Auto Loan Rates in Gilbert, Arizona (AZ) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Gilbert, Arizona. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Gilbert, Arizona include Mountain America Federal Credit UnionMountain America Federal Credit Union3565 S Gilbert Rd, Gilbert, AZ, 85297A5.0 ★Texas Ratio: 11.38% offering Auto Loan at 5.24%, Landings Credit UnionLandings Credit Union657 N Gilbert Rd, Gilbert, AZ, 85234A+5.0 ★Texas Ratio: 4.77% offering New Vehicles at 5.49%, Vantage West Credit UnionVantage West Credit Union1671 S Cooper Rd, Gilbert, AZ, 85233A5.0 ★Texas Ratio: 6.58% offering Auto Loan at 5.55%, Pima Federal Credit UnionPima Federal Credit Union1417 E Elliot Road, Gilbert, AZ, 85233A+5.0 ★Texas Ratio: 2.69% offering Vehicle Loan at 5.74%, TruWest Credit UnionTruWest Credit Union64 E Pecos RD, Gilbert, AZ, 85295A+5.0 ★Texas Ratio: 4.06% offering New/Used Auto at 6.15%. Auto loan rates as of May 3, 2026 according to verified data from MonitorBankRates.
Gilbert has 5 local institutions in our database, with auto loan rates as low as 5.24% APR from Mountain America Federal Credit Union at 3565 S Gilbert Rd, Gilbert, AZ, 85297. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Gilbert, Arizona. Auto Loan Rates Last Updated and Verified: May 3, 2026
Compare Auto Loan Rates Today in Gilbert, Arizona & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3565 S Gilbert Rd, Gilbert, AZ, 85297
Auto Loan
5.24%
60-month
▼
APR5.24%
Term60-month
Last UpdatedMay 2, 2026
Details
As Low As; New & used car loans
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
New Vehicles
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ, 85233
Auto Loan
5.55%
48 Months
▼
APR5.55%
Term48 Months
Last UpdatedMay 2, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
1417 E Elliot Road, Gilbert, AZ, 85233
Vehicle Loan
5.74%
7 - 60 months
▼
APR5.74%
Term7 - 60 months
Last UpdatedApr 25, 2026
Details
As Low As; 5.74%
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
New Vehicles
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
Used Vehicles
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ, 85233
Auto Loan
5.80%
60 Months
▼
APR5.80%
Term60 Months
Last UpdatedMay 2, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
1417 E Elliot Road, Gilbert, AZ, 85233
Vehicle Loan
5.99%
61 - 84 months
▼
APR5.99%
Term61 - 84 months
Last UpdatedApr 25, 2026
Details
As Low As; 5.99%
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
New Vehicles
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
Used Vehicles
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
64 E Pecos RD, Gilbert, AZ, 85295
New/Used Auto
6.15%
49 - 63 months
▼
APR6.15%
Term49 - 63 months
Last UpdatedMay 2, 2026
Details
Rates after 0.25% discount
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ, 85233
Auto Loan
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedMay 2, 2026
Details
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
Used Vehicles
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1671 S Cooper Rd, Gilbert, AZ, 85233
Auto Loan
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedMay 2, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As; 24 month to 84 month terms
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.19%
up to 24 Months
▼
APR4.19%
Termup to 24 Months
Last UpdatedApr 27, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.39%
up to 48 Months
▼
APR4.39%
Termup to 48 Months
Last UpdatedApr 27, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.49%
up to 60 Months
▼
APR4.49%
Termup to 60 Months
Last UpdatedApr 27, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans
4.49%
24 Mos.
▼
APR4.49%
Term24 Mos.
Last UpdatedMay 2, 2026
Details
As Low As; 4.49%
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (2025 & newer)
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans
4.74%
48 Mos.
▼
APR4.74%
Term48 Mos.
Last UpdatedMay 2, 2026
Details
As Low As; 4.74%
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.89%
up to 72 Months
▼
APR4.89%
Termup to 72 Months
Last UpdatedApr 27, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR4.95%
Term48 months
Last UpdatedMay 3, 2026
Details
APR4.95%
Term48 months
Last UpdatedMay 3, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loan
4.99%
up to 84 Months
▼
APR4.99%
Termup to 84 Months
Last UpdatedApr 27, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMay 2, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Auto Loans
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.15%
Term60 months
Last UpdatedMay 3, 2026
Details
APR5.15%
Term60 months
Last UpdatedMay 3, 2026
Details
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto loans
5.19%
84 Months
▼
APR5.19%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan - Declining Rate Auto
5.24%
5 Years
▼
APR5.24%
Term5 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans
5.24%
72 Mos.
▼
APR5.24%
Term72 Mos.
Last UpdatedMay 2, 2026
Details
As Low As; 5.24%
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2022 - New Auto Loan
5.24%
0-60
▼
APR5.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
5.24%
0-60
▼
APR5.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As; 2022 - New
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
5.39%
Up to 84 months
▼
APR5.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto loans
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
APR5.45%
Term72 months
Last UpdatedMay 3, 2026
Details
APR5.45%
Term72 months
Last UpdatedMay 3, 2026
Details
($15,000 Minimum)
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
▼
APR5.49%
Term3-7 year term
Last UpdatedApr 25, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2022 - New Auto Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Auto Loan
5.49%
0-60
▼
APR5.49%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As; 2022 - New
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As; New Vehicle Loans as low as:
Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Auto Loan
5.50%
up to 48 months
▼
APR5.50%
Termup to 48 months
Last UpdatedMay 2, 2026
Details
As Low As; Drive your dreams forward with our competitive auto loan rates.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
5.64%
Up to 84 months
▼
APR5.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Auto Loans
5.74%
84 Mos.
▼
APR5.74%
Term84 Mos.
Last UpdatedMay 2, 2026
Details
As Low As; 5.74%
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Auto Loan
5.74%
61-72
▼
APR5.74%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR5.95%
Term84 months
Last UpdatedMay 3, 2026
Details
APR5.95%
Term84 months
Last UpdatedMay 3, 2026
Details
($20,000 Minimum)
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedMay 2, 2026
Details
As Low As; Fixed
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
Vehicle Loan
5.99%
up to 36 Months
▼
APR5.99%
Termup to 36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
Used Vehicle
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As; Used Vehicle Loans as low as
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
5.99%
84 Months**
▼
APR5.99%
Term84 Months**
Last UpdatedMay 2, 2026
Details
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2022 - New Auto Loan
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As; 2022 - New
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Auto Loan
6.49%
73-84
▼
APR6.49%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 2, 2026
Details
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
Used Vehicle
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 2, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
▼
APR6.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
▼
APR6.99%
Term3-7 year term
Last UpdatedApr 25, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2017-2021 Auto Loan
7.24%
0-60
▼
APR7.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
7.24%
0-60
▼
APR7.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As; 2017-2021
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Classic Cars
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; Rates apply to 2015 or newer models if conditions are met.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
7.49%
up to 84 months
▼
APR7.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
7.49%
0-60
▼
APR7.49%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
Used Vehicle
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 2, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
▼
APR7.74%
Term8 Years
Last UpdatedMay 2, 2026
Details
$30,000; As Low As; Fixed
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2017-2021 Auto Loan
7.99%
61-72
▼
APR7.99%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
7.99%
61-72
▼
APR7.99%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As; 2017-2021
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
8.24%
61-72
▼
APR8.24%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
8.49%
up to 180 months
▼
APR8.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2017-2021 Auto Loan
8.74%
73-84
▼
APR8.74%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
8.74%
73-84
▼
APR8.74%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As; 2017-2021
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
8.99%
73-84
▼
APR8.99%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Smart Start New & Used Auto
10.49%
Up to 60 Months
▼
APR10.49%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
11.39%
Up to 84 months
▼
APR11.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
11.49%
up to 84 months
▼
APR11.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
Commercial Vehicle Loan
11.50%
up to 96 Months
▼
APR11.50%
Termup to 96 Months
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
11.64%
Up to 84 months
▼
APR11.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
12.49%
up to 180 months
▼
APR12.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
13.74%
Up to 60 months
▼
APR13.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
13.99%
Up to 72 months
▼
APR13.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
13.99%
Up to 60 months
▼
APR13.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
14.24%
Up to 72 months
▼
APR14.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
New Vehicles
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
New Vehicles
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
New Vehicles
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
64 E Pecos RD, Gilbert, AZ, 85295
New/Used Auto
6.15%
49 - 63 months
▼
APR6.15%
Term49 - 63 months
Last UpdatedMay 2, 2026
Details
Rates after 0.25% discount
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (2025 & newer)
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR4.95%
Term48 months
Last UpdatedMay 3, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.15%
Term60 months
Last UpdatedMay 3, 2026
Details
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto loans
5.19%
84 Months
▼
APR5.19%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2022 - New Auto Loan
5.24%
0-60
▼
APR5.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
5.39%
Up to 84 months
▼
APR5.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto loans
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
APR5.45%
Term72 months
Last UpdatedMay 3, 2026
Details
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year term
▼
APR5.49%
Term3-7 year term
Last UpdatedApr 25, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2022 - New Auto Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Auto Loan
5.49%
0-60
▼
APR5.49%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As; New Vehicle Loans as low as:
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Auto Loan
5.74%
61-72
▼
APR5.74%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
APR5.95%
Term84 months
Last UpdatedMay 3, 2026
Details
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
5.99%
84 Months**
▼
APR5.99%
Term84 Months**
Last UpdatedMay 2, 2026
Details
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
2022 - New Auto Loan
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Auto Loan
6.49%
73-84
▼
APR6.49%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 2, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
▼
APR6.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Smart Start New & Used Auto
10.49%
Up to 60 Months
▼
APR10.49%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
11.39%
Up to 84 months
▼
APR11.39%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
13.74%
Up to 60 months
▼
APR13.74%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
New Auto
13.99%
Up to 72 months
▼
APR13.99%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
Used Vehicles
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
Used Vehicles
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
64 E Pecos RD, Gilbert, AZ, 85295
New/Used Auto
6.15%
49 - 63 months
▼
APR6.15%
Term49 - 63 months
Last UpdatedMay 2, 2026
Details
Rates after 0.25% discount
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
657 N Gilbert Rd, Gilbert, AZ, 85234
Used Vehicles
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedMay 2, 2026
Details
Fixed Rates as low as:
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 2, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
As Low As
APR4.95%
Term48 months
Last UpdatedMay 3, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 27, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR5.15%
Term60 months
Last UpdatedMay 3, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
5.24%
0-60
▼
APR5.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As; 2022 - New
APR5.45%
Term72 months
Last UpdatedMay 3, 2026
Details
($15,000 Minimum)
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto loans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As; 2022 - New
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
5.64%
Up to 84 months
▼
APR5.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Prescott Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR5.95%
Term84 months
Last UpdatedMay 3, 2026
Details
($20,000 Minimum)
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
NEW & USED VEHICLES 12 yrs or newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
Used Vehicle
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As; Used Vehicle Loans as low as
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New & Used Autos
5.99%
84 Months**
▼
APR5.99%
Term84 Months**
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As; 2022 - New
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
Used Vehicle
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 2, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedApr 18, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
▼
APR6.99%
Term3-7 year term
Last UpdatedApr 25, 2026
Details
As Low As
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
7.24%
0-60
▼
APR7.24%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As; 2017-2021
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
7.49%
up to 84 months
▼
APR7.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
7.49%
0-60
▼
APR7.49%
Term0-60
Last UpdatedMay 2, 2026
Details
As Low As
Alhambra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
Used Vehicle
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 2, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedApr 18, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
7.99%
61-72
▼
APR7.99%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As; 2017-2021
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
8.24%
61-72
▼
APR8.24%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
8.49%
up to 180 months
▼
APR8.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
8.74%
73-84
▼
APR8.74%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As; 2017-2021
Banner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Used Auto Loan
8.99%
73-84
▼
APR8.99%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Smart Start New & Used Auto
10.49%
Up to 60 Months
▼
APR10.49%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
11.49%
up to 84 months
▼
APR11.49%
Termup to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
11.64%
Up to 84 months
▼
APR11.64%
TermUp to 84 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned
12.49%
up to 180 months
▼
APR12.49%
Termup to 180 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
13.99%
Up to 60 months
▼
APR13.99%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Pre-owned Auto
14.24%
Up to 72 months
▼
APR14.24%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details
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Gilbert, AZ Auto Loan Rate Trends
Compare local Gilbert, AZ auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AZ Avg
5.806%
▼ 0.035 vs 7 days ago
Arizona new auto rates fell 0.035 points over the past 7 days to 5.806% APR.
Used Auto Loan — AZ Avg
6.326%
▲ 0.039 vs 7 days ago
Arizona used auto rates rose 0.039 points over the past 7 days to 6.326% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions about Auto Loans in Gilbert, Arizona
How does my credit score affect my car loan rate in Arizona?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Gilbert, Arizona with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Arizona *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Gilbert, Arizona typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Gilbert, Arizona?
Based on our current data, some of the lowest auto loan rates available in Gilbert, Arizona include:
- Mountain America Federal Credit Union: 5.24% (Auto Loan)
- Landings Credit Union: 5.49% (New Vehicles)
- Vantage West Credit Union: 5.55% (Auto Loan)
- Pima Federal Credit Union: 5.74% (Vehicle Loan)
- TruWest Credit Union: 6.15% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Gilbert, Arizona. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 3, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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