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Strait View Credit Union Rates & Review March 2026

Strait View Credit Union's 1 Year CD rates are at 3.81%, 3 Year CD rates are at 3.00%, 2 Year CD rates are at 2.50%, 6 Month CD rates are at 1.50%. Strait View Credit Union's savings rates are at 0.05%. Strait View Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Strait View Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.29%. Rates were last updated on 03/15/2026.

Strait View Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Strait View Credit Union? Share your experience about Strait View Credit Union by leaving a review below, or read customer reviews before you decide to use Strait View Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.29%
Excellent Lower than avg
Strait View Credit Union
Strait View Credit Union
220 S Lincoln St
Port Angeles, WA 98362 3003
https://www.svcu.com
Member NCUA

Strait View Credit Union CD Rates

Product Rate APY Term View More
1 Year CD 3.75% 3.82% 1
Min Balance $1,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%
3 Year CD 3.00% 3.00% 3
Min Balance $1,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%
2 Year CD 2.50% 2.50% 2
Min Balance $1,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%
6 Month CD 1.50% 1.50% 6
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%

Strait View Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.50% 0.50%
Min Balance $5
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%
Holiday Savings 0.05% 0.05%
Min Balance $0
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%

Strait View Credit Union Credit Card Rates

Product Rate APR View More
Classic Visa Card - 12.00%
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%

Strait View Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 12.00%
Details up to $8000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Strait View Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Strait View Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Strait View Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Strait View Credit Union
Address 220 S Lincoln St, Port Angeles, WA 98362 3003
Phone 360-452-3883
Fax 360-452-1377
President Mike Reetz
CEO Lisa Roening
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.29%
Return on Assets (ROA)
0.5981%
Return on Equity (ROE)
4.3216%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
103,825,290
Total Amount of Shares and Deposits
89,036,023
Total Shares and Deposits < 1 Year
88,434,045
Total Shares and Deposits 1 3 Years
601,978
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,176,678
Total Uninsured Shares and Deposits > $250K (F+J)
5,176,678
Total Insured Shares and Deposits > $250K (item 17 less item K)
83,859,345
Total Interest Expense (Sum of items 6 8)
637,524
Share Certificates
217
Number of Accounts for Share Drafts
3,655
IRA KEOGH Accounts
143
Number of Accounts for Regular Shares
8,074
Money Market Shares
422
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,621,434
Total Liabilities
89,685,503
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Strait View Credit Union

Is Strait View Credit Union a safe place to deposit money?

Yes, Strait View Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2929505249425%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Strait View Credit Union operate?

Strait View Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Strait View Credit Union?

Yes, to access services at Strait View Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Strait View Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Strait View Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Strait View Credit Union offer online and mobile banking?

Most modern institutions like Strait View Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.svcu.com.

Current Strait View Credit Union Rates

  • 12-Month CD3.81%
  • 24-Month CD2.50%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.