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Auto Loan Rates in Prescott, Arizona (AZ) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Prescott, Arizona. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Prescott, Arizona include Credit Union West Credit UnionCredit Union West Credit Union528 W Gurley St, Prescott, AZ, 86301A+5.0 ★Texas Ratio: 3.00% offering Auto Loans at 4.99%, Prescott Federal Credit UnionPrescott Federal Credit Union500 N State Route 89, Prescott, AZ, 86313 5001A+5.0 ★Texas Ratio: 3.58% offering New Auto loans at 5.19%, Arrowhead Central Credit UnionArrowhead Central Credit Union4747 S Highway 95, Fort Mohave, AZ, 86426 9377A+5.0 ★Texas Ratio: 2.28% offering New & Used Autos at 3.99%, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit Union4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459A+5.0 ★Texas Ratio: 0.97% offering Auto Loan Model Years 2021 and Newer at 4.19%, Sierra Pacific Federal Credit UnionSierra Pacific Federal Credit Union1600 E Northern Ave, Phoenix, AZ, 85020 3933A+5.0 ★Texas Ratio: 1.56% offering New and Used Auto Loan at 4.24%.

Auto loan rates in Prescott, Arizona are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Prescott, Arizona. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Prescott, Arizona & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
528 W Gurley St, Prescott, AZ, 86301
Auto Loans
4.99%
Up to 96 Months
View
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMar 18, 2026
Details

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
View
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 24 Months

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 36 Months

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 48 Months

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 60 Months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
New Automobile (2025 & newer)
4.60%
84 Months
View
▼
APR4.60%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.74%
Up to 60 months
View
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 72 Months

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMar 20, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.94%
60 Months
View
▼
APR4.94%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 84 Months

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
4.99%
48 to 60 Months
View
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

Cochise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
New and Used Vehicles
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Used Automobile (2017 & newer)
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
New Cars
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details

2025-2026 models with less
than 7,500 miles.

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.24%
Up to 72 months
View
▼
APR5.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Used Cars
5.34%
84 Months
View
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details

2017-2025 models.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
5.39%
Up to 84 months
View
▼
APR5.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Auto Loan
5.44%
48 Months
View
▼
APR5.44%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
View
▼
APR5.49%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2023 & NEWER Vehicle Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 63 Months

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2021 - New Auto Loan
5.49%
0-60
View
▼
APR5.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
New Auto Loan
5.49%
0-60
View
▼
APR5.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
5.54%
72 Months
View
▼
APR5.54%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Auto Loan
5.55%
48 Months
View
▼
APR5.55%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.64%
Up to 84 months
View
▼
APR5.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Auto Loan
5.69%
60 Months
View
▼
APR5.69%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMar 20, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2021 - New Auto Loan
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
New Auto Loan
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Auto Loan
5.80%
60 Months
View
▼
APR5.80%
Term60 Months
Last UpdatedMar 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMar 20, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMar 20, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Standard APR

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ, 85705
Vehicle Loan
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As; New & Used+

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2023 & NEWER Vehicle Loan
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 75 Months

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMar 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ, 85748
Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
6.04%
84 Months
View
▼
APR6.04%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2020-2022 Vehicle Loan
6.14%
63 Months
View
▼
APR6.14%
Term63 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 63 Months

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Auto Loan
6.15%
72 Months
View
▼
APR6.15%
Term72 Months
Last UpdatedMar 17, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Standard APR

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2019 and Older Vehicle Loan
6.44%
63 Months
View
▼
APR6.44%
Term63 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 63 Months

Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ, 85711 6626
Auto Loan
6.45%
84 Months
View
▼
APR6.45%
Term84 Months
Last UpdatedMar 17, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Standard APR

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2021 - New Auto Loan
6.49%
73-84
View
▼
APR6.49%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
New Auto Loan
6.49%
73-84
View
▼
APR6.49%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
6.49%
73-84
View
▼
APR6.49%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As; 2021 - New

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
6.50%
24 Months
View
▼
APR6.50%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2020-2022 Vehicle Loan
6.54%
75 Months
View
▼
APR6.54%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 75 Months

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Standard APR

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Auto Loan
6.75%
24 Months
View
▼
APR6.75%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
6.75%
24 Months
View
▼
APR6.75%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedMar 20, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMar 20, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2016 - 2019 Vehicle Loan
6.99%
75 Months
View
▼
APR6.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 75 Months

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2023 & NEWER Vehicle Loan
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 Months

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Auto Loan
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
Classic Cars
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Auto Loan
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2016-2020 Auto Loan
7.49%
0-60
View
▼
APR7.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
7.49%
0-60
View
▼
APR7.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Auto Loan
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ, 85212 2138
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMar 17, 2026
Details

$30,000; As Low As; Fixed

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Auto Loan
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedMar 20, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2020-2022 Vehicle Loan
7.99%
84 Months
View
▼
APR7.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 Months

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Auto Loan
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Auto Loans
8.01%
60 Months
View
▼
APR8.01%
Term60 Months
Last UpdatedMar 17, 2026
Details

financing for up to 90% of the purchase price with a maximum term of 60 months, based on the year of the vehicle.

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ, 85281
Auto Loans
8.10%
60 Months
View
▼
APR8.10%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2016-2020 Auto Loan
8.24%
61-72
View
▼
APR8.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
8.24%
61-72
View
▼
APR8.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
8.25%
108 Months
View
▼
APR8.25%
Term108 Months
Last UpdatedMar 18, 2026
Details

As Low As

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Auto Loans
8.26%
72 Months
View
▼
APR8.26%
Term72 Months
Last UpdatedMar 17, 2026
Details

financing for up to 90% of the purchase price with a maximum term of 72 months, based on the year of the vehicle.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Auto Loans
8.26%
60 Months
View
▼
APR8.26%
Term60 Months
Last UpdatedMar 17, 2026
Details

financing for up to 100% of the purchase price with a maximum term of 60 months, based on the year of the vehicle.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
8.49%
180 Months
View
▼
APR8.49%
Term180 Months
Last UpdatedMar 18, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Car Loan
8.50%
120 Months
View
▼
APR8.50%
Term120 Months
Last UpdatedMar 18, 2026
Details

As Low As

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Auto Loans
8.51%
72 Months
View
▼
APR8.51%
Term72 Months
Last UpdatedMar 17, 2026
Details

financing for up to 100% of the purchase price with a maximum term of 72 months, based on the year of the vehicle.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
Classic Vehicle Loans
8.74%
Up to 4 years
View
▼
APR8.74%
TermUp to 4 years
Last UpdatedMar 15, 2026
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd, Phoenix, AZ, 85016
Auto Loans
8.76%
60 Months
View
▼
APR8.76%
Term60 Months
Last UpdatedMar 17, 2026
Details

financing for up to 100% of the purchase price with a maximum term of 60 months, based on the year of the vehicle.

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2016-2020 Auto Loan
8.99%
73-84
View
▼
APR8.99%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
8.99%
73-84
View
▼
APR8.99%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As; 2016-2020

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Vehicle Loan Refinancing
9.95%
72 Months
View
▼
APR9.95%
Term72 Months
Last UpdatedMar 20, 2026
Details

Fixed Rate (Up to 72 Months)

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Smart Start New & Used Auto
10.49%
Up to 60
View
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details

Dependent on amount financed

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.35%
971 W Wetmore Rd, Tucson, AZ, 85705 1551
Vehicle Loan Refinancing
10.95%
84 Months
View
▼
APR10.95%
Term84 Months
Last UpdatedMar 20, 2026
Details

Fixed Rate (84 Months)

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Smart Start New & Used Auto
10.99%
72 Months
View
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Dependent on amount financed

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
11.39%
Up to 84 months
View
▼
APR11.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
11.49%
84 Months
View
▼
APR11.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ, 85705
Commercial Vehicle Loan
11.50%
96 Months
View
▼
APR11.50%
Term96 Months
Last UpdatedMar 11, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
11.64%
Up to 84 months
View
▼
APR11.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
12.49%
180 Months
View
▼
APR12.49%
Term180 Months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
13.74%
Up to 60 months
View
▼
APR13.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
13.99%
Up to 72 months
View
▼
APR13.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
13.99%
Up to 60 months
View
▼
APR13.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
14.24%
Up to 72 months
View
▼
APR14.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

Cochise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
New and Used Vehicles
15.50%
84 Months
View
▼
APR15.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
New Auto loans
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
View
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 24 Months

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 36 Months

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 48 Months

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 60 Months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
New Automobile (2025 & newer)
4.60%
84 Months
View
▼
APR4.60%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.74%
Up to 60 months
View
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 72 Months

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMar 20, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.94%
60 Months
View
▼
APR4.94%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4801 E Thistle Landing Dr, Phoenix, AZ, 85044 6459
Auto Loan Model Years 2021 and Newer
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 84 Months

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
4.99%
48 to 60 Months
View
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

Cochise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
New and Used Vehicles
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Used Automobile (2017 & newer)
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
New Cars
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details

2025-2026 models with less
than 7,500 miles.

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
5.39%
Up to 84 months
View
▼
APR5.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
View
▼
APR5.49%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2023 & NEWER Vehicle Loan
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 63 Months

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2021 - New Auto Loan
5.49%
0-60
View
▼
APR5.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
New Auto Loan
5.49%
0-60
View
▼
APR5.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
5.54%
72 Months
View
▼
APR5.54%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMar 20, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2021 - New Auto Loan
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
New Auto Loan
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMar 20, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Standard APR

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2023 & NEWER Vehicle Loan
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 75 Months

Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ, 85282
New Vehicles 2025 & Newer
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMar 20, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
6.04%
84 Months
View
▼
APR6.04%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Standard APR

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Standard APR

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
2021 - New Auto Loan
6.49%
73-84
View
▼
APR6.49%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
New Auto Loan
6.49%
73-84
View
▼
APR6.49%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
New Vehicle
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Standard APR

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
New Cars
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedMar 20, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ, 85008 6608
MODEL YEAR 2023 & NEWER Vehicle Loan
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 Months

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Smart Start New & Used Auto
10.49%
Up to 60
View
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details

Dependent on amount financed

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Smart Start New & Used Auto
10.99%
72 Months
View
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Dependent on amount financed

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
11.39%
Up to 84 months
View
▼
APR11.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
13.74%
Up to 60 months
View
▼
APR13.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
New Auto
13.99%
Up to 72 months
View
▼
APR13.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

Cochise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
New and Used Vehicles
15.50%
84 Months
View
▼
APR15.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
500 N State Route 89, Prescott, AZ, 86313 5001
Used Auto Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
4.94%
60 Months
View
▼
APR4.94%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
4.99%
48 to 60 Months
View
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

Cochise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
New and Used Vehicles
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4801 E THISTLE LANDING DR, PHOENIX, AZ, 85044
Used Automobile (2017 & newer)
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.24%
Up to 72 months
View
▼
APR5.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd, Mesa, AZ, 85215 9707
Used Cars
5.34%
84 Months
View
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details

2017-2025 models.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ, 85016
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ, 85281
New & Used Vehicles
5.49%
Up to 2 years
View
▼
APR5.49%
TermUp to 2 years
Last UpdatedMar 15, 2026
Details

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
5.54%
72 Months
View
▼
APR5.54%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
5.64%
Up to 84 months
View
▼
APR5.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ, 85282 1893
New & Used Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMar 20, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Standard APR

Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
216 S Main St, Snowflake, AZ, 85937
NEW & USED VEHICLES 12 yrs or newer
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
New & Used Autos
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ, 85020 3933
New and Used Auto Loan
6.04%
84 Months
View
▼
APR6.04%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Standard APR

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Standard APR

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
6.49%
73-84
View
▼
APR6.49%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As; 2021 - New

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
24000 N Farmers Way, Phoenix, AZ, 85085
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Standard APR

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMar 20, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
1550 E Meadowbrook Ave Ste B, Phoenix, AZ, 85014 4040
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
View
▼
APR6.99%
Term3-7 year term
Last UpdatedMar 17, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
7.49%
0-60
View
▼
APR7.49%
Term0-60
Last UpdatedMar 18, 2026
Details

As Low As

Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
13331 W Indian School Rd Ste 205, Litchfield Park, AZ, 85340
Used Vehicle
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave, Chandler, AZ, 85226
Used Cars
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedMar 20, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
8.24%
61-72
View
▼
APR8.24%
Term61-72
Last UpdatedMar 18, 2026
Details

As Low As

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
8.49%
180 Months
View
▼
APR8.49%
Term180 Months
Last UpdatedMar 18, 2026
Details

Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ, 85037 3389
Used Auto Loan
8.99%
73-84
View
▼
APR8.99%
Term73-84
Last UpdatedMar 18, 2026
Details

As Low As; 2016-2020

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Smart Start New & Used Auto
10.49%
Up to 60
View
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details

Dependent on amount financed

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
4747 S Highway 95, Fort Mohave, AZ, 86426 9377
Smart Start New & Used Auto
10.99%
72 Months
View
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Dependent on amount financed

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
11.49%
84 Months
View
▼
APR11.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
11.64%
Up to 84 months
View
▼
APR11.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned
12.49%
180 Months
View
▼
APR12.49%
Term180 Months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
13.99%
Up to 60 months
View
▼
APR13.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave, Lake Havasu City, AZ, 86403
Pre-owned Auto
14.24%
Up to 72 months
View
▼
APR14.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details

Cochise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
580 N Haskell Ave, Willcox, AZ, 85643
New and Used Vehicles
15.50%
84 Months
View
▼
APR15.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Prescott, Arizona

How does my credit score affect my car loan rate in Arizona?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Prescott, Arizona with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Arizona *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Prescott, Arizona typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Prescott, Arizona?

Based on our current data, some of the lowest auto loan rates available in Prescott, Arizona include:
  • Credit Union West Credit Union: 4.99% (Auto Loans)
  • Prescott Federal Credit Union: 5.19% (New Auto loans)
  • Arrowhead Central Credit Union: 3.99% (New & Used Autos)
  • San Diego Firefighters Federal Credit Union: 4.19% (Auto Loan Model Years 2021 and Newer)
  • Sierra Pacific Federal Credit Union: 4.24% (New and Used Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Prescott, Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

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