The best savings rates for Amarillo, Texas and the surrounding area include Amarillo National BankAmarillo National Bank410 S Taylor St, Amarillo, TX 79101A5.0 ★Texas Ratio: 13.79% Savings at 3.00% APY, FNB of HerefordFNB of Hereford8700 Fm 2219, Amarillo, TX 79119B+4.7 ★Texas Ratio: 18.40% Regular Savings at 1.10% APY, City Federal Credit UnionCity Federal Credit Union901 S LINCOLN ST, AMARILLO, TX 79101 3637A5.0 ★Texas Ratio: 8.82% IRA Savings at 1.00% APY, Interstate BankInterstate Bank5085 S Coulter St, Amarillo, TX 79119C+4.1 ★Texas Ratio: 26.06% Statement Savings-Personal at 0.95% APY, and Alliance Credit UnionAlliance Credit Union9404 Hillside Rd, Amarillo, TX 79119A5.0 ★Texas Ratio: 6.79% IRA Shares at 0.75% APY.
To see how these savings rates in Amarillo, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Amarillo, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Amarillo, Texas and the surrounding area. Last Updated and Verified: March 20, 2026
Compare local Amarillo, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates currently average 1.177% APY based on data from institutions in our monitoring network.
Texas standard savings rates rose 0.089 points this week to 0.539% APY, up from 0.450% last week.
Monthly
As High As
As High As; $0 minimum balance
Minimum earning balance and up
Deposits of: $50,000 & Over
As High As
As High As
Minimum earning balance up to $49,999.99
Deposits of: $20,000-$49,999
Minimum earning balance $25.00
Minimum earning balance up to $24,999.99
Deposits of: $5.00-$9,999
Minimum earning balance up to $4,999.99
How to avoid the $5 monthly service fee
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Minimum earning balance up to $99.99
Qualifying balance up to $5,000.00
Qualifying balance up to $100,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online-only savings account
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Amarillo, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Amarillo, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.