Best Personal Loan Rates in District Of Columbia (DC) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to District Of Columbia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in District Of Columbia include: Library Of Congress Federal Credit UnionLibrary Of Congress Federal Credit Union101 Independence Ave SE Rm 634, Washington, DC, 20540 0002A+5.0 ★Texas Ratio: 0.75% offering Second Chance Refinance Loan at 4.15% APR, Citizens BankCitizens Bank1401 I St Nw, Washington, DC, 20005A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, United States Senate Federal Credit UnionUnited States Senate Federal Credit Union441 G St NW Rm 1100, Washington, DC, 20548 0001A5.0 ★Texas Ratio: 13.61% offering Bridge to Retirement Loan at 5.49% APR, Pentagon Federal Credit UnionPentagon Federal Credit UnionThe Pentagon Corridor 10 Room 2D1043, Washington, DC, 20301 0001A5.0 ★Texas Ratio: 10.64% offering VA Loan at 5.91% APR, and Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union441 G St NW Ste 3M54, Washington, DC, 20548 0001A-5.0 ★Texas Ratio: 14.20% offering Campus Bookstore Loan at 6.15% APR. Personal loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in District Of Columbia can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in District Of Columbia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 29, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Second Chance Refinance Loan
4.15%
▼
APR4.15%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1401 I St Nw, Washington, DC, 20005
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedMarch 30, 2026
Details
Fixed rates
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Bridge to Retirement Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1401 I St Nw, Washington, DC, 20005
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 30, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1401 I St Nw, Washington, DC, 20005
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 30, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
The Pentagon Corridor 10 Room 2D1043, Washington, DC, 20301 0001
VA Loan
5.91%
▼
APR5.91%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Campus Bookstore Loan
6.15%
▼
APR6.15%
Last UpdatedMarch 30, 2026
Details
As Low As; Maximum $3,000
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
The Pentagon Corridor 10 Room 2D1043, Washington, DC, 20301 0001
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedMarch 30, 2026
Details
No additional details available.
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Tax and Personal Loans
6.24%
▼
APR6.24%
Last UpdatedMarch 30, 2026
Details
Very competitive 6.24% rates are available for tax and personal loans, providing flexible funding options for members.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.25%
▼
APR6.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.50%
▼
APR6.50%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
The Pentagon Corridor 10 Room 2D1043, Washington, DC, 20301 0001
FHA Loan
6.51%
▼
APR6.51%
Last UpdatedMarch 30, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Country Office Loans
6.63%
▼
APR6.63%
Last UpdatedMarch 30, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Supplemental Housing Loan
6.63%
▼
APR6.63%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 30, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC, 20016
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
6.75%
▼
APR6.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As; Up to 36 months
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Second Trust Loan - LTV up to 80%
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As; As low as 6.99%2
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
7.00%
▼
APR7.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Family Support Loan - Variable Rate
7.25%
▼
APR7.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 30, 2026
Details
APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 30, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Vacation/Holiday/Back to School Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
5215 Loughboro Rd NW, Washington, DC, 20016
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As; 37-48 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 30, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 30, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Lifestyle loan
7.75%
▼
APR7.75%
Last UpdatedMarch 30, 2026
Details
As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 30, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedMarch 30, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As; Amount Financed up to $20,000
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1753 Connecticut Ave Nw, Washington, DC, 20009
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As; 49-66 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Hope & Relief Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
8.24%
▼
APR8.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.25%
▼
APR8.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedMarch 30, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Green Loan
8.44%
▼
APR8.44%
Last UpdatedMarch 30, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
STE 1328, Washington, DC, 20057 0001
Internship Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
8.74%
▼
APR8.74%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 30, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 30, 2026
Details
As Low As; Loan Amount $500-$40,000
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As; No collateral - just your signed promise to repay!
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
550 C St SW, Washington, DC, 20024 2572
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.24%
▼
APR9.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
9.24%
▼
APR9.24%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Lifestyle Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
Certain restrictions apply. Not all applicants will qualify. Loan example: $25,000 loan at 9.25% APR for 60 months would have an estimated monthly payment of $ 525.21. Membership required. This credit union is federally insured by the National Credit Union Administration.
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
up to $50,000; Up to 84 Months***
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
High-Interest Loan Refinance
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
Loan example: $25,000 loan at 9.75% APR for 60 months would have an estimated monthly payment of $ 528.10. Membership required. The National Credit Union Administration federally insures this credit union.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
Save up to $257 with Lafayette FCU unsecured loans1
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Credit Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
12 Months Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1401 I St Nw, Washington, DC, 20005
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
Fixed rates
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As; A .25% Relationship Rewards Program Discount is available. (New loans only; not available on existing HUDFCU loans. $500 minimum loan amount. There is a .75% maximum discount per loan.)
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.25%
▼
APR10.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1401 I St Nw, Washington, DC, 20005
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedMarch 30, 2026
Details
Variable rates
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.39%
▼
APR10.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
24 Months Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 30, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 30, 2026
Details
As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedMarch 30, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
10.53%
▼
APR10.53%
Last UpdatedMarch 30, 2026
Details
Good Credit Range
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 30, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
36 Months Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Personal Computer
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 30, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedMarch 30, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount <br/> - $20,000 minimum loan amount for 61-72 month term
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
48 Months Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
60 Months Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.53%
▼
APR11.53%
Last UpdatedMarch 30, 2026
Details
Good Credit Range; No recent credit issues
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Tax and Personal Loans
6.24%
▼
APR6.24%
Last UpdatedMarch 30, 2026
Details
Very competitive 6.24% rates are available for tax and personal loans, providing flexible funding options for members.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.39%
▼
APR6.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
6.49%
▼
APR6.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 30, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As; As low as 6.99%2
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 30, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.39%
▼
APR7.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 30, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 30, 2026
Details
As Low As
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
Personal Loan
7.95%
▼
APR7.95%
Last UpdatedMarch 30, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1753 Connecticut Ave Nw, Washington, DC, 20009
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
8.24%
▼
APR8.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.25%
▼
APR8.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.39%
▼
APR8.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Georgetown University Alumni and Student Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
STE 1328, Washington, DC, 20057 0001
3L Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 30, 2026
Details
As Low As; Loan Amount $500-$40,000
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
DC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
2000 14th St NW, Washington, DC, 20009 4473
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As; No collateral - just your signed promise to repay!
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range; No past credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.24%
▼
APR9.24%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Library Of Congress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
101 Independence Ave SE Rm 634, Washington, DC, 20540 0002
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
up to $50,000; Up to 84 Months***
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Building 41, Washington, DC, 20319 0001
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 30, 2026
Details
Excellent Credit Range; No past credit issues
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1400 Independence Ave SW, Washington, DC, 20250
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
12 Months Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 30, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Personal Loan - Variable Rate
10.25%
▼
APR10.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.39%
▼
APR10.39%
Last UpdatedMarch 30, 2026
Details
As Low As; w/ Auto Pay Discount
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
24 Months Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 30, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
10.53%
▼
APR10.53%
Last UpdatedMarch 30, 2026
Details
Good Credit Range; No recent credit issues
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loans2
10.53%
▼
APR10.53%
Last UpdatedMarch 30, 2026
Details
Good Credit Range
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
441 G St NW Ste 3M54, Washington, DC, 20548 0001
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 30, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
36 Months Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 30, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 30, 2026
Details
As Low As
PAHO WHO
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
Unsecured Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Congressional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
As Low As; - $50,000 maximum loan amount <br/> - $20,000 minimum loan amount for 61-72 month term
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
48 Months Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
60 Months Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
Personal Loan
11.53%
▼
APR11.53%
Last UpdatedMarch 30, 2026
Details
Good Credit Range; No recent credit issues
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
8.74%
▼
APR8.74%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum)
9.24%
▼
APR9.24%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 30, 2026
Details
As Low As; Up to 36 months
GSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1800 F St NW # 1211, Washington, DC, 20405 0001
Unsecured (Signature)
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 30, 2026
Details
As Low As; 37-48 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 30, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As; 49-66 months
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2440 Market St NE Ste 901, Washington, DC, 20018
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 30, 2026
Details
As Low As; Amount Financed up to $20,000
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 30, 2026
Details
No additional details available.
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 30, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
Personal/Signature Loan Maximum)
9.25%
▼
APR9.25%
Last UpdatedMarch 30, 2026
Details
$35,000; As Low As
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
732 N Capitol ST NW, Washington, DC, 20401 0002
Unsecured Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 30, 2026
Details
No additional details available.
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
457 Lenfant Plz SW, Washington, DC, 20024 2111
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 30, 2026
Details
As Low As
HUD
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
451 7th St Sw Rm 3241, Washington, DC, 20410
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
As Low As; A .25% Relationship Rewards Program Discount is available. (New loans only; not available on existing HUDFCU loans. $500 minimum loan amount. There is a .75% maximum discount per loan.)
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 30, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
1101 2nd St NE, Washington, DC, 20002 3403
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Census Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
EP
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
301 13th Street SW RM 215A, Washington, DC, 20228 0001
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 30, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedMarch 30, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedMarch 30, 2026
Details
As Low As
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Frequently Asked Questions
What credit score do I need for a personal loan in District Of Columbia?
Most lenders in District Of Columbia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in District Of Columbia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in District Of Columbia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in District Of Columbia?
Yes. Debt consolidation is one of the most common uses of personal loans in District Of Columbia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in District Of Columbia?
Credit unions in District Of Columbia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in District Of Columbia?
- Library Of Congress Federal Credit Union: 4.15% (Second Chance Refinance Loan)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- United States Senate Federal Credit Union: 5.49% (Bridge to Retirement Loan)
- Pentagon Federal Credit Union: 5.91% (VA Loan)
- Commonwealth One Federal Credit Union: 6.15% (Campus Bookstore Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026.
