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Virginia Savings Rate Trends

Orange, Virginia (VA) Savings Rates - March 2026

The best savings rates for Orange, Virginia and the surrounding area include Blue Ridge Bank National AssociationBlue Ridge Bank National Association169 Madison Rd, Orange, VA 22960F2.8 ★Texas Ratio: 41.42% Youth Savings Account at 4.50% APY, Partners 1st Federal Credit UnionPartners 1st Federal Credit Union509 N Madison Rd, Orange, VA 22960 1087A+5.0 ★Texas Ratio: 3.82% IMMA Gold at 0.50% APY, Atlantic Union BankAtlantic Union Bank134 W Main St, Orange, VA 22960A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, University of Virginia Community Credit UnionUniversity of Virginia Community Credit Union115 N Madison Rd, Orange, VA 22960A+5.0 ★Texas Ratio: 3.16% Traditional, Roth & SEP IRA Share Accounts at 0.15% APY, and Wells FargoWells Fargo892 N Tustin St, Orange, CA 92867A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Orange, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Orange, Virginia (VA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Orange, Virginia and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Orange, Virginia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Youth Savings Account
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Youth Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account
3.00%
$100
Rate2.96%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $100,000.00

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
2.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Youth Savings Account
2.76%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
2.52%
$0
Rate2.49%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
2.42%
$0
Rate2.39%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
IMMA Gold
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account (HSA)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
134 W Main St, Orange, VA 22960
IRA Variable Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
IMMA
0.25%
$25,000
Rate0.25%
Min Deposit$25,000
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Youth Savings Account
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
134 W Main St, Orange, VA 22960
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
115 N Madison Rd, Orange, VA 22960
Traditional, Roth & SEP IRA Share Accounts
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
IMMA
0.15%
$2,499
Rate0.15%
Min Deposit$2,499
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
IMMA
0.10%
$1,000
Rate0.10%
Min Deposit$1,000
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
Health Savings Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
IRA Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
134 W Main St, Orange, VA 22960
PRISM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
134 W Main St, Orange, VA 22960
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Youth Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
169 Madison Rd, Orange, VA 22960
Youth Savings Account
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $50,000.99

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
134 W Main St, Orange, VA 22960
Personal Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
134 W Main St, Orange, VA 22960
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
Health Savings Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
509 N Madison Rd, Orange, VA 22960 1087
Regular & Special Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
115 N Madison Rd, Orange, VA 22960
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
892 N Tustin St, Orange, CA 92867
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
115 N Madison Rd, Orange, VA 22960
Share (Personal) Checking
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMar 22, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Online Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Coverdell Education Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
Fast Start Savings
5.00%
$5
Rate4.91%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
841 Mount Clinton Pike STE B, Harrisonburg, VA 22802
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $1,000.00

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
Smart Steps Savings
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Direct Deposit to a new or existing Justice Federal Checking Account.

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
13075 Worldgate Dr, Herndon, VA 20170 4374
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.46%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
IRA Savings Account
3.25%
$50
Rate3.20%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Preferred Savings Accounts
3.25%
$20,000
Rate3.20%
Min Deposit$20,000
Min Balance
UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.25%
$50,000
Rate3.20%
Min Deposit$50,000
Min Balance
UpdatedMar 20, 2026
Details

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
1448 Park Ave NW, Norton, VA 24273
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

based on qualifying criteria**

Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
High Yield Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Preferred Savings Accounts
3.20%
$50
Rate3.15%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $19,999

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Orange, VA Savings Rate Trends

Compare local Orange, VA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Virginia Savings Trends →
High-Yield Savings — VA Avg
0.592%
▼ 0.959 from last week

Virginia high-yield savings rates fell 0.959 points this week to 0.592% APY, down from 1.551% last week.

Standard Savings — VA Avg
0.529%
▲ 0.068 from last week

Virginia standard savings rates rose 0.068 points this week to 0.529% APY, up from 0.460% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Orange, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Orange, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Orange, Virginia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.

Are savings accounts in Orange, Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.

How often do savings rates change in Orange, Virginia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Orange, Virginia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Orange, Virginia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Orange, Virginia offer in-person customer service, which some customers prefer.

How do I open a savings account in Orange, Virginia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Orange, Virginia

Here are recent savings rates observed in Orange, Virginia and the surrounding area:
  • Blue Ridge Bank National Association
    Youth Savings Account — 4.50% APY
  • Partners 1st Federal Credit Union
    IMMA Gold — 0.50% APY
  • Atlantic Union Bank
    IRA Variable Rate Savings — 0.25% APY
  • University of Virginia Community Credit Union
    Traditional, Roth & SEP IRA Share Accounts — 0.15% APY
  • Wells Fargo
    Platinum Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Orange, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026