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Texas Savings Rate Trends

Corpus Christi, Texas (TX) Savings Rates - March 2026

The best savings rates for Corpus Christi, Texas and the surrounding area include PNC BankPNC Bank5015 Ayers St, Corpus Christi, TX 78415A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Rally Credit UnionRally Credit Union5725 Spohn Dr, Corpus Christi, TX 78414 4117A+5.0 ★Texas Ratio: 5.21% Liberty Savings at 3.15% APY, Pentagon Federal Credit UnionPentagon Federal Credit Union4401 S Staples St, Corpus Christi, TX 78411 2601A5.0 ★Texas Ratio: 10.64% Premium Online Savings Account at 2.70% APY, Synergy Federal Credit UnionSynergy Federal Credit Union1147 Cantwell Ln, Corpus Christi, TX 78407A+5.0 ★Texas Ratio: 0.96% Sprout and Teen Savings Account at 1.71% APY, and Frost BankFrost Bank14201 S Padre Island Dr, Corpus Christi, TX 78418A+5.0 ★Texas Ratio: 2.87% Savings Money Market at 1.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Corpus Christi, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Corpus Christi, Texas (TX) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Corpus Christi, Texas and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Corpus Christi, Texas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
5015 Ayers St, Corpus Christi, TX 78415
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX 78414 4117
Liberty Savings
3.15%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX 78414 4117
Liberty Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX 78414 4117
Checking & Savings Account Bundle
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

See Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX 78414 4117
Checking & Savings Account Bundle
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

See Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
4401 S Staples St, Corpus Christi, TX 78411 2601
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5 minimum balance to open

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1147 Cantwell Ln, Corpus Christi, TX 78407
Sprout and Teen Savings Account
1.71%
$0
Rate1.70%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Money Market
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Money Market
1.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX 78415
IRA Savings
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX 78415
IRA Savings
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Money Market
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
7001 Saratoga Blvd, Corpus Christi, TX 78414 3919
IRA Shares
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.32%
2633 Rodd Field Rd, Corpus Christi, TX 78414 3145
IRA Share
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Money Market
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Members First Credit Union Corpus Christi, TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
5444 S Staples St, Corpus Christi, TX 78411
IRA Savings
0.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Money Market
0.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX 78414 4117
IRA Savings Account
0.90%
$50
Rate0.90%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

CoastLife Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
6810 Saratoga Blvd, Corpus Christi, TX 78414
Real Savers Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Money Market
0.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
3002 Cimarron Blvd, Corpus Christi, TX 78414 2618
IRA Savings
0.50%
$1
Rate0.50%
Min Deposit$1
Min Balance
UpdatedMar 28, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.32%
2633 Rodd Field Rd, Corpus Christi, TX 78414 3145
Super Shares Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Charter Bank TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
10502 Leopard St, Corpus Christi, TX 78410
Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
7001 Saratoga Blvd, Corpus Christi, TX 78414 3919
Regular Savings Account
0.45%
$0
Rate0.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.32%
2633 Rodd Field Rd, Corpus Christi, TX 78414 3145
Super Shares Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
7001 Saratoga Blvd, Corpus Christi, TX 78414 3919
Regular Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
3002 Cimarron Blvd, Corpus Christi, TX 78414 2618
Savings
0.30%
$1
Rate0.30%
Min Deposit$1
Min Balance
UpdatedMar 28, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.32%
2633 Rodd Field Rd, Corpus Christi, TX 78414 3145
Super Shares Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CoastLife Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
6810 Saratoga Blvd, Corpus Christi, TX 78414
Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CoastLife Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
6810 Saratoga Blvd, Corpus Christi, TX 78414
Education Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Members First Credit Union Corpus Christi, TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
5444 S Staples St, Corpus Christi, TX 78411
Share Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

CoastLife Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
6810 Saratoga Blvd, Corpus Christi, TX 78414
Teen Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
5725 Spohn Dr, Corpus Christi, TX 78414 4117
Business Share Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX 78415
Share (Savings)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.32%
2633 Rodd Field Rd, Corpus Christi, TX 78414 3145
Regular Share Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Members First Credit Union Corpus Christi, TX
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
5444 S Staples St, Corpus Christi, TX 78411
Kids Club Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1147 Cantwell Ln, Corpus Christi, TX 78407
Share Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1147 Cantwell Ln, Corpus Christi, TX 78407
Special Share Savings/Club Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1190 Waldron Rd, Corpus Christi, TX 78418
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1190 Waldron Rd, Corpus Christi, TX 78418
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
14201 S Padre Island Dr, Corpus Christi, TX 78418
Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $14,999.99

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
5015 Ayers St, Corpus Christi, TX 78415
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1190 Waldron Rd, Corpus Christi, TX 78418
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
5015 Ayers St, Corpus Christi, TX 78415
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1190 Waldron Rd, Corpus Christi, TX 78418
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1190 Waldron Rd, Corpus Christi, TX 78418
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Building 239, Sheppard Afb, TX 76311
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
800 E Main St, Gatesville, TX 76528
First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $5,000.00

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $100,000.00

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings*
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Regular Savings / Business Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1601 Preston Rd, Plano, TX 75093
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Corpus Christi, TX Savings Rate Trends

Compare local Corpus Christi, TX savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Savings Trends →
High-Yield Savings — TX Avg
0.805%
▼ 2.174 from last week

Texas high-yield savings rates fell 2.174 points this week to 0.805% APY, down from 2.980% last week.

Standard Savings — TX Avg
0.541%
▼ 0.266 from last week

Texas standard savings rates fell 0.266 points this week to 0.541% APY, down from 0.807% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Corpus Christi, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Corpus Christi, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Corpus Christi, Texas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.

Are savings accounts in Corpus Christi, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do savings rates change in Corpus Christi, Texas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Corpus Christi, Texas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Corpus Christi, Texas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Corpus Christi, Texas offer in-person customer service, which some customers prefer.

How do I open a savings account in Corpus Christi, Texas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Corpus Christi, Texas

Here are recent savings rates observed in Corpus Christi, Texas and the surrounding area:
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Rally Credit Union
    Liberty Savings — 3.15% APY
  • Pentagon Federal Credit Union
    Premium Online Savings Account — 2.70% APY
  • Synergy Federal Credit Union
    Sprout and Teen Savings Account — 1.71% APY
  • Frost Bank
    Savings Money Market — 1.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Corpus Christi, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026