Best Personal Loan Rates in District Of Columbia - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to District Of Columbia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in District Of Columbia include: NATIONAL INSTITUTES OF HEALTHNATIONAL INSTITUTES OF HEALTH5215 Loughboro Rd NW, Washington, DC, 20016A+5.0 ★Texas Ratio: 1.67% offering APR (as low as) Loan at 3.99% APR, United States Senate Federal Credit UnionUnited States Senate Federal Credit Union441 G St NW Rm 1100, Washington, DC, 20548 0001A5.0 ★Texas Ratio: 12.55% offering Bridge to Retirement Loan at 5.49% APR, Hingham Institution for SavingsHingham Institution for Savings1061 Thomas Jefferson St Nw, Washington, DC, 20007A+5.0 ★Texas Ratio: 0.05% offering 15 YR Loan at 5.90% APR, IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.98% offering Personal Loan - Variable Rate at 6.12% APR, and Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union441 G St NW Ste 3M54, Washington, DC, 20548 0001A-5.0 ★Texas Ratio: 12.83% offering Personal Loan at 6.15% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across District Of Columbia side-by-side. District Of Columbia personal loan rates currently start as low as 3.99% APR from NATIONAL INSTITUTES OF HEALTH at 5215 Loughboro Rd NW, Washington, DC, 20016. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in District Of Columbia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
District Of Columbia Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
APR (as low as) Loan
3.99%
▼
APR3.99%
Last UpdatedJune 9, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
APR (as low as) Loan
4.49%
▼
APR4.49%
Last UpdatedJune 9, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
APR (as low as) Loan
5.49%
▼
APR5.49%
Last UpdatedJune 9, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Bridge to Retirement Loan
5.49%
▼
APR5.49%
Last UpdatedJune 9, 2026
Details
As low as $30.20+
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedJune 9, 2026
Details
Minimum: $250; Maximum: $10,000
Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1061 Thomas Jefferson St Nw, Washington, DC, 20007
15 YR Loan
5.90%
▼
APR5.90%
Last UpdatedJune 9, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
APR (as low as) Loan
5.99%
▼
APR5.99%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.13%
▼
APR6.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.15%
▼
APR6.15%
Last UpdatedJune 9, 2026
Details
As Low As; Maximum $3,000
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
84 months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.38%
▼
APR6.38%
Last UpdatedJune 9, 2026
Details
No additional details available.
Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1061 Thomas Jefferson St Nw, Washington, DC, 20007
30 YR Loan
6.39%
▼
APR6.39%
Last UpdatedJune 9, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedJune 9, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedJune 9, 2026
Details
As Low As; Borrow up to $25,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.63%
▼
APR6.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan NCOF
6.63%
▼
APR6.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Summer Loan
6.74%
▼
APR6.74%
Last UpdatedJune 9, 2026
Details
Limited Time; As low as
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.88%
▼
APR6.88%
Last UpdatedJune 9, 2026
Details
No additional details available.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature - 36 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.13%
▼
APR7.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.90%
1101 2nd St NE, Washington, DC, 20002 3403
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedJune 9, 2026
Details
As Low As; *APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.25%
▼
APR7.25%
Last UpdatedJune 9, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
300 E St SW Ste GC 21, Washington, DC, 20024
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 9, 2026
Details
Make big moves with rates as low as 7.44% APR.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As; Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
New Loan
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1100 G St Nw, Washington, DC, 20005
Variable Rate Loan
7.50%
▼
APR7.50%
Last UpdatedJune 9, 2026
Details
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedJune 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedJune 9, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedJune 9, 2026
Details
As Low As; No early-payment penalty; No collateral required; No hidden fees
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As; up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
World Cup Loan Special
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
New Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
Used Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.13%
▼
APR8.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loans
8.13%
▼
APR8.13%
Last UpdatedJune 9, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
8.24%
▼
APR8.24%
Last UpdatedJune 9, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 9, 2026
Details
Excellent Credit Range; No past credit issues
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedJune 9, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedJune 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedJune 9, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Green Loan
8.44%
▼
APR8.44%
Last UpdatedJune 9, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Green Loans
8.44%
▼
APR8.44%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
M4 Medical School Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As; Starting Rate
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
Internship Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As; Starting Rate
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As; Starting Rate
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
Used Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
No additional details available.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Building 41, Washington, DC, 20319 0001
Up to 24 Months Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.63%
▼
APR8.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
8.74%
▼
APR8.74%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
OAS Benefits Loan
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amount: $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As; No collateral - just your signed promise to repay!
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature - 48 months Loan
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Premier Line Loan
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
Variable rate based on 3% over published Prime rate in Wallstreet Journal
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
up to $50,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.13%
▼
APR9.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 9, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.24%
▼
APR9.24%
Last UpdatedJune 9, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
9.24%
▼
APR9.24%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature - 60 months Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Lifestyle Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
Certain restrictions apply. Not all applicants will qualify. Loan example: $25,000 loan at 9.25% APR for 60 months would have an estimated monthly payment of $ 525.21. Membership required. This credit union is federally insured by the National Credit Union Administration.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
up to $50,000; Up to 84 Months***
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Building 41, Washington, DC, 20319 0001
25 to 60 Months Loan
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJune 9, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.63%
▼
APR9.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedJune 9, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJune 9, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
APR as low as
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
As Low As; A .10% Loyalty Rewards Loan Rate Discount AND .15% Relationship Rewards Program Discount are available. (New loans only; not available on existing HUDFCU loans. $5,000 minimum loan amount. There is a .75% maximum discount per loan.)
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.13%
▼
APR10.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.24%
▼
APR10.24%
Last UpdatedJune 9, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Instant Line-of-Credit (variable) Loan
10.25%
▼
APR10.25%
Last UpdatedJune 9, 2026
Details
As Low As; Base rate derived from The Wall Street Journal Prime Rate plus 4%. Other tiers apply. Rate adjusted monthly. Not all will qualify for the lowest rate. Not all will be approved.
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
APR as low as
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedJune 9, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedJune 9, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedJune 9, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
10.53%
▼
APR10.53%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.74%
▼
APR10.74%
Last UpdatedJune 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedJune 9, 2026
Details
No additional details available.
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Personal Loans 36 Months
10.75%
▼
APR10.75%
Last UpdatedJune 9, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
As Low As; Starting Rate
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
APR as low as
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 60 Months
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
5215 Loughboro Rd NW, Washington, DC, 20016
60 months Loan
11.24%
▼
APR11.24%
Last UpdatedJune 9, 2026
Details
As Low As; Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
Powered by
MonitorBankRates
District Of Columbia Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
5.49%
▼
APR5.49%
Last UpdatedJune 9, 2026
Details
Minimum: $250; Maximum: $10,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.13%
▼
APR6.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.15%
▼
APR6.15%
Last UpdatedJune 9, 2026
Details
As Low As; Maximum $3,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.38%
▼
APR6.38%
Last UpdatedJune 9, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedJune 9, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amount: $500 - $25,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.63%
▼
APR6.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan NCOF
6.63%
▼
APR6.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
6.88%
▼
APR6.88%
Last UpdatedJune 9, 2026
Details
No additional details available.
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
7.13%
▼
APR7.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.25%
▼
APR7.25%
Last UpdatedJune 9, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
300 E St SW Ste GC 21, Washington, DC, 20024
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 9, 2026
Details
Make big moves with rates as low as 7.44% APR.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedJune 9, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedJune 9, 2026
Details
As Low As; No early-payment penalty; No collateral required; No hidden fees
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loans
8.13%
▼
APR8.13%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.13%
▼
APR8.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedJune 9, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 9, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
8.24%
▼
APR8.24%
Last UpdatedJune 9, 2026
Details
No additional details available.
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As; Starting Rate
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.63%
▼
APR8.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amount: $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As; No collateral - just your signed promise to repay!
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
up to $50,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.13%
▼
APR9.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 9, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.24%
▼
APR9.24%
Last UpdatedJune 9, 2026
Details
No additional details available.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
No additional details available.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
up to $50,000; Up to 84 Months***
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.63%
▼
APR9.63%
Last UpdatedJune 9, 2026
Details
No additional details available.
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Excellent Credit
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedJune 9, 2026
Details
Excellent Credit Range; No past credit issues
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJune 9, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
APR as low as
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.13%
▼
APR10.13%
Last UpdatedJune 9, 2026
Details
No additional details available.
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.24%
▼
APR10.24%
Last UpdatedJune 9, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
APR as low as
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedJune 9, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedJune 9, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan - Good Credit
10.53%
▼
APR10.53%
Last UpdatedJune 9, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 12.83%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedJune 9, 2026
Details
As Low As; Fixed APR
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.74%
▼
APR10.74%
Last UpdatedJune 9, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Personal Loans 36 Months
10.75%
▼
APR10.75%
Last UpdatedJune 9, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 12.49%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
APR as low as
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
STE 1328, Washington, DC, 20057 0001
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 9, 2026
Details
As Low As; Starting Rate
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedJune 9, 2026
Details
As Low As; Loan Amounts: Minimum: $250, Maximum: $70,000
Powered by
MonitorBankRates
District Of Columbia Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
8.74%
▼
APR8.74%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Loan
9.24%
▼
APR9.24%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
Powered by
MonitorBankRates
District Of Columbia Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature - 36 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 9, 2026
Details
As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedJune 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As; up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 9, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedJune 9, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedJune 9, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
8.75%
▼
APR8.75%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature - 48 months Loan
8.99%
▼
APR8.99%
Last UpdatedJune 9, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
As Low As; ($35,000 Maximum)
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature - 60 months Loan
9.25%
▼
APR9.25%
Last UpdatedJune 9, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedJune 9, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedJune 9, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedJune 9, 2026
Details
No additional details available.
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 9, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
As Low As; A .10% Loyalty Rewards Loan Rate Discount AND .15% Relationship Rewards Program Discount are available. (New loans only; not available on existing HUDFCU loans. $5,000 minimum loan amount. There is a .75% maximum discount per loan.)
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedJune 9, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedJune 9, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans 60 Months
11.00%
▼
APR11.00%
Last UpdatedJune 9, 2026
Details
No additional details available.
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MonitorBankRates
District Of Columbia Personal Loan Rate Trends
Compare local District Of Columbia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — DC Avg
10.409%
▼ 0.155 vs 7 days ago
District Of Columbia personal loan rates fell 0.155 points over the past 7 days to 10.409% APR.
Signature Loan — DC Avg
9.470%
▼ 0.148 vs 7 days ago
District Of Columbia signature loan rates fell 0.148 points over the past 7 days to 9.470% APR.
As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our District Of Columbia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for District Of Columbia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in District Of Columbia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in DC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in District Of Columbia?
Most lenders in District Of Columbia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in District Of Columbia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in District Of Columbia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in District Of Columbia?
Yes. Debt consolidation is one of the most common uses of personal loans in District Of Columbia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in District Of Columbia?
Credit unions in District Of Columbia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in District Of Columbia?
- NATIONAL INSTITUTES OF HEALTH: 3.99% (APR (as low as) Loan)
- United States Senate Federal Credit Union: 5.49% (Bridge to Retirement Loan)
- Hingham Institution for Savings: 5.90% (15 YR Loan)
- IDB Global Federal Credit Union: 6.12% (Personal Loan - Variable Rate)
- Commonwealth One Federal Credit Union: 6.15% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 9, 2026.
