Auto Loan Rates in Granite Falls, Washington (WA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Granite Falls, Washington. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Granite Falls, Washington include LONGSHOREMENS LOCAL 4LONGSHOREMENS LOCAL 4A+5.0 ★Texas Ratio: 1.72% offering New vehicle at 1.99%, Waterfront Federal Credit UnionWaterfront Federal Credit UnionA+5.0 ★Texas Ratio: 5.80% offering New & Used Autos (2021 & Newer) at 3.64%, IBEW 76 Federal Credit UnionIBEW 76 Federal Credit UnionA+5.0 ★Texas Ratio: 3.66% offering New Auto at 4.00%, Ironworkers USA Federal Credit UnionIronworkers USA Federal Credit UnionC+4.2 ★Texas Ratio: 24.46% offering New Vehicles at 4.24%, EvergreenDIRECT Credit UnionEvergreenDIRECT Credit UnionA+5.0 ★Texas Ratio: 3.36% offering New/Used Auto at 4.24%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Granite Falls borrowers have access to 41 lenders serving the Washington area, with auto loan rates as low as 1.99% APR from LONGSHOREMENS LOCAL 4. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Granite Falls, Washington. Auto Loan Rates Last Updated and Verified: April 5, 2026
Compare Auto Loan Rates Today in Granite Falls, Washington & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New vehicle
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedMar 24, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New & Used Autos (2021 & Newer)
3.64%
84 Months
▼
APR3.64%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New Auto
4.00%
24 to 84 months
▼
APR4.00%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
New Vehicles
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedApr 5, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 29, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
4.25%
0 - 36
▼
APR4.25%
Term0 - 36
Last UpdatedApr 5, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedMar 27, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loans 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
up to 10 years old; 0% down OAC
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Purchase New Auto or Refinance
4.49%
2025 and Newer
▼
APR4.49%
Term2025 and Newer
Last UpdatedMar 28, 2026
Details
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Automobiles
4.49%
36-96
▼
APR4.49%
Term36-96
Last UpdatedMar 28, 2026
Details
As Low As; New @ 36-96 months; Used @ 36-84 months; (To be classified as "NEW", the vehicle must be 2026 or 2025) Some Promotional Rates May Require Payroll Direct Deposit and Automatic Transfer from RESCU Checking Account
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 4, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Autos (2020 & Older)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
4.74%
2015 - 2024
▼
APR4.74%
Term2015 - 2024
Last UpdatedMar 28, 2026
Details
Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Auto loans1
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 28, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; 60 months or less
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
4.85%
0 - 36
▼
APR4.85%
Term0 - 36
Last UpdatedApr 5, 2026
Details
APR Range: 17.35%; Up to 100% LTV/Mileage maximum: 150,000
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Auto/Truck Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Fixed rate, terms up to 72 months with no more than 12,000 miles.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedApr 4, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; 60 months or less
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Used Auto
5.00%
24 to 84 months
▼
APR5.00%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
5.00%
37 - 48
▼
APR5.00%
Term37 - 48
Last UpdatedApr 5, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Auto
5.00%
84-month
▼
APR5.00%
Term84-month
Last UpdatedMar 28, 2026
Details
2024 and newer. Up to 84-month term available. Loan to value based on MSRP or NADA retail.
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Used Auto
5.00%
72-month
▼
APR5.00%
Term72-month
Last UpdatedMar 28, 2026
Details
2023 and older. Up to 72-month term available. Loan to value based on NADA retail.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto Purchase or Refinance
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; 61 - 72 months
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
5.04%
36 Months
▼
APR5.04%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.04%
Up to 36
▼
APR5.04%
TermUp to 36
Last UpdatedMar 29, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Cars
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 28, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedApr 4, 2026
Details
As Low As
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
Used Vehicles
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedApr 5, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.24%
37-60
▼
APR5.24%
Term37-60
Last UpdatedMar 29, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Vehicles: Model Year 2025 or newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
New Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 2, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 28, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto Purchase or Refinance
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; 61 - 72 months
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto - 2020 and newer
5.25%
60 - 84 Months
▼
APR5.25%
Term60 - 84 Months
Last UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto Purchase or Refinance
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; 73 - 84 months
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
5.30%
48 Months
▼
APR5.30%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
NEW AUTO - Max
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.34%
61-66
▼
APR5.34%
Term61-66
Last UpdatedMar 29, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
USED AUTO - Max
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
NEW AUTO
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Auto Loan
5.44%
48 Months
▼
APR5.44%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.44%
67-75
▼
APR5.44%
Term67-75
Last UpdatedMar 29, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedApr 4, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedApr 4, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
up to 10 years old; 0% down OAC
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Vehicles: Model Year 2025 or newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Used Vehicles: Model Year 2024 or older
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto Purchase or Refinance
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; 73 - 84 months
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedApr 5, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
NEW AUTO
5.53%
84 Months
▼
APR5.53%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.54%
Up to 60 months
▼
APR5.54%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
USED AUTO
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
5.60%
37 - 48
▼
APR5.60%
Term37 - 48
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
5.62%
60 Months
▼
APR5.62%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.64%
61 - 72 months
▼
APR5.64%
Term61 - 72 months
Last UpdatedApr 4, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
USED AUTO
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.69%
Up to 60 months
▼
APR5.69%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 26, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Auto Loan
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Auto/Truck Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedApr 4, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
5.74%
37 to 48
▼
APR5.74%
Term37 to 48
Last UpdatedApr 4, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Used Vehicles: Model Year 2024 or older
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 28, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
New Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 28, 2026
Details
starting at
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 2, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loans 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.84%
73 - 84 months
▼
APR5.84%
Term73 - 84 months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loans 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Standard APR
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 4, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Fixed rate, terms up to 84 months with no more than 12,000 miles.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
84 months available under certain conditions.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedApr 4, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
5.99%
49 to 60
▼
APR5.99%
Term49 to 60
Last UpdatedApr 4, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
5.99%
37 to 48
▼
APR5.99%
Term37 to 48
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loans 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto - 2019 and older
5.99%
36 - 84 Months
▼
APR5.99%
Term36 - 84 Months
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 28, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Used vehicles that have been titled or licensed and are 2 years old and older.
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Used Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
6.00%
61 - 72
▼
APR6.00%
Term61 - 72
Last UpdatedApr 5, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 28, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
6.10%
49 - 60
▼
APR6.10%
Term49 - 60
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.12%
60 Months
▼
APR6.12%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.12%
60 Months
▼
APR6.12%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto (2016-2022)
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 28, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.18%
84 Months
▼
APR6.18%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Standard APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedApr 4, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
6.24%
61 to 72
▼
APR6.24%
Term61 to 72
Last UpdatedApr 4, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
6.24%
49 to 60
▼
APR6.24%
Term49 to 60
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
6.24%
2014 and Older
▼
APR6.24%
Term2014 and Older
Last UpdatedMar 28, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Used Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 26, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Auto Loans
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedApr 4, 2026
Details
As Low As; Model years 2016 - 2026
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 2, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Used Auto
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedApr 2, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto (2016-2022)
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Standard APR
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedApr 4, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
6.49%
61 to 72
▼
APR6.49%
Term61 to 72
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Vehicles: Model Year 2025 or newer
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Auto Loans
6.50%
37 to 48 months
▼
APR6.50%
Term37 to 48 months
Last UpdatedApr 4, 2026
Details
As Low As; Model years 2016 - 2026
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedApr 5, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Auto Loans
6.55%
49 to 60 months
▼
APR6.55%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details
As Low As; Model years 2016 - 2026
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
6.60%
61 - 72
▼
APR6.60%
Term61 - 72
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.68%
84 Months
▼
APR6.68%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.68%
84 Months
▼
APR6.68%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Auto Loans
6.70%
61 to 72 months
▼
APR6.70%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details
As Low As; Model years 2016 - 2026
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto (2020-2022)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 28, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Auto Loans
6.95%
73 to 84 months
▼
APR6.95%
Term73 to 84 months
Last UpdatedApr 4, 2026
Details
As Low As; Model years 2016 - 2026, minimum loan amount $15,000
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Older Used Cars
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
11-18 years old; requires 10% down
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 28, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 28, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Used Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 26, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loan
7.30%
84 Months
▼
APR7.30%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 Months
▼
APR7.30%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
7.35%
73 - 84
▼
APR7.35%
Term73 - 84
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
OLDER USED AUTO (2015 or older) - Max
7.40%
60 Months
▼
APR7.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$25,000; As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
7.50%
96 Months
▼
APR7.50%
Term96 Months
Last UpdatedMar 28, 2026
Details
starting at
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New, Used or Classic Vehicle Loan
7.54%
Choose your term to suit your monthly budget
▼
APR7.54%
TermChoose your term to suit your monthly budget
Last UpdatedApr 3, 2026
Details
Your individual financing and the interest rate to which you qualify will be determined by vehicle age and individual credit history
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
OLDER USED AUTO
7.54%
72 Months
▼
APR7.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
OLDER USED AUTO
7.65%
84 Months
▼
APR7.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Progressions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Classic Autos
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
Available up to 72 months OAC
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
8.25%
108 Months
▼
APR8.25%
Term108 Months
Last UpdatedMar 28, 2026
Details
starting at
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Classic Car
8.99%
0 - 60
▼
APR8.99%
Term0 - 60
Last UpdatedApr 5, 2026
Details
Progressions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
AUTOS & TRUCKS
8.99%
48 Months
▼
APR8.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Available up to 48 months OAC
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
Dirtbikes, ATVs & Classic Cars
9.99%
up to 48 months
▼
APR9.99%
Termup to 48 months
Last UpdatedMar 29, 2026
Details
Classic cars 20-year and older models. Up to 80% of Book Value, depending on credit quality. Dirtbikes and ATVs Up to 90% of purchase price, depending on credit quality.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Cars
10.14%
84 Months
▼
APR10.14%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Cars
10.34%
84 Months
▼
APR10.34%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Classic Car
13.99%
0 - 60
▼
APR13.99%
Term0 - 60
Last UpdatedApr 5, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New vehicle
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedMar 24, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New & Used Autos (2021 & Newer)
3.64%
84 Months
▼
APR3.64%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
New Auto
4.00%
24 to 84 months
▼
APR4.00%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
New Vehicles
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedApr 5, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 29, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
4.25%
0 - 36
▼
APR4.25%
Term0 - 36
Last UpdatedApr 5, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loans 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
0% down OAC
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Purchase New Auto or Refinance
4.49%
2025 and Newer
▼
APR4.49%
Term2025 and Newer
Last UpdatedMar 28, 2026
Details
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Automobiles
4.49%
36-96
▼
APR4.49%
Term36-96
Last UpdatedMar 28, 2026
Details
As Low As; New @ 36-96 months; Used @ 36-84 months; (To be classified as "NEW", the vehicle must be 2026 or 2025) Some Promotional Rates May Require Payroll Direct Deposit and Automatic Transfer from RESCU Checking Account
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 4, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 28, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; 60 months or less
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Auto/Truck Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Fixed rate, terms up to 72 months with no more than 12,000 miles.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedApr 4, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
5.00%
37 - 48
▼
APR5.00%
Term37 - 48
Last UpdatedApr 5, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Auto
5.00%
84-month
▼
APR5.00%
Term84-month
Last UpdatedMar 28, 2026
Details
2024 and newer. Up to 84-month term available. Loan to value based on MSRP or NADA retail.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto Purchase or Refinance
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; 61 - 72 months
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.04%
Up to 36
▼
APR5.04%
TermUp to 36
Last UpdatedMar 29, 2026
Details
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 28, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedApr 4, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.24%
37-60
▼
APR5.24%
Term37-60
Last UpdatedMar 29, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Vehicles: Model Year 2025 or newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
New Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 2, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 28, 2026
Details
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto - 2020 and newer
5.25%
60 - 84 Months
▼
APR5.25%
Term60 - 84 Months
Last UpdatedApr 4, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
New Auto Purchase or Refinance
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
NEW AUTO - Max
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.34%
61-66
▼
APR5.34%
Term61-66
Last UpdatedMar 29, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
NEW AUTO
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
New Autos (2025 or Newer)
5.44%
67-75
▼
APR5.44%
Term67-75
Last UpdatedMar 29, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedApr 4, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
0% down OAC
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Vehicles: Model Year 2025 or newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedApr 5, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
NEW AUTO
5.53%
84 Months
▼
APR5.53%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.54%
Up to 60 months
▼
APR5.54%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.64%
61 - 72 months
▼
APR5.64%
Term61 - 72 months
Last UpdatedApr 4, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 26, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
5.74%
37 to 48
▼
APR5.74%
Term37 to 48
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
New Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 28, 2026
Details
starting at
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 2, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
New Auto
5.84%
73 - 84 months
▼
APR5.84%
Term73 - 84 months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loans 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Standard APR
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Fixed rate, terms up to 84 months with no more than 12,000 miles.
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
5.99%
49 to 60
▼
APR5.99%
Term49 to 60
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 28, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
6.00%
61 - 72
▼
APR6.00%
Term61 - 72
Last UpdatedApr 5, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 28, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.12%
60 Months
▼
APR6.12%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
6.24%
61 to 72
▼
APR6.24%
Term61 to 72
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 2, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Standard APR
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
New Auto
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
New Vehicles: Model Year 2025 or newer
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026)
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedApr 5, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.68%
84 Months
▼
APR6.68%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Standard APR
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 28, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
New auto (2023 and newer)
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 28, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 Months
▼
APR7.30%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
7.50%
96 Months
▼
APR7.50%
Term96 Months
Last UpdatedMar 28, 2026
Details
starting at
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New, Used or Classic Vehicle Loan
7.54%
Choose your term to suit your monthly budget
▼
APR7.54%
TermChoose your term to suit your monthly budget
Last UpdatedApr 3, 2026
Details
Your individual financing and the interest rate to which you qualify will be determined by vehicle age and individual credit history
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
8.25%
108 Months
▼
APR8.25%
Term108 Months
Last UpdatedMar 28, 2026
Details
starting at
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Cars
10.14%
84 Months
▼
APR10.14%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New & Used Autos (2021 & Newer)
3.64%
84 Months
▼
APR3.64%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 29, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedApr 4, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
up to 10 years old; 0% down OAC
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Automobiles
4.49%
36-96
▼
APR4.49%
Term36-96
Last UpdatedMar 28, 2026
Details
As Low As; New @ 36-96 months; Used @ 36-84 months; (To be classified as "NEW", the vehicle must be 2026 or 2025) Some Promotional Rates May Require Payroll Direct Deposit and Automatic Transfer from RESCU Checking Account
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Autos (2020 & Older)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
4.74%
2015 - 2024
▼
APR4.74%
Term2015 - 2024
Last UpdatedMar 28, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 28, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
4.85%
0 - 36
▼
APR4.85%
Term0 - 36
Last UpdatedApr 5, 2026
Details
APR Range: 17.35%; Up to 100% LTV/Mileage maximum: 150,000
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As; 60 months or less
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Used Auto
5.00%
24 to 84 months
▼
APR5.00%
Term24 to 84 months
Last UpdatedApr 4, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Used Auto
5.00%
72-month
▼
APR5.00%
Term72-month
Last UpdatedMar 28, 2026
Details
2023 and older. Up to 72-month term available. Loan to value based on NADA retail.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Cars
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 28, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
Used Vehicles
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedApr 5, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 28, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto Purchase or Refinance
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As; 61 - 72 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
USED AUTO - Max
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedApr 4, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
up to 10 years old; 0% down OAC
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Used Vehicles: Model Year 2024 or older
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Used Auto Purchase or Refinance
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
USED AUTO
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
5.60%
37 - 48
▼
APR5.60%
Term37 - 48
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
USED AUTO
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.69%
Up to 60 months
▼
APR5.69%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 26, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Auto/Truck Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedApr 4, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Used Vehicles: Model Year 2024 or older
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 28, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
New/Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 28, 2026
Details
starting at
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loans 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedApr 4, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Standard APR
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Used Auto
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedApr 4, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
84 months available under certain conditions.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedApr 4, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
5.99%
37 to 48
▼
APR5.99%
Term37 to 48
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loans 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto - 2019 and older
5.99%
36 - 84 Months
▼
APR5.99%
Term36 - 84 Months
Last UpdatedApr 4, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
Used vehicles that have been titled or licensed and are 2 years old and older.
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Used Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 28, 2026
Details
starting at
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
6.10%
49 - 60
▼
APR6.10%
Term49 - 60
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto (2016-2022)
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 28, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Standard APR
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedApr 4, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
6.24%
49 to 60
▼
APR6.24%
Term49 to 60
Last UpdatedApr 4, 2026
Details
NW Priority Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Used Auto
6.24%
2014 and Older
▼
APR6.24%
Term2014 and Older
Last UpdatedMar 28, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Used Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 26, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
Used Auto
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedApr 2, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto (2016-2022)
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 28, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Standard APR
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
6.49%
61 to 72
▼
APR6.49%
Term61 to 72
Last UpdatedApr 4, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
6.60%
61 - 72
▼
APR6.60%
Term61 - 72
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedApr 4, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedApr 2, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
Used Auto
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedApr 4, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 28, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Used auto (2020-2022)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 28, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Older Used Cars
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
11-18 years old; requires 10% down
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 28, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Used Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 26, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 Months
▼
APR7.30%
Term84 Months
Last UpdatedApr 2, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022)
7.35%
73 - 84
▼
APR7.35%
Term73 - 84
Last UpdatedApr 5, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
OLDER USED AUTO (2015 or older) - Max
7.40%
60 Months
▼
APR7.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$25,000; As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
7.50%
96 Months
▼
APR7.50%
Term96 Months
Last UpdatedMar 28, 2026
Details
starting at
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New, Used or Classic Vehicle Loan
7.54%
Choose your term to suit your monthly budget
▼
APR7.54%
TermChoose your term to suit your monthly budget
Last UpdatedApr 3, 2026
Details
Your individual financing and the interest rate to which you qualify will be determined by vehicle age and individual credit history
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
OLDER USED AUTO
7.54%
72 Months
▼
APR7.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
OLDER USED AUTO
7.65%
84 Months
▼
APR7.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
New & Used Auto Loans
8.25%
108 Months
▼
APR8.25%
Term108 Months
Last UpdatedMar 28, 2026
Details
starting at
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Cars
10.34%
84 Months
▼
APR10.34%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
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MonitorBankRates
Granite Falls, WA Auto Loan Rate Trends
Compare local Granite Falls, WA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WA Avg
6.104%
▲ 0.089 vs 7 days ago
Washington new auto rates rose 0.089 points over the past 7 days to 6.104% APR.
Used Auto Loan — WA Avg
6.687%
▲ 0.083 vs 7 days ago
Washington used auto rates rose 0.083 points over the past 7 days to 6.687% APR.
As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Granite Falls, Washington
How does my credit score affect my car loan rate in Washington?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Granite Falls, Washington with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Washington *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Granite Falls, Washington typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Granite Falls, Washington?
Based on our current data, some of the lowest auto loan rates available in Granite Falls, Washington include:
- LONGSHOREMENS LOCAL 4: 1.99% (New vehicle)
- Waterfront Federal Credit Union: 3.64% (New & Used Autos (2021 & Newer))
- IBEW 76 Federal Credit Union: 4.00% (New Auto)
- Ironworkers USA Federal Credit Union: 4.24% (New Vehicles)
- EvergreenDIRECT Credit Union: 4.24% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Granite Falls, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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