Current auto loan rates in Lafayette, Louisiana include Meritus Federal Credit UnionMeritus Federal Credit Union515 Guilbeau Rd, Lafayette, LA, 70506 6089A+5.0 ★Texas Ratio: 3.17% offering New Auto Loans at 3.99%, Maple Federal Credit UnionMaple Federal Credit Union105 Toledo Dr, Lafayette, LA, 70506A+5.0 ★Texas Ratio: 4.14% offering New Auto at 4.50%, 705 Federal Credit Union705 Federal Credit Union1455 W Willow St, Lafayette, LA, 70506 1026A-5.0 ★Texas Ratio: 14.64% offering New Auto Loans at 4.75%, University of Louisiana Federal Credit UnionUniversity of Louisiana Federal Credit Union619 McKinley St Ste 101, Lafayette, LA, 70503A+5.0 ★Texas Ratio: 1.84% offering New Vehicle at 4.99%, Riverland Federal Credit UnionRiverland Federal Credit Union639 Loyola Ave Ste 220, New Orleans, LA, 70113 3130A+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%. Auto loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Lafayette, Louisiana are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lafayette, Louisiana. Auto Loan Rates Last Updated and Verified: March 25, 2026
As Low As
As Low As
$5,000 and above
As Low As; Financing up to 115%
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$10,000 and above
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$5,000 and above
As Low As
As Low As
$10,000 and above
$5,000.00 and Above (36 Month Term)
As Low As
$15,000 and above
$10,000.00 and Above (48 Month Term)
As Low As
As Low As
$25,000 and above
$5,000.00 and Above (36 Month Term)
$15,000.00 and Above (60 Month Term)
$5,000 and above
$10,000.00 and Above (48 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
As Low As; Financing up to 115%
As Low As
As Low As
$10,000 and above
$15,000.00 and Above (60 Month Term)
$10,000 and Above (48 Month Term)
As Low As
As Low As
As Low As
As Low As
$15,000 and above
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
As Low As
As Low As
As Low As
$25,000 and above
$5,000.00 and Above (36 Month Term)
$10,000 and Above (48 Month Term)
$40,000 and above
$10,000.00 and Above (48 Month Term)
Up to $15,000; A+
Up to $15,000 (36 Month Term)
$15,000 and Above (60 Month Term)
$15,000.00 and Above (60 Month Term)
Up to $15,000; A+
Up to $15,000 (48 Month Term)
$25,000 and Above (72 Month Term)
As Low As; Financing up to 115%
As Low As
$25,000.00 and Above (72 Month Term)
Up to $15,000; A
Up to $15,000 (36 Month Term)
$5,000 and Above (36 Month Term)
As Low As
Up to $15,000; A
Up to $15,000 (48 Month Term)
$10,000 and Above (48 Month Term)
$5,000 and above
$15,000 and Above (60 Month Term)
$10,000 and above
$25,000 and Above (72 Month Term)
$15,000 and above
Up to $15,000; B
Up to $15,000 (36 Month Term)
$25,000 and above
$5,000.00 and Above (36 Month Term)
Up to $15,000; B
Up to $15,000 (48 Month Term)
$40,000 and above
$10,000.00 and Above (48 Month Term)
$15,000.00 and Above (60 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
$10,000 and Above (48 Month Term)
$5,000 and above
$15,000 and Above (60 Month Term)
$10,000 and above
$25,000 and Above (72 Month Term)
$15,000 and above
Up to $15,000; C
Up to $15,000 (36 Month Term)
$25,000 and above
$5,000.00 and Above (36 Month Term)
Up to $15,000; C
Up to $15,000 (48 Month Term)
$40,000 and above
$10,000.00 and Above (48 Month Term)
$15,000.00 and Above (60 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
$10,000 and Above (48 Month Term)
$15,000 and Above (60 Month Term)
$25,000 and Above (72 Month Term)
Up to $15,000; D
Up to $15,000 (36 Month Term)
Up to $15,000; D
Up to $15,000 (48 Month Term)
$5,000 and above
$5,000.00 and Above (36 Month Term)
Up to $15,000; E
Up to $15,000 (36 Month Term)
$5,000 and Above (36 Month Term)
As Low As; Cars, Trucks, & SUVs
As Low As
As Low As; For a limited time only
As Low As; For a limited time only
As Low As; For a limited time only
As Low As; For a limited time only
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: Less than $15,000.00
As Low As; For a limited time only
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $15,000.00-$19,999.99
As Low As
As Low As
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Guide: A; Credit Score Range: 720+
Maximum Loan Amount: $20,000.00-$29,999.99
As Low As
As Low As
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As Low As
Paper Guide: A; Credit Score Range: 720+
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
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up to 96 mo.
up to 84 mo.
up to 72 mo.
As Low As
As Low As
As Low As
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $30,000.00-$39,999.99
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
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As Low As
As Low As; 36 months
As Low As
As Low As
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As Low As
As Low As; 100% financing available
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade B, Credit Score Range 670-719
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
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As Low As
As Low As; Selling price must be $30,000
1% APR interest rate reduction for School Employees for this loan category.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Guide: A; Credit Score Range: 720+
As Low As
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$5,000 and above
As Low As
$10,000 and above
As Low As
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$5,000 and above
As Low As
$10,000 and above
As Low As
$15,000 and above
As Low As
$25,000 and above
$5,000 and above
$10,000 and above
As Low As
$15,000 and above
As Low As
$25,000 and above
$40,000 and above
$5,000 and above
$10,000 and above
$15,000 and above
$25,000 and above
$40,000 and above
$5,000 and above
$10,000 and above
$15,000 and above
$25,000 and above
$40,000 and above
$5,000 and above
As Low As
As Low As; For a limited time only
As Low As; For a limited time only
As Low As; For a limited time only
As Low As; For a limited time only
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: Less than $15,000.00
As Low As; For a limited time only
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $15,000.00-$19,999.99
As Low As
As Low As
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Maximum Loan Amount: $20,000.00-$29,999.99
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
up to 96 mo.
As Low As
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $30,000.00-$39,999.99
As Low As
As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
As Low As
As Low As
As Low As
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Grade B, Credit Score Range 670-719
As Low As
As Low As
As Low As
As Low As; Selling price must be $30,000
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As
As Low As
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$5,000.00 and Above (36 Month Term)
$10,000.00 and Above (48 Month Term)
As Low As
$5,000.00 and Above (36 Month Term)
$15,000.00 and Above (60 Month Term)
$10,000.00 and Above (48 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
As Low As
As Low As
$15,000.00 and Above (60 Month Term)
$10,000 and Above (48 Month Term)
As Low As
As Low As
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
As Low As
As Low As
$5,000.00 and Above (36 Month Term)
$10,000 and Above (48 Month Term)
$10,000.00 and Above (48 Month Term)
Up to $15,000; A+
Up to $15,000 (36 Month Term)
$15,000 and Above (60 Month Term)
$15,000.00 and Above (60 Month Term)
Up to $15,000; A+
Up to $15,000 (48 Month Term)
$25,000 and Above (72 Month Term)
As Low As
$25,000.00 and Above (72 Month Term)
Up to $15,000; A
Up to $15,000 (36 Month Term)
$5,000 and Above (36 Month Term)
As Low As
Up to $15,000; A
Up to $15,000 (48 Month Term)
$10,000 and Above (48 Month Term)
$15,000 and Above (60 Month Term)
$25,000 and Above (72 Month Term)
Up to $15,000; B
Up to $15,000 (36 Month Term)
$5,000.00 and Above (36 Month Term)
Up to $15,000; B
Up to $15,000 (48 Month Term)
$10,000.00 and Above (48 Month Term)
$15,000.00 and Above (60 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
$10,000 and Above (48 Month Term)
$15,000 and Above (60 Month Term)
$25,000 and Above (72 Month Term)
Up to $15,000; C
Up to $15,000 (36 Month Term)
$5,000.00 and Above (36 Month Term)
Up to $15,000; C
Up to $15,000 (48 Month Term)
$10,000.00 and Above (48 Month Term)
$15,000.00 and Above (60 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
$10,000 and Above (48 Month Term)
$15,000 and Above (60 Month Term)
$25,000 and Above (72 Month Term)
Up to $15,000; D
Up to $15,000 (36 Month Term)
Up to $15,000; D
Up to $15,000 (48 Month Term)
$5,000.00 and Above (36 Month Term)
Up to $15,000; E
Up to $15,000 (36 Month Term)
$5,000 and Above (36 Month Term)
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Guide: A; Credit Score Range: 720+
As Low As
Paper Guide: A; Credit Score Range: 720+
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
up to 84 mo.
up to 72 mo.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
As Low As
As Low As
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Paper Guide: A; Credit Score Range: 720+
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.196 points this week to 6.039% APR, up from 5.843% last week.
Used auto loan rates rose 0.012 points this week to 6.644% APR, up from 6.633% last week.