The best savings rates for Flower Mound, Texas and the surrounding area include Ciera BankCiera Bank1801 Cross Timbers Rd, Flower Mound, TX 75028A-4.9 ★Texas Ratio: 16.58% Money Market Savings Account at 3.40% APY, PNC BankPNC Bank2631 Cross Timbers Rd, Flower Mound, TX 75028A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Frost BankFrost Bank5851 Long Prairie Road, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY, Fort Worth Community Credit UnionFort Worth Community Credit Union3548 Long Prairie Rd, Flower Mound, TX 75022A+5.0 ★Texas Ratio: 3.77% Regular Shares Tier 2 at 0.20% APY, and Independent Bank Mckinney, TXIndependent Bank Mckinney, TX2881 Cross Timbers Rd, Flower Mound, TX 75028A+5.0 ★Texas Ratio: 2.30% Business Savings at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Flower Mound, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Flower Mound, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Flower Mound, Texas and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifying balance up to $14,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $499.99
Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $100,000.00
Qualifying balance up to $500.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $1,000.00
Intro rate subject to change
Compare local Flower Mound, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.
Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Flower Mound, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Flower Mound, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.