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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Pacific NW Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Pacific NW Federal Credit Union's savings rates are at 0.00%. Pacific NW Federal Credit Union's money market rates are at 0.25%. Pacific NW Federal Credit Union's 10 Year Fixed Rate rates are at 5.38%, 15 Year Fixed Rate rates are at 5.62%, 20 Year Fixed Rate rates are at 5.75%, 30 Year Fixed Rate rates are at 6.12%. Pacific NW Federal Credit Union's Personal Loan Rates are at 11.49%. MonitorBankRates evaluates the financial stability of Pacific NW Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.79%. Rates were last updated on 04/17/2026. Pacific NW Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pacific NW Federal Credit Union? Share your experience about Pacific NW Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pacific NW Federal Credit Union. Pacific NW Federal Credit Union
Erin Way Branch 12005 NE Erin Way
https://www.pnwfcu.org Portland, OR 97220 
Pacific NW Federal Credit Union Savings Rates
Pacific NW Federal Credit Union Money Market Rates
Pacific NW Federal Credit Union Checking Rates
Pacific NW Federal Credit Union Mortgage Rates
Pacific NW Federal Credit Union Auto Loan Rates
Pacific NW Federal Credit Union Credit Card Rates
Pacific NW Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pacific NW Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pacific NW Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pacific NW Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pacific NW Federal Credit Union
Website
https://www.pnwfcu.org
Address
12005 NE Erin Way,
Portland, OR 97220
Phone
503-256-5858
Fax
President
Shara Wokal
CEO
Thomas Griffith
Full-Time Employees
58
Part-Time Employees
0
Branch Locations
3
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.79%
Return on Assets (ROA)
0.3100%
Return on Equity (ROE)
3.3008%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
315,392,023
Total Amount of Shares and Deposits
279,407,893
Total Shares and Deposits < 1 Year
278,526,274
Total Shares and Deposits 1 3 Years
686,898
Total Shares and Deposits > 3 Years
194,721
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,316,868
Total Uninsured Shares and Deposits > $250K (F+J)
17,316,868
Total Insured Shares and Deposits > $250K (item 17 less item K)
262,091,025
Total Interest Expense (Sum of items 6 8)
2,182,795
Share Certificates
1,441
Number of Accounts for Share Drafts
16,891
IRA KEOGH Accounts
361
Number of Accounts for Regular Shares
25,968
Money Market Shares
1,052
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,277,376
Total Liabilities
285,877,653
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Pacific NW Federal Credit UnionIs Pacific NW Federal Credit Union a safe place to deposit money?Yes, Pacific NW Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7891934037665%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Pacific NW Federal Credit Union operate?Pacific NW Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pacific NW Federal Credit Union?Yes, to access services at Pacific NW Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pacific NW Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pacific NW Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pacific NW Federal Credit Union offer online and mobile banking?Most modern institutions like Pacific NW Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pnwfcu.org. Current Pacific NW Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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