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Wisconsin Latvian Credit Union

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Wisconsin Latvian Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wisconsin Latvian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 10, 2026

Wisconsin Latvian Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Wisconsin Latvian Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/10/2026.

Wisconsin Latvian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wisconsin Latvian Credit Union? Share your experience about Wisconsin Latvian Credit Union by leaving a review below, or read customer reviews before you decide to use Wisconsin Latvian Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Wisconsin Latvian Credit Union
main office

1853 N 75th St
Milwaukee, WI 53213

https://www.wislat.com

Wisconsin Latvian Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Late Model (1-3 yr) Auto	-	-	4.95%	72 month
No additional details. Last Updated 09/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
New Auto	-	-	4.95%	72 month
No additional details. Last Updated 09/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Other Auto	-	-	6.25%	48 month
No additional details. Last Updated 09/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Wisconsin Latvian Credit Union Personal Loan Rates

Product	APR	Term
Signature Loans	8.50%	36 month
No additional details. Last Updated 09/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Signature Loans	9.50%	48 month
No additional details. Last Updated 09/09/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Wisconsin Latvian Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$3M	0.00%	5.0	A+
December 31, 2025	$3M	0.00%	5.0	A+
September 30, 2025	$3M	0.00%	5.0	A+
June 30, 2025	$3M	0.00%	5.0	A+
March 31, 2025	$3M	0.00%	5.0	A+
December 31, 2024	$3M	0.00%	5.0	A+
September 30, 2024	$3M	0.00%	5.0	A+
June 30, 2024	$3M	0.00%	5.0	A+
March 31, 2024	$3M	0.00%	5.0	A+
December 31, 2023	$3M	0.00%	5.0	A+
September 30, 2023	$3M	0.00%	5.0	A+
June 30, 2023	$3M	0.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wisconsin Latvian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wisconsin Latvian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wisconsin Latvian Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wisconsin Latvian Credit Union

Website https://www.wislat.com

Address 1853 N 75th St, Milwaukee, WI 53213

Phone 414-332-1744

Fax

President Eduards Petrovskis

CEO Sandra Mednis

Full-Time Employees 0

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.00%

Return on Assets (ROA)

0.0156%

Return on Equity (ROE)

0.1547%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

3,054,011

Total Amount of Shares and Deposits

2,742,513

Total Shares and Deposits < 1 Year

2,435,218

Total Shares and Deposits 1 3 Years

307,295

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,742,513

Total Interest Expense (Sum of items 6 8)

15,344

Share Certificates

Number of Accounts for Regular Shares

370

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

477

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

322,415

Total Liabilities

2,745,650

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Wisconsin Latvian Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Wisconsin Latvian Credit Union

How many branches does Wisconsin Latvian Credit Union operate?

Wisconsin Latvian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wisconsin Latvian Credit Union?

Yes, to access services at Wisconsin Latvian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wisconsin Latvian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wisconsin Latvian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wisconsin Latvian Credit Union offer online and mobile banking?

Most modern institutions like Wisconsin Latvian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wislat.com.