Auto Loan Rates in Orlando, Florida (FL) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Orlando, Florida. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Orlando, Florida include ECU Credit UnionECU Credit Union8201 Chancellor Dr, Orlando, FL, 32809A+5.0 ★Texas Ratio: 1.62% offering Auto Loan - New Vehicles at 4.00%, Orlando Credit UnionOrlando Credit Union945 S Orange Ave, Orlando, FL, 32806 1212A5.0 ★Texas Ratio: 8.28% offering New Auto Loans - Model Year 2025 and newer at 4.00%, Fairwinds Credit UnionFairwinds Credit Union12800 Tanja King Blvd, Orlando, FL, 32828 7701A+5.0 ★Texas Ratio: 1.48% offering Community Heroes Auto Program New Car at 4.19%, Addition Financial Credit UnionAddition Financial Credit Union1823 N Alafaya Trl, Orlando, FL, 32826A+5.0 ★Texas Ratio: 4.12% offering New Auto at 4.49%, Partners Federal Credit UnionPartners Federal Credit Union13705 International Dr S, Orlando, FL, 32821 5411A5.0 ★Texas Ratio: 6.57% offering New Vehicle at 4.49%.
Auto loan rates in Orlando, Florida are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Orlando, Florida. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Orlando, Florida & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
APR4.00%
Termup to 36 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
▼
APR4.25%
Termup to 36 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
▼
APR4.45%
Termup to 48 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
New Auto
4.49%
24-66 Months
▼
APR4.49%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
▼
APR4.70%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
▼
APR4.70%
Termup to 48 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 18, 2026
Details
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
▼
APR4.80%
Termup to 72 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
Used Auto (Purchase Only)
4.89%
24-66 Months
▼
APR4.89%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 18, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
▼
APR4.95%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL, 32806
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMar 15, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74.
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
▼
APR5.10%
Termup to 72 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
5.12%
48 Months
▼
APR5.12%
Term48 Months
Last UpdatedMar 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 18, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
New Auto
5.24%
67-84 Months
▼
APR5.24%
Term67-84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 49-60 Months
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL, 32806
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 15, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
4530 S Semoran Blvd, Orlando, FL, 32822 2408
Auto Loans
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84-month Term.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.26%
15 Year Fixed
▼
APR5.26%
Term15 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022 15 Year Fixed
5.26%
15 Year Fixed
▼
APR5.26%
Term15 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 18, 2026
Details
60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96.
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL, 32825
2025 and Newer Autos
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
1900 McCoy Rd, Orlando, FL, 32809
New Vehicles
5.40%
84 Months
▼
APR5.40%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; As low as 5.40% APR for New Vehicles for up to 84 months
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
129 E Gore St, Orlando, FL, 32806 1222
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 61-72 Months
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 49-60 Months
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
72 months at 5.500% (5.500% APR) for a $30,000 loan would result in a monthly payment of $490.14.
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
Used Auto (Purchase Only)
5.64%
67-84 Months
▼
APR5.64%
Term67-84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL, 32825
2024 Autos
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
1900 McCoy Rd, Orlando, FL, 32809
Used Vehicles
5.65%
78 Months
▼
APR5.65%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As; As low as 5.65% APR for Used Vehicles for up to 78 months
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
129 E Gore St, Orlando, FL, 32806 1222
Used Autos
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 73-84 Months
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 61-72 Months
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
5.85%
up to 84 months
▼
APR5.85%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount; Minimum loan amount: $25,000; Maximum mileage: 60,000 miles
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
5.88%
84 Months
▼
APR5.88%
Term84 Months
Last UpdatedMar 13, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
5.88%
75 Months
▼
APR5.88%
Term75 Months
Last UpdatedMar 13, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
Auto Refinance
5.89%
24-84 Months
▼
APR5.89%
Term24-84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.96%
30 Year Fixed
▼
APR5.96%
Term30 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022 30 Year Fixed
5.96%
30 Year Fixed
▼
APR5.96%
Term30 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
6.00%
75 Months
▼
APR6.00%
Term75 Months
Last UpdatedMar 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL, 32825
2023 Autos
6.14%
72 Months
▼
APR6.14%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
6.15%
up to 84 months
▼
APR6.15%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount; Minimum loan amount: $25,000; Maximum mileage: 60,000 miles; Not available for vehicles 2020 or older
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 73-84 Months
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL, 32806
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedMar 15, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
6.38%
78 Months
▼
APR6.38%
Term78 Months
Last UpdatedMar 13, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL, 32825
2022 and 2021 Autos
6.89%
72 Months
▼
APR6.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
7.24%
up to 36 months
▼
APR7.24%
Termup to 36 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
7.49%
up to 48 months
▼
APR7.49%
Termup to 48 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
7.74%
up to 60 months
▼
APR7.74%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
8.49%
up to 60 months
▼
APR8.49%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan (Model Year 2021 and older)
8.49%
up to 60 months
▼
APR8.49%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
8.59%
up to 60 months
▼
APR8.59%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan (Model Year 2021 and older)
8.59%
60 Months
▼
APR8.59%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
8.74%
up to 84 months
▼
APR8.74%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan (Model Year 2021 and older)
8.74%
up to 84 months
▼
APR8.74%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
9.09%
up to 84 months
▼
APR9.09%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan (Model Year 2021 and older)
9.09%
84 Months
▼
APR9.09%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
129 E Gore St, Orlando, FL, 32806 1222
Experienced/Classic Autos
9.19%
Up to 36 Months
▼
APR9.19%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
9.24%
up to 120 months
▼
APR9.24%
Termup to 120 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan (Model Year 2021 and older)
9.24%
up to 120 months
▼
APR9.24%
Termup to 120 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan
9.59%
up to 120 months
▼
APR9.59%
Termup to 120 months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Auto Loan (Model Year 2021 and older)
9.59%
120 Months
▼
APR9.59%
Term120 Months
Last UpdatedMar 15, 2026
Details
As Low As; up to 90% Financing
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018-2025
3.24%
24 Months
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Keys Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.39%
514 Southard St, Key West, FL, 33040
Auto Loans
3.25%
84 Months
▼
APR3.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms up to 84 months
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 15, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
APR3.49%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
APR3.49%
Term24-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2018-2025
3.49%
24 Months
▼
APR3.49%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018-2025
3.49%
24 Months
▼
APR3.49%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
3.50%
12-36
▼
APR3.50%
Term12-36
Last UpdatedMar 17, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Used Automobile
3.74%
24-84 Months
▼
APR3.74%
Term24-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018 & older
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2019-2025
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 15, 2026
Details
Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Autos (New 2025-2026)
3.95%
84 Months
▼
APR3.95%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Used Auto
3.99%
Up to 84
▼
APR3.99%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2018 & older
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2019-2025
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018 & older
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2019-2025
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.00%
37-48
▼
APR4.00%
Term37-48
Last UpdatedMar 17, 2026
Details
Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
5909 Stewart St, Milton, FL, 32570
New & Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 17, 2026
Details
As Low As
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
New Vehicles
4.40%
36-60
▼
APR4.40%
Term36-60
Last UpdatedMar 17, 2026
Details
As Low As
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
NEW & UP TO 5 YEARS OLD Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
New Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Used Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.50%
Up to 36
▼
APR4.50%
TermUp to 36
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
▼
APR4.59%
Term0-48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
New Automobile (2025 & newer)
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Used Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
Credit Score 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 9.99%
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMar 15, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Used Auto, Van, Pickup, SUV (2019-2026)
4.75%
0-48
▼
APR4.75%
Term0-48
Last UpdatedMar 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.75%
Up to 48
▼
APR4.75%
TermUp to 48
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2020-2025
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.85%
0-54 months
▼
APR4.85%
Term0-54 months
Last UpdatedMar 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.89%
55-70 months
▼
APR4.89%
Term55-70 months
Last UpdatedMar 18, 2026
Details
As Low As
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
Used Vehicles
4.90%
36-60
▼
APR4.90%
Term36-60
Last UpdatedMar 17, 2026
Details
First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
New Vehicles - Model years 2025 or newer
4.94%
Up to 48 months
▼
APR4.94%
TermUp to 48 months
Last UpdatedMar 18, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMar 15, 2026
Details
Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Autos (Used 2022-2026)
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
5909 Stewart St, Milton, FL, 32570
New & Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2026
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; (Over $40,000, + 1% APR)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
New Cars, Trucks, Vans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
NEW & UP TO 5 YEARS OLD Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
3333 Henderson Blvd, Tampa, FL, 33609 2955
Auto Refinance
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Limited time offer.
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Used Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
Credit Score 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 60 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
FL; As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 15, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
APR4.00%
Termup to 36 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
▼
APR4.45%
Termup to 48 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
New Auto
4.49%
24-66 Months
▼
APR4.49%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
▼
APR4.70%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
▼
APR4.80%
Termup to 72 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL, 32806
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMar 15, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 18, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Community Heroes Auto Program New Car
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
New Car
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 18, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
New Auto
5.24%
67-84 Months
▼
APR5.24%
Term67-84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 49-60 Months
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL, 32806
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 15, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL, 32825
2025 and Newer Autos
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
1900 McCoy Rd, Orlando, FL, 32809
New Vehicles
5.40%
84 Months
▼
APR5.40%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; As low as 5.40% APR for New Vehicles for up to 84 months
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
129 E Gore St, Orlando, FL, 32806 1222
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 61-72 Months
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 73-84 Months
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
5.85%
up to 84 months
▼
APR5.85%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount; Minimum loan amount: $25,000; Maximum mileage: 60,000 miles
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - New Vehicles
5.88%
84 Months
▼
APR5.88%
Term84 Months
Last UpdatedMar 13, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
New Vehicle
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 15, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
APR3.49%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
APR3.49%
Term24-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 15, 2026
Details
Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Autos (New 2025-2026)
3.95%
84 Months
▼
APR3.95%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
5909 Stewart St, Milton, FL, 32570
New & Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 17, 2026
Details
As Low As
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
New Vehicles
4.40%
36-60
▼
APR4.40%
Term36-60
Last UpdatedMar 17, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
NEW & UP TO 5 YEARS OLD Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
New Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.50%
Up to 36
▼
APR4.50%
TermUp to 36
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
▼
APR4.59%
Term0-48 Months
Last UpdatedMar 11, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
New Automobile (2025 & newer)
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 9.99%
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMar 15, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.75%
Up to 48
▼
APR4.75%
TermUp to 48
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.85%
0-54 months
▼
APR4.85%
Term0-54 months
Last UpdatedMar 18, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.89%
55-70 months
▼
APR4.89%
Term55-70 months
Last UpdatedMar 18, 2026
Details
As Low As
First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
New Vehicles - Model years 2025 or newer
4.94%
Up to 48 months
▼
APR4.94%
TermUp to 48 months
Last UpdatedMar 18, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMar 15, 2026
Details
Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
5909 Stewart St, Milton, FL, 32570
New & Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2026
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; (Over $40,000, + 1% APR)
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
New Cars, Trucks, Vans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
NEW & UP TO 5 YEARS OLD Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 60 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 15, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
▼
APR4.25%
Termup to 36 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
▼
APR4.70%
Termup to 48 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 18, 2026
Details
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
Used Auto (Purchase Only)
4.89%
24-66 Months
▼
APR4.89%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
▼
APR4.95%
Termup to 60 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
▼
APR5.10%
Termup to 72 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
5.12%
48 Months
▼
APR5.12%
Term48 Months
Last UpdatedMar 13, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.26%
15 Year Fixed
▼
APR5.26%
Term15 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022 15 Year Fixed
5.26%
15 Year Fixed
▼
APR5.26%
Term15 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 18, 2026
Details
60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 49-60 Months
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL, 32828 7701
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
72 months at 5.500% (5.500% APR) for a $30,000 loan would result in a monthly payment of $490.14.
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL, 32826
Used Auto (Purchase Only)
5.64%
67-84 Months
▼
APR5.64%
Term67-84 Months
Last UpdatedMar 17, 2026
Details
As Low As
McCoy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
1900 McCoy Rd, Orlando, FL, 32809
Used Vehicles
5.65%
78 Months
▼
APR5.65%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As; As low as 5.65% APR for Used Vehicles for up to 78 months
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
129 E Gore St, Orlando, FL, 32806 1222
Used Autos
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 61-72 Months
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
5.88%
75 Months
▼
APR5.88%
Term75 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.96%
30 Year Fixed
▼
APR5.96%
Term30 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022 30 Year Fixed
5.96%
30 Year Fixed
▼
APR5.96%
Term30 Year Fixed
Last UpdatedMar 15, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
6.00%
75 Months
▼
APR6.00%
Term75 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
6.15%
up to 84 months
▼
APR6.15%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
As Low As; APR includes Local Heroes Program Discount; Minimum loan amount: $25,000; Maximum mileage: 60,000 miles; Not available for vehicles 2020 or older
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 73-84 Months
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL, 32806
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedMar 15, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8201 Chancellor Dr, Orlando, FL, 32809
Auto Loan - Used Vehicles
6.38%
78 Months
▼
APR6.38%
Term78 Months
Last UpdatedMar 13, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL, 32821 5411
Used Vehicle
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL, 32821 8097
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 15, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 20, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
3.50%
12-36
▼
APR3.50%
Term12-36
Last UpdatedMar 17, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Used Automobile
3.74%
24-84 Months
▼
APR3.74%
Term24-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 15, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Used Auto
3.99%
Up to 84
▼
APR3.99%
TermUp to 84
Last UpdatedMar 20, 2026
Details
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.00%
37-48
▼
APR4.00%
Term37-48
Last UpdatedMar 17, 2026
Details
Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
5909 Stewart St, Milton, FL, 32570
New & Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Used Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Used Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
Credit Score 720+
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 9.99%
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Used Auto, Van, Pickup, SUV (2019-2026)
4.75%
0-48
▼
APR4.75%
Term0-48
Last UpdatedMar 11, 2026
Details
As Low As
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
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SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
Used Vehicles
4.90%
36-60
▼
APR4.90%
Term36-60
Last UpdatedMar 17, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMar 15, 2026
Details
Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Autos (Used 2022-2026)
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Santa Rosa County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
5909 Stewart St, Milton, FL, 32570
New & Used Auto
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2026
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; (Over $40,000, + 1% APR)
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Used Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
Credit Score 720+
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Frequently Asked Questions about Auto Loans in Orlando, Florida
How does my credit score affect my car loan rate in Florida?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Orlando, Florida with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Florida *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Orlando, Florida typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Orlando, Florida?
Based on our current data, some of the lowest auto loan rates available in Orlando, Florida include:
- ECU Credit Union: 4.00% (Auto Loan - New Vehicles)
- Orlando Credit Union: 4.00% (New Auto Loans - Model Year 2025 and newer)
- Fairwinds Credit Union: 4.19% (Community Heroes Auto Program New Car)
- Addition Financial Credit Union: 4.49% (New Auto)
- Partners Federal Credit Union: 4.49% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Orlando, Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
