|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Delta Schools Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Delta Schools Federal Credit Union's 6 Month CD rates are at 3.24%, 1 Year CD rates are at 2.83%, 2 Year CD rates are at 2.73%, IRA 2 Year CD rates are at 2.73%, 5 Year CD rates are at 2.62%. Delta Schools Federal Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of Delta Schools Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.35%. Rates were last updated on 03/16/2026. Delta Schools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Delta Schools Federal Credit Union? Share your experience about Delta Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Delta Schools Federal Credit Union. Delta Schools Federal Credit Union
W18 701 W 18th St
https://deltaschoolsfcu.org Antioch, CA 94509 1586 
Delta Schools Federal Credit Union CD Rates
Delta Schools Federal Credit Union Home Equity & HELOC
Delta Schools Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Delta Schools Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Delta Schools Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Delta Schools Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Delta Schools Federal Credit Union
Website
https://deltaschoolsfcu.org
Address
701 W 18th St,
Antioch, CA 94509 1586
Phone
925-757-0237
Fax
925-778-4315
President
Erik Faulkner
CEO
Rob Greaff
Full-Time Employees
9
Part-Time Employees
1
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.35%
Return on Assets (ROA)
1.0845%
Return on Equity (ROE)
10.3254%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
62,208,348
Total Amount of Shares and Deposits
55,477,143
Total Shares and Deposits < 1 Year
52,704,237
Total Shares and Deposits 1 3 Years
2,765,404
Total Shares and Deposits > 3 Years
7,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
102,422
Total Uninsured Shares and Deposits > $250K (F+J)
102,422
Total Insured Shares and Deposits > $250K (item 17 less item K)
55,374,721
Total Interest Expense (Sum of items 6 8)
371,205
Share Certificates
412
Number of Accounts for Share Drafts
1,751
IRA KEOGH Accounts
72
Number of Accounts for Regular Shares
4,296
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,676,982
Total Liabilities
55,687,891
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Delta Schools Federal Credit UnionIs Delta Schools Federal Credit Union a safe place to deposit money?Yes, Delta Schools Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.35214678986703%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Delta Schools Federal Credit Union operate?Delta Schools Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Delta Schools Federal Credit Union?Yes, to access services at Delta Schools Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Delta Schools Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Delta Schools Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Delta Schools Federal Credit Union offer online and mobile banking?Most modern institutions like Delta Schools Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://deltaschoolsfcu.org. Current Delta Schools Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Ignite Credit Union
Pacific NW Federal Credit Union
Shuford Federal Credit Union
Oklahoma Educators Credit Union
Friona Texas Federal Credit Union
Rivertrust Federal Credit Union
Heartland Credit Union Hutchinson, KS
NEW HAMPSHIRE
Vicksburg Railroad Federal Credit Union
Volt Credit Union
Wichita Falls Teachers Federal Credit Union
Hope Federal Credit Union
Inland Motor Employees Federal Credit Union
Buckeye State Credit Union
Team First Federal Credit Union
TONGASS
LGE Community Credit Union
TEXAR Federal Credit Union
Baylor Health Care System Credit Union
1st Liberty Federal Credit Union
Berylco Employees Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
