Auto Loan Rates in East Troy, Wisconsin (WI) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in East Troy, Wisconsin. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in East Troy, Wisconsin include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, First Community Credit Union of Beloit Credit UnionFirst Community Credit Union of Beloit Credit UnionA+5.0 ★Texas Ratio: 4.54% offering Automobiles and Touring Bikes at 3.59%, Plymouth County Teachers Federal Credit UnionPlymouth County Teachers Federal Credit UnionA5.0 ★Texas Ratio: 10.45% offering Auto Loan at 3.99%, Simplicity Credit UnionSimplicity Credit UnionA5.0 ★Texas Ratio: 10.89% offering 4-6 Years New & Used Auto Loan Special* at 3.99%, Unison Credit UnionUnison Credit UnionA+5.0 ★Texas Ratio: 2.00% offering 72 Month Auto Loan at 3.99%. Auto loan rates as of April 13, 2026 according to verified data from MonitorBankRates.
East Troy borrowers have access to 37 lenders serving the Wisconsin area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in East Troy, Wisconsin. Auto Loan Rates Last Updated and Verified: April 13, 2026
Compare Auto Loan Rates Today in East Troy, Wisconsin & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union of Beloit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Automobiles and Touring Bikes
3.59%
36 Months
▼
APR3.59%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023 - 2026
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
3.99%
65 Months
▼
APR3.99%
Term65 Months
Last UpdatedApr 5, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
APR3.99%
Term6 Years
Last UpdatedApr 8, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Auto Loan
3.99%
1-3 Years
▼
APR3.99%
Term1-3 Years
Last UpdatedApr 8, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
72 Month Auto Loan
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New Cars (2026 - 2024)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Auto Loan
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedApr 8, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 6, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loan
4.04%
24 Months
▼
APR4.04%
Term24 Months
Last UpdatedApr 8, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loans
4.04%
24 Months
▼
APR4.04%
Term24 Months
Last UpdatedApr 8, 2026
Details
APR4.09%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.25%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.36%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loan
4.42%
36 Months
▼
APR4.42%
Term36 Months
Last UpdatedApr 8, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loans
4.42%
36 Months
▼
APR4.42%
Term36 Months
Last UpdatedApr 8, 2026
Details
APR4.49%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
4.49%
12 Months
▼
APR4.49%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Cars (2023 & older)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
▼
APR4.50%
Term1-36
Last UpdatedApr 8, 2026
Details
As Low As
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loan
4.52%
48 Months
▼
APR4.52%
Term48 Months
Last UpdatedApr 8, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loans
4.52%
48 Months
▼
APR4.52%
Term48 Months
Last UpdatedApr 8, 2026
Details
APR4.64%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2020-2025 Used Auto Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 28, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 28, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loan
4.72%
60 Months
▼
APR4.72%
Term60 Months
Last UpdatedApr 8, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loans
4.72%
60 Months
▼
APR4.72%
Term60 Months
Last UpdatedApr 8, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
48-Month New Vehicle Loan
4.72%
48 Months
▼
APR4.72%
Term48 Months
Last UpdatedApr 8, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Auto Loan
4.74%
4-5 Years
▼
APR4.74%
Term4-5 Years
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Autos
4.74%
2 Years or Less
▼
APR4.74%
Term2 Years or Less
Last UpdatedApr 8, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
New Vehicle
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
Used Vehicle
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.75%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.76%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
APR4.81%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
4.85%
24 Months
▼
APR4.85%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
4.86%
24 Months
▼
APR4.86%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
4.91%
24 Months
▼
APR4.91%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
4.92%
48 Months
▼
APR4.92%
Term48 Months
Last UpdatedMar 28, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loan
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedApr 8, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loans
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedApr 8, 2026
Details
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 mo.
▼
APR4.95%
Term72 mo.
Last UpdatedApr 8, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
over $25,000; As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Vehicle Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tomah Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
Auto Loan
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Auto Loan
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Autos
4.99%
3 Years or 36 Mo
▼
APR4.99%
Term3 Years or 36 Mo
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedApr 8, 2026
Details
As Low As
APR5.02%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
APR5.04%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 6, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 6, 2026
Details
APR5.05%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
APR5.08%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.08%
37 - 48
▼
APR5.08%
Term37 - 48
Last UpdatedApr 8, 2026
Details
As Low As
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.09%
24 Months
▼
APR5.09%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
5.09%
36 Months
▼
APR5.09%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.13%
37 - 48
▼
APR5.13%
Term37 - 48
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2020-2025 Used Auto Loan
5.17%
48 Months
▼
APR5.17%
Term48 Months
Last UpdatedMar 28, 2026
Details
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.18%
37 - 48
▼
APR5.18%
Term37 - 48
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.24%
12 Months
▼
APR5.24%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 8, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Autos
5.24%
6 Years or 72 Mo
▼
APR5.24%
Term6 Years or 72 Mo
Last UpdatedApr 8, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
▼
APR5.25%
Term61-75
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
▼
APR5.25%
Term37-60
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedApr 13, 2026
Details
As Low As
APR5.32%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.34%
60 Months
▼
APR5.34%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023-26 Model Year
First Community Credit Union of Beloit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Automobiles and Touring Bikes
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023 - 2026
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.35%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
5.41%
60 Months
▼
APR5.41%
Term60 Months
Last UpdatedMar 28, 2026
Details
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.42%
49 - 60
▼
APR5.42%
Term49 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023-26 Model Year
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.44%
49 - 60
▼
APR5.44%
Term49 - 60
Last UpdatedApr 8, 2026
Details
As Low As
APR5.45%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.45%
37 - 48
▼
APR5.45%
Term37 - 48
Last UpdatedApr 8, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Auto Loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.49%
Term78 Mo
Last UpdatedApr 8, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
2026 - 2024 Vehicle Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 12, 2026
Details
60 to 72 month terms
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2020-2025 Used Auto Loan
5.53%
60 Months
▼
APR5.53%
Term60 Months
Last UpdatedMar 28, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.54%
84 Months
▼
APR5.54%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023-26 Model Year
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loan
5.57%
84 Months
▼
APR5.57%
Term84 Months
Last UpdatedApr 8, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Auto Loans
5.57%
84 Months
▼
APR5.57%
Term84 Months
Last UpdatedApr 8, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2021-22 Model Year
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedApr 8, 2026
Details
As Low As
APR5.60%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
APR5.64%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
APR5.67%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
2020-2027 Vehicle Loans
5.74%
24-48 Months
▼
APR5.74%
Term24-48 Months
Last UpdatedApr 5, 2026
Details
As Low As
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Vehicle Loan
5.74%
48-month
▼
APR5.74%
Term48-month
Last UpdatedApr 5, 2026
Details
For example, a 48-month term on a new vehicle loan for $20,000 at 5.74% APR, the monthly payment will be approximately $467.32.
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 8, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2021-22 Model Year
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Auto Loan
5.74%
7 Years
▼
APR5.74%
Term7 Years
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2022 & Older Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.85%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
APR5.87%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
5.89%
61 - 75
▼
APR5.89%
Term61 - 75
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMar 28, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedApr 8, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2022-2019
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2021-22 Model Year
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Auto/Rec Loans 2019
5.99%
12 Months
▼
APR5.99%
Term12 Months
Last UpdatedApr 8, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 6, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 6, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2019-2014
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedApr 8, 2026
Details
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
6.10%
61 - 75
▼
APR6.10%
Term61 - 75
Last UpdatedApr 8, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - 6 years old or older 48 Months or less
6.12%
48 Months
▼
APR6.12%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; Used vehicle 6 years or older. Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46.
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* B
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Credit Score 699-660
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
Over $20,000 Financed.
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Auto/Rec Loans 2019
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Oshkosh Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
USED VEHICLES: 2012 - 2017 Credit Rating A
6.25%
24 Month
▼
APR6.25%
Term24 Month
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
▼
APR6.25%
Term76-84
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
▼
APR6.25%
Term61-75
Last UpdatedApr 8, 2026
Details
As Low As
Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Auto Loan
6.28%
24 Months
▼
APR6.28%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
6.29%
60 Months
▼
APR6.29%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2017-20 Model Year
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union of Beloit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Automobiles and Touring Bikes
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023 - 2026
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
New Autos (2024 & 2025)
6.44%
72 Months
▼
APR6.44%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
6.44%
72 Months
▼
APR6.44%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2017-20 Model Year
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
6.44%
84 Months
▼
APR6.44%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
APR3.99%
Term6 Years
Last UpdatedApr 8, 2026
Details
As Low As
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New Cars (2026 - 2024)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 6, 2026
Details
APR4.09%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.36%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
4.49%
12 Months
▼
APR4.49%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
▼
APR4.50%
Term1-36
Last UpdatedApr 8, 2026
Details
As Low As
APR4.64%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 28, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
48-Month New Vehicle Loan
4.72%
48 Months
▼
APR4.72%
Term48 Months
Last UpdatedApr 8, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
New Vehicle
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
4.92%
48 Months
▼
APR4.92%
Term48 Months
Last UpdatedMar 28, 2026
Details
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.95%
72 mo.
▼
APR4.95%
Term72 mo.
Last UpdatedApr 8, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
over $25,000; As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
▼
APR5.00%
Term37-60
Last UpdatedApr 8, 2026
Details
As Low As
APR5.02%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 6, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 6, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
2023 & newer Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
▼
APR5.25%
Term61-75
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Autos
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
5.41%
60 Months
▼
APR5.41%
Term60 Months
Last UpdatedMar 28, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Auto Loans - New vehicles only
5.59%
60 months or less
▼
APR5.59%
Term60 months or less
Last UpdatedApr 8, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 8, 2026
Details
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2025-2026 New Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMar 28, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Auto/Rec Loans 2019
5.99%
12 Months
▼
APR5.99%
Term12 Months
Last UpdatedApr 8, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 6, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 6, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Auto
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Auto/Rec Loans 2019
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
▼
APR6.25%
Term76-84
Last UpdatedApr 8, 2026
Details
As Low As
Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
New Autos (2024 & 2025)
6.44%
72 Months
▼
APR6.44%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
▼
APR3.99%
Term6 Years
Last UpdatedApr 8, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 6, 2026
Details
APR4.49%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Cars (2023 & older)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2020-2025 Used Auto Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 28, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
Used Vehicle
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.76%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
APR4.81%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
over $25,000; As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
▼
APR5.00%
Term1-36
Last UpdatedApr 8, 2026
Details
As Low As
APR5.04%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 6, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 6, 2026
Details
APR5.05%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
APR5.08%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2020-2025 Used Auto Loan
5.17%
48 Months
▼
APR5.17%
Term48 Months
Last UpdatedMar 28, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.20%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.24%
12 Months
▼
APR5.24%
Term12 Months
Last UpdatedApr 11, 2026
Details
As Low As
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
5.24%
24 Months
▼
APR5.24%
Term24 Months
Last UpdatedApr 8, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
▼
APR5.25%
Term37-60
Last UpdatedApr 8, 2026
Details
As Low As
APR5.32%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $35,000 loan amount
APR5.35%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
APR5.45%
Term36 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used 2024 to 2018 Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2020-2025 Used Auto Loan
5.53%
60 Months
▼
APR5.53%
Term60 Months
Last UpdatedMar 28, 2026
Details
APR5.60%
Term48 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
APR5.64%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $30,000 loan amount
APR5.67%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
APR5.85%
Term72 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
APR5.87%
Term60 Months
Last UpdatedApr 3, 2026
Details
Based on $25,000 loan amount
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedApr 8, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
5.99%
24 Months
▼
APR5.99%
Term24 Months
Last UpdatedApr 11, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2022-2019
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Auto/Rec Loans 2019
5.99%
12 Months
▼
APR5.99%
Term12 Months
Last UpdatedApr 8, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 6, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 6, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2019-2014
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedApr 8, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (5 years & newer)
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
Used Auto (6-10 years old)
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Credit Score 749-700
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* A+
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
Credit Score 750+
Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Used Vehicles: 2019-2023* B
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Credit Score 699-660
Iron County Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Auto 2026-2020
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
Over $20,000 Financed.
ME Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Auto/Rec Loans 2019
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 8, 2026
Details
Oshkosh Postal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
USED VEHICLES: 2012 - 2017 Credit Rating A
6.25%
24 Month
▼
APR6.25%
Term24 Month
Last UpdatedApr 8, 2026
Details
As Low As
Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
▼
APR6.25%
Term61-75
Last UpdatedApr 8, 2026
Details
As Low As
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MonitorBankRates
East Troy, WI Auto Loan Rate Trends
Compare local East Troy, WI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WI Avg
5.318%
Unchanged vs 7 days ago
Wisconsin new auto loan rates currently average 5.318% APR.
Used Auto Loan — WI Avg
6.086%
Unchanged vs 7 days ago
Wisconsin used auto loan rates currently average 6.086% APR.
As of Apr 17, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in East Troy, Wisconsin
How does my credit score affect my car loan rate in Wisconsin?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in East Troy, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in East Troy, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in East Troy, Wisconsin?
Based on our current data, some of the lowest auto loan rates available in East Troy, Wisconsin include:
- Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
- First Community Credit Union of Beloit Credit Union: 3.59% (Automobiles and Touring Bikes)
- Plymouth County Teachers Federal Credit Union: 3.99% (Auto Loan)
- Simplicity Credit Union: 3.99% (4-6 Years New & Used Auto Loan Special*)
- Unison Credit Union: 3.99% (72 Month Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in East Troy, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 13, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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