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Firefighters First Federal Credit Union Rates & Review March 2026

Firefighters First Federal Credit Union's 4 month Dream Home CD rates are at 5.75%, Dream Home CD 2 Year Retirement CD rates are at 4.10%, Dream Home CD 5 Year Retirement CD rates are at 4.10%, Dream Home CD 2 Year Retirement CD rates are at 4.05%, Dream Home CD 5 Year Retirement CD rates are at 4.05%. Firefighters First Federal Credit Union's savings rates are at 1.00%. Firefighters First Federal Credit Union's money market rates are at 0.05%. Firefighters First Federal Credit Union's Personal Loan Rates are at 7.49%. MonitorBankRates evaluates the financial stability of Firefighters First Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.58%. Rates were last updated on 03/18/2026.

Firefighters First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firefighters First Federal Credit Union? Share your experience about Firefighters First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Firefighters First Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.58%
Excellent Lower than avg
Firefighters First Federal Credit Union
Main Office
1520 W Colorado Blvd
Pasadena, CA 91105 1413
https://www.firefightersfirstcu.org
Member NCUA

Firefighters First Federal Credit Union CD Rates

Product Rate APY Term View More
4 month Dream Home Share Certificate 5.60% 5.75% 4 Months
Min Balance $5,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate 4.03% 4.10% 2 Year
Min Balance $100,000
Details $100,000 and over
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate 4.03% 4.10% 5 Year
Min Balance $100,000
Details $100,000 and over
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate 3.98% 4.05% 2 Year
Min Balance $50,000
Details $50,000 - $99,999.99
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate 3.98% 4.05% 5 Year
Min Balance $50,000
Details $50,000 - $99,999.99
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
2 Year Share Certificate 3.93% 4.00% 2 Year
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
2 Years Share Certificates 3.93% 4.00% 2 Years
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Year Share Certificate 3.93% 4.00% 3 Year
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Years Share Certificates 3.93% 4.00% 3 Years
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Year Share Certificate 3.93% 4.00% 5 Year
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Years Share Certificates 3.93% 4.00% 5 Years
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 2 Year Retirement Share Certificate 3.93% 4.00% 2 Year
Min Balance $10,000
Details $10,000 - $49,999.99
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 5 Year Retirement Share Certificate 3.93% 4.00% 5 Year
Min Balance $10,000
Details $10,000 - $49,999.99
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA 3.93% 4.00% 18 Month
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA 3.93% 4.00% 3 Year
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA 3.93% 4.00% 5 Year
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
2 Year Share Certificate 3.88% 3.95% 2 Year
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
2 Years Share Certificates 3.88% 3.95% 2 Years
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Year Share Certificate 3.88% 3.95% 3 Year
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Years Share Certificates 3.88% 3.95% 3 Years
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Year Share Certificate 3.88% 3.95% 5 Year
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Years Share Certificates 3.88% 3.95% 5 Years
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA 3.88% 3.95% 18 Month
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA 3.88% 3.95% 3 Year
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA 3.88% 3.95% 5 Year
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Dream Home Share Certificate 1 Year Retirement Share Certificate 3.84% 3.91% 1 Year
Min Balance $10,000
Details $10,000 - $49,999.99
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
2 Year Share Certificate 3.83% 3.90% 2 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
2 Years Share Certificates 3.83% 3.90% 2 Years
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Year Share Certificate 3.83% 3.90% 3 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Years Share Certificates 3.83% 3.90% 3 Years
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Year Share Certificate 3.83% 3.90% 5 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Years Share Certificates 3.83% 3.90% 5 Years
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 18 Month IRA 3.83% 3.90% 18 Month
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 3 Year IRA 3.83% 3.90% 3 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 5 Year IRA 3.83% 3.90% 5 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
1 Year Rookie Share Certificate 3.74% 3.80%
Min Balance $250
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
1 Year Share Certificate 3.74% 3.80% 1 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 1 Year IRA 3.74% 3.80% 1 Year
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 Month Share Certificate 3.69% 3.75% 6 Month
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 month Share Certificates 3.69% 3.75% 6 Months
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA 3.69% 3.75% 6 Month
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 Month Share Certificate 3.64% 3.70% 6 Month
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 month Share Certificates 3.64% 3.70% 6 Months
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA 3.64% 3.70% 6 Month
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 Month Share Certificate 3.59% 3.65% 6 Month
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 month Share Certificates 3.59% 3.65% 6 Months
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Certificates 6 Month IRA 3.59% 3.65% 6 Month
Min Balance $1,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Firefighters First Federal Credit Union Savings Rates

Product Rate APY View More
Traditional/Roth IRA Savings - 1.00%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Regular Share Account - 0.25%
Min Deposit $5
Details $5 minimum balance is required to maintain a Regular Savings account.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Firefighters First Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 1.74% 1.75%
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Money Market - 1.75%
Min Deposit $0
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Money Market - 1.75%
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Money Market 1.69% 1.70%
Min Balance $75,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Money Market - 1.70%
Min Deposit $0
Min Balance $75,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Money Market - 1.70%
Min Balance $75,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Money Market 1.64% 1.65%
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Money Market - 1.65%
Min Deposit $0
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Money Market - 1.65%
Min Balance $50,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Money Market 1.59% 1.60%
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Money Market - 1.60%
Min Deposit $0
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Money Market - 1.60%
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Traditional/Roth IRA Money Market - 0.25%
No additional details.
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Money Market 0.05% 0.05%
Min Balance $0
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Money Market - 0.05%
Min Deposit $0
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Firefighters First Federal Credit Union Checking Rates

Product Rate APY View More
Ready Checking - 0.05%
Min Deposit $0
Min Balance $0
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Checking - 0.00%
Min Deposit $100
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
eChecking - 0.00%
Min Deposit $0
Min Balance $0
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Firefighters First Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA Card - 8.99%
Details Regular APR: 8.99% - 16.99%
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Visa Platinum - 10.75%
Details Variable rate; Regular APR: 10.75% - 18.00%
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Classic VISA Card - 11.99%
Details Regular APR: 11.99%
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Signature VISA Card - 14.49%
Details Regular APR: 14.49% - 17.99%
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Firefighters First Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Watercraft, ATV, Dirt bikes, Snowmobiles††New & Used - 7.49%
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Firefighters First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firefighters First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firefighters First Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firefighters First Federal Credit Union
Address 1520 W Colorado Blvd, Pasadena, CA 91105 1413
Phone 323-254-1700
Fax 323-550-4914
President John Buck
CEO Dixie Abramian
Full-Time Employees 297
Part-Time Employees 0
Branch Locations 16
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.58%
Return on Assets (ROA)
0.5650%
Return on Equity (ROE)
6.1719%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
2,405,489,365
Total Amount of Shares and Deposits
2,156,784,279
Total Shares and Deposits < 1 Year
2,051,572,393
Total Shares and Deposits 1 3 Years
85,348,051
Total Shares and Deposits > 3 Years
19,863,835
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
373,337,640
Total Uninsured Shares and Deposits > $250K (F+J)
373,337,640
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,783,446,639
Total Interest Expense (Sum of items 6 8)
31,603,712
Share Certificates
11,056
Number of Accounts for Share Drafts
63,672
IRA KEOGH Accounts
2,808
Number of Accounts for Regular Shares
85,023
All other shares
43
Non Member Deposits
28
Money Market Shares
17,756
Net Income (unless the amount is already included in Undivided Earnings)
13,590,678
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
243,632,283
Total Liabilities
2,191,326,116
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Firefighters First Federal Credit Union

Is Firefighters First Federal Credit Union a safe place to deposit money?

Yes, Firefighters First Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5783238027104%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Firefighters First Federal Credit Union operate?

Firefighters First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firefighters First Federal Credit Union?

Yes, to access services at Firefighters First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firefighters First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firefighters First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firefighters First Federal Credit Union offer online and mobile banking?

Most modern institutions like Firefighters First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firefightersfirstcu.org.

Current Firefighters First Federal Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD3.90%
  • 24-Month CD3.90%
  • 60-Month CD3.90%
  • Savings1.00%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.