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iAdvertiser Disclosure
Advertiser Disclosure
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 Simplicity Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Simplicity Credit Union's 13 Month Special* CDs rates are at 4.00%, Business CDs 13 Month Special* rates are at 4.00%, 12-Month HSA CD rates are at 3.75%, 7 Month Special* CDs rates are at 3.75%, Business CDs 7 Month Special* rates are at 3.75%. Simplicity Credit Union's savings rates are at 0.10%. Simplicity Credit Union's money market rates are at 0.55%. Simplicity Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Simplicity Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.89%. Rates were last updated on 03/28/2026. Simplicity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Simplicity Credit Union? Share your experience about Simplicity Credit Union by leaving a review below, or read customer reviews before you decide to use Simplicity Credit Union. Simplicity Credit Union
Marshfield 222 E Upham St
https://www.simplicity.coop/ Marshfield, WI 54449 1543 
Simplicity Credit Union CD Rates
Simplicity Credit Union Savings Rates
Simplicity Credit Union Money Market Rates
Simplicity Credit Union Checking Rates
Simplicity Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Simplicity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Simplicity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Simplicity Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Simplicity Credit Union
Website
https://www.simplicity.coop/
Address
222 E Upham St,
Marshfield, WI 54449 1543
Phone
715-387-3702
Fax
715-387-3746
President
Mark Page
CEO
Nicholas Faber
Full-Time Employees
114
Part-Time Employees
8
Branch Locations
8
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.89%
Return on Assets (ROA)
0.7144%
Return on Equity (ROE)
7.3549%
Non-Performing Loans Ratio (NPL)
1.28%
Total Assets
522,043,740
Total Amount of Shares and Deposits
450,627,080
Total Shares and Deposits < 1 Year
434,830,174
Total Shares and Deposits 1 3 Years
14,346,054
Total Shares and Deposits > 3 Years
1,450,852
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,758,979
Total Uninsured Shares and Deposits > $250K (F+J)
18,758,979
Total Insured Shares and Deposits > $250K (item 17 less item K)
431,868,101
Total Interest Expense (Sum of items 6 8)
7,694,982
Share Certificates
3,895
Number of Accounts for Share Drafts
20,269
IRA KEOGH Accounts
1,520
Number of Accounts for Regular Shares
35,810
All other shares
1,024
Money Market Shares
1,385
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,849,273
Total Liabilities
471,608,504
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Simplicity Credit UnionIs Simplicity Credit Union a safe place to deposit money?Yes, Simplicity Credit Union is considered a safe financial institution. With a Texas Ratio of 10.889580561172%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Simplicity Credit Union operate?Simplicity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Simplicity Credit Union?Yes, to access services at Simplicity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Simplicity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Simplicity Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Simplicity Credit Union offer online and mobile banking?Most modern institutions like Simplicity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.simplicity.coop/. Current Simplicity Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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