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Auto Loan Rates in Asheville, North Carolina (NC) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Asheville, North Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Asheville, North Carolina include United Federal Credit UnionUnited Federal Credit Union1441 Patton Ave, Asheville, NC, 28806A+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.95%, State Employees Credit UnionState Employees Credit Union20 ALL SOULS CRES, ASHEVILLE, NC, 28803A-5.0 ★Texas Ratio: 15.54% offering New auto loans at 4.25%, Arcade Credit UnionArcade Credit Union151 Patton Ave Ste 280, Asheville, NC, 28801A+5.0 ★Texas Ratio: 4.35% offering New Car at 5.00%, Champion Credit Union Canton, NCChampion Credit Union Canton, NC1000 Patton Ave, Asheville, NC, 28806 3623A+5.0 ★Texas Ratio: 4.91% offering New and Used Cars at 5.50%, Self-Help Credit UnionSelf-Help Credit Union1911 Hendersonville Rd, Asheville, NC, 28803A5.0 ★Texas Ratio: 7.18% offering New Car at 5.75%.

Auto loan rates in Asheville, North Carolina are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Asheville, North Carolina. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Asheville, North Carolina & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
View
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
View
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
Auto Loans
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
View
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
New Car
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 17, 2026
Details

Up to 84 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
Auto Loans
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
View
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.20%
72 Months
View
▼
APR5.20%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
Used Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details

Up to 72 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
Auto Loans
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
View
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1000 Patton Ave, Asheville, NC, 28806 3623
New and Used Cars
5.50%
96 Months
View
▼
APR5.50%
Term96 Months
Last UpdatedMar 18, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
Auto Loans
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
View
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1911 Hendersonville Rd, Asheville, NC, 28803
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 11, 2026
Details

up to 84 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
Auto Loans
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
5.75%
84 months
View
▼
APR5.75%
Term84 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
View
▼
APR6.00%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
Auto Loans
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1911 Hendersonville Rd, Asheville, NC, 28803
Used Car - less than 100,000 Miles
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 11, 2026
Details

up to 84 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
6.50%
96 months
View
▼
APR6.50%
Term96 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.00%
36 months
View
▼
APR7.00%
Term36 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.25%
48 months
View
▼
APR7.25%
Term48 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.50%
60 months
View
▼
APR7.50%
Term60 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.75%
72 months
View
▼
APR7.75%
Term72 months
Last UpdatedMar 15, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1911 Hendersonville Rd, Asheville, NC, 28803
Used Car - greater than 100,000 Miles
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMar 11, 2026
Details

up to 72 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
8.50%
84 months
View
▼
APR8.50%
Term84 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
9.25%
96 months
View
▼
APR9.25%
Term96 months
Last UpdatedMar 15, 2026
Details

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
View
▼
APR2.90%
Term84 Months
Last UpdatedMar 17, 2026
Details

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
Used Car
2.90%
60 Months
View
▼
APR2.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
View
▼
APR3.79%
Term0-36
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Auto Loan Refinance
3.99%
120 Months
View
▼
APR3.99%
Term120 Months
Last UpdatedMar 18, 2026
Details

As Low As; Refinance Example #2:$90,000 120-Month Auto Loan

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
View
▼
APR4.00%
Term36 months - 84 months
Last UpdatedMar 20, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 11, 2026
Details

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
View
▼
APR4.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
View
▼
APR4.09%
Term48 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
View
▼
APR4.19%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
View
▼
APR4.19%
Term60 months
Last UpdatedMar 18, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 48 months

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
4.25%
Up to 72 months
View
▼
APR4.25%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
View
▼
APR4.39%
Term72 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.39%
36 Months
View
▼
APR4.39%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Up to 48 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Up to 48 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Mountain Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1700 Russ Ave, Waynesville, NC, 28786 5807
Auto Loan
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 36 Months
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
New Cars, Trucks, and SUVs
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details

As Low As

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; Finance up to 80% of MSRP according to Black Book

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.59%
84 Months
View
▼
APR4.59%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
View
▼
APR4.59%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.74%
49 to 60
View
▼
APR4.74%
Term49 to 60
Last UpdatedMar 17, 2026
Details

49 to 60 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.74%
49 to 60
View
▼
APR4.74%
Term49 to 60
Last UpdatedMar 17, 2026
Details

49 to 60 Months

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.74%
66 Months
View
▼
APR4.74%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 49 to 66 months

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
View
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2020-2021
4.75%
max term 54 months
View
▼
APR4.75%
Termmax term 54 months
Last UpdatedMar 15, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
4.75%
up to 60 months
View
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
4.75%
up to 60 months
View
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Up to 60 Months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
4.75%
Up to 36 months
View
▼
APR4.75%
TermUp to 36 months
Last UpdatedMar 11, 2026
Details

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.79%
96 Months
View
▼
APR4.79%
Term96 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
View
▼
APR4.79%
Term96 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 48 months

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
New Car Loans
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
Used Car Loans (2024 and Older)
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.99%
61 to 72
View
▼
APR4.99%
Term61 to 72
Last UpdatedMar 17, 2026
Details

61 to 72 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.99%
61 to 72
View
▼
APR4.99%
Term61 to 72
Last UpdatedMar 17, 2026
Details

61 to 72 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Up to 48 Months

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
6502 McMahan Dr, Charlotte, NC, 28226
Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
6502 McMahan Dr, Charlotte, NC, 28226
Auto Loans Credit Scores 780 & Higher
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
New Auto
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Mcdowell Cornerstone Credit Union CU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
2031 RUTHERFORD RD, MARION, NC, 28752
New Auto Loans
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 14, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
View
▼
APR4.99%
Term120 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
View
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
View
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 15, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 60 Months
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Used Cars, Trucks, SUVs, and Classics
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
New Autos
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up tp 84 Months

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.09%
84 Months
View
▼
APR5.09%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; 67 to 84 months

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.14%
36 - 63
View
▼
APR5.14%
Term36 - 63
Last UpdatedMar 15, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.19%
24-48
View
▼
APR5.19%
Term24-48
Last UpdatedMar 20, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.19%
1-66
View
▼
APR5.19%
Term1-66
Last UpdatedMar 17, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.19%
1-60
View
▼
APR5.19%
Term1-60
Last UpdatedMar 17, 2026
Details

As Low As; Term: 1-60 Months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
5.24%
73 to 84
View
▼
APR5.24%
Term73 to 84
Last UpdatedMar 17, 2026
Details

73 to 84 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.24%
73 to 84
View
▼
APR5.24%
Term73 to 84
Last UpdatedMar 17, 2026
Details

73 to 84 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.24%
49 to 60
View
▼
APR5.24%
Term49 to 60
Last UpdatedMar 17, 2026
Details

49 to 60 Months

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.25%
37 - 48
View
▼
APR5.25%
Term37 - 48
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
5.25%
73-84 months
View
▼
APR5.25%
Term73-84 months
Last UpdatedMar 15, 2026
Details

As Low As

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 72 Months
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 15, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
New Cars, Trucks, and SUVs
5.25%
61 Months - 84 Months
View
▼
APR5.25%
Term61 Months - 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
Used Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
8210 W Market St, Greensboro, NC, 27409
Auto Loans
5.25%
Up to 48 Months
View
▼
APR5.25%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details

Up to 72 Months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedMar 11, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.39%
49-60
View
▼
APR5.39%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.39%
24-48
View
▼
APR5.39%
Term24-48
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.39%
24-48
View
▼
APR5.39%
Term24-48
Last UpdatedMar 20, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.39%
66 Months
View
▼
APR5.39%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 49 to 66 months

Bank of Tennessee
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
3828 Nc Highway 105 S, Banner Elk, NC, 28604
Vehicle Loans
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedMar 18, 2026
Details

Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
8210 W Market St, Greensboro, NC, 27409
Auto Loan
5.45%
49 to 60
View
▼
APR5.45%
Term49 to 60
Last UpdatedMar 15, 2026
Details

As Low As; Fixed Rate

Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
8210 W Market St, Greensboro, NC, 27409
Auto Loans
5.45%
49 to 60 Months
View
▼
APR5.45%
Term49 to 60 Months
Last UpdatedMar 15, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC, 27298
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.49%
61 to 72
View
▼
APR5.49%
Term61 to 72
Last UpdatedMar 17, 2026
Details

61 to 72 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
Used Autos
5.49%
Up to 48 Months
View
▼
APR5.49%
TermUp to 48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mcdowell Cornerstone Credit Union CU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
2031 RUTHERFORD RD, MARION, NC, 28752
Used Auto Loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 14, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.50%
49 - 60
View
▼
APR5.50%
Term49 - 60
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
View
▼
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.50%

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan 90% financing
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
Used Autos (2016 - 2025)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up to 84 Months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.50%
61-75 months
View
▼
APR5.50%
Term61-75 months
Last UpdatedMar 11, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.54%
64 - 75
View
▼
APR5.54%
Term64 - 75
Last UpdatedMar 15, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.59%
61-66
View
▼
APR5.59%
Term61-66
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.59%
49-60
View
▼
APR5.59%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.59%
49-60
View
▼
APR5.59%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.59%
48 Months
View
▼
APR5.59%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 48 months

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
Used Auto Loan
5.64%
36 - 63
View
▼
APR5.64%
Term36 - 63
Last UpdatedMar 15, 2026
Details

Model Year: 2019 - 2024

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.69%
1-66
View
▼
APR5.69%
Term1-66
Last UpdatedMar 17, 2026
Details

As Low As; Non-Payroll Deduction

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.69%
1-60
View
▼
APR5.69%
Term1-60
Last UpdatedMar 17, 2026
Details

As Low As; Term: 1-60 Months

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.70%
67-75
View
▼
APR5.70%
Term67-75
Last UpdatedMar 17, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.70%
61-66
View
▼
APR5.70%
Term61-66
Last UpdatedMar 17, 2026
Details

As Low As; Term: 61-66 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.74%
67-72
View
▼
APR5.74%
Term67-72
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.74%
85 to 96
View
▼
APR5.74%
Term85 to 96
Last UpdatedMar 17, 2026
Details

85 to 96 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.74%
73 to 84
View
▼
APR5.74%
Term73 to 84
Last UpdatedMar 17, 2026
Details

73 to 84 Months

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 48 months

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC, 28021 9211
Used Car Loans
5.74%
36-84 months
View
▼
APR5.74%
Term36-84 months
Last UpdatedMar 18, 2026
Details

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
Used Vehicles
5.75%
0-36
View
▼
APR5.75%
Term0-36
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
View
▼
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.75%

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
5.75%
61-72 months
View
▼
APR5.75%
Term61-72 months
Last UpdatedMar 15, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
5.75%
61-72 months
View
▼
APR5.75%
Term61-72 months
Last UpdatedMar 15, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
Used auto loan rate
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Used Cars, Trucks, SUVs, and Classics
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

TCP Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
3051 Westinghouse Rd, Rural Hall, NC, 27045 9570
New Auto
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
5.75%
37-48 months
View
▼
APR5.75%
Term37-48 months
Last UpdatedMar 11, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.79%
61-66
View
▼
APR5.79%
Term61-66
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.79%
61-66
View
▼
APR5.79%
Term61-66
Last UpdatedMar 20, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.85%
76-84
View
▼
APR5.85%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.85%
67-75
View
▼
APR5.85%
Term67-75
Last UpdatedMar 17, 2026
Details

As Low As; Term: 67-75 Months

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.89%
66 Months
View
▼
APR5.89%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 49 to 66 months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.94%
67-72
View
▼
APR5.94%
Term67-72
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.94%
67-72
View
▼
APR5.94%
Term67-72
Last UpdatedMar 20, 2026
Details

As Low As

Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
8210 W Market St, Greensboro, NC, 27409
Auto Loan
5.95%
61 to 72
View
▼
APR5.95%
Term61 to 72
Last UpdatedMar 15, 2026
Details

As Low As; Fixed Rate

Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
8210 W Market St, Greensboro, NC, 27409
Auto Loans
5.95%
61 to 72 Months
View
▼
APR5.95%
Term61 to 72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 15, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.99%
61 - 72
View
▼
APR5.99%
Term61 - 72
Last UpdatedMar 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
View
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
View
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
View
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
New Car
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 17, 2026
Details

Up to 84 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
View
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.20%
72 Months
View
▼
APR5.20%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
View
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1000 Patton Ave, Asheville, NC, 28806 3623
New and Used Cars
5.50%
96 Months
View
▼
APR5.50%
Term96 Months
Last UpdatedMar 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
View
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1911 Hendersonville Rd, Asheville, NC, 28803
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 11, 2026
Details

up to 84 months

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
5.75%
84 months
View
▼
APR5.75%
Term84 months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
View
▼
APR6.00%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
6.50%
96 months
View
▼
APR6.50%
Term96 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.00%
36 months
View
▼
APR7.00%
Term36 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.25%
48 months
View
▼
APR7.25%
Term48 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.50%
60 months
View
▼
APR7.50%
Term60 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
7.75%
72 months
View
▼
APR7.75%
Term72 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
8.50%
84 months
View
▼
APR8.50%
Term84 months
Last UpdatedMar 15, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
20 ALL SOULS CRES, ASHEVILLE, NC, 28803
New auto loans
9.25%
96 months
View
▼
APR9.25%
Term96 months
Last UpdatedMar 15, 2026
Details

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
View
▼
APR2.90%
Term84 Months
Last UpdatedMar 17, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
View
▼
APR3.79%
Term0-36
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details

As Low As

Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
View
▼
APR4.00%
Term36 months - 84 months
Last UpdatedMar 20, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 11, 2026
Details

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
View
▼
APR4.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
View
▼
APR4.09%
Term48 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
View
▼
APR4.19%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
View
▼
APR4.19%
Term60 months
Last UpdatedMar 18, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
4.25%
Up to 72 months
View
▼
APR4.25%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
View
▼
APR4.39%
Term72 months
Last UpdatedMar 18, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Up to 48 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 36 Months
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
New Cars, Trucks, and SUVs
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details

As Low As

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; Finance up to 80% of MSRP according to Black Book

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.59%
84 Months
View
▼
APR4.59%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
View
▼
APR4.59%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.74%
49 to 60
View
▼
APR4.74%
Term49 to 60
Last UpdatedMar 17, 2026
Details

49 to 60 Months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Up to 60 Months

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.79%
96 Months
View
▼
APR4.79%
Term96 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
View
▼
APR4.79%
Term96 Months
Last UpdatedMar 18, 2026
Details

As Low As

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
New Car Loans
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.99%
61 to 72
View
▼
APR4.99%
Term61 to 72
Last UpdatedMar 17, 2026
Details

61 to 72 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
New Auto
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Mcdowell Cornerstone Credit Union CU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
2031 RUTHERFORD RD, MARION, NC, 28752
New Auto Loans
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 14, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
View
▼
APR4.99%
Term120 months
Last UpdatedMar 18, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
View
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 15, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 60 Months
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
New Autos
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up tp 84 Months

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.14%
36 - 63
View
▼
APR5.14%
Term36 - 63
Last UpdatedMar 15, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.19%
24-48
View
▼
APR5.19%
Term24-48
Last UpdatedMar 20, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.19%
1-66
View
▼
APR5.19%
Term1-66
Last UpdatedMar 17, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.24%
73 to 84
View
▼
APR5.24%
Term73 to 84
Last UpdatedMar 17, 2026
Details

73 to 84 Months

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.25%
37 - 48
View
▼
APR5.25%
Term37 - 48
Last UpdatedMar 18, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
5.25%
73-84 months
View
▼
APR5.25%
Term73-84 months
Last UpdatedMar 15, 2026
Details

As Low As

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 72 Months
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 15, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
New Cars, Trucks, and SUVs
5.25%
61 Months - 84 Months
View
▼
APR5.25%
Term61 Months - 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details

Up to 72 Months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.25%
37-48 months
View
▼
APR5.25%
Term37-48 months
Last UpdatedMar 11, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.39%
49-60
View
▼
APR5.39%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC, 27298
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.50%
49 - 60
View
▼
APR5.50%
Term49 - 60
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
View
▼
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.50%

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan 90% financing
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.50%
61-75 months
View
▼
APR5.50%
Term61-75 months
Last UpdatedMar 11, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.54%
64 - 75
View
▼
APR5.54%
Term64 - 75
Last UpdatedMar 15, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.59%
61-66
View
▼
APR5.59%
Term61-66
Last UpdatedMar 20, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.69%
1-66
View
▼
APR5.69%
Term1-66
Last UpdatedMar 17, 2026
Details

As Low As; Non-Payroll Deduction

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.70%
67-75
View
▼
APR5.70%
Term67-75
Last UpdatedMar 17, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan
5.74%
67-72
View
▼
APR5.74%
Term67-72
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.74%
85 to 96
View
▼
APR5.74%
Term85 to 96
Last UpdatedMar 17, 2026
Details

85 to 96 Months

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
View
▼
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.75%

TCP Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
3051 Westinghouse Rd, Rural Hall, NC, 27045 9570
New Auto
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.85%
76-84
View
▼
APR5.85%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 15, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.99%
61 - 72
View
▼
APR5.99%
Term61 - 72
Last UpdatedMar 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
View
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
View
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
View
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
View
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
View
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
View
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
View
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.20%
72 Months
View
▼
APR5.20%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
Used Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details

Up to 72 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
View
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2020 or Newer**

Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1000 Patton Ave, Asheville, NC, 28806 3623
New and Used Cars
5.50%
96 Months
View
▼
APR5.50%
Term96 Months
Last UpdatedMar 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
View
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
1441 Patton Ave, Asheville, NC, 28806
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
View
▼
APR6.00%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1911 Hendersonville Rd, Asheville, NC, 28803
Used Car - less than 100,000 Miles
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 11, 2026
Details

up to 84 months

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
1911 Hendersonville Rd, Asheville, NC, 28803
Used Car - greater than 100,000 Miles
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedMar 11, 2026
Details

up to 72 months

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
Used Car
2.90%
60 Months
View
▼
APR2.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details

As Low As

Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
View
▼
APR4.00%
Term36 months - 84 months
Last UpdatedMar 20, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
View
▼
APR4.09%
Term48 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
View
▼
APR4.19%
Term60 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
View
▼
APR4.39%
Term72 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.39%
36 Months
View
▼
APR4.39%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
View
▼
APR4.59%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
View
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2020-2021
4.75%
max term 54 months
View
▼
APR4.75%
Termmax term 54 months
Last UpdatedMar 15, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
4.75%
up to 60 months
View
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
4.75%
up to 60 months
View
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
4.75%
Up to 36 months
View
▼
APR4.75%
TermUp to 36 months
Last UpdatedMar 11, 2026
Details

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
View
▼
APR4.79%
Term96 Months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
Used Car Loans (2024 and Older)
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Up to 48 Months

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
View
▼
APR4.99%
Term120 months
Last UpdatedMar 18, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
View
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
View
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 15, 2026
Details

As Low As

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Used Cars, Trucks, SUVs, and Classics
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.19%
1-60
View
▼
APR5.19%
Term1-60
Last UpdatedMar 17, 2026
Details

As Low As; Term: 1-60 Months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.24%
49 to 60
View
▼
APR5.24%
Term49 to 60
Last UpdatedMar 17, 2026
Details

49 to 60 Months

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
Used Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.39%
24-48
View
▼
APR5.39%
Term24-48
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.39%
24-48
View
▼
APR5.39%
Term24-48
Last UpdatedMar 20, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC, 27298
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.49%
61 to 72
View
▼
APR5.49%
Term61 to 72
Last UpdatedMar 17, 2026
Details

61 to 72 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
Used Autos
5.49%
Up to 48 Months
View
▼
APR5.49%
TermUp to 48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mcdowell Cornerstone Credit Union CU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
2031 RUTHERFORD RD, MARION, NC, 28752
Used Auto Loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 14, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
Used Autos (2016 - 2025)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up to 84 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.59%
49-60
View
▼
APR5.59%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.59%
49-60
View
▼
APR5.59%
Term49-60
Last UpdatedMar 20, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
Used Auto Loan
5.64%
36 - 63
View
▼
APR5.64%
Term36 - 63
Last UpdatedMar 15, 2026
Details

Model Year: 2019 - 2024

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.69%
1-60
View
▼
APR5.69%
Term1-60
Last UpdatedMar 17, 2026
Details

As Low As; Term: 1-60 Months

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.70%
61-66
View
▼
APR5.70%
Term61-66
Last UpdatedMar 17, 2026
Details

As Low As; Term: 61-66 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.74%
73 to 84
View
▼
APR5.74%
Term73 to 84
Last UpdatedMar 17, 2026
Details

73 to 84 Months

CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC, 28021 9211
Used Car Loans
5.74%
36-84 months
View
▼
APR5.74%
Term36-84 months
Last UpdatedMar 18, 2026
Details

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
Used Vehicles
5.75%
0-36
View
▼
APR5.75%
Term0-36
Last UpdatedMar 18, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
5.75%
61-72 months
View
▼
APR5.75%
Term61-72 months
Last UpdatedMar 15, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
5.75%
61-72 months
View
▼
APR5.75%
Term61-72 months
Last UpdatedMar 15, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
Used auto loan rate
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Used Cars, Trucks, SUVs, and Classics
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
5.75%
37-48 months
View
▼
APR5.75%
Term37-48 months
Last UpdatedMar 11, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.79%
61-66
View
▼
APR5.79%
Term61-66
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.79%
61-66
View
▼
APR5.79%
Term61-66
Last UpdatedMar 20, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.85%
67-75
View
▼
APR5.85%
Term67-75
Last UpdatedMar 17, 2026
Details

As Low As; Term: 67-75 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned (2020
5.94%
67-72
View
▼
APR5.94%
Term67-72
Last UpdatedMar 20, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan
5.94%
67-72
View
▼
APR5.94%
Term67-72
Last UpdatedMar 20, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Asheville, North Carolina

How does my credit score affect my car loan rate in North Carolina?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Asheville, North Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in North Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Asheville, North Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Asheville, North Carolina?

Based on our current data, some of the lowest auto loan rates available in Asheville, North Carolina include:
  • United Federal Credit Union: 3.95% (Fixed Rate New & Used Auto Loans)
  • State Employees Credit Union: 4.25% (New auto loans)
  • Arcade Credit Union: 5.00% (New Car)
  • Champion Credit Union Canton, NC: 5.50% (New and Used Cars)
  • Self-Help Credit Union: 5.75% (New Car)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Asheville, North Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

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