The best savings rates for Midvale, Utah and the surrounding area include Cyprus Federal Credit UnionCyprus Federal Credit Union7160 S Union Park Ave, Midvale, UT 84047A+5.0 ★Texas Ratio: 2.42% Dream Round Up Savings at 10.00% APY, Granite Federal Credit UnionGranite Federal Credit Union6799 S 900 E, Midvale, UT 84047 1436A+5.0 ★Texas Ratio: 2.83% Tier 1 YoungInvestor Savings at 5.00% APY, First Utah BankFirst Utah Bank7070 S State St, Midvale, UT 84047A+5.0 ★Texas Ratio: 3.12% Business Money Market and Savings at 2.47% APY, UMB BankUMB Bank911 E Fort Union Blvd, Midvale, UT 84047A+5.0 ★Texas Ratio: 0.71% UMB Premium Savings at 0.55% APY, and Jordan Federal Credit UnionJordan Federal Credit Union658 W Center St, Midvale, UT 84047 7124A+5.0 ★Texas Ratio: 3.01% Regular Share Savings at 0.10% APY.
To see how these savings rates in Midvale, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Midvale, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Midvale, Utah and the surrounding area. Last Updated and Verified: March 23, 2026
Compare local Midvale, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 3.034 points this week to 0.312% APY, down from 3.346% last week.
Utah standard savings rates rose 0.785 points this week to 1.218% APY, up from 0.433% last week.
Fees could reduce earnings. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change quarterly for Share Savings.
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000
Standard Rate*
Earn 10x the National Average2
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Midvale, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Midvale, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.