Current auto loan rates in Metairie, Louisiana include Xplore Federal Credit UnionXplore Federal Credit Union5500 Veterans Memorial Blvd Ste 100, Metairie, LA, 70003 1746A+5.0 ★Texas Ratio: 1.58% offering New Autos at 3.82%, La Capitol Federal Credit UnionLa Capitol Federal Credit Union4725 Veterans Memorial Blvd, Metairie, LA, 70006 5324A5.0 ★Texas Ratio: 7.23% offering New Vehicle - 2023 and Newer Model Years at 5.09%, Jefferson Parish Employees Federal Credit UnionJefferson Parish Employees Federal Credit Union4200 Houma Blvd, Metairie, LA, 70006 2970A+5.0 ★Texas Ratio: 1.92% offering Automobiles at 5.40%, Keesler Federal Credit UnionKeesler Federal Credit Union4625 Airline Dr, Metairie, LA, 70001A+5.0 ★Texas Ratio: 4.31% offering New Outdoor Vehicle Loans at 7.49%, Riverland Federal Credit UnionRiverland Federal Credit Union639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130A+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%. Auto loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Metairie, Louisiana are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Metairie, Louisiana. Auto Loan Rates Last Updated and Verified: March 28, 2026
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Maximum Loan Amount: Less than $15,000.00
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
As Low As; For a limited time only
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Maximum Loan Amount: $15,000.00-$19,999.99
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000 and above
Paper Grade A, Credit Score Range 720+
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Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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Maximum Loan Amount: $20,000.00-$29,999.99
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
Paper Guide: A; Credit Score Range: 720+
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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Maximum Loan Amount: Less than/equal to 100%
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$5,000 and above
Paper Guide: A; Credit Score Range: 720+
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
up to 96 mo.
up to 84 mo.
up to 72 mo.
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As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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Maximum Loan Amount: $30,000.00-$39,999.99
Maximum Loan Amount: Less than/equal to 100%
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
$5,000.00 and Above (36 Month Term)
Paper Grade A, Credit Score Range 720+
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As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
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As Low As; 100% financing available
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Maximum Loan Amount: Less than/equal to 100%
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$15,000 and above
$10,000.00 and Above (48 Month Term)
Paper Grade B, Credit Score Range 670-719
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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As Low As; Selling price must be $30,000
1% APR interest rate reduction for School Employees for this loan category.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$25,000 and above
$5,000.00 and Above (36 Month Term)
$15,000.00 and Above (60 Month Term)
Paper Guide: A; Credit Score Range: 720+
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As Low As; New Vehicles Only > $25,000
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As Low As; 100% financing available
1% APR interest rate reduction for School Employees for this loan category.
$5,000 and above
$10,000.00 and Above (48 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
Paper Guide: B; Credit Score Range: 670-719
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Maximum term for loans up to $5,000 is 24 months
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As Low As; 100% financing available
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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Maximum Loan Amount: Less than/equal to 100%
1% APR interest rate reduction for School Employees for this loan category.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
$15,000.00 and Above (60 Month Term)
$10,000 and Above (48 Month Term)
Paper Grade B, Credit Score Range 670-719
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As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts
Loan amount is $15,001 or greater
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Maximum Loan Amount: Less than $15,000.00
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
As Low As; For a limited time only
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Maximum Loan Amount: $15,000.00-$19,999.99
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000 and above
Paper Grade A, Credit Score Range 720+
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Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
Maximum Loan Amount: $20,000.00-$29,999.99
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
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$5,000 and above
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up to 96 mo.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Maximum Loan Amount: $30,000.00-$39,999.99
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
Paper Grade A, Credit Score Range 720+
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As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$15,000 and above
Paper Grade B, Credit Score Range 670-719
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As Low As; Selling price must be $30,000
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$25,000 and above
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As Low As; New Vehicles Only > $25,000
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$5,000 and above
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
Paper Grade B, Credit Score Range 670-719
Loan amount is $15,001 or greater
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As Low As; 2019-2022 Model Years
As Low As; 2019-2022 Model Years
As Low As; 2019-2022 Model Years
As Low As; 2018 and Older Model Years
As Low As; 2018 and Older Model Years
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
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Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Guide: A; Credit Score Range: 720+
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
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Maximum Loan Amount: Less than/equal to 100%
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Paper Guide: A; Credit Score Range: 720+
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
up to 84 mo.
up to 72 mo.
Maximum Loan Amount: Less than/equal to 100%
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000.00 and Above (36 Month Term)
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Maximum Loan Amount: Less than/equal to 100%
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000.00 and Above (48 Month Term)
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000.00 and Above (36 Month Term)
$15,000.00 and Above (60 Month Term)
Paper Guide: A; Credit Score Range: 720+
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$10,000.00 and Above (48 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
Paper Guide: B; Credit Score Range: 670-719
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Maximum term for loans up to $5,000 is 24 months
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
Maximum Loan Amount: Less than/equal to 100%
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$15,000.00 and Above (60 Month Term)
$10,000 and Above (48 Month Term)
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As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts
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Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.292 points this week to 6.084% APR, up from 5.791% last week.
Used auto loan rates rose 0.131 points this week to 6.588% APR, up from 6.458% last week.