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Salal Credit Union

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Salal Credit Union Rates & Review April 2026

Q: How many branches does Salal Credit Union operate?

Salal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Salal Credit Union?

Yes, to access services at Salal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Salal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Salal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 24, 2026

You can compare Salal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.05%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 3.15%. Savings rates are at 0.75% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.65%. All these rates can be compared to Salal Credit Union rates. MonitorBankRates evaluates the financial stability of Salal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.12%. Rates were last updated on 04/24/2026.

Salal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Salal Credit Union? Share your experience about Salal Credit Union by leaving a review below, or read customer reviews before you decide to use Salal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.12%

Excellent Lower than avg

Salal Credit Union
Northgate Headquarters

9706 4th Ave NE Ste 400
Seattle, WA 98115 2199

https://www.salalcu.org

Current Rate Availability

We do not have Salal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Salal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Salal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Salal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Salal Credit Union

Website https://www.salalcu.org

Address 9706 4th Ave NE Ste 400, Seattle, WA 98115 2199

Phone 206-298-9394

Fax 206-299-6000

President Brian Luong

CEO Russell Rosendal

Full-Time Employees 225

Part-Time Employees 3

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.12%

Return on Assets (ROA)

0.0544%

Return on Equity (ROE)

0.6079%

Non-Performing Loans Ratio (NPL)

0.57%

Total Assets

1,146,941,024

Total Amount of Shares and Deposits

1,020,522,896

Total Shares and Deposits < 1 Year

1,002,466,909

Total Shares and Deposits 1 3 Years

17,015,360

Total Shares and Deposits > 3 Years

1,040,627

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

328,575,246

Total Uninsured Shares and Deposits > $250K (F+J)

328,575,246

Total Insured Shares and Deposits > $250K (item 17 less item K)

691,947,650

Total Interest Expense (Sum of items 6 8)

14,432,712

Share Certificates

5,143

Number of Accounts for Share Drafts

17,581

IRA KEOGH Accounts

1,453

Number of Accounts for Regular Shares

13,542

Money Market Shares

3,975

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

21,085,351

Total Liabilities

1,051,290,609

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Salal Credit Union

Is Salal Credit Union a safe place to deposit money?

Yes, Salal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.1228219681058%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Salal Credit Union operate?

Salal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Salal Credit Union?

Yes, to access services at Salal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Salal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Salal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Salal Credit Union offer online and mobile banking?

Most modern institutions like Salal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.salalcu.org.