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 Puget Sound Cooperative Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Puget Sound Cooperative Credit Union's 12-month CD rates are at 4.00%, 12-month CD | Wave Club rates are at 4.00%, 12-month IRA Wave Club CD rates are at 4.00%, 24-month CD rates are at 4.00%, 24-month CD | Wave Club rates are at 4.00%. Puget Sound Cooperative Credit Union's savings rates are at 0.35%. MonitorBankRates evaluates the financial stability of Puget Sound Cooperative Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.96%. Rates were last updated on 04/19/2026. Puget Sound Cooperative Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Puget Sound Cooperative Credit Union? Share your experience about Puget Sound Cooperative Credit Union by leaving a review below, or read customer reviews before you decide to use Puget Sound Cooperative Credit Union. Puget Sound Cooperative Credit Union
Bellevue Office 11201 SE 8th St
https://www.psccu.org Bellevue, WA 98004 6420 
Puget Sound Cooperative Credit Union CD Rates
Puget Sound Cooperative Credit Union Savings Rates
Puget Sound Cooperative Credit Union Checking Rates
Puget Sound Cooperative Credit Union Home Equity & HELOC
Puget Sound Cooperative Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Puget Sound Cooperative Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Puget Sound Cooperative Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Puget Sound Cooperative Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Puget Sound Cooperative Credit Union
Website
https://www.psccu.org
Address
11201 SE 8th St,
Bellevue, WA 98004 6420
Phone
425-283-5151
Fax
425-283-5152
President
Marc Stepper
CEO
Brandy McBride
Full-Time Employees
29
Part-Time Employees
1
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.96%
Return on Assets (ROA)
0.3091%
Return on Equity (ROE)
3.6535%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
257,466,827
Total Amount of Shares and Deposits
225,091,447
Total Shares and Deposits < 1 Year
181,887,114
Total Shares and Deposits 1 3 Years
40,790,313
Total Shares and Deposits > 3 Years
2,414,020
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,294,089
Total Uninsured Shares and Deposits > $250K (F+J)
27,294,089
Total Insured Shares and Deposits > $250K (item 17 less item K)
197,797,358
Total Interest Expense (Sum of items 6 8)
4,607,995
Share Certificates
1,880
Number of Accounts for Share Drafts
4,020
IRA KEOGH Accounts
253
Number of Accounts for Regular Shares
18,390
Non Member Deposits
136
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,201,770
Total Liabilities
236,016,820
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Puget Sound Cooperative Credit UnionIs Puget Sound Cooperative Credit Union a safe place to deposit money?Yes, Puget Sound Cooperative Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9610991057958%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Puget Sound Cooperative Credit Union operate?Puget Sound Cooperative Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Puget Sound Cooperative Credit Union?Yes, to access services at Puget Sound Cooperative Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Puget Sound Cooperative Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Puget Sound Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Puget Sound Cooperative Credit Union offer online and mobile banking?Most modern institutions like Puget Sound Cooperative Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psccu.org. Current Puget Sound Cooperative Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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