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Advertiser Disclosure
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 Salal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Salal Credit Union's 13-Month CD rates are at 3.50%, 13-Month CD of Deposit rates are at 3.50%, 6 to 48-month Standard CDs rates are at 3.50%, 24-Month CD rates are at 3.25%, 24 month IRA CD of Deposit rates are at 3.25%. Salal Credit Union's savings rates are at 0.01%. Salal Credit Union's money market rates are at 0.01%. Salal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Salal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.67%. Rates last updated and verified on 09/03/2026. Salal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Salal Credit Union? Share your experience about Salal Credit Union by leaving a review below, or read customer reviews before you decide to use Salal Credit Union. Salal Credit Union
Northgate Headquarters 9706 4th Ave NE Ste 400
https://www.salalcu.org Seattle, WA 98115-2199 
Salal Credit Union CD Rates
Salal Credit Union Savings Rates
Salal Credit Union Money Market Rates
Salal Credit Union Checking Rates
Salal Credit Union Home Equity & HELOC
Salal Credit Union Auto Loan Rates
Salal Credit Union Credit Card Rates
Salal Credit Union Personal Loan Rates
Financial Health HistorySalal Credit Union’s Texas Ratio rose from 1.95% in Q2 2023 to 5.67% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Salal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Salal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Salal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Salal Credit Union
Website
https://www.salalcu.org
Address
9706 4th Ave NE Ste 400,
Seattle, WA 98115-2199
Phone
206-298-9394
Fax
206-299-6000
President
Brian Luong
CEO
Kevin Skinner
Full-Time Employees
221
Part-Time Employees
3
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.67%
Return on Assets (ROA)
0.1001%
Return on Equity (ROE)
1.1101%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
1,159,613,348
Total Amount of Shares and Deposits
1,025,244,442
Total Shares and Deposits < 1 Year
996,952,690
Total Shares and Deposits 1 3 Years
27,811,542
Total Shares and Deposits > 3 Years
480,210
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
321,345,869
Total Uninsured Shares and Deposits > $250K (F+J)
321,345,869
Total Insured Shares and Deposits > $250K (item 17 less item K)
703,898,573
Total Interest Expense (Sum of items 6 8)
4,373,255
Share Certificates
4,869
Number of Accounts for Share Drafts
17,513
IRA KEOGH Accounts
1,406
Number of Accounts for Regular Shares
13,206
Money Market Shares
4,382
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,476,321
Total Liabilities
1,061,503,990
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Salal Credit UnionHow many branches does Salal Credit Union operate?Salal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Salal Credit Union?Yes, to access services at Salal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Salal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Salal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Salal Credit Union offer online and mobile banking?Most modern institutions like Salal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.salalcu.org. Current Salal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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