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School Employees Credit Union Rates & Review April 2026

School Employees Credit Union's Personal Loan Rates are at 9.94%. MonitorBankRates evaluates the financial stability of School Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.48%. Rates were last updated on 04/18/2026.

School Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at School Employees Credit Union? Share your experience about School Employees Credit Union by leaving a review below, or read customer reviews before you decide to use School Employees Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.48%
Excellent Higher than avg
School Employees Credit Union
School Employees Credit Union
3025 Tower Ave
Superior, WI 54880 5369
https://secusuperior.com
Member NCUA

School Employees Credit Union Student Loan Rates

Product Rate Points APR Term View More
Home improvement and education loans - - 9.94%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.48%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for School Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather School Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with School Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name School Employees Credit Union
Address 3025 Tower Ave, Superior, WI 54880 5369
Phone 715-392-5650
Fax 715-392-7194
President Jodie Wright
CEO Mike Matejka
Full-Time Employees 0
Part-Time Employees 4
Branch Locations 0
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.48%
Return on Assets (ROA)
0.7209%
Return on Equity (ROE)
4.4605%
Non-Performing Loans Ratio (NPL)
2.03%
Total Assets
2,363,438
Total Amount of Shares and Deposits
1,971,997
Total Shares and Deposits < 1 Year
1,646,063
Total Shares and Deposits 1 3 Years
325,934
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,971,997
Total Interest Expense (Sum of items 6 8)
28,087
Share Certificates
34
Number of Accounts for Regular Shares
550
Net Income (unless the amount is already included in Undivided Earnings)
17,037
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
483,233
Total Liabilities
1,981,462
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About School Employees Credit Union

Is School Employees Credit Union a safe place to deposit money?

Yes, School Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 9.4760607941689%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does School Employees Credit Union operate?

School Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join School Employees Credit Union?

Yes, to access services at School Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, School Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, School Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does School Employees Credit Union offer online and mobile banking?

Most modern institutions like School Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://secusuperior.com.