Best Personal Loan Rates in Orlando, Florida - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Orlando, Florida include: TrustCo BankTrustCo Bank2838 Curry Ford Rd, Orlando, FL, 32806A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Platinum Federal Credit UnionPlatinum Federal Credit Union7041 Grand National Dr Ste 201, Orlando, FL, 32819A+5.0 ★Texas Ratio: 1.87% offering 555 Loan at 5.00% APR, First Florida Credit UnionFirst Florida Credit Union3724 Edgewater Dr, Orlando, FL, 32804 2831A+5.0 ★Texas Ratio: 3.12% offering 7 Year Loan at 5.92% APR, Addition Financial Credit UnionAddition Financial Credit Union1823 N Alafaya Trl, Orlando, FL, 32826A+5.0 ★Texas Ratio: 3.64% offering 5 Year Lot Loan at 7.75% APR, and Partners Federal Credit UnionPartners Federal Credit Union13705 International Dr S, Orlando, FL, 32821 5411A5.0 ★Texas Ratio: 6.02% offering Personal Loans at 9.74% APR. Personal loan rates as of June 21, 2026 according to verified data from MonitorBankRates.
Orlando has 7 local institutions in our database, with personal loan rates as low as 4.00% APR from TrustCo Bank at 2838 Curry Ford Rd, Orlando, FL, 32806. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Orlando, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Orlando, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 21, 2026
Orlando Personal Loan Rates
No additional details available.
Fixed
Fees*: $1,512.35; CLTV: up to 80% (70% CLTV on attached town-homes and condos)
As Low As
Fixed
Fees*: $1,512.35; CLTV: up to 80% (70% CLTV on attached town-homes and condos)
Fees*: $1,512.35; CLTV: up to 80% (70% CLTV on attached town-homes and condos)
Non-Owner Occupied/Investment Property
Purchase Rate: 7.750%
As Low As
As Low As
Purchase Rate: 8.250%
Refinance Rate/APR: 8.500% / 8.628%
As Low As; 10.99% for 60 Months
No additional details available.
As Low As; Daily Periodic Rate: 0.02805%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $5,000.00
Loan rates are subject to change. Your actual rate and terms are affected by your creditworthiness, down payment, vehicle/collateral model year and term selected. Product offers, terms and other information provided herein are subject to change without notice. We will begin charging interest on the transaction date. Payment example: For a $10,000 loan for 60 months at 4.24%, the monthly payment would be $185.46. Rates are effective as of January 5, 2026.
As Low As; Borrow up to $100,000
No additional details available.
As Low As
Loan rates are subject to change. Your actual rate and terms are affected by your creditworthiness, down payment, vehicle/collateral model year and term selected. Product offers, terms and other information provided herein are subject to change without notice. We will begin charging interest on the transaction date. Payment example: For a $10,000 loan for 60 months at 4.24%, the monthly payment would be $185.46. Rates are effective as of January 5, 2026.
As Low As; Borrow up to $100,000
As Low As
5.24% without auto-pay. Minimum loan amount of $500. Loan amount of $2,500 at 5.24% APR with a 9-month term will have a monthly payment amount of $283.87.
As Low As; Borrow up to $100,000
As Low As; Minimum Loan Amount: $5,000.00
As Low As; Borrow up to $100,000
As Low As; Borrow up to $100,000
No additional details available.
As Low As; Borrow up to $100,000
Bay; As Low As
Bay; As Low As
Bay; As Low As
GA; As Low As
No additional details available.
GA; As Low As
Motorcycles, Boats, Motors & Trailers, Recreational Vehicles, Tractors, Cranes, Equipment, Golf Carts, Motorhomes, 5th Wheels, and Travel Trailers. Collateral older than 8 years will increase the interest rate. Rate listed is for a 36-month term. For longer term rates contact Credit Union.
No additional details available.
Up to 90% of market value
GA; As Low As
As Low As; Borrow up to $100,000
Motorcycles, Boats, Motors & Trailers, Recreational Vehicles, Tractors, Cranes, Equipment, Golf Carts, Motorhomes, 5th Wheels, and Travel Trailers. Collateral older than 8 years will increase the interest rate. Rate listed is for a 36-month term. For longer term rates contact Credit Union.
As Low As; Loan Amount: $500 - $25,000
No additional details available.
No additional details available.
GA; As Low As
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $5,000.00
As Low As; Conditions apply, and terms may be limited by loan amount, credit history and other factors. Not all collateral items qualify for terms shown. Refer to AL Credit Union Membership & Account Agreement and Truth In Savings Rate & Fee Schedule for product details.
As Low As
75% Loan to Value
No additional details available.
Up to 90% of market value
GA; As Low As
70% Loan to Value
As Low As
As Low As; Minimum Loan Amount: $5,000.00
No additional details available.
As Low As
As Low As; Loan Amount: $500+
Bay; As Low As
As Low As; Borrow up to $15,000
As Low As
As Low As; Loan Amount: $2,500+
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Loan Amount: $3,000+
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
No additional details available.
No additional details available.
As Low As; Loan Amount: $500-$40,000
No additional details available.
As Low As; Loan Amount: $5,000+
5.79% on new and used vehicles for terms up to 48 months. Recommended term determined by amount financed with a maximum term not to exceed 60 months with the exception of new/used autos, boats, RVs, and motorcycles which may go up to 72, 84, and 144 months. All rates are subject to change without notice. For complete terms and conditions contact Members First Credit Union of FL at (850) 434-2211.
No additional details available.
No additional details available.
up to $7.500.00
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Loan Amount: $5,000+
No additional details available.
As Low As
As Low As; Fixed APR
As Low As; Maximum Terms*
As Low As; Annual Percentage Rate based on creditworthiness
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
Rates from 9.74% - 18.00%
Conditions apply, and terms may be limited by loan amount, credit history and other factors. Not all collateral items qualify for terms shown. Refer to AL Credit Union Membership & Account Agreement and Truth In Savings Rate & Fee Schedule for product details.
No additional details available.
Agreement available here. Addendum available here.
No additional details available.
Personal/Signature Loans
No additional details available.
Rates as low as 9.95% APR. Stay prepared with a Personal Loan from BHSFFCU.
No additional details available.
As Low As; Borrow up to $15,000
As Low As; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
Up to $15,000
As Low As; Max. Limit: Up to $20K***
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; based on credit score
up to $15,000.00
As Low As
As Low As; Minimum loan amount $3,001
As Low As
No additional details available.
As Low As
Personal Loan
As Low As
No additional details available.
Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
No additional details available.
Payment example: For a $10,000 loan for 60 months at 10.74%, the monthly payment would be $216.75. Rates are effective as of January 5, 2026.
As Low As
No additional details available.
No additional details available.
Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
Rates Subject To Change Without Notice. As Low As
No additional details available.
As Low As; 100% financing available for qualified members, terms available with certain restrictions and nominal rate increase. Rates and terms are subject to change without notice. Rates are based on the term of loan and credit history.
$15,000 - $25,000
As Low As; Max. Limit: Up to $20K***
No additional details available.
No additional details available.
Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
No additional details available.
As Low As; based on credit score
As Low As
Minimum $15,000 loan amount required. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
No additional details available.
As Low As; Rates and terms are subject to change without notice. Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.
No additional details available.
No additional details available.
Line of Credit
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
As Low As; Loan Amount: $5,000+
Orlando Personal Loan Rates
As Low As
As Low As; 10.99% for 60 Months
As Low As; Daily Periodic Rate: 0.02805%
No additional details available.
No additional details available.
No additional details available.
As Low As; Loan Amount: $500 - $25,000
As Low As
As Low As; Borrow up to $15,000
As Low As; Loan Amount: $500+
As Low As; Loan Amount: $2,500+
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Loan Amount: $3,000+
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Loan Amount: $500-$40,000
As Low As; Loan Amount: $5,000+
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Loan Amount: $5,000+
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Annual Percentage Rate based on creditworthiness
Rates as low as 9.95% APR. Stay prepared with a Personal Loan from BHSFFCU.
As Low As
As Low As; Borrow up to $15,000
As Low As; Max. Limit: Up to $20K***
Up to $15,000
No additional details available.
As Low As
up to $15,000.00
As Low As; Minimum loan amount $3,001
No additional details available.
Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
No additional details available.
No additional details available.
Payment example: For a $10,000 loan for 60 months at 10.74%, the monthly payment would be $216.75. Rates are effective as of January 5, 2026.
As Low As
Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
Rates Subject To Change Without Notice. As Low As
No additional details available.
As Low As; 100% financing available for qualified members, terms available with certain restrictions and nominal rate increase. Rates and terms are subject to change without notice. Rates are based on the term of loan and credit history.
$15,000 - $25,000
As Low As; Max. Limit: Up to $20K***
Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
No additional details available.
Minimum $15,000 loan amount required. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. Minimum personal loan amount is $500. Maximum personal loan amount is $30,000.
No additional details available.
As Low As; Rates and terms are subject to change without notice. Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.
No additional details available.
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
As Low As; Loan Amount: $5,000+
Orlando Debt Consolidation Loan Rates
No additional details available.
As Low As
As Low As; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
No additional details available.
Orlando Signature Loan Rates
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Fixed APR
As Low As; Maximum Terms*
No additional details available.
Personal/Signature Loans
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Orlando, FL Personal Loan Rate Trends
Compare local Orlando, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.268 points over the past 7 days to 11.622% APR.
Florida signature loan rates fell 0.049 points over the past 7 days to 10.837% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Orlando, Florida personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Orlando, Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Orlando, Florida. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in FL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Orlando, Florida?
What are the best personal loan rates in Orlando, Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
- First Florida Credit Union: 5.92% (7 Year Loan)
- Addition Financial Credit Union: 7.75% (5 Year Lot Loan)
- Partners Federal Credit Union: 9.74% (Personal Loans)
Personal Loan Calculators
