Tega Cay, South Carolina Savings Rates - October 2026

Transaction Limits: Limited

Balance: Up to $1000.00

Earn up to 10% APY* on the first $1000 in our new High Yield Savings account! See all the details.

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; APY is effective as of 10/01/2026, is variable and may change after the account is opened. The dividend period, dividend compounding and crediting are monthly. Rates, terms and conditions are subject to change without notice. If Payback Savings qualifications are not met each month, the rate earned will revert to the Prime Share rate paid during that month. Must meet four out of six qualifications each month: (1) Have a personal checking account in good standing (excluding Business Checking and HSA Checking accounts) and use a Debit Card or Credit Card a minimum of 10 times as a credit (signature-based) transaction that posts during each month. (2) Log in to online or mobile banking at least once each month. (3) Have ACH direct deposits that total at least $100 each month. (4) Have an active auto, personal, home equity, or home equity lines of credit loan with at least one transaction (payment, purchase, cash advance or balance transfer) that posts during each month. (5) Have a first mortgage originated with Family Trust, whether serviced or sold, with at least one payment that posts during each month. (6) Have a Family Trust Credit Card with at least one transaction (payment, purchase, cash advance, or balance transfer) that has posted in the previous two months.

Balance: $0.00 - $1,000.00

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-qualifying rate 0.00% APY; New accounts receive qualifying rate for first statement cycle

Balance: $1,000.01 - $10,000

Qualifications Required; Balance: $0.01; APY applies to balances up to $25,000; balances above $25,000 earn the top-tier main share savings rate; if VIP Checking criteria are not met, the bottom tier main share savings rate applies

IRA PayBack Savings Account1

Balance: $500,000 and over

Balance: Up to $25,000

Qualifications Required: Active Truliant checking account with $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month, including debit card purchases, bill payments, automatic transfers-even loan payments count; Premium Rate 3.400% APY : To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Non-Premium Rate 1.00% APY : Interest rate will decrease for balances above $25,000. Base Rate 0.10% APY : Interest rate applied if checking activity doesn't qualify. External deposits include : ACH (Direct Deposit), mobile & ATM deposits, checks deposited from a non-Truliant account, in-coming wire transfers. Withdrawals include : Debit card purchases (Point of Sale), checks, ATM, ACH, out-going wire transfers, withdrawal from a Truliant account to make a payment on a Truliant loan. Excluded transactions : internal transfers between Truliant deposit accounts and loan proceeds being deposited into your account from a Truliant loan. Earn the max rate your first two cycles - plenty of time to meet the easy checking qualifications. Balance: $0.01 - $25,000.00

Balance: $5,000.00 to $2,000,000.99

Balance: $5,000.00 to $2,000,000.99

IRA PayBack Savings Account1

Balance: $250,000 - $499,999.99

Balance: $5,000+; Qualifications Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days; Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. APY=Annual Percentage Yield. Rates may change after account is opened. Rate is accurate as of last dividend declaration date. Fees may reduce earnings on the account. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted to the account within the last 31 days and be posted to the account by the end of business day of the last day of the month for it to be considered a qualifying transaction. Credit Card transactions must be posted between the 27th of the previous month and the 26th of the current month to be considered a qualifying tran

Balance: $100 - $100,000

Qualifications Required: Have an open Movement Rewards Checking Account; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; High interest rate on balances up to $50,000* if the following requirements are met each monthly statement cycle (ending the last business day of the month): Have an open Movement Rewards Checking Account or Minimum daily balance of $15,000 in the Movement Rewards Savings account. Digital statements must be activated. If you do not meet the qualifications listed above during the monthly statement cycle, the entire balance of the account will earn 0.25% APY.*

Qualifications Required: Be enrolled in and log into online banking; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $100,000.00

IRA PayBack Savings Account1

Balance: $100,000 - $249,999.99

Published APY range: 2.40%-4.00%; Published rate range: 2.40%-4.00%. Rates based on zip code and with a minimum of $5,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Savings Account when you maintain deposits of $5,000.00 - $2,000,000.99. Balances $2,000,001.00 and above will earn 0.01% (0.01% APY). Balances below $5,000.00 will earn 0.01% (0.01% APY). Balances below $2,500 may be subject to a $10.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).

IRA PayBack Savings Account1

Balance: $20,000 - $99,999.99

Balance: $1,000,000 and over

Balance: $500,000 - $999,999

Balance: $250,000 - $499,999

Balance: $100,000 - $249,999

Balance: $50,000 and over

Balance: $5,000.00 and above Quarterly Minimum Balance

Balance: over $250

Balance: $25,000 - $49,999

Balance: $10,000 - $24,999

Balance: $2,500 - $9,999

Balance: Above $25,000

IRA PayBack Savings Account1

Balance: $0

Balance: $2,000+

Balance: $2,000+

Balance: $100 - $4,999

Balance: $5,000 and above

Balance: All Balances

Balance: LESS THAN $1,500

All Balances

Interest accrues daily and is paid quarterly. A service charge of $6 applies if the minimum balance drops below $100 any day in the quarterly statement cycle. Four (4) free withdrawals per quarterly statement. Rates are accurate and effective as of 7.23.2026.

Balance: $25 & over

Balance: $25 & over

Balance Computation: DAILY