CD Rates Lafayette, Louisiana (LA) for April 2026
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Brian McKay
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Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lafayette, Louisiana CD rates include Investar Bank National AssociationInvestar Bank National Association4004 Ambassador Caffery Pkwy, Lafayette, LA 70503A+5.0 ★Texas Ratio: 3.85% offering 3-Month Certificate of Deposit at 3.90% APY, Neighbors Federal Credit UnionNeighbors Federal Credit Union315 Rue du Belier, Lafayette, LA 70506A5.0 ★Texas Ratio: 11.49% offering 12 Months (1 Year) Share Certificates at 3.82% APY, First Pioneers Federal Credit UnionFirst Pioneers Federal Credit Union2235 S College Rd, Lafayette, LA 70508A+5.0 ★Texas Ratio: 5.82% offering 6-Month Certificate at 3.80% APY, Meritus Federal Credit UnionMeritus Federal Credit Union515 Guilbeau Rd, Lafayette, LA 70506 6089A+5.0 ★Texas Ratio: 3.17% offering 12 Month IRA Share Certificates at 3.50% APY, and ADVANCIALADVANCIAL306 E Kaliste Saloom Rd, Lafayette, LA 70508A+5.0 ★Texas Ratio: 0.31% offering Regular, IRA & Business Jumbo Certificates 1 year at 2.78% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Lafayette, Louisiana, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026
Compare Best CD Rates in Lafayette, Louisiana & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Investar Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
4004 Ambassador Caffery Pkwy, Lafayette, LA 70503
3-Month Certificate of Deposit
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Consumer Online Banking Only
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2931 Moss St, Lafayette, LA 70501
90 Day CD
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
3-month Certificates, IRA
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
90 Day Fixed Rate CDS
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
3 Month Term Share Certificates
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
6-Month Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2931 Moss St, Lafayette, LA 70501
6 Month CD
$1,000
1.56%
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
6 Month Certificate
$500
4.08%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Age 0-17
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
6-Month CD
$1,000
3.81%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
6 Month CD
$2,500
3.79%
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
6-Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
6 Month Bonus Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
6 Month Certificate
$300
3.58%
▼
Rate3.50%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
6 MONTH CERTIFICATE
$500
3.56%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
6 Month Share Certificate
$2,500
3.50%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
6 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 6-Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
6 month Share Certificate
$500
3.27%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
6 Month Fixed Rate CDS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (6 mo)
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 6 Month
$0
2.47%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA 70723
Certificates minimum) 6 Month
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
6 Month Jumbo Share & IRA Certificates
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 6 Month
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
6 Month Term Share Certificates
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
315 Rue du Belier, Lafayette, LA 70506
12 Months (1 Year) Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
12-Month Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA 70506 6089
12 Month IRA Share Certificates
$50
3.50%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Regular, IRA & Business Jumbo Certificates 1 year
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2931 Moss St, Lafayette, LA 70501
12 Month CD (quarterly add on)
$1,000
1.91%
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
10719 Airline Hwy, Baton Rouge, LA 70816 4213
12 Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
12 Month IRA
$250
3.96%
▼
Rate3.90%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 1 Year
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
12 Month Bonus Certificates
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
1 year Education IRA
$0
3.77%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 1 Year
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
12 month Share Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
12 Month CD
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
12 Month (1 Year) Certificate
$300
3.58%
▼
Rate3.50%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
12 Month Expandable Share Certificates (CDs)
$100
3.56%
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA 70723
Certificates minimum) 12 Month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$1,000
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
1 Year Certificate Account
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 1 Year (Jumbo)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 1 Year
$1,500
3.25%
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 1-Year
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (12 mo)
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
1 Year Jumbo Share & IRA Certificates
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
1 Year Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
1 Year IRA Certificates
$500
2.65%
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 1 Year FirstStep
$0
1.05%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
1 Year Term Share Certificates
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA 71360 5444
IRA Share Certificates 1 Year
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
18-Month Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
18-Month IRA
$2,000
4.07%
▼
Rate4.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Regular Certificates 18-month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
18-month Certificate Special
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.; Special rate applies to new money only.
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
18 month Share Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
18-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
18 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
18 Month IRA
$250
3.29%
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
18 Month Jumbo Share & IRA Certificates
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 18-Month
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
Traditional & ROTH IRA 18 MONTH CERTIFICATE
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
18 Month Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
24 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA 70506 6089
24 Month IRA Share Certificates
$50
3.00%
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2931 Moss St, Lafayette, LA 70501
24 Month CD (monthly check or transfer to account)
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
24-Month IRA
$2,000
4.33%
▼
Rate4.25%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
24 Month Bonus Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
24 Month CD
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
2 Year Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
24-Month CD
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Pays at Maturity
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
24 Month IRA
$250
3.44%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
24-month Certificates, IRA, Roth, Educational IRA
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
2 YEAR CERTIFICATE
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 2 Year
$0
3.19%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 2-Year
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (24 mo)
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
2 Year Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
2 Year Step Certificate Account
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
24 Month Expandable Share Certificates (CDs)
$100
2.43%
▼
Rate2.40%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
2 Year Term Share Certificates
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
2 Year Jumbo Share & IRA Certificates
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 2 Year
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
36-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2931 Moss St, Lafayette, LA 70501
36 Month CD (monthly check or transfer to account)
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Regular Certificates 36-month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
36 Month Bonus Certificates
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
36 Month CD
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
36-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
36 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
36-Month CD
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Pays Monthly
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
36 Month IRA
$250
3.29%
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
36-month Certificates, IRA, Roth, Educational IRA
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
IRA'S (Traditional and Roth) 3 year
$100
3.05%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA 71301
IRA Certificate Account 3 year
$100
3.04%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
36 Month (3 Years) Certificate
$300
3.03%
▼
Rate3.00%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
3 Year Fixed Rate CDS
$500
2.75%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 3 Year
$0
2.37%
▼
Rate2.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 3-Year
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
36 Month Expandable Share Certificates (CDs)
$100
2.12%
▼
Rate2.10%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
3 Year Term Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
3 Year Jumbo Share & IRA Certificates
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 3 Year
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
48-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
48 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
48 Month CD
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
48-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
48 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
48 Month Bump IRA
$250
3.29%
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
48-Month CD
$0
3.05%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
New Money Only, Pays Monthly
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
4 Year Fixed Rate CDS
$500
2.85%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
4 Year Term Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
4 Year Bump Option Certificate of Deposit
$500
1.31%
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Renewals only at this time.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
4 Year Jumbo Share & IRA Certificates
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 4 Year
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
60-Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
60 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
60 Month CD
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
60-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
60 month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
60-month Certificates, IRA, Roth, Educational IRA
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
60 Month Bump IRA
$250
3.29%
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
5 Year Certificate of Deposit
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
60 Month (5 Years) Certificate
$300
3.03%
▼
Rate3.00%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
60-Month CD
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
New Money Only, Pays Monthly
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
5 Year Fixed Rate CDS
$500
2.95%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (60 mo)
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 5-Year
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
5 Year Term Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
5 Year Jumbo Share & IRA Certificates
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 5 Year
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Frequently Asked Questions about CD Rates in Lafayette, Louisiana
Are CD rates in Lafayette, Louisiana FDIC insured?
Yes, most established banks in Lafayette, Louisiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Lafayette, Louisiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lafayette, Louisiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Lafayette, Louisiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Lafayette, Louisiana?
Here are recent top rates found for this area:
- Investar Bank National Association: 3.90% APY (3-Month Certificate of Deposit)
- Neighbors Federal Credit Union: 3.82% APY (12 Months (1 Year) Share Certificates)
- First Pioneers Federal Credit Union: 3.80% APY (6-Month Certificate)
- Meritus Federal Credit Union: 3.50% APY (12 Month IRA Share Certificates)
- ADVANCIAL: 2.78% APY (Regular, IRA & Business Jumbo Certificates 1 year)
- American Bank & Trust Company LA : 2.07% APY (36 Month CD (monthly check or transfer to account))
- Ouachita Valley Federal Credit Union: 4.33% APY (24-Month IRA)
- Heritage Bank of St Tammany: 4.08% APY (6 Month Certificate)
- Riverland Federal Credit Union: 4.00% APY (Regular Certificates 18-month)
- EFCU Financial Federal Credit Union: 4.00% APY (12 Month Certificate)
Rates reflect recent verified offers available in Lafayette, Louisiana. Last Updated: April 4, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lafayette, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lafayette, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 4, 2026
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