Auto Loan Rates in Live Oak, California (CA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Live Oak, California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Live Oak, California include Bakersfield City Employees Federal Credit UnionBakersfield City Employees Federal Credit Union2817 16th St, Bakersfield, CA, 93301 3210A+5.0 ★Texas Ratio: 0.81% offering New Vehicle Loan at 1.99%, Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Long Beach Firemens Credit UnionLong Beach Firemens Credit Union2245 Argonne Ave, Long Beach, CA, 90815A+5.0 ★Texas Ratio: 1.00% offering New Vehicle Loan at 3.25%, KeyPoint Credit UnionKeyPoint Credit Union7062 Market Place Dr, Goleta, CA, 93117 5902A+5.0 ★Texas Ratio: 2.20% offering New Auto: 2026 or 2025 with under 5K miles at 3.29%, Thinkwise Federal Credit UnionThinkwise Federal Credit Union599 N E St, San Bernardino, CA, 92401A+5.0 ★Texas Ratio: 3.33% offering New & Used Auto Loans at 3.49%.
Auto loan rates in Live Oak, California are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Live Oak, California. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Live Oak, California & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Automobiles & Trucks
3.90%
1 to 60
▼
APR3.90%
Term1 to 60
Last UpdatedMar 20, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 84 months available***
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 72 months available***
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 24 Months
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Greater Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1185 W Hedges Ave, Fresno, CA, 93728 1219
Auto Loan
4.19%
72 Months
▼
APR4.19%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; APR is available for terms up to 72 months. Minimum loan amount for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, income verification, acceptable debt-to-income ratio, and loan-to-value requirements. Monthly payment per $10,000 borrowed for 60 months at 4.19% APR is $185.00. Monthly payment per $15,000 borrowed for 72 months at 4.19% APR is $235.95. Offer available for a limited time and subject to change or end without notice.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 11, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 36 Months
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 48 Months
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details
As Low As
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 60 Months
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
with Autopay
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2024-2025
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2011 to 2015
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loan
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.63%
12 to 48 Months
▼
APR4.63%
Term12 to 48 Months
Last UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2022-2023
4.64%
60 Months
▼
APR4.64%
Term60 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2016 to 2019
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; Up to 48 Months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedMar 17, 2026
Details
2011 to 2015 Model Year
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2026 & Newer
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Sun Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA, 92243 2315
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Financing: 100%
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMar 17, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan Refinancing 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As; Max. Loan Up to $125,000
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
3 Months
▼
APR4.74%
Term3 Months
Last UpdatedMar 18, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
without Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 15, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.75%
4 Yrs
▼
APR4.75%
Term4 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2020 to 2024
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Fontana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
17235 Arrow Blvd, Fontana, CA, 92335
New Auto
4.75%
1 - 48
▼
APR4.75%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMar 15, 2026
Details
As Low As
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedMar 17, 2026
Details
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; $10,000 or Over
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; includes a 0.50% discount when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled.
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.80%
3 Months
▼
APR4.80%
Term3 Months
Last UpdatedMar 17, 2026
Details
2016 to 2019 Model Year
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedMar 15, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2021
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.85%
5 Yrs
▼
APR4.85%
Term5 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2025 to 2027
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA, 93711 2778
New Auto
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing Available: 2025 or newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Amount Financed $15,000
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 72 Months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.90%
4 Months
▼
APR4.90%
Term4 Months
Last UpdatedMar 17, 2026
Details
2020 to 2024 Model Year
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 11, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 11, 2026
Details
The Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA, 94066
Vehicle Loan
4.94%
1-36
▼
APR4.94%
Term1-36
Last UpdatedMar 15, 2026
Details
As Low As; LTV <=75%
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.95%
6 Yrs
▼
APR4.95%
Term6 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2025 to 2027
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.95%
13-36 Months
▼
APR4.95%
Term13-36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.07%
14600 Aviation Blvd, Hawthorne, CA, 90250
New Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
87 W Alexander Ave, Merced, CA, 95348 3404
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos (Up to 10 Years Old)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; up to 125% financing
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2026 & Newer
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 15, 2026
Details
As Low As
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loans - 2021 - 2025
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
Kings Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA, 93230
New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 13, 2026
Details
As Low As; FICO ?720
SRI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
333 RAVENSWOOD AVE, MENLO PARK, CA, 94025
New Car Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
SRI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
333 RAVENSWOOD AVE, MENLO PARK, CA, 94025
Used Car Loans
4.99%
up to 72
▼
APR4.99%
Termup to 72
Last UpdatedMar 17, 2026
Details
Befit Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
640 E Main St, Vacaville, CA, 95688 3933
New Auto (2024 & newer) - Up to 135% financing; must have 7,500 miles or fewer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
1391 Franklin St, Santa Clara, CA, 95050 4710
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 4.99% - 13.74%
Stanford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1860 Embarcadero Rd, Palo Alto, CA, 94303 3335
New & Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; (Vehicles 7 model years or newer with less than 75K miles)
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
New Auto Loan
4.99%
24-48
▼
APR4.99%
Term24-48
Last UpdatedMar 16, 2026
Details
As Low As; Amount Financed Up to 125%
Inland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA, 91942
New Automobile
4.99%
24-72 mo.
▼
APR4.99%
Term24-72 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA, 94518 2457
Auto Loan 2025 or Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; * Rates shown are for qualified borrowers and may vary with the vehicle, amount financed, term and credit history. Minimum of $15,000 amount financed for 72 months. Minimum of $30,000 financed for 84 months. Vehicles older than 2016 model year will be considered on an exception basis only. Street legal motorcycles will be considered at the above rates.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedMar 17, 2026
Details
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% financing of purchase price, tax and license
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Amount Financed $15,000
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 84 Months
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loan
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off - Used
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 11, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
2600 Camino Ramon Ste CF120, San Ramon, CA, 94583
New Vehicle Loan
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 84 months available***
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 24 Months
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 11, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 36 Months
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 48 Months
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 60 Months
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
with Autopay
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loan
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As; Max. Loan Up to $125,000
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
3 Months
▼
APR4.74%
Term3 Months
Last UpdatedMar 18, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
without Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 15, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Fontana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
17235 Arrow Blvd, Fontana, CA, 92335
New Auto
4.75%
1 - 48
▼
APR4.75%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMar 15, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedMar 15, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA, 93711 2778
New Auto
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing Available: 2025 or newer
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Amount Financed $15,000
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 72 Months
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 11, 2026
Details
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.95%
13-36 Months
▼
APR4.95%
Term13-36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.07%
14600 Aviation Blvd, Hawthorne, CA, 90250
New Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
87 W Alexander Ave, Merced, CA, 95348 3404
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
Kings Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
1415 W Lacey Blvd, Hanford, CA, 93230
New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 13, 2026
Details
As Low As; FICO ?720
SRI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
333 RAVENSWOOD AVE, MENLO PARK, CA, 94025
New Car Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Befit Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
640 E Main St, Vacaville, CA, 95688 3933
New Auto (2024 & newer) - Up to 135% financing; must have 7,500 miles or fewer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
Stanford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1860 Embarcadero Rd, Palo Alto, CA, 94303 3335
New & Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; (Vehicles 7 model years or newer with less than 75K miles)
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
New Auto Loan
4.99%
24-48
▼
APR4.99%
Term24-48
Last UpdatedMar 16, 2026
Details
As Low As; Amount Financed Up to 125%
Inland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA, 91942
New Automobile
4.99%
24-72 mo.
▼
APR4.99%
Term24-72 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA, 94518 2457
Auto Loan 2025 or Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; * Rates shown are for qualified borrowers and may vary with the vehicle, amount financed, term and credit history. Minimum of $15,000 amount financed for 72 months. Minimum of $30,000 financed for 84 months. Vehicles older than 2016 model year will be considered on an exception basis only. Street legal motorcycles will be considered at the above rates.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% financing of purchase price, tax and license
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Amount Financed $15,000
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 84 Months
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loan
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
2600 Camino Ramon Ste CF120, San Ramon, CA, 94583
New Vehicle Loan
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 72 months available***
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 11, 2026
Details
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
87 W Alexander Ave, Merced, CA, 95348 3404
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos (Up to 10 Years Old)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; up to 125% financing
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 18, 2026
Details
SRI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
333 RAVENSWOOD AVE, MENLO PARK, CA, 94025
Used Car Loans
4.99%
up to 72
▼
APR4.99%
Termup to 72
Last UpdatedMar 17, 2026
Details
Stanford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
1860 Embarcadero Rd, Palo Alto, CA, 94303 3335
New & Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; (Vehicles 7 model years or newer with less than 75K miles)
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Models between 2019 - 2026 (between 10,001 and 100,000 miles)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off - Used
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 11, 2026
Details
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Frequently Asked Questions about Auto Loans in Live Oak, California
How does my credit score affect my car loan rate in California?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Live Oak, California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Live Oak, California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Live Oak, California?
Based on our current data, some of the lowest auto loan rates available in Live Oak, California include:
- Bakersfield City Employees Federal Credit Union: 1.99% (New Vehicle Loan)
- Baxter Credit Union: 3.24% (Auto Loans)
- Long Beach Firemens Credit Union: 3.25% (New Vehicle Loan)
- KeyPoint Credit Union: 3.29% (New Auto: 2026 or 2025 with under 5K miles)
- Thinkwise Federal Credit Union: 3.49% (New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Live Oak, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
