months
▼
APR7.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
7.74%
36 Months
▼
APR7.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedJun 26, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedJun 16, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
7.85%
B
▼
APR7.85%
TermB
Last UpdatedJun 16, 2026
Details
Credit Score: 680 - 699
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48 months
▼
APR7.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2018 or older Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Vehicle Loan
8.15%
Up to 60 mo
▼
APR8.15%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details
As Low As; New
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.24%
49 to 60 months
▼
APR8.24%
Term49 to 60 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
8.24%
72 Months
▼
APR8.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2019
8.50%
24 to 48 month terms
▼
APR8.50%
Term24 to 48 month terms
Last UpdatedJun 16, 2026
Details
The requirements for vehicle specifications and copy of current loan agreement needed for evaluation.
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.74%
1 to 36 months
▼
APR8.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
8.74%
84 Months
▼
APR8.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
8.74%
To 24
▼
APR8.74%
TermTo 24
Last UpdatedJun 26, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2006-2019 Vehicle Loan
8.94%
Up to 66 Months
▼
APR8.94%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details
Model Year: 2006-2019
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.99%
61 to 72 months
▼
APR8.99%
Term61 to 72 months
Last UpdatedJun 23, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.99%
37 to 48 months
▼
APR8.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
9.24%
48 to 60 months
▼
APR9.24%
Term48 to 60 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedJun 26, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
9.39%
C+
▼
APR9.39%
TermC+
Last UpdatedJun 16, 2026
Details
Credit Score: 660 - 679
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Vehicle Loan
9.45%
Up to 60 mo
▼
APR9.45%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details
As Low As; Used
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
9.74%
48 Months
▼
APR9.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
9.74%
36 Months
▼
APR9.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
10.24%
72 Months
▼
APR10.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
10.74%
84 Months
▼
APR10.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2025-2027 Vehicle Loan
10.94%
76-84 Months
▼
APR10.94%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
Model Year: 2025-2027; Only Over $25,000
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
12.14%
C
▼
APR12.14%
TermC
Last UpdatedJun 16, 2026
Details
Credit Score: 640 - 659
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
14.64%
D+
▼
APR14.64%
TermD+
Last UpdatedJun 16, 2026
Details
Credit Score: 600 - 639
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
18.00%
E
▼
APR18.00%
TermE
Last UpdatedJun 16, 2026
Details
Credit Score: < 600
Powered by
MonitorBankRates
Kieler New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedJun 16, 2026
Details
Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
New Vehicle Loans
4.29%
60 M
▼
APR4.29%
Term60 M
Last UpdatedJun 26, 2026
Details
Great rates on new Cars, Trucks and SUV's
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
Up to 12 months
▼
APR4.49%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36 months
▼
APR4.50%
Term1-36 months
Last UpdatedJun 26, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
48-Month New Vehicle Loan
4.72%
48-Month
▼
APR4.72%
Term48-Month
Last UpdatedJun 26, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
over $25,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
▼
APR5.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60 months
▼
APR5.00%
Term37-60 months
Last UpdatedJun 26, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
Up to 24 months
▼
APR5.24%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
▼
APR5.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75 months
▼
APR5.25%
Term61-75 months
Last UpdatedJun 26, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
▼
APR5.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.74%
A+ 53
▼
APR5.74%
TermA+ 53
Last UpdatedJun 16, 2026
Details
Credit Score: 800 & Higher
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
Up to 48 months
▼
APR5.74%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Tri County Credit Union Marinette, WI
Institution Rating:
A5.0 ★ Texas Ratio: 7.61%
New Auto Loans
5.75%
Up to 72 Months
▼
APR5.75%
TermUp to 72 Months
Last UpdatedJun 10, 2026
Details
As Low As; Rates effective March 13, 2026. See Loan Rate Schedule for full details.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
▼
APR5.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.84%
A+ 51
▼
APR5.84%
TermA+ 51
Last UpdatedJun 16, 2026
Details
Credit Score: 760 - 779
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.94%
A+
▼
APR5.94%
TermA+
Last UpdatedJun 16, 2026
Details
Credit Score: 740 - 759
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 750+
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months
▼
APR6.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
Up to 84 months
▼
APR6.24%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 749-700
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84 months
▼
APR6.25%
Term76-84 months
Last UpdatedJun 26, 2026
Details
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Autos (2024 & 2025)
6.44%
72 mo
▼
APR6.44%
Term72 mo
Last UpdatedJun 23, 2026
Details
As Low As
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
6.49%
5 Years
▼
APR6.49%
Term5 Years
Last UpdatedJun 16, 2026
Details
Down Payment: 0%
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 699-660
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
6.80%
A
▼
APR6.80%
TermA
Last UpdatedJun 16, 2026
Details
Credit Score: 720 - 739
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedJun 16, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
7.29%
6 Years
▼
APR7.29%
Term6 Years
Last UpdatedJun 16, 2026
Details
Down Payment: 0%
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
7.59%
B+
▼
APR7.59%
TermB+
Last UpdatedJun 16, 2026
Details
Credit Score: 700 - 779
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36 months
▼
APR7.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
7.74%
48 Months
▼
APR7.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 659-630
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
7.74%
36 Months
▼
APR7.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
7.85%
B
▼
APR7.85%
TermB
Last UpdatedJun 16, 2026
Details
Credit Score: 680 - 699
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48 months
▼
APR7.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Vehicle Loan
8.15%
Up to 60 mo
▼
APR8.15%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details
As Low As; New
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.24%
49 to 60 months
▼
APR8.24%
Term49 to 60 months
Last UpdatedJun 23, 2026
Details
As Low As
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
8.24%
72 Months
▼
APR8.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
8.74%
84 Months
▼
APR8.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 629-600
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.99%
61 to 72 months
▼
APR8.99%
Term61 to 72 months
Last UpdatedJun 23, 2026
Details
As Low As
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
9.39%
C+
▼
APR9.39%
TermC+
Last UpdatedJun 16, 2026
Details
Credit Score: 660 - 679
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
9.74%
48 Months
▼
APR9.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
9.74%
36 Months
▼
APR9.74%
Term36 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
10.24%
72 Months
▼
APR10.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
10.74%
84 Months
▼
APR10.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
Credit Score: 599-0
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
12.14%
C
▼
APR12.14%
TermC
Last UpdatedJun 16, 2026
Details
Credit Score: 640 - 659
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
14.64%
D+
▼
APR14.64%
TermD+
Last UpdatedJun 16, 2026
Details
Credit Score: 600 - 639
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
18.00%
E
▼
APR18.00%
TermE
Last UpdatedJun 16, 2026
Details
Credit Score: < 600
Powered by
MonitorBankRates
Kieler Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Used Vehicle Loans
4.79%
48 M
▼
APR4.79%
Term48 M
Last UpdatedJun 26, 2026
Details
Fantastic rates on used vehicles.
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
over $25,000; As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
▼
APR4.99%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36 months
▼
APR5.00%
Term1-36 months
Last UpdatedJun 26, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
Up to 12 months
▼
APR5.24%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
To 24
▼
APR5.24%
TermTo 24
Last UpdatedJun 26, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60 months
▼
APR5.25%
Term37-60 months
Last UpdatedJun 26, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.74%
A+ 53
▼
APR5.74%
TermA+ 53
Last UpdatedJun 16, 2026
Details
Credit Score: 800 & Higher
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
▼
APR5.74%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedJun 26, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.84%
A+ 51
▼
APR5.84%
TermA+ 51
Last UpdatedJun 16, 2026
Details
Credit Score: 760 - 779
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
5.94%
A+
▼
APR5.94%
TermA+
Last UpdatedJun 16, 2026
Details
Credit Score: 740 - 759
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedJun 26, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019 Loan
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
▼
APR5.99%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
Up to 24 months
▼
APR5.99%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details
As Low As
Tri County Credit Union Marinette, WI
Institution Rating:
A5.0 ★ Texas Ratio: 7.61%
Used Auto Loans
6.00%
Up to 72 Months
▼
APR6.00%
TermUp to 72 Months
Last UpdatedJun 10, 2026
Details
As Low As; Rates effective March 13, 2026. See Loan Rate Schedule for full details.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
▼
APR6.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
To 24
▼
APR6.04%
TermTo 24
Last UpdatedJun 26, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
▼
APR6.24%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
Up to 36 months
▼
APR6.24%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedJun 26, 2026
Details
** Over $20,000 Financed.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.25%
36-48 Months
▼
APR6.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75 months
▼
APR6.25%
Term61-75 months
Last UpdatedJun 26, 2026
Details
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.50%
49-60 Months
▼
APR6.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84 months 2023 & 2024
▼
APR6.50%
Term76-84 months 2023 & 2024
Last UpdatedJun 26, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.54%
36 Months
▼
APR6.54%
Term36 Months
Last UpdatedJun 26, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
▼
APR6.74%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedJun 26, 2026
Details
*** Over $30,000 Financed on 2015 or Newer.
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.75%
61-75 Months
▼
APR6.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
6.80%
A
▼
APR6.80%
TermA
Last UpdatedJun 16, 2026
Details
Credit Score: 720 - 739
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
6.99%
4 Years
▼
APR6.99%
Term4 Years
Last UpdatedJun 16, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
7.00%
76-84 Months
▼
APR7.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedJun 16, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedJun 26, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
7.59%
B+
▼
APR7.59%
TermB+
Last UpdatedJun 16, 2026
Details
Credit Score: 700 - 779
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.74%
60 Months
▼
APR7.74%
Term60 Months
Last UpdatedJun 26, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
7.79%
5 Years
▼
APR7.79%
Term5 Years
Last UpdatedJun 16, 2026
Details
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
7.85%
B
▼
APR7.85%
TermB
Last UpdatedJun 16, 2026
Details
Credit Score: 680 - 699
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2018 or older Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.74%
1 to 36 months
▼
APR8.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
8.74%
To 24
▼
APR8.74%
TermTo 24
Last UpdatedJun 26, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.99%
37 to 48 months
▼
APR8.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details
As Low As
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
9.24%
48 to 60 months
▼
APR9.24%
Term48 to 60 months
Last UpdatedJun 23, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedJun 26, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
9.39%
C+
▼
APR9.39%
TermC+
Last UpdatedJun 16, 2026
Details
Credit Score: 660 - 679
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Vehicle Loan
9.45%
Up to 60 mo
▼
APR9.45%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details
As Low As; Used
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
12.14%
C
▼
APR12.14%
TermC
Last UpdatedJun 16, 2026
Details
Credit Score: 640 - 659
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
14.64%
D+
▼
APR14.64%
TermD+
Last UpdatedJun 16, 2026
Details
Credit Score: 600 - 639
The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
New and Used Automobile
18.00%
E
▼
APR18.00%
TermE
Last UpdatedJun 16, 2026
Details
Credit Score: < 600
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MonitorBankRates
Kieler, WI Auto Loan Rate Trends
Compare local Kieler, WI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WI Avg
6.078%
▲ 0.332 vs 7 days ago
Wisconsin new auto rates rose 0.332 points over the past 7 days to 6.078% APR.
Used Auto Loan — WI Avg
6.675%
▼ 0.199 vs 7 days ago
Wisconsin used auto rates fell 0.199 points over the past 7 days to 6.675% APR.
As of Jun 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kieler, Wisconsin auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Kieler, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Kieler, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Kieler, Wisconsin
How does my credit score affect my car loan rate in Wisconsin?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Kieler, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Kieler, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Kieler, Wisconsin?
Based on our current data, some of the lowest auto loan rates available in Kieler, Wisconsin include:
- Middletown Area Schools Credit Union: 4.00% (New Vehicle Loan)
- Carpenters Federal Credit Union: 4.04% (2022 - 2026 New & Used Vehicles Loan)
- Baxter Credit Union: 4.14% (Auto Loans)
- Focus Credit Union: 4.29% (New Vehicle Loans)
- Unison Credit Union: 4.45% (72 Month Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kieler, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 26, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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