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Auto Loan Rates in Elderon, Wisconsin (WI) for July 2026

Current auto loan rates in Elderon, Wisconsin include Arcadia Credit UnionArcadia Credit UnionA+5.0 ★Texas Ratio: 2.41% offering Auto Loan at 3.44%, Simplicity Credit UnionSimplicity Credit UnionA5.0 ★Texas Ratio: 10.49% offering Auto Loan at 3.99%, Teachers Credit UnionTeachers Credit UnionA+5.0 ★Texas Ratio: 1.19% offering New Cars (2026 - 2024) Loan at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit UnionA+5.0 ★Texas Ratio: 1.55% offering New Vehicle Loan at 4.00%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.73% offering 2022 - 2026 New & Used Vehicles Loan at 4.04%. Auto loan rates as of July 7, 2026 according to verified data from MonitorBankRates.

Elderon borrowers have access to 32 lenders serving the Wisconsin area, with auto loan rates as low as 3.44% APR from Arcadia Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Elderon, Wisconsin. Auto Loan Rates Last Updated and Verified: July 7, 2026

Compare Auto Loan Rates Today in Elderon, Wisconsin & Surrounding Area

Elderon Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Arcadia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Auto Loan
3.44%
2026 - 2022
APR3.44%
Term2026 - 2022
Last UpdatedJul 7, 2026
Details

As Low As; **

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
3.99%
1-3 Years
APR3.99%
Term1-3 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special
3.99%
4-6 Years
APR3.99%
Term4-6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special*
3.99%
4-6 Years
APR3.99%
Term4-6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
New Cars (2026 - 2024) Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedJun 16, 2026
Details

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As; Estimated Monthly Payment Per $1000: $29.64

Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
New Vehicle Loans
4.29%
60 M
APR4.29%
Term60 M
Last UpdatedJun 26, 2026
Details

Great rates on new Cars, Trucks and SUV's

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
72 Month Auto Loan
4.45%
72 Month
APR4.45%
Term72 Month
Last UpdatedJul 7, 2026
Details

As Low As; Other rates and terms available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
Up to 12 months
APR4.49%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 7, 2026
Details

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
4.49%
Up to 3 years
APR4.49%
TermUp to 3 years
Last UpdatedJul 7, 2026
Details

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Auto Loan
4.49%
Up to 24 Months
APR4.49%
TermUp to 24 Months
Last UpdatedJul 7, 2026
Details

As Low As

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Cars (2023 & older) Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Auto Loan
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 7, 2026
Details

APR* as low as

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36 months
APR4.50%
Term1-36 months
Last UpdatedJul 7, 2026
Details

Arcadia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Auto Loan
4.54%
2021 - 2016
APR4.54%
Term2021 - 2016
Last UpdatedJul 7, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
48-Month New Vehicle Loan
4.72%
48-Month
APR4.72%
Term48-Month
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.74%
72 months
APR4.74%
Term72 months
Last UpdatedJul 7, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
4.74%
4-5 Years
APR4.74%
Term4-5 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Glacier Hills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Auto Loan
4.74%
72 months
APR4.74%
Term72 months
Last UpdatedJul 7, 2026
Details

As Low As; $35,000

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.75%
84 Months
APR4.75%
Term84 Months
Last UpdatedJul 7, 2026
Details

As Low As; Estimated Monthly Payment Per $1000: $14.02

Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Used Vehicle Loans
4.79%
48 M
APR4.79%
Term48 M
Last UpdatedJun 26, 2026
Details

Fantastic rates on used vehicles.

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 month
APR4.95%
Term72 month
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

over $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
APR4.99%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.99%
72 months
APR4.99%
Term72 months
Last UpdatedJul 7, 2026
Details

Tomah Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
4.99%
12 Months
APR4.99%
Term12 Months
Last UpdatedJul 7, 2026
Details

Rates as low as:** Per $1000 borrowed.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
4.99%
6 Years
APR4.99%
Term6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Auto Loan
4.99%
Up to 48 Months
APR4.99%
TermUp to 48 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Auto Loan
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedJul 7, 2026
Details

APR is Annual Percentage Rate

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
4.99%
24 Mo
APR4.99%
Term24 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
APR5.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60 months
APR5.00%
Term37-60 months
Last UpdatedJul 7, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36 months
APR5.00%
Term1-36 months
Last UpdatedJul 7, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, Up to 48 months Loan
5.00%
Up to 48 months
APR5.00%
TermUp to 48 months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Auto Loan
5.00%
6 years
APR5.00%
Term6 years
Last UpdatedJul 7, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.14%
36 Mo
APR5.14%
Term36 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
Up to 24 months
APR5.24%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
Up to 12 months
APR5.24%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.24%
36 Months
APR5.24%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
To 24
APR5.24%
TermTo 24
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.24%
24 Mo
APR5.24%
Term24 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
APR5.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75 months
APR5.25%
Term61-75 months
Last UpdatedJul 7, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60 months
APR5.25%
Term37-60 months
Last UpdatedJul 7, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
APR5.29%
Term72 Months
Last UpdatedJul 7, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.29%
48 Mo
APR5.29%
Term48 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.39%
36 Mo
APR5.39%
Term36 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.44%
60 Mo
APR5.44%
Term60 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
Up to 36 months
APR5.49%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loans
5.49%
24-48 Months
APR5.49%
Term24-48 Months
Last UpdatedJul 6, 2026
Details

As Low As; 11

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedJul 7, 2026
Details

Finance your boat, camper or new vehicle for up to 84 months for collateral worth more than $30,000. Rates subject to change without notice. Actual rate determined by credit score. Vehicle loan terms determined by the value of the collateral. We will "Rate Match" up to a maximum of .75% below the current eligible rate with member providing proof of rate eligible elsewhere.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJul 7, 2026
Details

As Low As

WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Auto Loan
5.49%
Up to 72 Months
APR5.49%
TermUp to 72 Months
Last UpdatedJul 7, 2026
Details

As Low As

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Used Vehicles: 2016 - 2021 Loan
5.49%
Up to 60 Months
APR5.49%
TermUp to 60 Months
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
APR5.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2026 - 2024
5.50%
60 to 72 month terms
APR5.50%
Term60 to 72 month terms
Last UpdatedJul 6, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, 49-60 months Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.54%
48 Mo
APR5.54%
Term48 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - New vehicles only
5.59%
60 months or less
APR5.59%
Term60 months or less
Last UpdatedJul 7, 2026
Details

As Low As; Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2021-2026, Up to 60 months Loan
5.65%
Up to 60 months
APR5.65%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2021-2026

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.69%
60 Mo
APR5.69%
Term60 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, 61-75 months Loan
5.70%
75 Months
APR5.70%
Term75 Months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
Up to 48 months
APR5.74%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
APR5.74%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
Auto Loans
5.74%
Flexible Terms Available
APR5.74%
TermFlexible Terms Available
Last UpdatedJul 6, 2026
Details

Rate as low as

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedJul 7, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Auto Loan
5.74%
7 Years
APR5.74%
Term7 Years
Last UpdatedJul 7, 2026
Details

APR as low as

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.74%
72 Mo
APR5.74%
Term72 Mo
Last UpdatedJul 7, 2026
Details

Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
APR5.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2015-2020, Up to 60 months Loan
5.90%
Up to 60 months
APR5.90%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2015-2020

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
APR5.94%
Term60 Months
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019 Loan
5.99%
36 Months - 60 Months
APR5.99%
Term36 Months - 60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
APR5.99%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
Up to 24 months
APR5.99%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedJul 7, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2013 and Older Autos
5.99%
24 Months
APR5.99%
Term24 Months
Last UpdatedJul 7, 2026
Details

As Low As

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - New - 2019
5.99%
12 MONTHS
APR5.99%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - New - 2019
5.99%
24 MONTHS
APR5.99%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.99%
84 Mo
APR5.99%
Term84 Mo
Last UpdatedJul 7, 2026
Details

Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months
APR6.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
APR6.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
APR6.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
To 24
APR6.04%
TermTo 24
Last UpdatedJul 7, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
6.09%
72 Months
APR6.09%
Term72 Months
Last UpdatedJul 7, 2026
Details

As Low As

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - 6 years old or older
6.12%
48 Months or less
APR6.12%
Term48 Months or less
Last UpdatedJul 7, 2026
Details

As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2013 and Older Autos
6.19%
36 Months
APR6.19%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
Up to 84 months
APR6.24%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
APR6.24%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
Up to 36 months
APR6.24%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedJul 7, 2026
Details

** Over $20,000 Financed.

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - New - 2019
6.24%
36 MONTHS
APR6.24%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - New - 2019
6.24%
48 MONTHS
APR6.24%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.25%
36-48 Months
APR6.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84 months
APR6.25%
Term76-84 months
Last UpdatedJul 7, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75 months
APR6.25%
Term61-75 months
Last UpdatedJul 7, 2026
Details

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Autos (2024 & 2025)
6.44%
72 mo
APR6.44%
Term72 mo
Last UpdatedJun 23, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
2013 and Older Autos
6.49%
48 Months
APR6.49%
Term48 Months
Last UpdatedJul 7, 2026
Details

As Low As

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2016 - 2018
6.49%
12 MONTHS
APR6.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2016 - 2018
6.49%
24 MONTHS
APR6.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
6.49%
5 Years
APR6.49%
Term5 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.50%
49-60 Months
APR6.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2023, 2022
6.50%
48 to 72 month terms
APR6.50%
Term48 to 72 month terms
Last UpdatedJul 6, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84 months 2023 & 2024
APR6.50%
Term76-84 months 2023 & 2024
Last UpdatedJul 7, 2026
Details

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.54%
36 Months
APR6.54%
Term36 Months
Last UpdatedJul 7, 2026
Details

Arcadia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Auto Loan
6.54%
2015 - 2011
APR6.54%
Term2015 - 2011
Last UpdatedJul 7, 2026
Details

As Low As

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2021-2026, 61-75 months Loan
6.55%
75 Months
APR6.55%
Term75 Months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2021-2026

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
APR6.74%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
6.74%
48 Months
APR6.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
6.74%
36 Months
APR6.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedJul 7, 2026
Details

*** Over $30,000 Financed on 2015 or Newer.

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - New - 2019
6.74%
60 MONTHS
APR6.74%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.75%
61-75 Months
APR6.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, 76-84 months Loan
6.75%
84 Months
APR6.75%
Term84 Months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2014 and Older, Up to 48 months Loan
6.75%
Up to 48 months
APR6.75%
TermUp to 48 months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2014 and Older

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2020-2027 Vehicle Loan
6.94%
Up to 66 Months
APR6.94%
TermUp to 66 Months
Last UpdatedJul 6, 2026
Details

Model Year: 2020-2027

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
6.99%
60 Months
APR6.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2016 - 2018
6.99%
36 MONTHS
APR6.99%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
6.99%
4 Years
APR6.99%
Term4 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
6.99%
120 Mo
APR6.99%
Term120 Mo
Last UpdatedJul 7, 2026
Details

Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
7.00%
76-84 Months
APR7.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
APR7.04%
Term36-48 months
Last UpdatedJun 16, 2026
Details

*GAP Insurance purchased through the credit union is required

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
APR7.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 72 Months - New - 2019
7.14%
72 MONTHS
APR7.14%
Term72 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
7.24%
72 Months
APR7.24%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.24%
48 Months
APR7.24%
Term48 Months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - 2016 - 2018
7.24%
48 MONTHS
APR7.24%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
7.29%
6 Years
APR7.29%
Term6 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - 2016 - 2018
7.49%
60 MONTHS
APR7.49%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2021, 2020
7.50%
36 to 60 month terms
APR7.50%
Term36 to 60 month terms
Last UpdatedJul 6, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36 months
APR7.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
7.74%
48 Months
APR7.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
7.74%
84 Months
APR7.74%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
7.74%
36 Months
APR7.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.74%
60 Months
APR7.74%
Term60 Months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
7.74%
60 months
APR7.74%
Term60 months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 72 Months - 2016 - 2018
7.74%
72 MONTHS
APR7.74%
Term72 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
7.79%
5 Years
APR7.79%
Term5 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48 months
APR7.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
7.99%
72 months
APR7.99%
Term72 months
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2018 or older Loan
8.00%
60 Months
APR8.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 84 Months - New - 2019
8.14%
84 MONTHS
APR8.14%
Term84 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Vehicle Loan
8.15%
Up to 60 mo
APR8.15%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details

As Low As; New

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.24%
49 to 60 months
APR8.24%
Term49 to 60 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
8.24%
72 Months
APR8.24%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2014 - 2015
8.49%
12 MONTHS
APR8.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2014 - 2015
8.49%
24 MONTHS
APR8.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 84 Months - 2016 - 2018
8.49%
84 MONTHS
APR8.49%
Term84 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
Vehicle Loans 2019
8.50%
24 to 48 month terms
APR8.50%
Term24 to 48 month terms
Last UpdatedJul 6, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.74%
1 to 36 months
APR8.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
8.74%
84 Months
APR8.74%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
8.74%
To 24
APR8.74%
TermTo 24
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2014 - 2015
8.74%
36 MONTHS
APR8.74%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - 2014 - 2015
8.74%
48 MONTHS
APR8.74%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
2006-2019 Vehicle Loan
8.94%
Up to 66 Months
APR8.94%
TermUp to 66 Months
Last UpdatedJul 6, 2026
Details

Model Year: 2006-2019

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.99%
61 to 72 months
APR8.99%
Term61 to 72 months
Last UpdatedJun 23, 2026
Details

As Low As

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.99%
37 to 48 months
APR8.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
9.24%
48 to 60 months
APR9.24%
Term48 to 60 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
9.24%
36 Months
APR9.24%
Term36 Months
Last UpdatedJul 7, 2026
Details

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Vehicle Loan
9.45%
Up to 60 mo
APR9.45%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details

As Low As; Used

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2013 - Older
9.49%
12 MONTHS
APR9.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2013 - Older
9.49%
24 MONTHS
APR9.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - 2014 - 2015
9.49%
60 MONTHS
APR9.49%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
9.74%
48 Months
APR9.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
9.74%
36 Months
APR9.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 599-0

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
9.74%
60 months
APR9.74%
Term60 months
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Older Vehicles Loan
9.90%
24 Mo
APR9.90%
Term24 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
9.99%
60 Months
APR9.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 599-0

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
9.99%
72 months
APR9.99%
Term72 months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2013 - Older
9.99%
36 MONTHS
APR9.99%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Older Vehicles Loan
10.15%
36 Mo
APR10.15%
Term36 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Elderon New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special
3.99%
4-6 Years
APR3.99%
Term4-6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special*
3.99%
4-6 Years
APR3.99%
Term4-6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
New Cars (2026 - 2024) Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedJun 16, 2026
Details

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As; Estimated Monthly Payment Per $1000: $29.64

Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
New Vehicle Loans
4.29%
60 M
APR4.29%
Term60 M
Last UpdatedJun 26, 2026
Details

Great rates on new Cars, Trucks and SUV's

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
4.49%
Up to 12 months
APR4.49%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36 months
APR4.50%
Term1-36 months
Last UpdatedJul 7, 2026
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
48-Month New Vehicle Loan
4.72%
48-Month
APR4.72%
Term48-Month
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
New Vehicles: 2022 & Newer Loan
4.75%
84 Months
APR4.75%
Term84 Months
Last UpdatedJul 7, 2026
Details

As Low As; Estimated Monthly Payment Per $1000: $14.02

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 month
APR4.95%
Term72 month
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

over $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
APR4.99%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
4.99%
24 Mo
APR4.99%
Term24 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.00%
0-35 Months
APR5.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60 months
APR5.00%
Term37-60 months
Last UpdatedJul 7, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, Up to 48 months Loan
5.00%
Up to 48 months
APR5.00%
TermUp to 48 months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.14%
36 Mo
APR5.14%
Term36 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.24%
Up to 24 months
APR5.24%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.24%
36 Months
APR5.24%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.25%
36-48 Months
APR5.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75 months
APR5.25%
Term61-75 months
Last UpdatedJul 7, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
APR5.29%
Term72 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.29%
48 Mo
APR5.29%
Term48 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.44%
60 Mo
APR5.44%
Term60 Mo
Last UpdatedJul 7, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.49%
Up to 36 months
APR5.49%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.50%
49-60 Months
APR5.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, 49-60 months Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
Auto Loans - New vehicles only
5.59%
60 months or less
APR5.59%
Term60 months or less
Last UpdatedJul 7, 2026
Details

As Low As; Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, 61-75 months Loan
5.70%
75 Months
APR5.70%
Term75 Months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
5.74%
Up to 48 months
APR5.74%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
APR5.74%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.74%
72 Mo
APR5.74%
Term72 Mo
Last UpdatedJul 7, 2026
Details

Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
5.75%
61-75 Months
APR5.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
APR5.99%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 750+

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - New - 2019
5.99%
12 MONTHS
APR5.99%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - New - 2019
5.99%
24 MONTHS
APR5.99%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
5.99%
84 Mo
APR5.99%
Term84 Mo
Last UpdatedJul 7, 2026
Details

Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
New Auto
6.00%
76-84 Months
APR6.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
APR6.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto
6.24%
Up to 84 months
APR6.24%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
APR6.24%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 749-700

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - New - 2019
6.24%
36 MONTHS
APR6.24%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - New - 2019
6.24%
48 MONTHS
APR6.24%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84 months
APR6.25%
Term76-84 months
Last UpdatedJul 7, 2026
Details

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Autos (2024 & 2025)
6.44%
72 mo
APR6.44%
Term72 mo
Last UpdatedJun 23, 2026
Details

As Low As

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2016 - 2018
6.49%
12 MONTHS
APR6.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2016 - 2018
6.49%
24 MONTHS
APR6.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
6.49%
5 Years
APR6.49%
Term5 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
APR6.74%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
6.74%
48 Months
APR6.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
6.74%
36 Months
APR6.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - New - 2019
6.74%
60 MONTHS
APR6.74%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
New Vehicle: 2025-2026, 76-84 months Loan
6.75%
84 Months
APR6.75%
Term84 Months
Last UpdatedJul 7, 2026
Details

New Vehicle: 2025-2026

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
6.99%
60 Months
APR6.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2016 - 2018
6.99%
36 MONTHS
APR6.99%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
New 2022-2027 Rec Vehicle Loan
6.99%
120 Mo
APR6.99%
Term120 Mo
Last UpdatedJul 7, 2026
Details

Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
APR7.04%
Term36-48 months
Last UpdatedJun 16, 2026
Details

*GAP Insurance purchased through the credit union is required

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
APR7.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 72 Months - New - 2019
7.14%
72 MONTHS
APR7.14%
Term72 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
7.24%
72 Months
APR7.24%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - 2016 - 2018
7.24%
48 MONTHS
APR7.24%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
New Auto
7.29%
6 Years
APR7.29%
Term6 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - 2016 - 2018
7.49%
60 MONTHS
APR7.49%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.74%
1 to 36 months
APR7.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
7.74%
48 Months
APR7.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
7.74%
84 Months
APR7.74%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
7.74%
36 Months
APR7.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 72 Months - 2016 - 2018
7.74%
72 MONTHS
APR7.74%
Term72 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
7.99%
37 to 48 months
APR7.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 84 Months - New - 2019
8.14%
84 MONTHS
APR8.14%
Term84 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
New Vehicle Loan
8.15%
Up to 60 mo
APR8.15%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details

As Low As; New

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.24%
49 to 60 months
APR8.24%
Term49 to 60 months
Last UpdatedJun 23, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 61 to 72 Months Loan
8.24%
72 Months
APR8.24%
Term72 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2014 - 2015
8.49%
12 MONTHS
APR8.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2014 - 2015
8.49%
24 MONTHS
APR8.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 84 Months - 2016 - 2018
8.49%
84 MONTHS
APR8.49%
Term84 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 73 to 84 Months Loan
8.74%
84 Months
APR8.74%
Term84 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 629-600

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2014 - 2015
8.74%
36 MONTHS
APR8.74%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - 2014 - 2015
8.74%
48 MONTHS
APR8.74%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loans
8.99%
61 to 72 months
APR8.99%
Term61 to 72 months
Last UpdatedJun 23, 2026
Details

As Low As

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2013 - Older
9.49%
12 MONTHS
APR9.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2013 - Older
9.49%
24 MONTHS
APR9.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - 2014 - 2015
9.49%
60 MONTHS
APR9.49%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 37 to 48 Months Loan
9.74%
48 Months
APR9.74%
Term48 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - Up to 36 Months Loan
9.74%
36 Months
APR9.74%
Term36 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Vehicles: 2025 & New* - 49 to 60 Months Loan
9.99%
60 Months
APR9.99%
Term60 Months
Last UpdatedJun 26, 2026
Details

Credit Score: 599-0

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2013 - Older
9.99%
36 MONTHS
APR9.99%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

Elderon Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special
3.99%
4-6 Years
APR3.99%
Term4-6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
New & Used Auto Loan Special*
3.99%
4-6 Years
APR3.99%
Term4-6 Years
Last UpdatedJul 7, 2026
Details

APR as low as

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedJun 16, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 7, 2026
Details

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Used Cars (2023 & older) Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedJul 7, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.74%
72 months
APR4.74%
Term72 months
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

Focus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Used Vehicle Loans
4.79%
48 M
APR4.79%
Term48 M
Last UpdatedJun 26, 2026
Details

Fantastic rates on used vehicles.

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

over $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
4.99%
Up to 12 months
APR4.99%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
4.99%
72 months
APR4.99%
Term72 months
Last UpdatedJul 7, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36 months
APR5.00%
Term1-36 months
Last UpdatedJul 7, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.24%
Up to 12 months
APR5.24%
TermUp to 12 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.24%
To 24
APR5.24%
TermTo 24
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.24%
24 Mo
APR5.24%
Term24 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60 months
APR5.25%
Term37-60 months
Last UpdatedJul 7, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedJul 7, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.39%
36 Mo
APR5.39%
Term36 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJul 7, 2026
Details

As Low As

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Used Vehicles: 2016 - 2021 Loan
5.49%
Up to 60 Months
APR5.49%
TermUp to 60 Months
Last UpdatedJul 7, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.54%
48 Mo
APR5.54%
Term48 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2021-2026, Up to 60 months Loan
5.65%
Up to 60 months
APR5.65%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2021-2026

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Used 2016-2021 Vehicle Loan
5.69%
60 Mo
APR5.69%
Term60 Mo
Last UpdatedJul 7, 2026
Details

Older vehicle loans not eligible for discounts; minimum loan amount $1,000. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.74%
Up to 24 months
APR5.74%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedJul 7, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2015-2020, Up to 60 months Loan
5.90%
Up to 60 months
APR5.90%
TermUp to 60 months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2015-2020

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
5.94%
60 Months
APR5.94%
Term60 Months
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2022-2019 Loan
5.99%
36 Months - 60 Months
APR5.99%
Term36 Months - 60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
5.99%
Up to 36 months
APR5.99%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
5.99%
Up to 24 months
APR5.99%
TermUp to 24 months
Last UpdatedJun 23, 2026
Details

As Low As

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - New - 2019
5.99%
12 MONTHS
APR5.99%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - New - 2019
5.99%
24 MONTHS
APR5.99%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.00%
0-35 Months
APR6.00%
Term0-35 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
6.04%
48-60 months
APR6.04%
Term48-60 months
Last UpdatedJun 16, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2022 - 2026 New & Used Vehicles Loan
6.04%
72-84 months
APR6.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.04%
To 24
APR6.04%
TermTo 24
Last UpdatedJul 7, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2025 to 2019 Autos
6.09%
72 Months
APR6.09%
Term72 Months
Last UpdatedJul 7, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.24%
Up to 48 months
APR6.24%
TermUp to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (6-10 years old)
6.24%
Up to 36 months
APR6.24%
TermUp to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedJul 7, 2026
Details

** Over $20,000 Financed.

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - New - 2019
6.24%
36 MONTHS
APR6.24%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - New - 2019
6.24%
48 MONTHS
APR6.24%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.25%
36-48 Months
APR6.25%
Term36-48 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75 months
APR6.25%
Term61-75 months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2016 - 2018
6.49%
12 MONTHS
APR6.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2016 - 2018
6.49%
24 MONTHS
APR6.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.50%
49-60 Months
APR6.50%
Term49-60 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84 months 2023 & 2024
APR6.50%
Term76-84 months 2023 & 2024
Last UpdatedJul 7, 2026
Details

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
6.54%
36 Months
APR6.54%
Term36 Months
Last UpdatedJul 7, 2026
Details

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2021-2026, 61-75 months Loan
6.55%
75 Months
APR6.55%
Term75 Months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2021-2026

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto (5 years & newer)
6.74%
Up to 84 months
APR6.74%
TermUp to 84 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2026-2020
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedJul 7, 2026
Details

*** Over $30,000 Financed on 2015 or Newer.

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - New - 2019
6.74%
60 MONTHS
APR6.74%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
6.75%
61-75 Months
APR6.75%
Term61-75 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
Used Vehicle: 2014 and Older, Up to 48 months Loan
6.75%
Up to 48 months
APR6.75%
TermUp to 48 months
Last UpdatedJul 7, 2026
Details

Used Vehicle: 2014 and Older

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2016 - 2018
6.99%
36 MONTHS
APR6.99%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
6.99%
4 Years
APR6.99%
Term4 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Used Auto
7.00%
76-84 Months
APR7.00%
Term76-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2013-2016 New & Used Vehicles Loan
7.04%
36-48 months
APR7.04%
Term36-48 months
Last UpdatedJun 16, 2026
Details

*GAP Insurance purchased through the credit union is required

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
2017-2021 New & Used Vehicles Loan
7.04%
72-84 months
APR7.04%
Term72-84 months
Last UpdatedJun 16, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 72 Months - New - 2019
7.14%
72 MONTHS
APR7.14%
Term72 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.24%
48 Months
APR7.24%
Term48 Months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - 2016 - 2018
7.24%
48 MONTHS
APR7.24%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - 2016 - 2018
7.49%
60 MONTHS
APR7.49%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto 2019-2014
7.74%
60 Months
APR7.74%
Term60 Months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
7.74%
60 months
APR7.74%
Term60 months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 72 Months - 2016 - 2018
7.74%
72 MONTHS
APR7.74%
Term72 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.83%
Used Auto
7.79%
5 Years
APR7.79%
Term5 Years
Last UpdatedJul 7, 2026
Details

Down Payment 0%

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
7.99%
72 months
APR7.99%
Term72 months
Last UpdatedJul 7, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2018 or older Loan
8.00%
60 Months
APR8.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 84 Months - New - 2019
8.14%
84 MONTHS
APR8.14%
Term84 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2014 - 2015
8.49%
12 MONTHS
APR8.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2014 - 2015
8.49%
24 MONTHS
APR8.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 84 Months - 2016 - 2018
8.49%
84 MONTHS
APR8.49%
Term84 MONTHS
Last UpdatedJul 7, 2026
Details

Minimum Loan Amount $25,000

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.74%
1 to 36 months
APR8.74%
Term1 to 36 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
8.74%
To 24
APR8.74%
TermTo 24
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2014 - 2015
8.74%
36 MONTHS
APR8.74%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 48 Months - 2014 - 2015
8.74%
48 MONTHS
APR8.74%
Term48 MONTHS
Last UpdatedJul 7, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
8.99%
37 to 48 months
APR8.99%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details

As Low As

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Auto Loans
9.24%
48 to 60 months
APR9.24%
Term48 to 60 months
Last UpdatedJun 23, 2026
Details

As Low As

Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
Used Auto Before 2014
9.24%
36 Months
APR9.24%
Term36 Months
Last UpdatedJul 7, 2026
Details

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Used Vehicle Loan
9.45%
Up to 60 mo
APR9.45%
TermUp to 60 mo
Last UpdatedJun 23, 2026
Details

As Low As; Used

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 12 Months - 2013 - Older
9.49%
12 MONTHS
APR9.49%
Term12 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 24 Months - 2013 - Older
9.49%
24 MONTHS
APR9.49%
Term24 MONTHS
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 60 Months - 2014 - 2015
9.49%
60 MONTHS
APR9.49%
Term60 MONTHS
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 60 months
9.74%
60 months
APR9.74%
Term60 months
Last UpdatedJul 7, 2026
Details

Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto (2021 - 2019) 72 months
9.99%
72 months
APR9.99%
Term72 months
Last UpdatedJul 7, 2026
Details

ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New or Used Auto/Rec Loans - 36 Months - 2013 - Older
9.99%
36 MONTHS
APR9.99%
Term36 MONTHS
Last UpdatedJul 7, 2026
Details

Elderon, WI Auto Loan Rate Trends

Compare local Elderon, WI auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Auto Trends →
New Auto Loan — WI Avg
6.078%
Unchanged vs 7 days ago

Wisconsin new auto loan rates currently average 6.078% APR.

Used Auto Loan — WI Avg
6.675%
Unchanged vs 7 days ago

Wisconsin used auto loan rates currently average 6.675% APR.

As of Jul 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Elderon, Wisconsin auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Elderon, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Elderon, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WI.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Elderon, Wisconsin

How does my credit score affect my car loan rate in Wisconsin?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Elderon, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Elderon, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Elderon, Wisconsin?

Based on our current data, some of the lowest auto loan rates available in Elderon, Wisconsin include:
  • Arcadia Credit Union: 3.44% (Auto Loan)
  • Simplicity Credit Union: 3.99% (Auto Loan)
  • Teachers Credit Union: 3.99% (New Cars (2026 - 2024) Loan)
  • Middletown Area Schools Credit Union: 4.00% (New Vehicle Loan)
  • Carpenters Federal Credit Union: 4.04% (2022 - 2026 New & Used Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Elderon, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 7, 2026