Current auto loan rates in Pflugerville, Texas include University Federal Credit UnionUniversity Federal Credit Union15116 FM 1825, Pflugerville, TX, 78660A5.0 ★Texas Ratio: 8.47% offering Auto Loan at 4.99%, A+ Federal Credit UnionA+ Federal Credit Union15108 FM 1825, Pflugerville, TX, 78660A-5.0 ★Texas Ratio: 14.18% offering Auto Loans at 5.24%, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering New Automobile (NA) at 2.95%, TEXOMA EDUCATORSTEXOMA EDUCATORSA+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%, Members Choice Credit UnionMembers Choice Credit UnionA5.0 ★Texas Ratio: 8.54% offering New and Pre-Owned Autos at 3.24%. Auto loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Pflugerville has 2 local institutions in our database, with auto loan rates as low as 4.99% APR from University Federal Credit Union at 15116 FM 1825, Pflugerville, TX, 78660. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pflugerville, Texas. Auto Loan Rates Last Updated and Verified: May 6, 2026
As Low As; beat your current auto loan rate by 1.00% APR.
As Low As; 5.24%
As Low As; 60 days with no payments.
As Low As APR 5.49% APR
As Low As; 5.49%
As Low As; 60 days with no payments.
As Low As; 5.74%
As Low As; beat your current auto loan rate by 1.00% APR.
As Low As; 5.79%
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
As Low As; 60 days with no payments.
As Low As; 6.49%
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Grade: A+ (800+)
Grade A+ (800+)
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As Low As; APR - 2026 & Newer
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As Low As; Fewer than 7,500 miles
As Low As; Fewer than 100,000 miles
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As Low As; All model years, Up to 36 months
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; All model years, Up to 48 months
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Fixed-Rate up to 36 months
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As
Grade: A+ (800+)
Grade A+ (800+)
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; 24 month to 84 month terms
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As Low As; APR - 2026 & Newer
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As Low As; 2020 & newer, Up to 60 months
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As Low As; Model Years: 2019-2025
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As Low As; Fewer than 7,500 miles
As Low As; Fewer than 100,000 miles
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As Low As; * As Low As (Based On Credit Score And Loan Term)
As Low As; * As Low As (Based On Credit Score And Loan Term)
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As Low As; Up to 48 Months
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As Low As; 4.49%
As Low As; Up to 125% of MSRP with approved credit.
As Low As; APR - 2023 - 2025*
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As Low As; for 48 months
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As Low As; 2022 & newer, Up to 72 months
As Low As
up to 60 month financing available
As Low As; Fewer than 7,500 miles
As Low As; Fewer than 100,000 miles
Model Year: 2011 to 2015
As Low As; Loyalty Plus & Online Application Discount
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Model Year: 2016 to 2019
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2011 to 2015 Model Year
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As Low As; Qualified buyers: Take 90 days to make your first payment.
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As Low As; 4.74%
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Grade: A+ (800+)
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As Low As; Fewer than 7,500 miles
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As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As
As Low As
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As
Grade: A+ (800+)
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; for 36 months
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As Low As; Fewer than 7,500 miles
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As Low As; * As Low As (Based On Credit Score And Loan Term)
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As Low As; Up to 48 Months
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As Low As; Up to 125% of MSRP with approved credit.
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As Low As; for 48 months
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As Low As
up to 60 month financing available
As Low As; Fewer than 7,500 miles
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Grade A+ (800+)
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As Low As; Fewer than 100,000 miles
As Low As; All model years, Up to 36 months
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; All model years, Up to 48 months
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As
Grade A+ (800+)
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; 2020 & newer, Up to 60 months
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As Low As; Fewer than 100,000 miles
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As Low As; Loyalty Plus & Online Application Discount
As Low As; Qualified buyers: Take 90 days to make your first payment.
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Compare local Pflugerville, TX auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas new auto rates rose 0.034 points over the past 7 days to 5.246% APR.
Texas used auto rates rose 0.429 points over the past 7 days to 6.106% APR.