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Cascade Federal Credit Union Rates & Review April 2026

Cascade Federal Credit Union's 10-month Member Appreciation CDs rates are at 3.28%, Jumbo 12-month CDs rates are at 3.10%, Jumbo 6-month CDs rates are at 3.10%, 12-month CDs rates are at 3.00%, 6-month CDs rates are at 3.00%. Cascade Federal Credit Union's savings rates are at 0.15%. Cascade Federal Credit Union's money market rates are at 1.00%. Cascade Federal Credit Union's Personal Loan Rates are at 8.95%. MonitorBankRates evaluates the financial stability of Cascade Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.26%. Rates were last updated on 04/18/2026.

Cascade Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cascade Federal Credit Union? Share your experience about Cascade Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cascade Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.26%
Excellent Lower than avg
Cascade Federal Credit Union
Kent
18020 80th Ave S
Kent, WA 98032
https://www.cascadefcu.org
Member NCUA

Cascade Federal Credit Union CD Rates

Product Rate APY Term View More
10-month Member Appreciation Certificates 3.25% 3.28% 10-month
Min Deposit $500
Details maximum $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Jumbo 12-month Certificates 3.07% 3.10% 12-month
Min Deposit $60,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Jumbo 6-month Certificates 3.10% 3.10% 6-month
Min Deposit $60,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
12-month Certificates 2.97% 3.00% 12-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
6-month Certificates 3.00% 3.00% 6-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
20-month Member Appreciation Certificates 2.80% 2.82% 20-month
Min Deposit $500
Details maximum $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Jumbo 24-month Certificates 2.55% 2.57% 24-month
Min Deposit $60,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
24-month Certificates 2.45% 2.47% 24-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
36-month Certificates 2.10% 2.11% 36-month
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings 4.00% 4.06%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Share Savings 0.15% 0.15%
Min Deposit $5
Min Balance $50
Details to open
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Sub Savings 0.15% 0.15%
Min Deposit $10
Min Balance $50
Details to open
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.24% 1.25%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market Account 1.14% 1.15%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market Account 1.05% 1.05%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Money Market Account 1.00% 1.00%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Checking Rates

Product Rate APY View More
Summit Checking 4.89% 5.00%
Min Deposit $50
Details Qualifications Required; Qualifying balance up to $5,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Home Refinance - - 5.63%
Details Refinance at NO COST
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rapid Mortgage 5-year fixed - - 6.29%
Details No closing costs* (first mortgage only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rapid Mortgage 7-year fixed - - 6.39% 7
Details No closing costs* (first mortgage only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rapid Mortgage 10-year fixed - - 6.49% 10
Details No closing costs* (first mortgage only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rapid Mortgage 12-year fixed - - 6.59% 12
Details No closing costs* (first mortgage only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rapid Mortgage 15-year fixed - - 6.69% 15
Details No closing costs* (first mortgage only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rapid Mortgage 20-year fixed - - 6.79% 20
Details No closing costs* (first mortgage only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.25% 5-year
Details As Low As; Fixed rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Home Equity Line of Credit - - 7.17%
Details As Low As; Annual rate adjustment
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Home Equity Loans - - 7.35% 10-year
Details As Low As; Fixed rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Home Equity Loans - - 7.70% 15-year
Details As Low As; Fixed rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 6.25% up to 36 months
Details As Low As; Model years 2016 - 2026
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Auto Loans - - 6.50% 37 to 48 months
Details As Low As; Model years 2016 - 2026
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Auto Loans - - 6.55% 49 to 60 months
Details As Low As; Model years 2016 - 2026
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Auto Loans - - 6.70% 61 to 72 months
Details As Low As; Model years 2016 - 2026
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Auto Loans - - 6.95% 73 to 84 months
Details As Low As; Model years 2016 - 2026, minimum loan amount $15,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 8.90%
Details Fixed rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Rewards Visa Credit Card - 11.40%
Details Variable rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Cascade Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.95%
Details As Low As; up to 48 months
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Personal Loan - 9.95%
Details As Low As; up to 60 months (minimum loan amount of $5,000)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%
Personal Loan - 10.95%
Details As Low As; up to 72 months (minimum loan amount of $7,500)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.26%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Cascade Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cascade Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cascade Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cascade Federal Credit Union
Address 18020 80th Ave S, Kent, WA 98032
Phone 425-251-8888
Fax
President John Graham
CEO Sam Jimenez
Full-Time Employees 47
Part-Time Employees 1
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.26%
Return on Assets (ROA)
0.4136%
Return on Equity (ROE)
2.9818%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
343,839,954
Total Amount of Shares and Deposits
308,350,045
Total Shares and Deposits < 1 Year
295,299,553
Total Shares and Deposits 1 3 Years
12,068,377
Total Shares and Deposits > 3 Years
982,115
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,390,531
Total Uninsured Shares and Deposits > $250K (F+J)
28,390,531
Total Insured Shares and Deposits > $250K (item 17 less item K)
279,959,514
Total Interest Expense (Sum of items 6 8)
5,257,433
Share Certificates
3,084
Number of Accounts for Share Drafts
5,771
IRA KEOGH Accounts
944
Number of Accounts for Regular Shares
12,873
Non Member Deposits
1
Money Market Shares
1,197
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,127,043
Total Liabilities
309,883,459
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Cascade Federal Credit Union

Is Cascade Federal Credit Union a safe place to deposit money?

Yes, Cascade Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2647856537341%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Cascade Federal Credit Union operate?

Cascade Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cascade Federal Credit Union?

Yes, to access services at Cascade Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cascade Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cascade Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cascade Federal Credit Union offer online and mobile banking?

Most modern institutions like Cascade Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cascadefcu.org.

Current Cascade Federal Credit Union Rates

  • 12-Month CD3.00%
  • 24-Month CD2.47%
  • Savings0.15%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.