Auto Loan Rates in Washington, District Of Columbia (DC) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Washington, District Of Columbia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Washington, District Of Columbia include IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.99% offering Auto Loan-New Vehicle (Fixed Rate) at 3.25%, Andrews Federal Credit UnionAndrews Federal Credit Union1556 Alabama Ave SE, Washington, DC, 20032A5.0 ★Texas Ratio: 11.92% offering New Auto Loan at 3.89%, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union441 G St NW Ste 3M54, Washington, DC, 20548 0001A-5.0 ★Texas Ratio: 14.20% offering New Cars: 2025 models and newer at 3.89%, Census Federal Credit UnionCensus Federal Credit Union4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001A+5.0 ★Texas Ratio: 0.45% offering New Autos at 3.95%, Congressional Federal Credit UnionCongressional Federal Credit UnionRoom B 203, Washington, DC, 20515A5.0 ★Texas Ratio: 6.60% offering New Car at 3.99%. Auto loan rates as of April 2, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Washington, District Of Columbia are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Washington, District Of Columbia. Auto Loan Rates Last Updated and Verified: April 2, 2026
Compare Auto Loan Rates Today in Washington, District Of Columbia & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 Months
▼
APR3.25%
Term24 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
3.89%
36 months
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
3.89%
Up to 36 months
▼
APR3.89%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
New Autos
3.95%
36 Months
▼
APR3.95%
Term36 Months
Last UpdatedMar 25, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedMar 28, 2026
Details
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
New or Used Vehicle Loans & Refinancing
4.15%
Up to 144 Months
▼
APR4.15%
TermUp to 144 Months
Last UpdatedMar 27, 2026
Details
GSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Auto Loan
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 27, 2026
Details
Members can benefit from a 60?month auto loan with a low 4.24% interest rate , ideal for vehicle financing and refinancing.
GSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Auto Loan Offer
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 27, 2026
Details
Members can benefit from a 60?month auto loan with a low 4.24% interest rate , ideal for vehicle financing and refinancing.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1400 Independence Ave SW, Washington, DC, 20250
Vehicle Loans
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.29%
48 Months
▼
APR4.29%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
4.39%
2025 Mo
▼
APR4.39%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 25, 2026
Details
100% Financing
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2023-2026)
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 25, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 36
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedMar 24, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 28, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMar 26, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
4.52%
2025 Mo
▼
APR4.52%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 27, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
4.74%
2025 Mo
▼
APR4.74%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMar 26, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan - Variable Rate
4.75%
Up to 5 years
▼
APR4.75%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 36
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 48
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedMar 28, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
4.87%
2024 Mo
▼
APR4.87%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
4.87%
0-48
▼
APR4.87%
Term0-48
Last UpdatedApr 2, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.89%
60 months
▼
APR4.89%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 25, 2026
Details
100% Financing
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2020-2022)
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 25, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
4.99%
37 - 48 months
▼
APR4.99%
Term37 - 48 months
Last UpdatedMar 24, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.89%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.99%
49 - 60 months
▼
APR4.99%
Term49 - 60 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1400 Independence Ave SW, Washington, DC, 20250
Vehicle Loans
5.09%
Up to 48 months
▼
APR5.09%
TermUp to 48 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
5.09%
2024 Mo
▼
APR5.09%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.09%
37 - 48 months
▼
APR5.09%
Term37 - 48 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 48
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan - Variable Rate
5.25%
Between 6 and 7 years
▼
APR5.25%
TermBetween 6 and 7 years
Last UpdatedMar 28, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan - Variable Rate
5.25%
Up to 5 years
▼
APR5.25%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 60
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
5.37%
49-60
▼
APR5.37%
Term49-60
Last UpdatedApr 2, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 27, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.42%
72 months
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
5.49%
49 - 60 months
▼
APR5.49%
Term49 - 60 months
Last UpdatedMar 24, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 5.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.49%
61 to 72 months
▼
APR5.49%
Term61 to 72 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 27, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.53%
49 - 60 months
▼
APR5.53%
Term49 - 60 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
5.54%
2025 Mo
▼
APR5.54%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.54%
61 - 72 months
▼
APR5.54%
Term61 - 72 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $15,000 loan
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.57%
84 months
▼
APR5.57%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMar 27, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 72
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing ($15K Min.)
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special - Fixed Rate, for New and Used Vehicles
5.74%
Up to 5 years
▼
APR5.74%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
New & Used (3 Years Old - 2022 or newer) Hybrid/Electric cars only
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMar 26, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 27, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan - Variable Rate
5.75%
Between 6 and 7 years
▼
APR5.75%
TermBetween 6 and 7 years
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 60
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Used Vehicles (Auto, Trucks and SUVs)
5.75%
61 to 72 months*
▼
APR5.75%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $15,000 loan
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; $15,000 to $35,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
5.87%
61-72
▼
APR5.87%
Term61-72
Last UpdatedApr 2, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1400 Independence Ave SW, Washington, DC, 20250
Vehicle Loans
5.89%
Up to 72 months
▼
APR5.89%
TermUp to 72 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
5.89%
2024 Mo
▼
APR5.89%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2020 models and older
5.94%
Up to 36 months
▼
APR5.94%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $30,000 loan
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special - Fixed Rate, for New and Used Vehicles
5.99%
Up to 5 years
▼
APR5.99%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
New & Used (3 Years Old - 2022 or newer)
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 27, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMar 28, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.04%
36 Months
▼
APR6.04%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 72
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 27, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
6.15%
84 Months
▼
APR6.15%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 84
6.15%
84 Months
▼
APR6.15%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
6.19%
84 Months
▼
APR6.19%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $30,000 loan
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
6.24%
85 to 96 months
▼
APR6.24%
Term85 to 96 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2020 models and older
6.24%
2020 Mo
▼
APR6.24%
Term2020 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
6.37%
73-84
▼
APR6.37%
Term73-84
Last UpdatedApr 2, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
6.40%
78 Months
▼
APR6.40%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedMar 24, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMar 27, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $150,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMar 24, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
6.65%
96 Months
▼
APR6.65%
Term96 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 96
6.65%
96 Months
▼
APR6.65%
Term96 Months
Last UpdatedMar 28, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
1400 Independence Ave SW, Washington, DC, 20250
Vehicle Loans
6.69%
Up to 84 months
▼
APR6.69%
TermUp to 84 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
used vehicle loans
6.74%
Up to 36 months
▼
APR6.74%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% of the purchase price using NADA Average Retail value.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $150,000
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan - Variable Rate
6.75%
Between 8 and 9 years
▼
APR6.75%
TermBetween 8 and 9 years
Last UpdatedMar 28, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2020 models and older
6.87%
2020 Mo
▼
APR6.87%
Term2020 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMar 27, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 Months
▼
APR3.25%
Term24 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
3.89%
36 months
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
3.89%
Up to 36 months
▼
APR3.89%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
New Autos
3.95%
36 Months
▼
APR3.95%
Term36 Months
Last UpdatedMar 25, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedMar 28, 2026
Details
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
New or Used Vehicle Loans & Refinancing
4.15%
Up to 144 Months
▼
APR4.15%
TermUp to 144 Months
Last UpdatedMar 27, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.29%
48 Months
▼
APR4.29%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
4.39%
2025 Mo
▼
APR4.39%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 36
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 28, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMar 26, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
4.52%
2025 Mo
▼
APR4.52%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.59%
48 months
▼
APR4.59%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
4.74%
2025 Mo
▼
APR4.74%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMar 26, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan - Variable Rate
4.75%
Up to 5 years
▼
APR4.75%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 48
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.89%
60 months
▼
APR4.89%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.09%
37 - 48 months
▼
APR5.09%
Term37 - 48 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to $25,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan - Variable Rate
5.25%
Between 6 and 7 years
▼
APR5.25%
TermBetween 6 and 7 years
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 60
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.42%
72 months
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.49%
61 to 72 months
▼
APR5.49%
Term61 to 72 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.53%
49 - 60 months
▼
APR5.53%
Term49 - 60 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
New Cars: 2025 models and newer
5.54%
2025 Mo
▼
APR5.54%
Term2025 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.54%
61 - 72 months
▼
APR5.54%
Term61 - 72 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $15,000 loan
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.57%
84 months
▼
APR5.57%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 72
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing ($15K Min.)
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special - Fixed Rate, for New and Used Vehicles
5.74%
Up to 5 years
▼
APR5.74%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
New & Used (3 Years Old - 2022 or newer) Hybrid/Electric cars only
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMar 26, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; $15,000 to $35,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $30,000 loan
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special - Fixed Rate, for New and Used Vehicles
5.99%
Up to 5 years
▼
APR5.99%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
New & Used (3 Years Old - 2022 or newer)
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
6.15%
84 Months
▼
APR6.15%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 84
6.15%
84 Months
▼
APR6.15%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
6.24%
85 to 96 months
▼
APR6.24%
Term85 to 96 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% Financing
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMar 27, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
6.65%
96 Months
▼
APR6.65%
Term96 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles 96
6.65%
96 Months
▼
APR6.65%
Term96 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan - Variable Rate
6.75%
Between 8 and 9 years
▼
APR6.75%
TermBetween 8 and 9 years
Last UpdatedMar 28, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedMar 28, 2026
Details
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
New or Used Vehicle Loans & Refinancing
4.15%
Up to 144 Months
▼
APR4.15%
TermUp to 144 Months
Last UpdatedMar 27, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 25, 2026
Details
100% Financing
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2023-2026)
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 25, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
4.74%
2024 Mo
▼
APR4.74%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 36
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedMar 28, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
4.87%
2024 Mo
▼
APR4.87%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 25, 2026
Details
100% Financing
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2020-2022)
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 25, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.99%
49 - 60 months
▼
APR4.99%
Term49 - 60 months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 2, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 27, 2026
Details
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
5.09%
2024 Mo
▼
APR5.09%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 48
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan - Variable Rate
5.25%
Up to 5 years
▼
APR5.25%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $1,000 loan
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 2, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $7,000 loan
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $75,000
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 27, 2026
Details
From 81% to 100% LTV Ratio
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special - Fixed Rate, for New and Used Vehicles
5.74%
Up to 5 years
▼
APR5.74%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
New & Used (3 Years Old - 2022 or newer) Hybrid/Electric cars only
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 27, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan - Variable Rate
5.75%
Between 6 and 7 years
▼
APR5.75%
TermBetween 6 and 7 years
Last UpdatedMar 28, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 60
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Used Vehicles (Auto, Trucks and SUVs)
5.75%
61 to 72 months*
▼
APR5.75%
Term61 to 72 months*
Last UpdatedMar 28, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $15,000 loan
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.80%
78 Months
▼
APR5.80%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2021 - 2024 models
5.89%
2024 Mo
▼
APR5.89%
Term2024 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2020 models and older
5.94%
Up to 36 months
▼
APR5.94%
TermUp to 36 months
Last UpdatedMar 25, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special - Fixed Rate, for New and Used Vehicles
5.99%
Up to 5 years
▼
APR5.99%
TermUp to 5 years
Last UpdatedMar 28, 2026
Details
New & Used (3 Years Old - 2022 or newer)
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 27, 2026
Details
PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMar 28, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.04%
36 Months
▼
APR6.04%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles 72
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
6.19%
84 Months
▼
APR6.19%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; - Minimum of $30,000 loan
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2020 models and older
6.24%
2020 Mo
▼
APR6.24%
Term2020 Mo
Last UpdatedMar 25, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Vehicle Loans Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 27, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedApr 2, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
6.40%
78 Months
▼
APR6.40%
Term78 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Same rate on NEW or USED vehicles
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMar 27, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $150,000
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMar 24, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
used vehicle loans
6.74%
Up to 36 months
▼
APR6.74%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As; 100% of the purchase price using NADA Average Retail value.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMar 29, 2026
Details
As Low As; Maximum: $150,000
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Used Cars: 2020 models and older
6.87%
2020 Mo
▼
APR6.87%
Term2020 Mo
Last UpdatedMar 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Frequently Asked Questions about Auto Loans in Washington, District Of Columbia
How does my credit score affect my car loan rate in District Of Columbia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Washington, District Of Columbia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in District Of Columbia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Washington, District Of Columbia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Washington, District Of Columbia?
Based on our current data, some of the lowest auto loan rates available in Washington, District Of Columbia include:
- IDB Global Federal Credit Union: 3.25% (Auto Loan-New Vehicle (Fixed Rate))
- Andrews Federal Credit Union: 3.89% (New Auto Loan)
- Commonwealth One Federal Credit Union: 3.89% (New Cars: 2025 models and newer)
- Census Federal Credit Union: 3.95% (New Autos)
- Congressional Federal Credit Union: 3.99% (New Car)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Washington, District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 2, 2026
Washington, District Of Columbia Rates & Resources
